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as a ContactlessTransactionBlended Pricing Fee Structure:Any2.75%American Express card paymentmade: using the PayPal HereCard Reader’s Chip andPin, Chip and Signaturefunctionality; or as a ContactlessTransactionBlended Pricing Fee Structure:Any3.40% 0.20 GBP0.00 – 1,500.00 GBP1,500.01 – 6,000.00 GBP6,000.01 – 15,000.00 GBP15,000.01 GBPInterchange fee 2.50%Interchange fee 1.50%Interchange fee 1.25%Interchange fee 0.75%Any2.75%AnyInterchange fee 3.15% 0.20 GBPAny3.40% 0.20 GBPVisa, MasterCard, Maestro, orAmerican Express card paymentmade: as a Keyed Transaction; or by swiping the card’smagnetic stripeInterchange Plus Fee Structure:Visa, MasterCard or Maestro cardpayment made: using the PayPal HereCard Reader’s Chip andPin, Chip and Signaturefunctionality; or as a ContactlessTransactionInterchange Plus Fee Structure:American Express card paymentmade: using the PayPal HereCard Reader’s Chip andPin, Chip and Signaturefunctionality; or as a ContactlessTransactionInterchange Plus Fee Structure:Visa, MasterCard or Maestro cardpayment made: as a Keyed Transaction; or by swiping the card’smagnetic stripeInterchange Plus Fee Structure:American Express card paymentmade: as a Keyed Transaction; or

by swiping the card’smagnetic stripeOther PayPal Here Fee Structure: Payments from anotherPayPal account via PayPalLocation Based PaymentsFunctionality0.00 – 1,500.00 GBP1,500.01 – 6,000.00 GBP6,000.01 – 15,000.00 GBP15,000.01 GBP2.75%1.75%1.50%1.00%I n terchange fee rates: Approximately ranges from 0.2% to 2.0%. See the PayPal Here Agreement for information about the Interchange Plus FeeStructure and Blended Pricing Fee Structure and your choices.Merchant rate for charities receiving domestic PayPal Here transactionsSubject to eligibility, application and approval by PayPal. PayPal may evaluate applications on a case-bycase basis, including, without limitation on the following criteria: qualifying monthly sales volume, size ofaverage shopping cart and an account in good standing. See our PayPal Here Agreement for more details.Payment typeBlended Pricing Fee Structure:Visa, MasterCard, or Maestro cardpayment made: using the PayPal HereCard Reader’s Chip andPin, Chip and Signaturefunctionality; or as a ContactlessTransactionBlended Pricing Fee Structure:American Express card paymentmade: using the PayPal HereCard Reader’s Chip andPin, Chip and Signaturefunctionality; or as a ContactlessTransactionBlended Pricing Fee Structure:Visa, MasterCard, Maestro, orAmerican Express card paymentmade: as a Keyed Transaction; or by swiping the card’smagnetic stripeInterchange Plus Fee Structure:Visa, MasterCard or Maestro cardtypes including the use of:Aggregate monetary amount ofPayPal Here transactions andcommercial transactions receivedin the previous calendar month0.00 – 1,500.00 GBP1,500.01 – 6,000.00 GBP6,000.01 – 15,000.00 GBP15,000.01 GBPRateAny2.75%Any3.40% 0.20 GBP0.00 – 1,500.00 GBP1,500.01 – 6,000.00 GBP6,000.01 – 15,000.00 GBP15,000.01 GBPInterchange fee 1.25%Interchange fee 1.25%Interchange fee 1.25%Interchange fee 0.75%1.50%1.50%1.50%1%

