Transcription
PayPal Fee Changes: Effective August 2, 2021PayPal Fee ChangesEffective Date: 2, August 2021PayPal Consumer FeesPayPal Merchant FeesRelevant Market/RegionRelevant Market/RegionBuying with PayPalCommercial Transaction RatesSelling with PayPalDonation Transaction RatesBuying and Selling CryptocurrenciesCharity Transaction RatesReceiving DonationsAlternative Payment Method RatesSending and receiving moneyPayPal Cash and Cash PlusPayPal Cash and Cash PlusPayPal Here RatesCurrency ConversionsPayPal Online Card Payment ServicesWithdrawals Out of PayPalPayflow Pro (Payment Gateway)Other Consumer FeesPayPal PayoutsMicropaymentsChargeback FeesDispute FeesCurrency ConversionsE-check FeesWithdrawal Out of PayPalOther Merchant FeesNotice:This document shows the rate changes that will go into effect as of August 2, 2021. Pricing that is increasing from our current rates is noted with “(increasing)” adjacent to the new rate. Pricing that is decreasing from our current rates is noted with “(decreasing)” adjacent to the new rate.1
PayPal Fee Changes: Effective August 2, 2021PayPal Consumer FeesEffective Date: 2, August 2021You can find details about changes to our rates and fees and when they will apply on our PolicyUpdates Page. You can also view these changes by clicking ‘Legal’ at the bottom of anywebpage and then selecting ‘Policy Updates’.Domestic: A transaction occurring when both the sender and receiver are registered with oridentified by PayPal as residents of the same market.International: A transaction occurring when the sender and receiver are registered with oridentified by PayPal as residents of different markets. Certain markets are grouped togetherwhen calculating international transaction rates. For a listing of our groupings, please accessour Market/Region Grouping Table.Market Code Table: We may refer to two-letter market codes throughout our fee pages. Fora complete listing of PayPal market codes, please access our Market Code Table.Relevant Market/RegionRates published below apply to PayPal accounts of residents of the following market/region:Market/Region listUnited States (US)Buying with PayPalIt’s free to use PayPal to donate or to pay for a purchase or any other type of commercialtransaction unless it involves a currency conversion.Online or in-storeRateNo Fee (when no currency conversion is involved)Selling with PayPalWhen you accept the User Agreement to buy or sell goods or services or make any othercommercial type of transaction, we call that a “commercial transaction”.2
PayPal Fee Changes: Effective August 2, 2021For the listings of selling rates, please visit our PayPal Merchant Fees Page.Buying and Selling CryptocurrenciesThe transaction fees are based on how much cryptocurrency (“crypto”) you buy or sell. Theexchange rate you’ll see before buying or selling crypto will also include a cryptocurrencyconversion spread. There’s no fee for holding crypto in your account.Purchase or sale amountFee1.00 – 24.99 USD0.50 USD25.00 – 100.00 USD2.30%100.01 – 200.00 USD2.00%200.01 – 1000.00 USD1.80%1000.01 USD 1.50%Receiving DonationsWhen you accept the User Agreement or the Generosity Network Terms and Conditions to sendor receive donations (as one of the payment types listed below), we call that a “donation”.Standard rate for receiving domestic donationsPayment TypeRateDonate Button2.89% (decreasing) fixed feeGenerosity Network2.89% (decreasing) fixed feePayPal Checkout for Donations2.89% (decreasing) fixed feeQR code Transactions – 10.01 USD and aboveCommercial Transaction rates applyQR code Transactions – 10.00 USD and belowCommercial Transaction rates applyReceiving international donationsThe fee for receiving domestic donations applies plus the additional percentage-based fee forinternational donations.3
