GROUP SHORT-TERM DISABILITY INSURANCE - WAEPA

Transcription

WAEPA Group Short-Term Disability EOF BENEFITSAND CURRENTPREMIUM RATESServing Civilian Federal Employees Since 1943WAEPA Group Short-TermDisability InsuranceUnderwritten by New York Life Insurance Company

WAEPA Short-Term Disability InsuranceFemale 14-Day Elimination PeriodFemale 30-Day Elimination Period 100 Benefit 100 BenefitBi-weeklyMonthlyQuarterly 0.35 0.75 lyQuarterly 0.76 1.65 der 30Under 30Female 14-Day Elimination PeriodFemale 30-Day Elimination Period 200 Benefit 200 BenefitBi-weeklyMonthlyQuarterly 0.69 1.50 i-weeklyMonthlyQuarterly 1.52 3.30 9.90Under er 30Female 14-Day Elimination PeriodFemale 30-Day Elimination Period 300 Benefit 300 BenefitBi-weeklyMonthlyQuarterly 1.04 2.25 Bi-weeklyMonthlyQuarterly 2.28 4.95 Under 302AgeAgeUnder 30Cost is based on your age when insurance becomes effective, gender, waiting period and benefit amount selected. Cost increases as you grow older. NewYork Life Insurance Company reserves the right to change rates on a class basis. A class is a group of people that may be the same age or gender. Rateseffective as of 11/1/2020.

WAEPA Short-Term Disability InsuranceMale 14-Day Elimination PeriodMale 30-Day Elimination Period 100 Benefit 100 BenefitBi-weeklyMonthlyQuarterly 0.14 0.31 Quarterly 0.29 0.62 1.86AgeBi-weeklyMonthlyQuarterly 0.45 0.97 der 30AgeUnder 30Male 14-Day Elimination PeriodMale 30-Day Elimination Period 200 Benefit 200 BenefitAgeAgeBi-weeklyMonthlyQuarterly 0.90 1.94 arterly 0.43 0.93 2.79Under 30Under 30Male 14-Day Elimination PeriodMale 30-Day Elimination Period 300 Benefit 300 BenefitAgeAgeBi-weeklyMonthlyQuarterly 1.34 2.91 65-696.2413.5340.5965-693.928.4925.47Under 30Under 30Cost is based on your age when insurance becomes effective, gender, waiting period and benefit amount selected. Cost increases as you grow older. NewYork Life Insurance Company reserves the right to change rates on a class basis. A class is a group of people that may be the same age or gender. Rateseffective as of 11/1/2020.3

WAEPA Short-Term Disability InsuranceFemale 14-Day Elimination PeriodFemale 30-Day Elimination Period 400 Benefit 400 BenefitBi-weeklyMonthlyQuarterly 1.38 3.00 7.68AgeBi-weeklyMonthlyQuarterly 3.05 6.60 Under 30Under 30Female 14-Day Elimination PeriodFemale 30-Day Elimination Period 500 Benefit 500 BenefitBi-weeklyMonthlyQuarterly 1.73 3.75 047.10AgeBi-weeklyMonthlyQuarterly 3.81 8.25 49Under 30AgeUnder 30Female 14-Day Elimination PeriodFemale 30-Day Elimination Period 600 Benefit 600 BenefitBi-weeklyMonthlyQuarterly 2.08 4.50 8.8456.52AgeBi-weeklyMonthlyQuarterly 4.57 9.90 49Under 304AgeAgeUnder 30Cost is based on your age when insurance becomes effective, gender, waiting period and benefit amount selected. Cost increases as you grow older. NewYork Life Insurance Company reserves the right to change rates on a class basis. A class is a group of people that may be the same age or gender. Rateseffective as of 11/1/2020.

WAEPA Short-Term Disability InsuranceMale 14-Day Elimination PeriodMale 30-Day Elimination Period 400 Benefit 400 BenefitBi-weeklyMonthlyQuarterly 0.57 1.24 Bi-weeklyMonthlyQuarterly 1.79 3.88 Under 30AgeUnder 30Male 14-Day Elimination PeriodMale 30-Day Elimination Period 500 Benefit 500 BenefitBi-weeklyMonthlyQuarterly 0.72 1.55 5AgeBi-weeklyMonthlyQuarterly 2.24 4.85 Under 30AgeUnder 30Male 14-Day Elimination PeriodMale 30-Day Elimination Period 600 Benefit 600 BenefitBi-weeklyMonthlyQuarterly 0.86 1.86 94AgeBi-weeklyMonthlyQuarterly 2.69 5.82 Under 30AgeUnder 30Cost is based on your age when insurance becomes effective, gender, waiting period and benefit amount selected. Cost increases as you grow older. NewYork Life Insurance Company reserves the right to change rates on a class basis. A class is a group of people that may be the same age or gender. Rateseffective as of 11/1/2020.5

