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NOTICECHANGES IN CASH TRANSACTION CHARGES — ICICI BANK SAVINGS ACCOUNTSAt ICICI Bank, in line with the Digital India initiative, we encourage our customers to use digitalchannels of Internet Banking and Mobile Banking for their transactions. We have recently made fundtransfers through NEFT/RTGS via Mobile Banking and Internet Banking free. A host of features likebill payments and others are also available on our digital channels for the convenience of ourcustomers. In addition, customers can withdraw cash by using their Debit Cards at any bank ATMs*free of any bank charges.We have noticed that a section of our Savings Account customers undertake cash transactions at ourbranches, arising out of their business activities. Many of these business transactions frequentlyinvolve high volume and value of currency notes. We would like to point out that businesstransactions should be conducted only through Current Account and not through Savings Account.We request customers having requirement of carrying out business transactions, to open CurrentAccounts in our Bank. Our staff at branches would be happy to help, in case they need any assistance.Keeping in mind the needs of our Savings Accounts customers, we will continue to keep a certainnumber of cash transactions free at our branches as per the type of Savings Account of the customerwith us. Accordingly, the charges on Cash transactions have been revised as per the below grid witheffect from Dec 15, 2019.*For select account variants. T&C apply.
The detailed schedule applicable to the various types of Savings Accounts is available on our websitewww.icicibank.com Service Charges and Fees.Revision in limits of Cash Transactions Charges:AccountTypeRegularSavings /RegularSalaryAccountsandVariants*Charge TypeExisting ChargesRevised ChargesCash transactions (deposits and Nil for the first 4 transactions in a1) Number Limit (Sum total ofwithdrawals) at base branch i.e. month; thereafter Rs 5 per Rs 1,000deposits and withdrawals)all branches/ Cash Recycleror part thereof, subject to a minimum4 free cash transactions perMachine (cash deposits) in the of Rs 150 in the same monthmonth.same cityCharges above free limits: Rs 150per transaction.Anywhere Cash Withdrawals by Nil for the first cash withdrawal of acustomer or customer’scalendar month;2) Value Limit (Sum total of depositsrepresentative to the debit ofThereafter in the month, Rs 5 per Rsand withdrawals)the customer’s own Savings1,000 or part thereof, subject to aThe value limit is inclusive ofAccount at a non-base branch minimum of Rs 150both Home and Non homei.e. branch in other citybranch transactions.a) Home Branch(Branch where account is openedor ported)Anywhere Cash deposit byAt Branch – Rs 5 per Rs 1,000 or partcustomer or customer’sthereof, subject to a minimum of RsRs 2 lakh. Free per month perrepresentative to the credit of 150account.the customer’s own SavingsAt Cash Recycler Machine - Nil for theAbove Rs 2 lakh – Rs 5 perAccount at a non-base branch first cash deposit of a calendarRs 1,000, subject to a minimumi.e. branch in other citymonth; thereafter in the month, Rs 5of Rs 150per Rs 1,000 or part thereof, subjectto a minimum of Rs 150b) Non-Home branch –No charges for cash transactionsvalue up to Rs 25,000 per day.Above Rs 25,000 – Rs 5 per Rs1,000 subject to a minimum ofRs 1503) Third party Cash transaction(Sum total of deposits andwithdrawals) Up to a limit of Rs 25,000 perday – Rs 150 per transaction.Above Rs 25,000 not allowed.For Senior Citizen customers,Young Star / Smart Star accounts,while the limit of Rs 25,000 per daywill be applicable, the accounts willnot be charged.
*Regular Savings Account, Advantage Woman Savings Account, Senior Citizen Savings Account, Young Stars and SmartStar Account, Freedom Savings Account, Easy Receive Account, Bank at Campus, Self Help Groups, Blind/VisuallyImpaired/Incapacitated Savings Account, Illiterate Savings Account, Broking/ I Direct linked Savings Account, Asset LinkedSavings Account (ALSA) and Salary.In addition to the above grid, the Savings Account with Zero Balance requirement or accounts where stipulated MonthlyAverage Balance (MAB) is not maintained, the below charges will also apply #. All cash transactions (deposits & withdrawals) at ICICI Bank branches or cash deposits in ICICI Bank Cash RecyclerMachines will be charged at Rs 100 (per transaction) for the first two transactions and Rs 125 (per transaction) forany subsequent transactions up to the threshold limits applicable for the type of Savings Account. This charge willbe levied over and above the non–maintenance of MAB charges stipulated in terms and conditions applicable tothe account.Exclusions:Senior Citizens, Select Circle Accounts, Society Accounts, Student Accounts, Wealth & Private Banking, BasicSavings Bank Account, Incapacitated and Blind, Accounts mapped to Family IDs or any other product identified bythe Bank.#