PayPal Fee Changes: Effective August 2, 2021Additional percentage-based fee for international donationsPayment TypeRateAll Donations1.50%Fixed fee for donations (based on currency received)CurrencyFeeCurrencyFeeAustralian dollar0.59 AUD (increasing)New Taiwan dollar14.00 TWD (increasing)Brazilian real2.90 BRL (increasing)New Zealand dollar0.69 NZD (increasing)Canadian dollar0.59 CAD (increasing)Norwegian krone3.90 NOK (increasing)Czech koruna9.00 CZK (decreasing)Philippine peso25.00 PHP (increasing)Danish krone2.90 DKK (increasing)Polish zloty1.89 PLN (increasing)Euro0.39 EUR (increasing)Russian ruble39.00 RUB (increasing)Hong Kong dollar3.79 HKD (increasing)Singapore dollar0.69 SGD (increasing)Hungarian forint149.00 HUF (increasing)Swedish krona4.09 SEK (increasing)Israeli new shekel1.60 ILS (increasing)Swiss franc0.49 CHF (decreasing)Japanese yen49.00 JPY (increasing)Thai baht15.00 THB (increasing)Malaysian ringgit2.00 MYRUK pounds sterling0.39 GBP (increasing)Mexican peso9.00 MXN (increasing)US dollar0.49 USD (increasing)Sending and receiving moneyWhen you send money (initiated from the “Friends and Family” tab of the “Send Money” flow)to, or receive money into your PayPal account from, friends and family without making anunderlying commercial transaction (that is, the payment is not for the purchase of goods orservices or for making any other commercial transaction), we call that a “personal transaction”.The rates relating to personal transactions are set out below.Sending domestic personal transactionsPayment methodFeePayPal balance or a bank accountNo Fee4
PayPal Fee Changes: Effective August 2, 2021Payment methodFeeCards2.90% fixed feeAmex Send AccountNo FeeSending international personal transactionsPayment methodFeePayPal balance or a bank account5.00% Cards5.00% 2.90% fixed fee A minimum fee of 0.99 USD A maximum fee of 4.99 USDAmex Send Account5.00% A minimum fee of 0.99 USDA maximum fee of 4.99 USDA minimum fee of 0.99 USDA maximum fee of 4.99 USDFees charged in different currencies for sending payments: We will collect the fee from balance in the currency in which the fee is listed. To dothis, we may need to convert the fee amount from your sending balance into the currency in which the fee is listed, in which case the fees for“Conversions in all other cases” also apply.Receiving personal transactionsRateNo fee (when no currency conversion is involved)Fixed fee for personal transactions (based on currency received)CurrencyFeeCurrencyFeeAustralian dollar0.30 AUDNew Taiwan dollar10.00 TWDBrazilian real0.60 BRLNew Zealand dollar0.45 NZDCanadian dollar0.30 CADNorwegian krone2.80 NOKCzech koruna10.00 CZKPhilippine peso15.00 PHPDanish krone2.60 DKKPolish zloty1.35 PLNEuro0.35 EURRussian ruble10.00 RUBHong Kong dollar2.35 HKDSingapore dollar0.50 SGD5
PayPal Fee Changes: Effective August 2, 2021CurrencyFeeCurrencyFeeHungarian forint90.00 HUFSwedish krona3.25 SEKIsraeli new shekel1.20 ILSSwiss franc0.55 CHFJapanese yen40.00 JPYThai baht11.00 THBMalaysian ringgit2.00 MYRUK pounds sterling0.20 GBPMexican peso4.00 MXNUS dollar0.30 USDPayPal Cash and Cash PlusPayPal offers a balance holding account commonly referred to as PayPal Balance.For more information and a complete listing of fees associated, please refer to the PayPalBalance Terms and Conditions.Currency ConversionsFor any of the following types of transactions involving a currency conversion by PayPal, thetransaction exchange rate will also include a currency conversion spread.Converting payments in another currencyType of Transaction Currency Conversion Spread4.00%, or such other amount as may be disclosedto you during the transaction.Paying for goods or services in a currencyother than the currency the goods orservices are listed in.Sending money to a friend or familymember such that they receive adifferent currency from the currency inwhich you pay.Sending money using PayPal Payouts suchthat your recipients receive a differentcurrency from the currency in which youpay.All other transactions3.00%, or such other amount as may be disclosedto you during the transaction.6