WAEPA Short-Term Disability InsuranceFemale 14-Day Elimination PeriodFemale 30-Day Elimination Period 700 Benefit 700 BenefitBi-weeklyMonthlyQuarterly 2.42 5.25 .1421.9865.94AgeBi-weeklyMonthlyQuarterly 5.33 11.55 49Under 30Under 30Female 14-Day Elimination PeriodFemale 30-Day Elimination Period 800 Benefit 800 BenefitBi-weeklyMonthlyQuarterly 2.77 6.00 6911.5925.1275.36AgeBi-weeklyMonthlyQuarterly 6.09 13.20 -49Under 30AgeUnder 30Female 14-Day Elimination PeriodFemale 30-Day Elimination Period 900 Benefit 900 BenefitBi-weeklyMonthlyQuarterly 3.12 6.75 -6913.0428.2684.78AgeBi-weeklyMonthlyQuarterly 6.85 14.85 5-49Under 306AgeAgeUnder 30Cost is based on your age when insurance becomes effective, gender, waiting period and benefit amount selected. Cost increases as you grow older. NewYork Life Insurance Company reserves the right to change rates on a class basis. A class is a group of people that may be the same age or gender. Rateseffective as of 11/1/2020.

WAEPA Short-Term Disability InsuranceMale 14-Day Elimination PeriodMale 30-Day Elimination Period 700 Benefit 700 BenefitBi-weeklyMonthlyQuarterly 1.00 2.17 59.43AgeBi-weeklyMonthlyQuarterly 3.13 6.79 Under 30AgeUnder 30Male 14-Day Elimination PeriodMale 30-Day Elimination Period 800 Benefit 800 BenefitBi-weeklyMonthlyQuarterly 1.14 2.48 2.6467.92AgeBi-weeklyMonthlyQuarterly 3.58 7.76 Under 30AgeUnder 30Male 14-Day Elimination PeriodMale 30-Day Elimination Period 900 Benefit 900 BenefitBi-weeklyMonthlyQuarterly 1.29 2.79 625.4776.41AgeBi-weeklyMonthlyQuarterly 4.03 8.73 Under 30AgeUnder 30Cost is based on your age when insurance becomes effective, gender, waiting period and benefit amount selected. Cost increases as you grow older. NewYork Life Insurance Company reserves the right to change rates on a class basis. A class is a group of people that may be the same age or gender. Rateseffective as of 11/1/2020.7

WAEPA Short-Term Disability InsuranceFemale 14-Day Elimination PeriodFemale 30-Day Elimination Period 1,000 Benefit 1,000 BenefitBi-weeklyMonthlyQuarterly 3.46 7.50 5-6914.4931.4094.20AgeBi-weeklyMonthlyQuarterly 7.62 16.50 5-49Under 30Under 30Female 14-Day Elimination PeriodFemale 30-Day Elimination Period 1,100 Benefit 1,100 BenefitBi-weeklyMonthlyQuarterly 3.81 8.25 Under 30 8.38 18.15 45-49AgeUnder 30Female 14-Day Elimination PeriodFemale 30-Day Elimination Period 1,200 Benefit 1,200 BenefitBi-weeklyMonthlyQuarterly 4.15 9.00 uarterlyUnder 30 9.14 19.80 45-49AgeUnder 30Cost is based on your age when insurance becomes effective, gender, waiting period and benefit amount selected. Cost increases as you grow older. NewYork Life Insurance Company reserves the right to change rates on a class basis. A class is a group of people that may be the same age or gender. Rateseffective as of 11/1/2020.

