WIXLIB

available for members between the ages of 65 and84. Benefits decrease as age increases.NYSUT Member Benefits-EndorsedPrograms & ServicesUFT members are also members of our statewide affiliate – New York State UnitedTeachers – the labor union representing more than 600,000 members across New YorkState in the education and health care industries.Your UFT membership gives you theopportunity to participate in dozensof endorsed programs and servicesoffered by NYSUT Member Benefits,including a variety of insurance,financial, legal, shopping, travel andpersonal programs.NYSUT Member Benefits endorses crucialinsurance programs along with important legaland financial services that offer the convenienceof paying through payroll or pension deduction soyou never have to worry about missing a premiumpayment or bill.UFT members also have access at no charge toan online Financial Planning Center on the NYSUTMember Benefits website. Choose from more than100 modules on different financial topics along witha financial wellness checkup so you can see whereyou stand in regard to your savings and retirement.For UFT members looking for assistance withday-to-day purchases, Member Benefits endorses anumber of shopping, travel and personal programs.Whether it’s discounts on movie, concert or themepark tickets, or savings on hotels and cruises, Member Benefits can help you save time and money onyour next vacation, excursion or simply a night out.You can also enjoy savings on restaurants, car andtruck rentals, medical alert services or hearing aids,and much more.New Member Benefits Website:NYSUT Member Benefits recently launched itsnewly redesigned website, allowing members toeasily explore and navigate the site on both desktopand mobile devices. Visit memberbenefits.nysut.org and then click on the “Insurance,” “Legal andFinancial” or “Shopping, Travel and Personal” menutabs to learn more about the programs available toyou as a UFT member. You can also contact MemberBenefits by phone at 800-626-8101 weekdays from9 a.m. to 5 p.m. (EST) to speak with a friendly andknowledgeable Member Benefits staff member.To stay in the know, UFT members can join theMember Benefits MAP Alert email service to receiveregular updates from Member Benefits about newprograms, special offers and spotlights on various12UFT’s New Member Handbookendorsed offerings. Sign-up information is availableon the Member Benefits website.Level Term Life InsuranceThis program allows members and their lawfulspouses (or certified domestic partners) to apply forcoverage up to 1 million for either 10, 15 or 20years. Your age determines the length of term youmay apply for under the coverage. Applicants mustbe under age 55 to be eligible for the 20-year plan,under age 60 for the 15-year plan and under age 65for the 10-year plan.Term Life InsuranceThis program offers up to 1 million ofgroup-rated term life insurance. Coverage can bepurchased by you and/or your lawful spouse (or certified domestic partner); dependent child coveragecan be added. An accelerated death benefit is available for those who are insured and are terminally ill,up to the age of 70. Reduced coverage amounts areThe following NYSUT Member Benefits-endorsedprograms and services (along with many more)may also be available to UFT members and theirfamilies: Vision & Dental PlansMember Shopping ProgramMortgage Discount ProgramHotel & Vacation DiscountsMedical Alert ServicesTheme Park DiscountsCar & Truck RentalsCompetitive Savings RatesRetail Store DiscountsAppliances & FurnitureIdentity Theft ProtectionFlowers & Gift BasketsOffice Supply DiscountsSports & Concert TicketsCar Buying ServiceHeating Oil & PropaneFor more information, applications or brochures about any of these endorsed programsand services, please call 800-626-8101 or visitmemberbenefits.nysut.org.WrapPlan II Universal Life InsuranceThis group universal life insurance plan offersyou a way to plan for the continuing need for lifeinsurance coverage while taking advantage of theterm life insurance you already have. This programalso allows you to purchase life insurance coveragethat increases as your term life coverage decreasesor terminates. Premiums may be set at a level toproduce as much or as little accumulation of cashvalue at age 95 as you choose. You must be age 70or under to apply.Personal Property & Liability InsuranceEnjoy special member rates on insurancecoverage for your vehicle, home, condo, apartment,boat, mobile home (New York State only), snowmobile, motorcycle, fire, landlord’s rental dwelling,and personal excess liability (umbrella). Coverageis available in all 50 states. Various