PayPal Fee Changes: Effective August 2, 2021Withdrawals Out of PayPalYou can typically withdraw money out of PayPal by standard withdrawals/transfers to yourlinked bank account or eligible cards. A currency conversion (and currency conversion fees)may also apply.Note: For additional listings of transfer rates out of business accounts, please visitour PayPal Merchant Fees Page.Withdrawing a balance from a personal PayPal accountWithdrawal/Transfer toWithdrawal/Transfer TypeRateBank accountLocal Account With eligible linked bankaccountInstant Withdrawal limits applyNo Fee (when no currencyconversion is involved)CardsInstant With eligible linked debitcard Withdrawal limits apply1.50% of amount transferred(increasing) Minimum and Maximumfees apply based onthe card withdrawalcurrency, in the tablebelowChecksHave a paper check mailed toyou1.50 USDWithdrawal Limits – Instant Transfer for BankFrequencyMaximum (up to)Per transaction25,000.00 USDWithdrawal Limits – Instant Transfer for CardsFrequencyMaximum (up to)Per transaction5000.00 USDPer day5000.00 USD71.50% of amount transferred(increasing) Minimum and Maximumfees apply based onthe card withdrawalcurrency, in the tablebelow
PayPal Fee Changes: Effective August 2, 2021FrequencyMaximum (up to)Per week5000.00 USDPer month15,000.00 USDMinimum and Maximum fees – Instant TransferBased on withdrawal currency:CurrencyMinimum FeeMaximum FeeUS dollar0.25 USD (increasing)15.00 USD (increasing)Other Consumer FeesIncluded below are fees associated with events, requests, or actions that may happen whenyou use your account.Other FeesActivityDescriptionRateBank Return onWithdrawal/Transfer out ofPayPalThis fee is charged when awithdrawal/transfer out ofPayPal is attempted by a userand it fails because incorrectbank account information ordelivery information isprovided.No FeeCredit Card and Debit CardConfirmation(s)Some users, in order to increasetheir sending limit or as PayPalmay determine, may becharged a credit card and debitcard link and confirmation fee.This amount will be refundedwhen you successfully completethe credit card or debit cardverification process.See Credit Card and Debit CardLink and Confirmation Tablebelow.PayPal Business DebitMasterCardUse of the PayPal BusinessDebit MasterCard is subject toeligibility, application, approvalby PayPal and your acceptanceof the terms.Please see our PayPal BusinessDebit MasterCard CardholderAgreement and Privacy NoticePayPal Cash MasterCardUse of the PayPal CashMasterCard is subject toeligibility, application, approvalPlease see our PayPal CashMasterCard CardholderAgreement8
PayPal Fee Changes: Effective August 2, 2021ActivityDescriptionRateby PayPal and your acceptanceof the terms.Credit Card and Debit Card Link and Confirmation TableCurrencyRateCurrencyRateAustralian dollar2.00 AUDNew Taiwan dollar70.00 TWDBrazilian real4.00 BRLNew Zealand dollar3.00 NZDCanadian dollar2.45 CADNorwegian krone15.00 NOKCzech koruna50.00 CZKPhilippine peso100.00 PHPDanish krone12.50 DKKPolish zloty6.50 PLNEuro1.50 EURRussian ruble60.00 RUBHong Kong dollar15.00 HKDSingapore dollar3.00 SGDHungarian forint400.00 HUFSwedish krona15.00 SEKIsraeli new shekel8.00 ILSSwiss franc3.00 CHFJapanese yen200.00 JPYThai baht70.00 THBMalaysian ringgitNot ApplicableUK pounds sterling1.00 GBPMexican peso20.00 MXNUS dollar1.95 USDPayPal Merchant FeesEffective Date: 2, August 2021You can find details about changes to our rates and fees and when they will apply on our PolicyUpdates Page. You can also view these changes by clicking ‘Legal’ at the bottom of anywebpage and then selecting ‘Policy Updates’.Domestic: A transaction occurring when both the sender and receiver are registered with oridentified by PayPal as residents of the same market.9
PayPal Fee Changes: Effective August 2, 2021International: A transaction occurring when the sender and receiver are registered with oridentified by PayPal as residents of different markets. Certain markets are grouped togetherwhen calculating international transaction rates. For a listing of our groupings, please accessour Market/Region Grouping Table.Market Code Table: We may refer to two-letter market codes throughout our fee pages. Fora complete listing of PayPal market codes, please access our Market Code Table.Relevant Market/RegionRates published below apply to PayPal accounts of residents of the following market/region:Market/Region