WIXLIB

3.2.4. Credit CardStores Configurations Sales Payment Methods Authorize.Net Credit Card.The Credit Card section allows configuring parameters related to accepting Credit Card paymentsthrough your Authorize.Net account. For example, enable, title, action, API key, vault, and CVV.Credit CardConfigurationInput FieldDescriptionEnabledSelect Yes from the drop-down menu to enable credit cardprocessing.TitleEnter the title to display when presenting credit card as anoption.Payment ActionChoose the order you would like for authorize or authorizeand capture your payments. See Transaction Types fordetailed explanation about the difference.Payment FromApplicableCountriesSelect from the drop-down menu the countries from whichyou will accept payment using credit card.Credit Cards TypesChoose the card brands you support from the menu.Enable VaultSelect Yes from the drop-down menu to enable thispayment method for Vault, which enables your customersto securely store their payment information for later use.Require CVV forVault on FrontendSelect Yes from the drop-down menu to enable CVV forVault on the front end.Require CVV forVault on BackendSelect Yes from the drop-down menu to enable CVV forVault on the back end.Enable 3D SecureCard ValidationSelect Yes to enable strong customer validation throughCardinal Commerce.Sort OrderEnter a number to indicate the order in which you wouldlike credit card to appear in the payment methods list.Jul 24 2019Authorize.Net Global Payment Management for Magento 2.x12

3.2.5. eCheckStores Configurations Sales Payment Methods Authorize.Net eCheckThe eCheck section allows you to configure parameters related to accepting ACH/eCheckpayments through your Authorize.Net account. For example, enable, title, action, and vault.eCheckConfiguration InputFieldDescriptionEnabledSelect Yes from the drop-down menu to enable eCheck forthis account.TitleEnter the title that will display when eCheck is presented asan option.Payment FromApplicable CountriesSelect from the menu the countries from which you willaccept eCheck payments.Order AgreementEnter a customized message that will be displayed to yourcustomers who place eCheck orders.Enable VaultSelect Yes from the drop-down menu to enable this paymentmethod for Vault, which enables your customers to securelystore their payment information for later use.Sort OrderEnter a number to indicate the order in which you would likeeCheck to appear in the payment methods list.3.2.6. Centinel 3D Secure by CardinalStores Configurations Sales Payment Methods Authorize.Net Centinel 3D Secure byCardinalThe Authorize.Net extension includes the ability to enable Centinel 3D Secure by Cardinal. Inorder to make use of this feature, you must have an established account with CardinalCommerce in addition to your Authorize.Net account.Jul 24 2019Authorize.Net Global Payment Management for Magento 2.x13

Centinel 3D Secure by CardinalConfiguration Input FieldDescriptionTest ModeChoose No for production environment.API IDObtain from Cardinal Commerce.Org Unit IDObtain from Cardinal Commerce.API KeyObtain from Cardinal Commerce.You can obtain the test credentials from this URL.3.2.7. WebhooksWebhooks are “push notifications”, any action or change performed with the order inMerchant Portal will be synced with your store. It allows you to keep your orders up to datewith Authorize.Net transactions.Webhooks Configuration1. Webhooks Status - lists registered Webhooks.2. Webhooks Payloads - lists pending and processed Webhooks with their payloads.To setup Webhooks for your store:1. Obtain Signature Key as described in Webhooks Signature Key section.2. Click Webhooks Status button, then Register Webhooks:Register/Delete WebhooksJul 24 2019Authorize.Net Global Payment Management for Magento 2.x14

A success message with the list of registered Webhooks will be shown:Registered WebhooksTo delete your store’s Webhooks:1.2.Click Webhooks Status button.Select and Delete Webhooks.Success message with the list of unregistered Webhooks will be shown:Deleted WebhooksConfigure webhooks notification email at Stores System Configuration General Store EmailWebhooks Notification EmailJul 24 2019Authorize.Net Global Payment Management for Magento 2.x15