discounts mayapply.Disability InsuranceThis program provides valuable income replacement benefits to help meet your living expenses ifyou become partially or totally disabled and are unable to work. Disability insurance can be customizedto fit within your budget and still provide peace ofmind until you are able to return to work. Longterm, five-year or short-term disability insuranceplans are available.Legal Service PlanThis plan provides unlimited toll-free legal advice; a Simple Will, Health Care Proxy, Living Will andPower of Attorney; guaranteed maximum fees formany personal legal matters; and legal assistance atdiscounted rates throughout the continental UnitedStates. The plan can provide assistance with identitytheft, debt consolidation and mortgage foreclosureissues. Optional Elder Law and Business ProtectionRiders are available.No-Cost Accidental Death & Dismemberment(AD&D) InsuranceThe NYSUT Member Benefits Trust provides andadministers this benefit to all members at no charge.You are automatically insured for up to 1,500 inthe event of death or dismemberment resultingfrom accidental injuries; the maximum benefitamount for AD&D for a Common Carrier is 3,000in the event of death or dismemberment resultingfrom accidental injuries. This benefit includes travelassistance services provided by Europ Assistance atno cost that focus on providing coordination servicesto travelers.

As a UFT member, you are also an AFTmember. You belong to a community of colleagues– with benefits that go beyond the workplace. AFT Member Benefits brings you the purchasing powerof the AFT’s 1.7 million members. With a union, youdon’t have to go it alone on or off the job – or inmaking financial decisions big and small.Need a great deal on your next new car? Acompetitive mortgage rate? A choice of no-fee creditcards? A great wireless plan? AFT can help. OurAFT Member Benefits program is just one moreway that joining the AFT gives us the strength ofmany in every part of our lives.AFT A Union of fitsAccidental Death and DismembermentInsuranceAll active, working AFT members have a 5,000Accidental Death and Dismemberment policy. If acovered injury or death occurs as a result of a workplace accident, the policy provides extra benefits.Coverage is not available to retiree members.Credit CardsThree different no-annual-fee credit card optionsare available for AFT members and their families:Rate Advantage Card has the lowest APR formembers who have excellent credit; Cash RewardsCard offers unlimited 1.5 percent cash back onevery purchase; Primar Access Card allows you tobuild credit through responsible use. Special featuresare available for union members suffering financialhardship.DinnerTimeMake healthy meal planning easy, fun, deliciousand affordable by incorporating ingredients fromyour favorite grocery store’s weekly sales. The costfor AFT families is 5.99 a month (40 percent off theregular cost). Enroll in a free one-month trial now.HotelsSave up to 20 percent off the best available rateat more than 7,700 participating hotels worldwide.See the website for participating hotels and locations.Car RentalSave up to 25 percent with car rental discounts.Visit online to reserve and compare prices, or callto reserve using the telephone numbers and codeslisted on the website.AT&T Wireless DiscountSave 15 percent on the monthly service chargeof qualified AT&T wireless plans through the UnionPlus Wireless Discount Program with AT&T, the onlynational unionized wireless company. Not availablefor unlimited plans.ID Theft ProtectionFree for ALL members including retirees with anupgrade to constant monitoring at a very competitive rate.Powell’s BookstorePowell’s Bookstore in Portland, Oregon, is thelargest independent, unionized bookstore in thecountry (ILWU, Local 5).Teleflora Flowers & Gift BasketsSave 20 percent on flowers, gifts and plantsthrough Teleflora and have them delivered anywherein the world – 100 percent satisfaction guaranteed.Entertainment DiscountsSave on movie tickets, theme parks, theater andrestaurants across the country. There is a mobile appfor easy access to savings on the go!Amalgamated Bank MortgageThis program features competitive interest rates,exclusive discounts and refinancing solutions, and aprogram to help first-time buyers (licensed in NewYork and New Jersey, not yet licensed in all otherstates; see website for more information).Rosetta StoneUse this award-winning language learningprogram for only 99 a year to study one of 30 languages on your computer, tablet and smartphone.The subscription comes with a free headset.Share My LessonExchange lesson plans, ideas