listUnited States (US)Commercial Transaction RatesWhen you accept the User Agreement to buy or sell goods or services or make any othercommercial type of transaction, we call that a “commercial transaction.”Standard rate for receiving domestic transactionsPayment TypeRateAlternative Payment Method (APM)APM Transaction Rates ApplyInvoicing3.49% (increasing) fixed feePayPal Checkout3.49% (increasing) fixed feePayPal Guest Checkout3.49% (increasing) fixed feePayPal Guest Checkout – American Express Payments3.50%QR code Transactions – 10.01 USD and above1.90% fixed feeQR code Transactions – 10.00 USD and below2.40% fixed feePay with Venmo3.49% (increasing) fixed feeSend/Receive Money for Goods and Services2.89% (decreasing) fixed feeStandard Credit and Debit Card Payments2.99% (increasing) fixed feeAll Other Commercial Transactions3.49% (increasing) fixed fee10
PayPal Fee Changes: Effective August 2, 2021Receiving international transactionsThe fee for receiving domestic transactions applies plus the additional percentage-based feefor international commercial transactions.Additional percentage-based fee for international commercial transactionsPayment TypeRateAll Commercial Transactions1.50%Fixed fee for commercial transactions (based on currency received)CurrencyFeeCurrencyFeeAustralian dollar0.59 AUD (increasing)New Taiwan dollar14.00 TWD (increasing)Brazilian real2.90 BRL (increasing)New Zealand dollar0.69 NZD (increasing)Canadian dollar0.59 CAD (increasing)Norwegian krone3.90 NOK (increasing)Czech koruna9.00 CZK (decreasing)Philippine peso25.00 PHP (increasing)Danish krone2.90 DKK (increasing)Polish zloty1.89 PLN (increasing)Euro0.39 EUR (increasing)Russian ruble39.00 RUB (increasing)Hong Kong dollar3.79 HKD (increasing)Singapore dollar0.69 SGD (increasing)Hungarian forint149.00 HUF (increasing)Swedish krona4.09 SEK (increasing)Israeli new shekel1.60 ILS (increasing)Swiss franc0.49 CHF (decreasing)Japanese yen49.00 JPY (increasing)Thai baht15.00 THB (increasing)Malaysian ringgit2.00 MYRUK pounds sterling0.39 GBP (increasing)Mexican peso9.00 MXN (increasing)US dollar0.49 USD (increasing)Fixed fee for QR code transactions 10.01 USD and above (based on currency received)CurrencyFeeCurrencyFeeAustralian dollar0.10 AUDNew Taiwan dollar3.00 TWDBrazilian real0.20 BRLNew Zealand dollar0.15 NZDCanadian dollar0.10 CADNorwegian krone1.00 NOKCzech koruna3.00 CZKPhilippine peso5.00 PHP11
PayPal Fee Changes: Effective August 2, 2021CurrencyFeeCurrencyFeeDanish krone0.70 DKKPolish zloty0.50 PLNEuro0.10 EURRussian ruble3.00 RUBHong Kong dollar0.80 HKDSingapore dollar0.20 SGDHungarian forint30.00 HUFSwedish krona1.00 SEKIsraeli new shekel0.40 ILSSwiss franc0.10 CHFJapanese yen12.00 JPYThai baht4.00 THBMalaysian ringgit0.70 MYRUK pounds sterling0.10 GBPMexican peso2.00 MXNUS dollar0.10 USDFixed fee for QR code transactions 10.00 USD and below (based on currency received)CurrencyFeeCurrencyFeeAustralian dollar0.05 AUDNew Taiwan dollar2.00 TWDBrazilian real0.10 BRLNew Zealand dollar0.08 NZDCanadian dollar0.05 CADNorwegian krone0.47 NOKCzech koruna1.50 CZKPhilippine peso2.50 PHPDanish krone0.35 DKKPolish zloty0.23 PLNEuro0.05 EURRussian ruble1.50 RUBHong Kong dollar0.39 HKDSingapore dollar0.08 SGDHungarian forint15.00 HUFSwedish krona0.50 SEKIsraeli new shekel0.20 ILSSwiss franc0.05 CHFJapanese yen6.00 JPYThai baht1.80 THBMalaysian ringgit0.20 MYRUK pounds sterling0.05 GBPMexican peso0.55 MXNUS dollar0.05 USDDonation Transaction RatesWhen you accept the User Agreement or the Generosity Network Terms and Conditions to sendor receive funds (using one of the payment types listed below), we call that a “donation”.12