using the PayPal HereCard Reader’s Chip andPin, Chip and Signaturefunctionality; or as a ContactlessTransactionInterchange Plus Fee Structure:American Express card paymentmade: using the PayPal HereCard Reader’s Chip andPin, Chip and Signaturefunctionality; or as a ContactlessTransactionInterchange Plus Fee Structure:Visa, MasterCard or Maestro cardpayment made: as a Keyed Transaction; or by swiping the card’smagnetic stripeInterchange Plus Fee Structure:American Express card paymentmade: as a Keyed Transaction; or by swiping the card’smagnetic stripeAny2.75%AnyInterchange fee 3.15% 0.20 GBPAny3.40% 0.20 GBPI n terchange fee rates: Approximately ranges from 0.2% to 2.0%. See the PayPal Here Agreement for information about the Interchange Plus FeeStructure and Blended Pricing Fee Structure and your choices.Receiving international transactions using PayPal HereThe fee for receiving domestic transactions using PayPal Here applies plus the additional percentagebased fee for international commercial transactions. The additional fee does not apply to interchangebased fees under the Interchange Plus Fee Structure.I n terchange fee rates: Approximately ranges from 0.2% to 2.0%. See the PayPal Here Agreement for information about the Interchange Plus FeeStructure and Blended Pricing Fee Structure and your choices.PayPal Online Card Payment ServicesUse of applicable Services is subject to eligibility, application, and approval by PayPal and your accept anceof the terms of the PayPal Online Card Payment Services Agreement. These rates will apply to allcommercial transaction payments received using PayPal Online Card Payment Services.Capitalized terms in this section are defined in the PayPal Online Card Services Agreement.

Receiving domestic transactions using PayPal Online Card PaymentServicesPayment typeAdvanced Credit and Debit Card Payments - BlendedPricing Fee Structure: Visa & MasterCard card typesAdvanced Credit and Debit Card Payments Interchange Plus Fee Structure: Visa & MasterCard card typesAdvanced Credit and Debit Card Payments American Express card typeWebsite Payments Pro - Standard PayPal Paymentusing Express CheckoutWebsite Payments Pro - Blended Pricing Fee Structure: Visa, MasterCard or Maestro card typesWebsite Payments Pro - Interchange Plus FeeStructure: Visa, MasterCard or Maestro card typesVirtual Terminal - Standard PayPal Payment usingExpress CheckoutVirtual Terminal - Blended Pricing Fee Structure: Visa, MasterCard or Maestro card typesVirtual Terminal - Interchange Plus Fee Structure: Visa, MasterCard or Maestro card typesOther PaymentsRate1.20% fixed feeInterchange Fee 1.20% fixed fee3.50%2.90% fixed fee3.40% fixed feeInterchange Fee 2.90% fixed fee2.90% fixed fee1.20% fixed feeInterchange Fee 1.20% fixed feeCommercial Transaction rates applyI n terchange fee rates: Approximately ranges from 0.2% to 2.0%. See the PayPal Online Card Payment Services Agreement for information aboutthe Interchange Plus Fee Structure and Blended Pricing Fee Structure and your choices.Receiving international transactions using PayPal Online Card PaymentServicesThe fee for receiving domestic transactions using PayPal Online Card Payment Services applies plus theadditional percentage-based fee for international transactions. The additional fee does not apply tointerchange-based fees under the Interchange Plus Fee Structure, American Express card typetransactions, and APM (as applicable).I n terchange fee rates: Approximately ranges from 0.2% to 2.0%. See the PayPal Online Card Payment Services Agreement for information aboutthe Interchange Plus Fee Structure and Blended Pricing Fee Structure and your choices.Fixed fee for PayPal Online Card Payment Services transactions (basedon currency received)CurrencyAustralian dollarBrazilian realCanadian dollarCzech korunaFee0.30 AUD0.60 BRL0.30 CAD10.00 CZKCurrencyNew Taiwan dollarNew Zealand dollarNorwegian kronePhilippine pesoFee10.00 TWD0.45 NZD2.80 NOK15.00 PHP