Addresses Authorize.Net Notification Email.The webhooks notification email notifies the administrator of unresolved webhook events. SeeWebhooks Notification Email for details.3.2.8. Save ConfigurationClick Save Config to save your changes.Save Config Button4. Advanced Fraud Detection SuiteAuthorize.Net provides you with an ability to detect suspicious transactions in automatic modeand manage flagged transactions via the extension.The first step is to define fraud filters and actions in Authorize.Net merchant interface. Defaultsettings include the most common fraud rules. For more information about the Advanced FraudDetection Suite, log into the merchant interface, navigate to Advanced Fraud Detection Suite,and click the Help link.Jul 24 2019Authorize.Net Global Payment Management for Magento 2.x16

Fraud Detection Suite SettingsWhen a suspicious transaction is detected, one of the following actions is applied depending onthe configuration:1. Accept2. Authorize and Hold3. Do not Authorize and Hold4. DeclineWhen either Authorize and Hold or Do not Authorize and Hold is triggered, only the followingactions are allowed on Order View page. The status of order is “Suspected Fraud”:Available Actions for Suspicious OrdersJul 24 2019Authorize.Net Global Payment Management for Magento 2.x17

If you accept the payment, then the transaction is released from hold and authorized (if not yetauthorized). Denying payment will immediately close the order and notify Authorize.Netgateway that you declined the transaction. Transactions held with the status “Do not Authorizeand Hold” are not checked against the processing network until you approve the transaction, soit is possible that they can still decline when you choose to Accept the Payment.5. Activating Centinel 3D Secure by CardinalAuthorize.Net supports Cardholder Authentication (CA) for Visa and MasterCard.Follow the next steps to enable 3D Secure in your store:1. Enable CA in the Authorize.Net Merchant Portal.2. Configure Centinel 3D Secure as described here.3. Enable 3D Secure Card Validation as described here.3D Secure Verification Popup WindowA cardholder who is enrolled into 3D Secure may be prompted for additionalverification prior to order placement.After verification, the order will proceed as usual.For more information on Centinel 3D Secure by Cardinal, you can visithttps://www.cardinalcommerce.com/Jul 24 2019Authorize.Net Global Payment Management for Magento 2.x18

6. WebhooksWebhooks are “push notifications”: any action or change performed with the order inMerchant Portal will be synced with your store. It allows you to keep your orders up to datewith Authorize.Net transactions. See Webhooks section for configuration details.Webhooks module provides detailed log of all registered payloads fortroubleshooting/debug purposes.Webhooks Payload Processing LogNOTES:Magento system cron must be configured for proper Webhooks queue processing. Pleaserefer to Magento documentation in order to get cron setup instructions.Webhook status is changed from “pending” to “processed” or “failed” after processing.Failed status does not always mean that something is wrong.If your Authorize.Net account has multiple magento/other ecommerce software instancesconnected to it, your current setup will receive webhook events for all of them. The modulewill try to find transactions matching only the current instance. All other webhook payloadswill have “failed” status.Jul 24 2019Authorize.Net Global Payment Management for Magento 2.x19

7. Order Management7.1. OverviewOrders placed with any of Authorize.Net’s payment methods have an additional informationblock, containing gateway transaction details. These details vary from method to method. Belowis the example of transaction details submitted with credit card enrolled to 3D Secure:Gateway Transaction DetailsThe below table defines each fields:PaymentInformation FieldDescriptionTransaction IDThe ID of the Authorize.Net transaction.Credit Card TypeThe type of credit card.Jul 24 2019Authorize.Net Global Payment Management for Magento 2.x20