PayPal Fee Changes: Effective August 2, 2021Funds sent or received through other products or services (not set out below) are not“donations” eligible for donations pricing. In such cases the applicable transaction rates willapply. and will be subject to the fees disclosed for such products or services on the applicablefees page.Standard rate for receiving domestic donationsPayment TypeRateDonate Button2.89% (decreasing) fixed feeGenerosity Network2.89% (decreasing) fixed feePayPal Checkout for Donations2.89% (decreasing) fixed feeReceiving international donationsThe fee for receiving domestic donations applies plus the additional percentage-based fee forinternational donations.Additional percentage-based fee for international donationsPayment TypeRateAll Donations1.50%Fixed fee for donations (based on currency received)CurrencyFeeCurrencyFeeAustralian dollar0.59 AUD (increasing)New Taiwan dollar14.00 TWD (increasing)Brazilian real2.90 BRL (increasing)New Zealand dollar0.69 NZD (increasing)Canadian dollar0.59 CAD (increasing)Norwegian krone3.90 NOK (increasing)Czech koruna9.00 CZK (decreasing)Philippine peso25.00 PHP (increasing)Danish krone2.90 DKK (increasing)Polish zloty1.89 PLN (increasing)Euro0.39 EUR (increasing)Russian ruble39.00 RUB (increasing)Hong Kong dollar3.79 HKD (increasing)Singapore dollar0.69 SGD (increasing)Hungarian forint149.00 HUF (increasing)Swedish krona4.09 SEK (increasing)Israeli new shekel1.60 ILS (increasing)Swiss franc0.49 CHF (decreasing)Japanese yen49.00 JPY (increasing)Thai baht15.00 THB (increasing)13
PayPal Fee Changes: Effective August 2, 2021CurrencyFeeCurrencyFeeMalaysian ringgit2.00 MYRUK pounds sterling0.39 GBP (increasing)Mexican peso9.00 MXN (increasing)US dollar0.49 USD (increasing)Charity Transaction RatesCharity transaction rates are subject to application and pre-approval by PayPal. Once approvedby PayPal, these rates will apply to all commercial transaction payments and donations receivedin your PayPal account. Any reference to “fixed fee” means the fixed fee for charitytransactions.Receiving domestic charity transactionsPayment TypeRateCharity Transactions1.99% (decreasing) fixed feeReceiving international charity transactionsThe fee for receiving domestic charity transactions applies plus the additional percentagebased fee for international charity transactions.Additional percentage-based fee for international charity transactionsPayment TypeRateCharity Transactions1.50%Fixed fee for charity transactions (based on currency received)CurrencyFeeCurrencyFeeAustralian dollar0.59 AUD (increasing)New Taiwan dollar14.00 TWD (increasing)Brazilian real2.90 BRL (increasing)New Zealand dollar0.69 NZD (increasing)Canadian dollar0.59 CAD (increasing)Norwegian krone3.90 NOK (increasing)Czech koruna9.00 CZK (decreasing)Philippine peso25.00 PHP (increasing)Danish krone2.90 DKK (increasing)Polish zloty1.89 PLN (increasing)Euro0.39 EUR (increasing)Russian ruble39.00 RUB (increasing)Hong Kong dollar3.79 HKD (increasing)Singapore dollar0.69 SGD (increasing)14
PayPal Fee Changes: Effective August 2, 2021CurrencyFeeCurrencyFeeHungarian forint149.00 HUF (increasing)Swedish krona4.09 SEK (increasing)Israeli new shekel1.60 ILS (increasing)Swiss franc0.49 CHF (decreasing)Japanese yen49.00 JPY (increasing)Thai baht15.00 THB (increasing)Malaysian ringgit2.00 MYRUK pounds sterling0.39 GBP (increasing)Mexican peso9.00 MXN (increasing)US dollar0.49 USD (increasing)Alternative Payment Method RatesWe may allow your customers to choose any of the alternative payment methods (APMs) listedin our APM agreement at checkout to pay you for purchases.For a complete listing of the APMs we support, please see Annex 1 of the APM agreement. Youmust accept the terms of the APM agreement before receiving APM payments.Standard rate for receiving domestic transactionsPayment TypeRateAlternative Payment Method (APM)2.59% (decreasing) fixed feeReceiving international transactionsThe fee for receiving domestic transactions applies plus the additional percentage-based feefor international transactions.Additional percentage-based fee for international APM transactionsPayment TypeRateAlternative Payment Method (APM)1.50%Fixed fee for APM transactions (based on currency received)CurrencyFeeCurrencyFeeAustralian dollar0.59 AUD (increasing)New Taiwan dollar14.00 TWD (increasing)Brazilian real2.90 BRL (increasing)New Zealand dollar0.69 NZD (increasing)Canadian dollar0.59 CAD (increasing)Norwegian krone3.90 NOK (increasing)15