AccountTypeCharge TypeExisting ChargesCash transactions (deposits and withdrawals) Nilat base branch i.e. all branches/ Cash RecyclerMachine (cash deposits) in the same cityAnywhere Cash Withdrawals by customer orcustomer’s representative to the debit of thecustomer’s own Savings Account at a nonbase branch i.e. branch in other cityNilAnywhere Cash deposit by customer orNilcustomer’s representative to the credit of thecustomer’s own Savings Account at a nonbase branch i.e. branch in other citySilverSavings /SilverSalaryAccountsRevised Charges1) Number Limit (Sum total of depositsand withdrawals)5 free cash transactions per month.Charges above free limits: Rs 150per transaction.2) Value Limit (Sum total of depositsand withdrawals)The value limit is inclusive of bothHome and Non home branchtransactions.a) Home Branch(Branch where account is opened orported)Rs 2 lakh. Free per month peraccount.Above Rs 2 lakh – Rs 5 perRs 1,000, subject to a minimum ofRs 150b) Non-Home branch –No charges for cash transactionsvalue up to Rs 25,000 per day.Above Rs 25,000 – Rs 5 per Rs1,000 subject to a minimum of Rs150.3) Third party Cash transaction (Sumtotal of deposits and withdrawals) Up to a limit of Rs 25,000 per day –Rs 150 per transaction.Above Rs 25,000 not allowedFor Senior Citizen customers,Young Star / Smart Star accounts,while the limit of Rs 25,000 per daywill be applicable, the accounts willnot be charged.In addition to the above grid, the Savings Account with Zero Balance requirement or accounts where stipulated MonthlyAverage Balance (MAB) is not maintained, the below charges will also apply #. All cash transactions (deposits & withdrawals) at ICICI Bank branches or cash deposits in ICICI Bank Cash RecyclerMachines will be charged at Rs 100 (per transaction) for the first two transactions and Rs 125 (per transaction) forany subsequent transactions up to the threshold limits applicable for the type of Savings Account. This charge willbe levied over and above the non–maintenance of MAB charges stipulated in terms and conditions applicable tothe account.Exclusions:Senior Citizens, Select Circle Accounts, Society Accounts, Student Accounts, Wealth & Private Banking, Basic SavingsBank Account, Incapacitated and Blind, Accounts mapped to Family IDs or any other product identified by the Bank.#
AccountTypeCharge TypeExistingChargesCash transactions (deposits and withdrawals) Nilat base branch i.e. all branches/ Cash RecyclerMachine (cash deposits) in the same cityGold andMagnumSavings /Gold andMagnumSalaryAccountsAnywhere Cash Withdrawals by customer orcustomer’s representative to the debit of thecustomer’s own Savings Account at a nonbase branch i.e. branch in other cityNilRevised ChargesNumber Limit (Sum total of deposits andwithdrawals)5 free cash transactions per month.Charges above free limits: Rs 150 pertransaction.ORAnywhere Cash deposit by customer orNilcustomer’s representative to the credit of thecustomer’s own Savings Account at a nonbase branch i.e. branch in other cityValue Limit (Sum total of deposits andwithdrawals)The value limit is inclusive of both Homeand Non home branch transactions.Rs 2 lakh. Free per month per account.Above Rs 2 lakh – Rs 5 per Rs 1,000,subject to a minimum of Rs 150(Inclusive – Self and Third party)Cash transactions (deposits and withdrawals) Nilat base branch i.e. all branches/ Cash RecyclerMachine (cash deposits) in the same cityTitaniumSavings /TitaniumSalaryAccountsAnywhere Cash Withdrawals by customer orcustomer’s representative to the debit of thecustomer’s own Savings Account at a nonbase branch i.e. branch in other cityNilAnywhere Cash deposit by customer orNilcustomer’s representative to the credit of thecustomer’s own Savings Account at a nonbase branch i.e. branch in other cityNumber Limit (Sum total of deposits andwithdrawals)7 free cash transactions per month.Charges above free limits: Rs 150 pertransaction.ORValue Limit (Sum total of deposits andwithdrawals)The value limit is inclusive of both Homeand Non home branch transactions.Rs 5 lakh. Free per month per account.Above Rs 5 lakh – Rs 5 per Rs 1,000,subject to a minimum of Rs 150(Inclusive – Self and Third party)In addition to the above grid, the Savings Account with Zero Balance requirement or accounts where stipulated MonthlyAverage Balance (MAB) is not maintained, the below charges will also apply #. All cash transactions at ICICI Bank branches or cash deposits done at ICICI Bank Cash Recycler Machines will becharged at Rs 100 (per transaction) for the first two transactions and Rs 125 (per transaction) for any subsequenttransactions up to threshold limits mentioned as per type of the Savings Account. This charge will be levied overand above the non–maintenance of MAB charges stipulated in terms and conditions applicable to the account.Exclusions:Senior Citizens, Select Circle Accounts, Society Accounts, Student Accounts, Wealth & Private Banking, Basic SavingsBank Account, Incapacitated and Blind, Accounts mapped to Family IDs or any other product identified by the Bank.#
AccountTypeCharge TypeExisting ChargesCash transactions (deposits andNilwithdrawals) at base branch i.e. allbranches/ Cash Recycler Machine(cash deposits) in the same cityAnywhere Cash Withdrawals byNilcustomer or customer’srepresentative to the debit of theWealthcustomer’s own Savings Account atManagement a non-base branch i.e. branch in/ Privateother cityBankingAnywhere Cash deposit byNilcustomer or customer’srepresentative to the credit of thecustomer’s own Savings Account ata non-base branch i.e. branch inother cityRevised ChargesNumber Limit (Sum total of deposits andwithdrawals)10 free cash transactions per month.Charges above free limits: Rs 150 pertransaction.ORValue Limit (Sum total of deposits andwithdrawals)The value limit is inclusive of both Homeand Non home branch transactions.Rs 15 lakh. Free per month per account.Above Rs 15 lakh – Rs 5 per Rs 1,000,subject to a minimum of Rs 150(Inclusive – Self and Third party)Exclusions: Basic Savings Bank Deposit Account (BSBDA) and any other product/exclusionsidentified by the Bank.Taxes at prevailing rates as per Government rules shall be applicable over and above thementioned charges.
customer's own Savings Account at a non-base branch i.e. branch in other city Nil Anywhere Cash deposit by customer or customer's representative to the credit of the customer's own Savings Account at a non-base branch i.e. branch in other city Nil Exclusions: Basic Savings Bank Deposit Account (BSBDA) and any other product/exclusions