PaymentInformation FieldDescriptionCredit Card NumberMasked PAN of credit card.AVS Response CodeA code and description that indicate the Address Verification Service(AVS) results returned by the processor for a transaction.Some AVS Response Codes are:N Does NOT MatchP Is NOT ProcessedS Should be on card, but is not indicatedU Issuer is not certified or has not provided encryption keyAuth Response CodeA code assigned to the transaction by the card issuing bank indicatingits authorization status.cvvResultCodeThe result code of Address Verification System for transaction.cavvResultCodeCardholder authentication verification response code. One of thefollowing:Blank or not present -- CAVV not validated.0 -- CAVV was not validated because erroneous data was submitted.1 -- CAVV failed validation.2 -- CAVV passed validation.3 -- CAVV validation could not be performed; issuer attemptincomplete.4 -- CAVV validation could not be performed; issuer system error.5 -- Reserved for future use.6 -- Reserved for future use.7 -- CAVV failed validation, but the issuer is available. Valid for U.S.issued card submitted to non-U.S acquirer.8 -- CAVV passed validation and the issuer is available. Valid for U.S.issued card submitted to non-U.S. acquirer.9 -- CAVV failed validation and the issuer is unavailable. Valid for U.S.issued card submitted to non-U.S acquirer.A -- CAVV passed validation but the issuer unavailable. Valid for U.S.issued card submitted to non-U.S acquirer.B -- CAVV passed validation, information only, no liability shiftEnrolledIndicates whether 3DS was used for this transaction.CAVVCardholder Authentication Verification ValueECIFlagElectronic Commerce Indicator (ECI). The ECI value is part of the 2 dataelements that indicate the transaction was processed electronically.PAResStatusJul 24 2019Payer Auth response status code.Y: the password is correct.N: the password is incorrect.U: it is not possible to validate the password. For example, failure of anACS system component such as the cardholder database.A: Proof of authentication attempt was generated.Authorize.Net Global Payment Management for Magento 2.x21

PaymentInformation FieldDescriptionSignatureVerificationVerified by Visa and MasterCard SecureCode.XID3-D Secure transaction ID.FSDFilterActionAction of triggered AFDS filter.FDSFiltersList of triggered AFDS filters with actions.Order View page shows available actions for current order. These actions depend on status andtransaction type. Below is an example of Authorize Only order actions:Available Order Actions7.2. Capture PaymentAuthorize-only orders are only paid when capture the authorized amount is completed. To doso, identify the invoice action at the top of Order View page and click on it. It is important tochoose Capture Online to actually capture authorized amount:New Invoice PageThe extension supports capture once. The extension will get all items to create invoice.Jul 24 2019Authorize.Net Global Payment Management for Magento 2.x22

Order TotalsThe extension also supports partial payment captures. You can adjust item quantities and createpartial invoices. Once you have created partial invoice, pay attention to order totals. You will seeTotal Due field indicating the amount not captured yet:Partially Captured Order TotalsJul 24 2019Authorize.Net Global Payment Management for Magento 2.x23

7.3. Void AuthorizationAuthorize-only orders have Void and Cancel, along with other available actions at the top of OrderView page.Void will void authorization, but you will still be able to invoice the order offline and ship. The orderwill not display the void function when the order has been settled.Cancel will close the order after voiding such that you will not be able to do anything with it later.7.4. RefundsTo create a refund, go to invoices:Order Invoices ListSelect the appropriate invoice and then click Credit Memo at the top of Invoice View page. Theextension supports partial refunds, you can adjust amount by Adjustment Fee and AdjustmentRefund fields. See Magento documentation for further details.Jul 24 2019Authorize.Net Global Payment Management for Magento 2.x24

New Credit MemoClick Refund after all adjustments. A credit Memo will be created, and the amount will be refunded.NOTE: Clicking Credit Memo at the top of Order View page will create an offline refund.NOTE: Refunds are possible only for already settled transactions, Authorize.Net settles transactionsonce every 24 hours. All attempts to refund unsettled transaction will lead to a gateway error.7.5. Partial Refunds and CapturesIf Webhooks have been configured, transactions modified directly within Authorize.Net (not fromwithin Magento) will be detected by this extension. However, external partial captures andrefunds will not automatically update a transaction status within Magento because there is noway to determine which items were captured or refunded to create an invoice or credit memo inMagento.In such cases, you need to create a partial refund and capture using offline mode magento.7.5.1 Refunds offline (Credit Memo)Credit Memo (refunds)Jul 24 2019Authorize.Net Global Payment Management for Magento 2.x25

7.5.2 Capture offline (Capture Offline)Creating invoiceThe module sends notification emails to the address configured in General section when they aresuccessfully created.Jul 24 2019Authorize.Net Global Payment Management for Magento 2.x26

Removed obsolete steps from 2. Authorize.Net Installation Steps 1.0.1 Sep 17, 2018 Updated 2. Authorize.Net Installation steps Added Minor details to 3.1.1 Merchant Keys, 3.1.6 Webhooks Signature Key, and 7 Order Management fields table 1.0.0 Jun 27, 2018 Initial Release