Mortgage Application Summary - Metro Bank

Transcription

Mortgage Application SummaryPlease ensure a copy of this Mortgage Application Summary is provided to all Applicants.1. YOUR PERSONAL DETAILSFirst ApplicantTitleSecond ApplicantFirst Name(s)TitleFirst Name(s)SurnameSurnameIf you have had any other names (Title, First Name, middle name, surname)in the last three years please provide details belowIf you have had any other names (Title, First Name, middle name, surname)in the last three years please provide details belowPrevious namePrevious nameDate of BirthSexMaleFemaleDate of BirthNational InsuranceNumberNational InsuranceNumberCountry of birthCountry of birthPermanent right toreside in UKYesNoPermanent right toreside in UKNationalitySince (date)orYesNoAddressPostcodePostcodeDate OccupiedToMaleFemaleNationalitySince (date)Since birthAddressDate OccupiedSexorSince birthToResidential StatusResidential StatusYesAre you an existing Metro Bank customer?NoYesAre you an existing Metro Bank customer?Actual/ AnticipatedRetirement AgeActual/ AnticipatedRetirement AgeYour Marital Status (eg. Married, Single, Divorced, Separated, Widow/er,Living Together)Your Marital Status (eg. Married, Single, Divorced, Separated, Widow/er,Living Together)Number ofDependentsAre You a First Time Buyer?NoYesNumber ofDependentsPreviousAddress 1PreviousAddress 1PostcodePostcodeDate OccupiedToDate OccupiedResidential StatusResidential StatusHome TelephoneNumberHome TelephoneNumberNoAre You a First Time Buyer?NoYesTopg 1Metro Bank PLC is registered in England and Wales, company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We’re authorised by the Prudential Regulation Authority andregulated by the Financial Conduct Authority and Prudential Regulation Authority. ‘Metrobank’ is the registered trade mark of Metro Bank PLC.1312 AF COM000218 (12/20)

Mortgage Application Summary (continued)1. YOUR PERSONAL DETAILS (continued)First ApplicantSecond ApplicantWork TelephoneNumberWork TelephoneNumberMobile Number(mandatory)Mobile Number(mandatory)Preferred contactmethodPreferred contactmethodEmail AddressEmail Address2. CURRENT HOUSING DETAILSFirst ApplicantSecond ApplicantResidential Status (Owner occupier, tenant, living with parents, etc.)Residential Status (Owner occupier, tenant, living with parents, etc.)If you are an owner occupier please state your current Lender detailsIf you are an owner occupier please state your current Lender detailsName of lenderName of lenderAccount numberAccount numberMortgage holdersnameMortgage holdersnameWill you be redeeming your current mortgageon completion?YesNoWill you be redeeming your current mortgageon completion?If no, pleasegive detailsIf no, pleasegive detailsMonthly MortgagePayment /RentMonthly MortgagePayment /RentMortgage BalanceOutstandingMortgage BalanceOutstandingExisting MortgageAccount NumberExisting MortgageAccount NumberDate CurrentMortgage Taken OutDate CurrentMortgage Taken OutEstimated value ofcurrent residentialpropertyEstimated value ofcurrent residentialpropertyIf rentingLocal AuthorityPrivateIf rentingName of Landlord/Letting AgentName of Landlord/Letting AgentContact numberContact numberLocal AuthorityYesNoPrivate3a. YOUR EMPLOYMENT DETAILS - IF SELF EMPLOYED GO TO SECTION 3bFirst ApplicantSecond ApplicantYour Job TitleYour Job TitleDate StartedCurrent JobDate StartedCurrent Jobpg 2Metro Bank PLC is registered in England and Wales, company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We’re authorised by the Prudential Regulation Authority andregulated by the Financial Conduct Authority and Prudential Regulation Authority. ‘Metrobank’ is the registered trade mark of Metro Bank PLC.1312 AF COM000218 (12/20)