Danish kroneEuroHong Kong dollarHungarian forintIsraeli new shekelJapanese yenMalaysian ringgitMexican peso2.60 DKK0.35 EUR2.35 HKD90.00 HUF1.20 ILS40.00 JPY2.00 MYR4.00 MXNPolish zlotyRussian rubleSingapore dollarSwedish kronaSwiss francThai bahtUK pounds sterlingUS dollar1.35 PLN10.00 RUB0.50 SGD3.25 SEK0.55 CHF11.00 THB0.30 GBP0.30 USDFixed fee for Website Payments Pro transactions (based on currencyreceived)CurrencyAustralian dollarBrazilian realCanadian dollarCzech korunaDanish kroneEuroHong Kong dollarHungarian forintIsraeli new shekelJapanese yenMalaysian ringgitMexican pesoFee0.30 AUD0.60 BRL0.30 CAD10.00 CZK2.60 DKK0.35 EUR2.35 HKD90.00 HUF1.20 ILS40.00 JPY2.00 MYR4.00 MXNCurrencyNew Taiwan dollarNew Zealand dollarNorwegian kronePhilippine pesoPolish zlotyRussian rubleSingapore dollarSwedish kronaSwiss francThai bahtUK pounds sterlingUS dollarFee10.00 TWD0.45 NZD2.80 NOK15.00 PHP1.35 PLN10.00 RUB0.50 SGD3.25 SEK0.55 CHF11.00 THB0.20 GBP0.30 USDOther fees for using PayPal Online Card Payment ServicesActivityAdditional Risk FactorsCard Account VerificationTransactionsDescriptionIf PayPal determines that yourAccount receives, or is likely toreceive a disproportionately highernumber of customer complaints,Reversals, Chargebacks, Claims, orother indicators of a serious levelof risk, PayPal may increase thepercentage components of yourTransaction Fees after giving you30 days prior notice of theincrease.For each account verificationrequest (for all Direct Payment APIor Virtual Terminal card accountverification transactions (Visa andMasterCard only). For theavoidance of doubt, this does notinclude Uncaptured AuthorizationTransactions.RateUp to 5.00% per transaction0.20 GBP

Failure to implement ExpressCheckoutMonthly FeesRecurring Payment ToolUncaptured AuthorizationTransactionsIf you do not implement ExpressCheckout as required, thepercentage components of yourTransaction Fees may increaseafter giving you 30 days priornotice. (Website Payments Pro &Virtual Terminal)Website Payments Pro (includingExpress Checkout, Direct PaymentsAPI, Virtual Terminal and FraudManagement Filters)Virtual Terminal OnlyOptional Service for WebsitePayments Pro & Virtual TerminalFor each successful but uncapturedauthorization transaction via DirectPayment API or Virtual Terminal0.50% per transaction20.00 GBP20.00 GBP20.00 (GBP) per month0.20 GBPPayPal PayoutsPayPal Payouts (which includes the service formerly known as Mass Pay) allows you to easilysend payments to multiple recipients at once. We charge you a fee for each payment you sendusing PayPal Payouts. The fee is based on the type of payment and currency in which it is sent.Sending PayPal PayoutsTransactionDomestic PayPal PayoutsOther International PayPal PayoutsRate2% of total transaction amount (not to exceed thedomestic maximum fee cap below)2% of total transaction amount (not to exceed theinternational maximum fee cap below)Maximum fee cap for PayPal PayoutsBased on payment currency:CurrencyAustralian dollarBrazilian realCanadian dollarCzech korunaDanish kroneEuroHong Kong dollarHungarian forintIsraeli new shekelJapanese yenMalaysian ringgitDomestic Maximum Fee Cap16.00 AUD24.00 BRL14.00 CAD280.00 CZK84.00 DKK12.00 EUR110.00 HKD3080.00 HUF50.00 ILS1200.00 JPY50.00 MYRInternational Maximum Fee Cap100.00 AUD150.00 BRL90.00 CAD1700.00 CZK500.00 DKK70.00 EUR660.00 HKD18,500.00 HUF320.00 ILS8000.00 JPY300.00 MYR