PayPal Fee Changes: Effective August 2, 2021CurrencyFeeCurrencyFeeCzech koruna9.00 CZK (decreasing)Philippine peso25.00 PHP (increasing)Danish krone2.90 DKK (increasing)Polish zloty1.89 PLN (increasing)Euro0.39 EUR (increasing)Russian ruble39.00 RUB (increasing)Hong Kong dollar3.79 HKD (increasing)Singapore dollar0.69 SGD (increasing)Hungarian forint149.00 HUF (increasing)Swedish krona4.09 SEK (increasing)Israeli new shekel1.60 ILS (increasing)Swiss franc0.49 CHF (decreasing)Japanese yen49.00 JPY (increasing)Thai baht15.00 THB (increasing)Malaysian ringgit2.00 MYRUK pounds sterling0.39 GBP (increasing)Mexican peso9.00 MXN (increasing)US dollar0.49 USD (increasing)PayPal Cash and Cash PlusPayPal offers a balance holding account commonly referred to as PayPal Balance.For more information and a complete listing of fees associated, please refer to the PayPalBalance Terms and Conditions.PayPal Here RatesOur PayPal Here solution is ideal for getting you paid while on the go or bringing the checkoutexperience directly to your customer anywhere or at any time.Use of PayPal Here is subject to eligibility, application, approval by PayPal and your acceptanceof the terms of the PayPal Here agreement.Standard rate for receiving transactions using PayPal HerePayment TypeRateCard Present Transactions2.70%Keyed Transactions3.50% fixed feePayPal Transactions (In Store)2.70%QR code Transactions2.70%16
PayPal Fee Changes: Effective August 2, 2021Receiving international transactions using PayPal HereThe fee for receiving domestic PayPal Here transactions applies plus the additional percentagebased fee for international PayPal Here transactions.Additional percentage-based fee for international PayPal Here transactionsPayment TypeRateAll PayPal Here Transactions1.50%Charity rates for receiving transactions using PayPal HereSubject to eligibility, application and approval by PayPal. PayPal may evaluate applications ona case-by-case basis, including, without limitation on the following criteria: qualifying monthlysales volume, size of average shopping cart and an account in good standing. See our PayPalHere agreement for more details.Payment TypeRateCard Present Transactions2.70%Keyed Transactions3.50% fixed feePayPal Transactions (In Store)2.70%QR code Transactions2.70%Charity rate for receiving international transactions using PayPal HereThe fee for receiving domestic charity PayPal Here transactions applies plus the additionalpercentage-based fee for international charity PayPal Here transactions.Additional percentage-based fee for international charity PayPal Here transactionsPayment TypeRateAll Charity PayPal Here Transactions1.50%Fixed fee for PayPal Here transactions (based on currency received)CurrencyFeeCurrencyFeeAustralian dollar0.30 AUDNew Taiwan dollar10.00 TWDBrazilian real0.60 BRLNew Zealand dollar0.45 NZD17
PayPal Fee Changes: Effective August 2, 2021CurrencyFeeCurrencyFeeCanadian dollar0.15 CADNorwegian krone2.80 NOKCzech koruna10.00 CZKPhilippine peso15.00 PHPDanish krone2.60 DKKPolish zloty1.35 PLNEuro0.35 EURRussian ruble10.00 RUBHong Kong dollar2.35 HKDSingapore dollar0.50 SGDHungarian forint90.00 HUFSwedish krona3.25 SEKIsraeli new shekel1.20 ILSSwiss franc0.55 CHFJapanese yen40.00 JPYThai baht11.00 THBMalaysian ringgit2.00 MYRUK pounds sterling0.20 GBPMexican peso4.00 MXNUS dollar0.15 USDPayPal Online Card Payment ServicesUse of applicable Services is subject to eligibility, application, and approval by PayPal and youracceptance of the terms of the PayPal Online Card Payment Services Agreement. These rateswill apply to all commercial transaction payments received using PayPal Online Card PaymentServices.Capitalized terms in this section are defined in the PayPal Online Card Services Agreement.Receiving domestic transactions using PayPal Online Card Payment ServicesPayment typeRateAdvanced Credit and Debit Card Payments2.59% (decreasing) fixed feeCredit and Debit Card Payments – AmericanExpress Payments3.50%Payments Advanced2.89% (decreasing) fixed feePayments Pro2.89% (decreasing) fixed feePayments Pro - American Express Payments3.50%Virtual Terminal3.09% (decreasing) fixed feeVirtual Terminal - American Express Payments3.50%18