Mortgage Application Summary (continued)3a. YOUR EMPLOYMENT DETAILS - IF SELF EMPLOYED GO TO SECTION 3b (continued)First ApplicantSecond ApplicantCurrent Employer InformationCurrent Employer elephone NumberTelephone NumberIs this the address for an employer’s reference?YesNoIs this the address for an employer’s reference?Employment statusEmployment statusFull Time (permanent)Full Time (permanent)Part Time (permanent)Part Time (permanent)Fixed Term ContractFixed Term rHomemakerIf employed nature of businessIf employed nature of businessIf contracted date of contractIf contracted date of contractEnddateIf Fixed Term contract: StartdateYesNoEnddateIf Fixed Term contract: StartdateHas the contract previously been renewed?YesNoHas the contract previously been renewed?YesNoSecondary employment?YesNoSecondary employment?YesNoYesNoEmployment statusEmployment statusFull Time (permanent)Full Time (permanent)Part Time (permanent)Part Time (permanent)Fixed Term ContractFixed Term rHomemakerIf employed nature of businessIf employed nature of businessIf contracted date of contractIf contracted date of contractEnddateIf Fixed Term contract: StartdateHas the contract previously been renewed?EnddateIf Fixed Term contract: StartdateYesNoHas the contract previously been renewed?AllowanceDo you foresee a reduction in the level of your income within the next threemonths?YesNoDo you foresee a reduction in the level of your income within the next threemonths?YesNoIf yes, please givedetailsIf yes, please givedetailsPrevious Employment Details (1 year history): Please provide full details of your employment if you have been less than 1 year with your current employerTitleTitleNature of businessNature of businessEmployedfromtoEmployedfromtopg 3Metro Bank PLC is registered in England and Wales, company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We’re authorised by the Prudential Regulation Authority andregulated by the Financial Conduct Authority and Prudential Regulation Authority. ‘Metrobank’ is the registered trade mark of Metro Bank PLC.1312 AF COM000218 (12/20)

Mortgage Application Summary (continued)3b. YOUR EMPLOYMENT DETAILS (FOR SELF EMPLOYED)If you are Self Employed or are a director of a limited company with a share holding of more than 25% please complete this sectionFirst ApplicantSecond ApplicantBusiness NameBusiness b titleJob titleAddressAddressPostcodePostcodeTelephone NumberTelephone NumberNature ofBusinessNature ofBusinessCompany typeSole TraderPartnerLimited CompanyBusiness StatusRegistrationNumber (if Ltd)RegistrationNumber (if Ltd)Date commencedtradingDate commencedtradingIs an accountant used to prepare your accounts?YesNoSole TraderPartnerIs an accountant used to prepare your accounts?If yes, please provide details below:If yes, please provide details below:Accountant NameAccountant NameCompany NameCompany NameAddressAddressPostcodePostcodeTelephone No.Telephone No.Fax No.Fax No.Email AddressEmail AddressNumber of years Accountant has been acting for youNumber of years Accountant has been acting for youQualificationsQualificationsLimited CompanyYesNoYour Self employed income: State your earnings derived from the business for the last 3 yearsEarnings Year EndingActualProjectedEarningsYear EndingActualProjected pg 4Metro Bank PLC is registered in England and Wales, company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We’re authorised by the Prudential Regulation Authority andregulated by the Financial Conduct Authority and Prudential Regulation Authority. ‘Metrobank’ is the registered trade mark of Metro Bank PLC.1312 AF COM000218 (12/20)

Mortgage Application Summary (continued)4. CREDIT INFORMATIONFirst ApplicantHave you ever been in arrears?Second ApplicantYesNoHave you ever been in arrears?Type of commitmentType of commitmentHighest number ofmissed payments inlast 12 monthsHighest number ofmissed payments inlast 12 monthsHighest number ofmissed payments inlast 2 yearsHighest number ofmissed payments inlast 2 yearsHave you ever had a default registered?YesNoHave you ever had a default registered?Date registeredDate registeredAmountAmountSatisfiedYesNoDate satisfiedHave you ever had a CCJ (County Court Judgement)?SatisfiedYesNoHave you ever had a CCJ (County Court Judgement)?Date registeredAmountAmountYesNoDate satisfiedHave you ever been subject to an IVA(Individual Voluntary Arrangement)?SatisfiedYesNoHave you ever been subject to an IVA(Individual Voluntary Arrangement)?Date of IVADate satisfiedDate satisfiedYesNoHave you ever been bankrupt?Date of bankruptcyorderDate of bankruptcyorderDate bankruptcydischargedDate bankruptcydischargedHave you ever had a property repossessed?YesNoIf yes, please providedetailsNoYesNoYesNoYesNoYesNoYesNoHave you ever had a property repossessed?YesNoYesNoDate of repossession?Date of repossession?Have you ever been declined for a mortgage?YesDate satisfiedDate of IVAHave you ever been bankrupt?NoDate satisfiedDate registeredSatisfiedYesYesNoHave you ever been declined for a mortgage?If yes, please providedetailspg 5Metro Bank PLC is registered in England and Wales, company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We’re authorised by the Prudential Regulation Authority andregulated by the Financial Conduct Authority and Prudential Regulation Authority. ‘Metrobank’ is the registered trade mark of Metro Bank PLC.1312 AF COM000218 (12/20)