Mexican pesoNew Taiwan dollarNew Zealand dollarNorwegian kronePhilippine pesoPolish zlotyRussian rubleSingapore dollarSwedish kronaSwiss francThai bahtUK pounds sterlingUS dollar170.00 MXN440.00 TWD20.00 NZD90.00 NOK640.00 PHP46.00 PLN480.00 RUB20.00 SGD100.00 SEK16.00 CHF460.00 THB10.00 GBP14.00 USD1080.00 MXN2700.00 TWD120.00 NZD540.00 NOK3800.00 PHP280.00 PLN2800.00 RUB120.00 SGD640.00 SEK100.00 CHF2800.00 THB60.00 GBP90.00 USDMicropaymentsSubject to application and pre-approval by PayPal, you may upgrade an existing account to receive theMicropayment rate. Micropayment rates can be ideal as an alternative to standard commercialtransaction rates for business that process payments under 5.00 GBP. If you upgrade to theMicropayment rate, this rate will apply to all commercial transaction payments received into your PayPalaccount. Please contact us to apply for the Micropayment rate.Receiving micropaymentsTransactionDomestic micropaymentsOther International micropaymentsRate5.0% micropayments fixed fee6.0% micropayments fixed feeMicropayments fixed feeBased on payment currency:CurrencyAustralian dollarBrazilian realCanadian dollarCzech korunaDanish kroneEuroHong Kong dollarHungarian forintIsraeli new shekelJapanese yenMalaysian ringgitMexican pesoFee0.05 AUD0.10 BRL0.05 CAD1.67 CZK0.43 DKK0.05 EUR0.39 HKD15.00 HUF0.20 ILS7.00 JPY0.20 MYR0.55 MXNCurrencyNew Taiwan dollarNew Zealand dollarNorwegian kronePhilippine pesoPolish zlotyRussian rubleSingapore dollarSwedish kronaSwiss francThai bahtUK pounds sterlingUS dollarFee2.00 TWD0.08 NZD0.47 NOK2.50 PHP0.23 PLN2.00 RUB0.08 SGD0.54 SEK0.09 CHF1.80 THB0.05 GBP0.05 USD

Chargeback FeesFor transactions that are not processed either through a buyer’s PayPal account or through a guestcheckout, we assess a settlement fee to sellers for credit and debit card transaction chargebacks (achargeback may occur when a buyer rejects or reverses a charge on his or her card through the cardissuer).The chargeback fee is based on the currency received as follows:Chargeback feesCurrencyAustralian dollarBrazilian realCanadian dollarCzech korunaDanish kroneEuroHong Kong dollarHungarian forintIsraeli new shekelJapanese yenMalaysian ringgitMexican pesoFee22.00 AUD35.00 BRL20.00 CAD400.00 CZK120.00 DKK16.00 EUR155.00 HKD4,325.00 HUF75.00 ILS1,875.00 JPY65.00 MYR250.00 MXNCurrencyNew Taiwan dollarNew Zealand dollarNorwegian kronePhilippine pesoPolish zlotyRussian rubleSingapore dollarSwedish kronaSwiss francThai bahtUK pounds sterlingUS dollarFee625.00 TWD28.00 NZD125.00 NOK900.00 PHP65.00 PLN640.00 RUB28.00 SGD150.00 SEK22.00 CHF650.00 THB14.00 GBP20.00 USDDispute FeesWe may charge a Dispute Fee when a buyer files a dispute claim or chargeback for a transaction that wasprocessed through the buyer’s PayPal account or a PayPal checkout solution. Please see the UserAgreement for more information about Standard and High Volume Dispute fees.Dispute fees will be applied in the currency of the original transaction.Standard Dispute FeesCurrencyAustralian dollarBrazilian realCanadian dollarCzech korunaDanish kroneEuroHong Kong dollarHungarian forintIndian RupeeIsraeli new shekelJapanese yenFee25.00 AUD65.00 BRL20.00 CAD350.00 CZK100.00 DKK14.00 EUR115.00 HKD4,585.00 HUF1080.00 INR55.00 ILS1,630.00 JPYCurrencyNew Taiwan dollarNew Zealand dollarNorwegian kronePhilippine pesoPolish zlotyRussian rubleSingapore dollarSwedish kronaSwiss francThai bahtUK pounds sterlingFee455.00 TWD25.00 NZD140.00 NOK760.00 PHP60.00 PLN1125.00 RUB20.00 SGD145.00 SEK15.00 CHF465.00 THB12.00 GBP