and best practices,join free professional development webinars, andaccess thousands of standards-aligned lesson plansand activities for early childhood through grade 12.Dansko Shoes20% discount for members only on shoes forpeople on their feet all day! Member ID required.UFT MEMBERSHIP CARDEvery UFT member receives a membership card with a six-digit member ID number. Use this number toregister for UFT events, when you visit or call a UFT borough office or to request union forms — in fact,use it whenever you interact with the union. Your member ID number also allows you to access specialmember-only discounts for apparel, gifts, travel and more, with a list of vendors that is growing each week.13

YOURMONEYYou work hardto provideyour studentswith a qualityeducation, andyou deserve tobe paid well foryour efforts.The UFT contract is thelinchpin of your financialbenefits. Thanks todecades of strength andunity, the UFT continuesto secure higher salariesand excellent healthbenefits for its members.14UFT’s New Member HandbookHow to Read Your Pay StubThe Department of Education(DOE) makes deductions for federal,state and local income taxes, SocialSecurity and other items. Yourpay stub will indicate the amountdeducted for each item during thatpay period and also will show youa cumulative total for the calendaryear. Here are some abbreviations forcommon deductions:#1 Voluntary UFT COPEContribution: This is a contribution you volunteered to make tosupport the union’s lobbying andpolitical action.#2 Pension Contributions: Thesecontributions into your qualifiedpension plan are dependent onyour Teachers Retirement Systemmembership date.#3 Union Dues: This allocation fundsthe full array of services that yourunion provides to support you andyour career.#4 Tax-Deferred Annuity (TDA):Members of the Teacher’s Retirement System may voluntarilyparticipate in the Tax-DeferredAnnuity Program#5 Tax-Deferred Annuity Goal:This is your annual TDA savingsgoal.#6 Tax-Deferred Annuity Balance:This is how much is left to savebefore you reach your annual TDAsavings goal.#7 Cumulative Absence Reserve(CAR): This shows how many days,hours and minutes you have available in your Cumulative AbsenceReserve. Based on the amount oftime worked, each employee earnssick leave that can be used asneeded for days of illness.Optional deductions and codesYou can choose to have additionaldeductions taken from your salary:Health insurance: If you enrolledin a cost-free health plan, the stubwill say, for example, HIP or GHI,with no amount. If you are paying foradditional benefits, there would be acharge. Example: GHI-CBP, for the GHIComprehensive Benefits Plan.Flexible Spending Account:These are pre-tax deductions for dependent care expenses and uncoveredmedical costs.Transit Benefit Program:Employees can enroll, update andcancel their participation through theDOE’s Payroll Employee Self-ServiceApplication website https://payrollportal.nycboe.net. The pay stub codeis COMM NO FEE.NYSUT insurance plans: Youcan opt to pay for certain benefits,such as insurance against catastrophicillness, through our state affiliate,New York State United Teachers. Anyoptions you select from the NYSUTMember Benefits Trust will show upon the pay stub as “UFT insurance.”You can call NYSUT Member Benefitsat (800) 626-8101 for more information or questions about deductions.Direct Deposit!Members must have their paychecks deposited directly into theirpersonal savings or checking accountthrough the department’s ElectronicFund Transfer Program. You canenroll online at https://payrollportal.nycboe.net. Download the form andsubmit it directly to the department’sPayroll Division with supportingdocuments.DOE Payroll Portal !You can access your salaryinformation, and sick day balance andprint your pay stubs by accessing aself-service employee system availablethrough the internet. Log on to thepayroll portal https:// payrollportal.nycboe.net with your DOE email ID.Problems with Your Paycheck?!Delays in getting paid? Errors in thepayment amount? Call us! The UFTcan help you cut through the redtape and resolve paycheck problemswith the DOE.How much will I earn?The union negotiates regular payincreases, as well as differentials, steppayments and longevity increases,based on your level of education andyour years of service.The amount of your Department ofEducation paycheck depends on: The salary schedule the unionand the DOE negotiate; Years of approved prior teachingexperience outside the NYC DOEand other eligible non-teachingexperience;How long you have been work ing in the NYC DOE; and Credits and degrees you earnbeyond your bachelor’s degree.