WAEPA Short-Term Disability InsuranceMale 14-Day Elimination PeriodMale 30-Day Elimination Period 1,000 Benefit 1,000 BenefitBi-weeklyMonthlyQuarterly 1.43 3.10 .0628.3084.90AgeBi-weeklyMonthlyQuarterly 4.48 9.70 49Under 30AgeUnder 30Male 14-Day Elimination PeriodMale 30-Day Elimination Period 1,100 Benefit 1,100 BenefitBi-weeklyMonthlyQuarterly 1.57 3.41 914.3731.1393.39AgeBi-weeklyMonthlyQuarterly 4.92 10.67 49Under 30AgeUnder 30Male 14-Day Elimination PeriodMale 30-Day Elimination Period 1,200 Benefit 1,200 BenefitBi-weeklyMonthlyQuarterly 1.72 3.72 915.6733.96101.88AgeBi-weeklyMonthlyQuarterly 5.37 11.64 49Under 30AgeUnder 30Cost is based on your age when insurance becomes effective, gender, waiting period and benefit amount selected. Cost increases as you grow older. NewYork Life Insurance Company reserves the right to change rates on a class basis. A class is a group of people that may be the same age or gender. Rateseffective as of 11/1/2020.9

WAEPA Short-Term Disability InsuranceFemale 14-Day Elimination PeriodFemale 30-Day Elimination Period 1,300 Benefit 1,300 BenefitBi-weeklyMonthlyQuarterly 4.50 9.75 rterlyUnder 30 9.90 21.45 45-49Under 30Female 14-Day Elimination PeriodFemale 30-Day Elimination Period 1,400 Benefit 1,400 BenefitBi-weeklyMonthlyQuarterly 4.85 10.50 uarterly 10.66 23.10 45-49Under 30AgeUnder 30Female 14-Day Elimination PeriodFemale 30-Day Elimination Period 1,500 Benefit 1,500 BenefitBi-weeklyMonthlyQuarterly 5.19 11.25 yQuarterly 11.42 24.75 45-49Under 3010AgeAgeUnder 30Cost is based on your age when insurance becomes effective, gender, waiting period and benefit amount selected. Cost increases as you grow older. NewYork Life Insurance Company reserves the right to change rates on a class basis. A class is a group of people that may be the same age or gender. Rateseffective as of 11/1/2020.

WAEPA Short-Term Disability InsuranceMale 14-Day Elimination PeriodMale 30-Day Elimination Period 1,300 Benefit 1,300 BenefitBi-weeklyMonthlyQuarterly 1.86 4.03 -6916.9836.79110.37AgeBi-weeklyMonthlyQuarterly 5.82 12.61 49Under 30AgeUnder 30Male 14-Day Elimination PeriodMale 30-Day Elimination Period 1,400 Benefit 1,400 BenefitBi-weeklyMonthlyQuarterly 2.00 4.34 5-6918.2939.62118.86AgeBi-weeklyMonthlyQuarterly 6.27 13.58 49Under 30AgeUnder 30Male 14-Day Elimination PeriodMale 30-Day Elimination Period 1,500 Benefit 1,500 BenefitBi-weeklyMonthlyQuarterly 2.15 4.65 65-6919.5942.45127.35AgeBi-weeklyMonthlyQuarterly 6.72 14.55 49Under 30AgeUnder 30Cost is based on your age when insurance becomes effective, gender, waiting period and benefit amount selected. Cost increases as you grow older. NewYork Life Insurance Company reserves the right to change rates on a class basis. A class is a group of people that may be the same age or gender. Rateseffective as of 11/1/2020.11

WAEPA Short-Term Disability InsuranceFemale 14-Day Elimination PeriodFemale 30-Day Elimination Period 1,600 Benefit 1,600 BenefitBi-weeklyMonthlyQuarterly 5.54 12.00 yQuarterly 12.18 26.40 45-49Under 30Under 30Female 14-Day Elimination PeriodFemale 30-Day Elimination Period 1,700 Benefit 1,700 BenefitBi-weeklyMonthlyQuarterly 5.88 12.75 thlyQuarterly 12.95 28.05 84.15Under -49Under 30Female 14-Day Elimination PeriodFemale 30-Day Elimination Period 1,800 Benefit 1,800 BenefitBi-weeklyMonthlyQuarterly 6.23 13.50 40.5030-348.0617.

Underwritten by New York Life Insurance Company WAEPA Group Short-Term Disability Insurance GROUP SHORT-TERM DISABILITY INSURANCE SCHEDULE OF BENEFITS AND CURRENT PREMIUM RATES Serving Civilian Federal Employees Since 1943. 2 WAEPA Short-Term Disability Insurance Female 14-Day Elimination Period 100 Benefit Age Bi-weekly Monthly Quarterly .