Malaysian ringgitMexican peso65.00 MYR300.00 MXNUS dollar15.00 USDCurrencyNew Taiwan dollarNew Zealand dollarNorwegian kronePhilippine pesoPolish zlotyRussian rubleSingapore dollarSwedish kronaSwiss francThai bahtUK pounds sterlingUS dollarFee910.00 TWD50.00 NZD280.00 NOK1520.00 PHP120.00 PLN2250.00 RUB40.00 SGD290.00 SEK30.00 CHF930.00 THB24.00 GBP30.00 USDHigh Volume Dispute FeesCurrencyAustralian dollarBrazilian realCanadian dollarCzech korunaDanish kroneEuroHong Kong dollarHungarian forintIndian RupeeIsraeli new shekelJapanese yenMalaysian ringgitMexican pesoFee50.00 AUD130.00 BRL40.00 CAD700.00 CZK200.00 DKK28.00 EUR230.00 HKD9,170.00 HUF2160.00 INR110.00 ILS3,260.00 JPY130.00 MYR600.00 MXNCurrency ConversionsFor information about how we convert currency, please see the user agreement.Please access the Currency Converter tool below to indicate the applicable rate that may apply to yourtransaction. Any rates shown are subject to change based on time and date of the completed transaction.Currency Converter ToolConverting balance for a business accountRate3.00% above the base exchange rateeCheque FeesSometimes the sender of a payment you receive may use an eCheque as a means of funding that paymentfrom their bank account, in order to send it from their PayPal account. Please see the user agreement formore information about eCheques. When you receive an eCheque funded payment we apply the fee youagreed to pay to receive the payment up to a monetary cap indicated below (based on the currencyreceived):Receiving eCheque feesPayment TypePer each payment transactionRateCommercial Transaction Rates

Maximum fee cap for eChequesCurrencyAustralian dollarBrazilian realCanadian dollarCzech korunaDanish kroneEuroHong Kong dollarHungarian forintIsraeli new shekelJapanese yenMalaysian ringgitMexican pesoNew Taiwan dollarNew Zealand dollarNorwegian kronePhilippine pesoPolish zlotyRussian rubleSingapore dollarSwedish kronaSwiss francThai bahtUK pounds sterlingUS dollarMaximum fee cap50.00 AUD75.00 BRL45.00 CAD850.00 CZK250.00 DKK35.00 EUR330.00 HKD9,250.00 HUF160.00 ILS4,000.00 JPY150.00 MYR540.00 MXN1,350.00 TWD60.00 NZD270.00 NOK1,900.00 PHP140.00 PLN1,400.00 RUB60.00 SGD320.00 SEK50.00 CHF1,400.00 THB30.00 GBP45.00 USDWithdrawals Out of PayPalYou can typically withdraw money out of PayPal by standard withdrawals/transfers to your linked bankaccount or eligible cards. Withdrawal to a bank account or a card may not be possible in all markets. Acurrency conversion (and currency conversion fees) may also apply.Withdrawing a balance from a business PayPal accountWithdrawal/Transfer toBank accountMarketAll (where available)US bank accountAll (where available)CardsUK, JE, GG, & IMGIRateNo Fee (when no currencyconversion is involved)3.00% (when no currencyconversion is involved)No Fee (when no currencyconversion is involved)Fixed Fee for card withdrawalapplies per withdrawal Fees apply based on thecard withdrawal currency,in the table below

GI - Fixed fee for card withdrawalBased on card withdrawal currency:Currency FeeCurrencyFeeCurrencyFeeCurrencyFeeAlbania lek276.00 ALLDanishkrone15.00 DKKLeone24662.00SLL2.00 rinAustraliandollar300.00 DZDDenarLempira62.00 HNL1233.00AOA8.00 ARSDjiboutifrancDominicanpesoDong139.00MKD444.00 DJFSaintHelenapoundSaudi riyalLilangeni36.00 SZL265.00 RSD133.00DOP57937.00VND7.00 00 kkorunaBahamiandollar3.00 BSD40.00 EGPMaltese lira0.90 MTL21.00 SBDBalboa2.50 PAB30.00 EEKBarbadosdollarBermudiandollarBhutanngultrum5.00 BBDEstoniankroonEthiopianbirrEuro937.00MRO92.00 MUR2.00 FKPSri LankarupeeSurinamdollar454.00 LKRBoliviano17.00 BOBFalklandIslandspoundFiji 24.00 MAD27.00 BWPGibraltarpoundGuarani1.50 GIPSwedishkronaSwiss franc18.00 evMoroccandirhamNairaTala7.00 WST4.00 ANGTanzanianshillingTenge5760.00TZS943.00 KZTBurundifrancCabo Verdeescudo4725.00 BIF87.50 TWDThai baht90.00 THB4.00 NZD17.00 TTDCanadiandollarCayma

by swiping the card’s magnetic stripe Interchange fee 3.15% 0.20 GBP Interchange Plus Fee Structure: American Express card payment made: as a Keyed Transaction; or by swiping the card’s magnetic stripe 3.40% 0.20 GBP Other PayPal Here