TEACHER SALARY SCHEDULE FEBRUARY 14, 2019BA 30BA C1C1 PDC2MAC2 IDC2 PDC2 ID PDMA 30MA 30C6C6 506A 6B 7A 7B 8A 8B 8B 38B 48B 0508B ,4698B 23115,9598B L2024,856L2230,759Salary schedules for paraprofessionals, secretaries, guidance counselors, school psychologists and social workers, nurses, occupationaltherapists, physical therapists, supervisors of occupational and physical therapists, lab technicians and lab specialists, adult educationteachers and more can be found on www.uft.org.It’s worth checking the salary schedule, particularly if you are a newteacher, to make sure you have been given credit for all the educational credits you’ve earned and all the experience you have.A summary of the teacherdifferentials that appear on salaryschedule:C1: The basic salary for memberswho have only a bachelor’s degree.C1 PD: This column applies toteachers hired before 1970.C2: This is the first differential.It requires 30 credits beyond thebachelor’s degree requirement.These may be all excess undergraduate credits, all graduate credits ora combination of both.C2 ID: This column, the Intermediate Differential (ID), appliesto people who have earned theirfirst differential and also have 60credits beyond the bachelor’s.C2 PD: This is called the Promotional Differential or PD. It requires36 credits in an approved subjectmatter area. Those credits maybe undergraduate, graduate or acombination. Generally speaking,you qualify when you get yourmaster’s degree.C2 ID PD: This is for people whohave met the requirements for thefirst differential, the IntermediateDifferential and the PromotionalDifferential.C6 PD: This is the second differential. It can be achieved in severalways: With a master’s degree plus another 30 credits that were taken afterthe date of your bachelor’s but notas part of your master’s credits. Thecredits can be from undergraduateor graduate courses; With professional developmentcourses and/or activitiesapproved by the chancellor; By getting National Board forProfessional Teaching Standardscertification.A Credits After 9/1/19, with certified A credits through an approvedprovider.Subject to correctionHow to read the salary scheduleThe UFT salary schedule allowsyou to earn more money as you spendmore time on the job (in what arecalled steps) and as you earn moreeducation credits (in what are calleddifferentials).Salary StepsA salary step is an incrementalincrease in salary based on previousqualifying professional experience.They are listed vertically down the lefthand side of each salary schedule. Anemployee will move one step for eachsemester of satisfactory service. You’llearn more money the longer you stayin the system.If you teach without interruption,you can move through the steps at therate of two steps per year (e.g. 1A and1B) for each year you work, increasingyour earnings up to Step 8B. You willautomatically receive pay increasesbased on your anniversary/equateddate of hire and on March 1.Please note: All newly hired teachers, as well as members of functionalchapters such as school secretaries,15

Looking for information about grants, awards and freebies?Look for regular articles in the New York Teacher, the UFT’saward-winning newspaper!must report their prior work experience in their online application (TSN)for employment. Members who havenot entered any previous work experience will automatically be placed onthe beginning salary step and gr

6 UFT's New Member Handbook Introducing the UFT Family UFT Headquarters: 52 Broadway, New York, NY 10004 (212) 777-7500 UFT Officers Borough Representatives and Offices BRONX 2500 Halsey St. Bronx, NY 10461 BROOKLYN 335 Adams St., 25th floor Brooklyn, NY 11201 MANHATTAN 52 Broadway, 10th floor New York, NY 10004 QUEENS 118-35 Queens Blvd .