AFT

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APRIL 2021AFT Member BenefitsAs an AFT member, you belong to a community ofcolleagues. We understand the power of joiningtogether—in our work, in our communities and in themarketplace. At the AFT, we have our own marketplace—AFT Member Benefits—which combines thepurchasing power of the AFT’s 1.7 million members withthe benefit offerings of Union Plus, the AFL-CIO’s benefitarm. This gives you a rich array of discounts, services andbenefits that go beyond the workplace. Many of theseprograms are available to family members, too.Are you worried about your student loans? Do you needto equip your home office? Looking for a competitivemortgage rate? Want a choice of no-fee credit cards?A great wireless plan? Do you yearn to travel? We havehotel discounts, rental car savings, guided tours and evenflight discounts.Whether for everyday necessities or splurges, check theAFT benefits offerings.

EDUCATIONSummer: Simplifying Student Debtwww.aft.org/benefits/summerGet introduced to Summer, the AFT’s free member benefitfor student debt management. Summer is a trustedonline platform that can help you sum up, simplify andnavigate your student loan situation. Summer specializesin enrolling borrowers in income-driven repaymentplans and keeping them on track for Public Service LoanForgiveness and other federal, state and private loanassistance programs to minimize the stress and burdenof student loan debt. Some student loan borrowers havehad to make payments during the COVID-19 pandemic,even when paychecks might not be coming in, butothers have benefited from a federal “payment pause.”Summer’s online tool is supplemented by a trusted teamof student loan advisers who ensure you are supportedstep by step through your unique repayment process.Free Collegewww.unionplusfreecollege.org888-590-9009You and your immediate family members can earnan online associate degree from a public, accreditednonprofit community college with no out-of-pocket costsfor tuition, fees or e-books.Bachelor’s Completionbachelorsdegree.unionplus.orgAFT members and their families can complete abachelor’s degree online, for free. Classes are offeredthrough a public, accredited university.AFT Robert G. Porter Scholars Programwww.aft.org/scholarshipsAFT members and their dependents are eligibleto apply for union-sponsored scholarships towardpostsecondary education.Union Plus Scholarship Programwww.aft.org/scholarshipsSince 1991, this program has awarded more than 4.5 million to members and their families who want tobegin or continue their postsecondary education.1Student Debt ebt.orgemail: debtclinic@aft.orgLearn about the landscape of free and underused federalprograms that help many student loan borrowers lowertheir monthly payments and, in some cases, even havetheir debt forgiven.Share My Lessonwww.sharemylesson.comBrowse for lesson plans, ideas and best practices—and add your own; join free professional developmentwebinars; and access thousands of standards-alignedlesson plans and activities for early childhood throughgrade 12.FINANCE AND LEGALIdentity Theft Protectionaft.clcidprotect.netIdentity theft can happen to anyone, anywhere, at any time.The AFT provides all active and retired members with freeidentity protection services. The fullest protection is providedwhen you go online and register with the program. Freeservices include credit restoration and recovery services thatcan reimburse you for up to 10,000 of direct out-of-pocketexpenses related to identity theft. You can also upgrade, ata competitive rate, to a 24/7 credit and identity monitoringservice, which includes Social Security ID monitoring and upto 1 million of insurance coverage in the event of a securitybreach that drains your accounts.Personal Loanswww.unionplus.org/loans855-578-8704Take control of your financial future by consolidatingyour high-interest credit cards and revolving debts witha personal loan that features no hidden fees and onepredictable monthly payment.Credit and Budget 3-1745Certified nonprofit credit counselors are available24 hours a day to help AFT members with confidentialfinancial guidance. Get started with a free consumercredit counseling session.2

