Payment Gateway

Transcription

Payment Gateway 2018 Visa. All rights reserved. Visa confidential

What is a Payment Gateway?A payment gateway is the foundation for digital paymentacceptance. With the right integrations, it enablesmerchants to accept payments made in any environment.The payment gateway can also support non-card,alternate payments like e-check, direct debit and banktransfers. It can also support digital payment solutions likePaypal, Visa Checkout, Apple Pay, Android Pay and more.When the payment gateway is connected to a widenetwork of processors and acquirers, it enables merchantsto accept card payments across the globe.SOURCES1Statista, e-commerce in Latin America, 2018 2018 Visa. All rights reserved. Visa confidentialKEY STATS2017 LATIN AMERICARetail eCommerce sales were1US 59.81(billion)By 2019 RetaileCommerce isprojected togrow to1US 79.7(billion)

The Benefits of CyberSource Payment GatewayThe most connections toacquiring/issuing banks, worldwide,to monitor compromised accountactivity. 100 global processor andacquirer connectionsAbility to process cards, digitalpayments/wallets, direct debit,and bank transfers—acrossmultiple channels and devicesPayment acceptance reachextending to 190 countries/territoriesAll payment services accessedand managed via a commonplatform, across multiplechannels, via flexible APIs150 acceptance currencies,over 50 funding currenciesData is centralized andstandardized, delivering commonview of customer activity, helpingto streamline reconciliation 2018 Visa. All rights reserved. Visa confidential

Vast Coverage Aided by CyberSource through VisaNet190 ProcessingCountries/Territories120 Processors/Acquirers50 CONNECTIONS44 acquirers/24 countriesCTV CONNECTIONS53 acquirers/39 countriesCTV IN PROGRESSFunding Currencies18 acquirers/9 countries 2018 Visa. All rights reserved. Visa confidential

A Wealth of Payment Choices WorldwideInternational & RegionalPayment CardsDigital Wallets And DigitalPayment ServicesAlternate PaymentMethodsACHNorth America Processorsand AcquirersInternationalProcessors andAcquirersBoletoBancárioNOTEBrand names and logos are the property of their respective owners and the above-mentioned reference does not imply product endorsement or affiliation with Visa/CyberSource 2018 Visa. All rights reserved. Visa confidential

How CyberSource Payment Gateway WorksIntegrated Commerce AcceptancemCommerceExperiencesMobile Secure AcceptanceMobile-optimized checkout pages for consumers to payon mobile browserseCommerceExperiencesPre-IntegratedBuilt in to many partners, including Salesforce Cloud(Demandware), and OracleFlexible IntegrationOptionsFrom Hosted Order Pages to APIs, CyberSource offersconnection methods that will fit your digital commerceneedsMobile In-AppSDKCyberSource’s in-app SDK enablesconsumers to in-app payments oniOS and Android devicesDigital PaymentsSuiteEnables consumers to make in-apppayments using digital wallets – VisaCheckout, Apple Pay, Android PayIn-personExperiencesCard-Present PlatformAgnostic platform capable of supporting fixed and mobileterminal solutionsMobile SDK foriOS/AndroidMobile SDK for iOS & Android to support mobile terminaldevices for associates and other in-person interactionsPOS PartnershipsEnables associates in-store to use a range of POS devicesand platforms from multiple vendors 2018 Visa. All rights reserved. Visa confidential

Digital Payments SuiteStandardizes integration, management, reportingApple PayAndroid PayChase PaySMVisa CheckoutPayPalThird party digital wallets and digital payment servicesPlusand others NOTEBrand names and logos are the property of their respective owners and the above-mentioned reference does not imply product endorsement or affiliation with Visa/CyberSource 2018 Visa. All rights reserved. Visa confidentialAlipayAccount-on-FileSecure storage ofpayment card usingtokenization

Why CyberSource?Leverage the World's onlyfraud management solutionthat gains machine learninginsights from 68 billion annual Visa and CyberSourcetransactionsIn 2017 we had 456,000customers and our managedvolume increased to 147billion, a growth of 12% overthe previous year1Over 16,000 connections toacquiring/issuing banks,worldwide enables earlydetection of fraudulentactivity, 100 globalprocessor and Inc. Facts & Figures, 2017. 2018 Visa. All rights reserved. Visa confidentialPatented Real-Time FusionModeling enhances frauddetection accuracy andenables rapid strategyadjustmentsLocal dedicated risk teamsthat monitor trends andguide fraud managementstrategy positioned in Miami,Mexico City and Sao Paulo

The Benefits of CyberSource Payment Gateway. The most connections to acquiring/issuing banks, worldwide, to monitor compromised account activity. 100 global processor and . Mobile Secure Acceptance