Mortgage Application Summary (continued)5. BUDGET PLANNER FOR NEW PROPERTYFirst applicantIncome - employed:Gross basic annual salaryOvertimeCommissionBonusAllowanceIncome - self-employed:Most recent year’s earningsMost recent year’s salaryMost recent year’s dividendPension incomeNet rental income (after all costs)OtherTotalSecond applicant Credit Cards:Do you have any credit cards with outstanding balances?YesNoYesNoTo be repaid?YesNoYesNoYesNoIssuerBalance To be repaid?YesNoIssuerBalance Unsecured Loans and Hire Purchase:Do you have any loans/hire purchases?YesNoYesNoTo be repaid?YesNoYesNoLenderEnd dateBalanceMonthly payment Secured Loans:Do you have any other secured loans(excluding Buy-to-Let)?YesNoYesNoTo be repaid?YesNoYesNoLenderBalance Other Committed Expenditure:Do you have any other committed expenditure?YesNoYesNoTo be repaid?YesNoYesNoExpense (eg child maintenance)DetailsMonthly payment pg 6Metro Bank PLC is registered in England and Wales, company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We’re authorised by the Prudential Regulation Authority andregulated by the Financial Conduct Authority and Prudential Regulation Authority. ‘Metrobank’ is the registered trade mark of Metro Bank PLC.1312 AF COM000218 (12/20)

Mortgage Application Summary (continued)5. BUDGET PLANNER FOR NEW PROPERTY (continued)First applicantSecond applicantBuy-to-Let portfolio:Do you have any investment/buy-to-let properties?YesNoYesNoTotal number of propertiesTotal current outstanding balanceTotal monthly rent receivedBasic essential expenditure: Other Total Household (food and drink)Housekeeping (gas, electricity, other heating)Water and sewageBuilding and contents insuranceGround rent - leasehold propertyService charge - leasehold propertyMedical expenses/insuranceEssential travel costsCar insuranceTelephone - land lineTelephone - mobileBroadbandLaundry/dry cleaningCouncil taxBasic quality of living costs:Eating out, restaurants and hotelsAlcohol and cigarettesRecreation (eg TV subscriptions, gym membership,non-essential travel, socialising) Personal goods (eg toiletries) Total Clothing and footwearHousehold goods and repairsChildcare and education pg 7Metro Bank PLC is registered in England and Wales, company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We’re authorised by the Prudential Regulation Authority andregulated by the Financial Conduct Authority and Prudential Regulation Authority. ‘Metrobank’ is the registered trade mark of Metro Bank PLC.1312 AF COM000218 (12/20)

Mortgage Application Summary (continued)6. PROPERTY TO BE MORTGAGEDAddressPurchase PriceEstimated ValueFrom whom are youbuying the property?PostcodeIs this to be used as your main residence?YesNoIs there a mortgage on this property?(for remortgage only)YesNoWill any part of the property be used for business purposes?YesNoIf yes, provide detailsAre you buying under any purchase scheme?YesNoYesNoIf Right To Buy:When did you buy it?Are you still in the pre-emption period?If yes, provide detailsProperty description (House, Flat, Maisonette)YesNoYesNoAre building certificates available?YesNoIs the flat above commercial premises?YesNoAre there any Agricultural restrictions?YesNoWill full vacant possession be obtained on completion?YesNoIs the property a Buy to Let?If Yes, will the property be let to a close family member?Property type (Detached, Semi-detached)If yes, provide detailsTenureFreeholdFeuholdLeaseholdIf the tenure is Leasehold, pleasestate the unexpired term of the leaseYEARSIf Yes, what is the estimated monthly rental?Annual Service orManagement ChargeAnnual GroundRent or Feu DutyIs the property a new build?YesNoIf property is a flat:On what floor is the flat?If yes, please give details of the commercial use of the premisesTotal number of storeys and housing units in the building?Is there balcony access to the flat?YesOther Property DetailsConstruction type - wallsConstruction type - roofNoIf no, give detailsYear of ConstructionNumber of bedrooms:Number of kitchens:Number of bathrooms:Full names of anybody 17 years or older, excluding the Customers, who will reside in the property.Full Name(s)Date of BirthRelationshippg 8Metro Bank PLC is registered in England and Wales, company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We’re authorised by the Prudential Regulation Authority andregulated by the Financial Conduct Authority and Prudential Regulation Authority. ‘Metrobank’ is the registered trade mark of Metro B

Metro Bank PLC is registered in England and Wales, company number: 6419578. Registered office: One Southampton Row, London, WC1B 5HA. We’re authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. ‘Metrobank’ is the registered trade mark of Metro Bank PLC. 1312 AF COM000218 (12/20)