Credit CardsDiscounted Hearing 0-522-4000Save over 40 percent on premium hearing aids at providersnear you. Plus free hearing exams, free follow-up care andfree batteries.The AFT credit card program has three credit cardoptions that AFT members can apply for. All have noannual fee and include special safety net features in theevent of a layoff, disability, strike or natural disaster.Prepaid Debit Cardaft.unionallinone.comThe AFT prepaid card program can help AFT membersrealize their financial goals and offers exclusive benefits.The card is easy to get and simple to use.Legal Services*www.unionplus.org/legalChoose from two levels of legal savings: a prepaid legalplan with full coverage on a wide range of services, orfree access to a discount legal plan that includes a halfhour consultation.Money Transferwww.unionplus.org/moneytransferGet a 10 percent discount on the transfer fee every time yousend money online to more than 51,000 payout locations in31 countries, including India, Mexico and the Philippines.STAYING HEALTHYDental Services and Discountswww.unionplus.org/dentalSave 20 to 50 percent on everything from routine visits tomajor dental procedures with one of the largest nationaldental networks. Save on routine care, including exams,cleanings and fillings, as well as major work, includingroot canals, crowns and dentures.Advantage Health Planwww.unionplus.org/dentalIn addition to dental savings, the Advantage plan offersdiscounts on chiropractic services, alternative medicine,podiatry and diabetes supplies.Vision Services and Discountswww.unionplus.org/visionSave on eye care with your choice of two levels ofinsurance plans that provide vision coverage for lowerout-of-pocket costs, plus a free discount vision plan.3Prescription Discount Cardwww.unionplus.org/rxDownload a free discount RX card and save up to 65 percenton the retail price for brand name and generic drugs.DISCOUNTS & g connected is more important than ever. Whetheryou are a caregiver for an aging loved one or want tomake sure you have quick access to help throughout yourday, LifeStation’s suite of medical alert technology canhelp! A nationally recognized provider that sends help atthe push of a button within minutes, LifeStation providesAFT members with an exclusive discount for 24/7/365emergency monitoring. Choose from in-home or mobilesolutions that fit your family’s needs.AT&T Wireless Discountwww.unionplus.org/AFTattCode: 3508840Save 15 percent on the monthly service charge forqualified Mobile Share and Family AT&T wireless plans,get up to 10 per line on Unlimited Elite plans, save 20percent on select accessories, and get activation feeswaived on select devices for new lines of service. All fromAT&T—the only nationwide unionized wireless company.Dansko Footwearwww.aft.org/members-onlyDansko, a brand known for quality, comfort and style,offers AFT members a 25 percent discount through aspecial members-only e is an incredibly powerful meal planningsolution, built to satisfy your tastes, your budget and yourlifestyle. AFT members can get a free month trial andreceive a 40 percent discount. Save time and money andenjoy delicious, healthy meals the whole family will love.4

Dell Computerswww.aft.org/members-onlyNeed to upgrade your computer? Do the kids need alaptop for school/college? Want to enhance your gamingsetup for the best experience? In addition to exclusivemonthly offers and the Dell Rewards Program offering6 percent back and free shipping, AFT members willhave access to exclusive savings of 10 percent off selectcomputers and Dell monitors and accessories through aspecial members-only link to Dell.com.Everyday Discountswww.unionplus.org/discountsSave on local shopping, dining and services, includingauto care, grocery coupons, movie tickets and more. Thereis a mobile app for easy access to savings on the go!Discounted Magazine SubscriptionsBrought to you by EBSCO Consumer Subscription Serviceswww.buymags.com/AFT800-877-7238AFT members receive special discounts on a hugeselection of popular magazines. Subscribe now tomember favorites like The New Yorker, Time, People,Sports Illustrated and much more. Renew the magazinesyou enjoy today, or treat a family member to a giftsubscription you know they will love!Office Depot/Office Maxwww.aft.org/members-onlyINSURANCEAccidental Death and DismembermentInsurancewww.aft.org/ADDAll active, working AFT members have a 5,000Accidental Death and Dismemberment policy. If a coveredinjury or death occurs as a result of a workplace accident,the policy provides extra benefits. Coverage is notavailable to retiree members or fair share payers.No-Cost Term Life Insurance for New Members1www.aftbenefits.org888-423-8700New first-time AFT members are entitled to 5,000 ofterm life insurance coverage with MetLife for one year atabsolutely no cost to you. New members must completeand submit the application for this coverage in the first12 months of membership.Auto and Home -9638 (877-238-9638)You have special access to personalized auto andhomeowner’s insurance. Quickly and easily compare andsave with multiple quotes from highly rated carriers all inone place—in just minutes. Plus, save even more whenyou bundle auto and home policies together.Renters Insurance*www.metlifechoice.com/aftbenefitsMembers can register for special savings on everythingfrom classroom materials to office supplies, printers,computers and accessories. Once registered, savings areavailable online or at stores. Free overnight delivery onorders of 50 or more.877-AFT-9638 (877-238-9638)Powell’s BookstoreTerm Life*www.aft.org/powellsPowell’s Bookstore in Portland, Ore., is the largestindependent, unionized bookstore in the country (ILWU,Local 5).Teleflora Flowers & Gift Basketswww.unionplus.org/flowers888-667-7779Save up to 30 percent on flowers, gift baskets and plantsthrough Teleflora and have them delivered anywhere in theworld by local florists—100 percent satisfaction guaranteed.5Savings for renters from MetLife Auto & Home—yoursingle source for finding the right coverage at the rightprice. Plus save even more when you bundle auto andrenters policies together.www.aftbenefits.org888-423-8700Life insurance that fits into your financial puzzle to supplementlife insurance you already have or to help ensure your family’sshort- and long-term needs. Find a range of coverage amountsfor yourself, your spouse/domestic partner and your dependentchildren from the Metropolitan Life Insurance Company.1Retirees, agency fee payers and New York State United Teachersmembers are not eligible for this coverage.6

Senior Term Life*Pet Health pets888-423-8700877-358-3944Members and their spouses or domestic partners (ages55-74) can get economical senior term life insurance tohelp pay final expenses and ensure peace of mind.Get peace of mind as a pet parent. We’ve partnered withPets Best, a leading U.S. provider, to offer pet insuranceplans to AFT members. Pet insurance reimburses you on yourveterinary bills when your dog or cat gets sick or injured.Not available in Montana or Washington state.Disability Income*www.aftbenefits.orgTRAVEL888-423-8700Hilton HotelsMake sure you and your family can sustain a gap inincome if a serious illness or accidental injury preventsyou from working. The AFT’s Disability Income InsurancePlan helps preserve your lifestyle if you suddenly cannotwork due to a covered disability.www.aft.org/hotelsAFT members receive up to 12 percent off rates atthe Hilton chain hotels. Advance booking through theprogram website required.Not available in New Hampshire.www.aft.org/hotelsFree Trauma Counselingwww.aft.org/members-onlyThe AFT trauma counseling program is available toworking members free of charge, in the one-yearaftermath of a covered traumatic incident: domesticviolence, aggravated assault, sexual assault, massshooting, terrorism or if you are infected, injured ortraumatized by a disease during a major disaster.Coverage extends to the workplace if you are traumatizedby being bullied, harassed or threatened; experience asecondary trauma; witness a violent act; or contract aninfectious disease. If you are unsure whether your incidentqualifies, we encourage you to file a claim for services.Wyndham Hotels and Resorts877-670-7088Code: 8000000297With nearly 9,000 participating hotels nationwide,you can save up to 20 percent on your next adventure.Advance booking through the program website or tollfree number with the code is required.Car Rentalwww.unionplus.org/carrentalsVoluntary Trauma Coveragewww.aft.org/members-onlyThis member-paid benefit provides expanded insurancecoverage and is available for members to purchase forthemselves or their family at a discounted rate. There arethree coverage options available, as well as a fourth familyoption. Trauma Coverage provides income reimbursement,expense reimbursement, an accidental death benefit andmoney for counseling. Visit the website for 800-847-43893042238Save up to 25 percent on car rentals, so you can gowherever life takes you.Southwest Airlines2www.aft.org/members-onlyNow that AFT members are eligible for discounted travel onSouthwest Airlines, there’s never been a better time to takea trip. Access is through the AFT members-only webpage.27COMPANYSouthwest’s “Wanna Get Away” fares are discounted only on selectroutes.8

Vacation ToursProfessional Moving movingvans844-868-2685North American Van Lines: 888-813-9595Take the vacation of your dreams. Save on traveldestinations around the world when you experience guidedtravel with Collette Vacations using your AFT discount.Theme Parkswww.unionplus.org/entertainmentWe’ve got savings for the kids and the kid in all of usat theme parks across the country. Requires advancereservations and payment through the website.MORTGAGES AND HOME SERVICESAmalgamated Bank s program features competitive interest rates, exclusivediscounts, refinancing solutions and a program to helpfirst-time buyers (not yet licensed in all states; seewebsite for more information).Union Plus Mortgage Companywww.unionplusmortgage.com855-864-6653Find competitive rates on a wide range of mortgageoptions, plus special benefits, including hardship assistancefor union members. This program is available to active andretired union members and their parents and children (notyet licensed in all states; see website for more information).Real Estate bers get discounts on interstate moving, packing andin-transit storage.Hertz Vans and Trucks : 205666Save up to 25 percent on Hertz vans and trucks atparticipating locations.Budget Truck e: 56000127763Get 20 percent off do-it-yourself moves when you reservein advance.Auto Buyingwww.unionplus.org/autobuyingReceive pre-negotiated, upfront best-market pricing onnew cars and trucks without having to negotiate with thedealer. There is no cost to access the program. Receive a 100 rebate from Union Plus when buying a new unionassembled vehicle.* New York State United Teachers members havesimilar programs through NYSUT MemberBenefits Trust. To obtain more information aboutthese plans, members can call 800-626-8101.By working with pre-screened real estate agents,members can earn 500 for every 100,000 in homevalue after closing. Cash back not available in all states.See website for exclusions and limitations.Save My Home bers facing foreclosure or mortgage issues canmake a free call to a hotline staffed by HUD-trainedcounselors, 24/7. The program provider is a nonprofitconsumer credit counseling agency and a reputablesource of consumer advice.910

DISCLOSURESThe AFT has numerous endorsed programs listed in thisbrochure for which it receives expense reimbursements.All payments to the AFT are used solely to defray thecosts of administering the AFT Member Benefitsprograms and, where appropriate, to enhance them.QUESTIONSaftplus@aft.org800-238-1133, ext. 8643AFT Member BenefitsMany of the AFT’s benefits are provided through UnionPlus. The programs listed in this brochure are current asof April 2021. Visit aft.org/benefits for new programsand enhancements.Randi WeingartenpresidentFedrick C. Ingramsecretary-treasurerEvelyn DeJesusexecutive vice presidentAPRIL 2021

No-Cost Term Life Insurance for New Members1 www.aftbenefits.org 888-423-8700 New first-time AFT members are entitled to 5,000 of term life insurance coverage with MetLife for one year at absolutely no cost to you. New members must complete and submit the application for this coverage in the first 12 months of membership. Auto and Home Insurance*