PayPal Fee Changes: Effective August 2, 2021Receiving international transactions using PayPal Online Card Payment ServicesThe fee for receiving domestic PayPal Online Card Payment Services transactions applies plusthe additional percentage-based fee for international PayPal Online Card Payment Servicetransactions.Additional percentage-based fee for international PayPal Online Card Payment ServicestransactionsPayment TypeRatePayPal Online Card Payment ServicesTransactions1.50%Credit and Debit Card Payments – AmericanExpress PaymentsNo feePayments Pro - American Express PaymentsNo feeVirtual Terminal - American Express PaymentsNo feeCharity rates for receiving transactions using PayPal Online Card Payment ServicesSubject to eligibility, application, and approval by PayPal. PayPal may evaluate applicationson a case-by-case basis, including, without limitation, on the following criteria: qualifyingmonthly sales volume, size of average shopping cart, and an account in good standing. See ourPayPal Online Card Payment Services Agreement for more details.Payment TypeRatePayments Pro1.99% (decreasing) fixed feeVirtual Terminal2.39% (decreasing) fixed feeFixed fee for PayPal Online Card Payment Services transactions (based on currencyreceived)CurrencyFeeCurrencyFeeAustralian dollar0.59 AUD (increasing)New Taiwan dollar14.00 TWD (increasing)Brazilian real2.90 BRL (increasing)New Zealand dollar0.69 NZD (increasing)Canadian dollar0.59 CAD (increasing)Norwegian krone3.90 NOK (increasing)Czech koruna9.00 CZK (decreasing)Philippine peso25.00 PHP (increasing)Danish krone2.90 DKK (increasing)Polish zloty1.89 PLN (increasing)Euro0.39 EUR (increasing)Russian ruble39.00 RUB (increasing)19
PayPal Fee Changes: Effective August 2, 2021CurrencyFeeCurrencyFeeHong Kong dollar3.79 HKD (increasing)Singapore dollar0.69 SGD (increasing)Hungarian forint149.00 HUF (increasing)Swedish krona4.09 SEK (increasing)Israeli new shekel1.60 ILS (increasing)Swiss franc0.49 CHF (decreasing)Japanese yen49.00 JPY (increasing)Thai baht15.00 THB (increasing)Malaysian ringgit2.00 MYRUK pounds sterling0.39 GBP (increasing)Mexican peso9.00 MXN (increasing)US dollar0.49 USD (increasing)Other fees for using PayPal Online Card Payment ServicesActivityDescriptionFeeAccount Monitoring ServiceOptional Service 29.95 USD set up fee19.95 USD per monthAdvanced Fraud ManagementFiltersOptional Service 20.00 USD per month0.05 USD pertransactionAdvanced Fraud ProtectionServicesOptional Service 10.00 USD per month0.05 USD pertransactionAdditional Risk FactorsIf PayPal determines that yourAccount receives, or is likely toreceive a disproportionatelyhigher number of customercomplaints, reversals,chargebacks, claims, or otherindicators of a serious level ofrisk, PayPal may increase thepercentage components of yourTransaction Fees after givingyou 30 days prior notice of theincrease.Buyer Authentication ServiceOptional ServiceCard Verification TransactionsFor each account verificationrequest0.30 USDChargeback Protection Services(when available)Chargeback Protection Advanced Credit andDebit Card Payments0.40% per transaction20Up to 5.00% per transaction 10.00 USD per month0.10 USD pertransaction
PayPal Fee Changes: Effective August 2, 2021ActivityDescriptionFeeChargeback Protection Services(when available)Effortless ChargebackProtection Advanced Credit andDebit Card Payments0.60% per transactionFailure to implement ExpressCheckoutIf you do not implement ExpressCheckout as required, thepercentage components of yourTransaction Fees may increaseafter giving you 30 days priornotice.1.00% per transactionMonthly FeesAdvanced Credit and Debit CardPaymentsNo feeMonthly FeesPayments Advanced5.00 USDMonthly FeesPayments Pro30.00 USDMonthly FeesPayments Pro Payflow30.00 USDMonthly FeesVirtual Terminal30.00 USDRecurring BillingOptional Service10.00 USD per monthRecurring Payment ToolOptional Service30.00 USD per monthUncaptured AuthorizationTransactionsFor each successful butuncaptured authorizationtransaction.0.30 USDPayflow Pro (Payment Gateway)Payflow Pro gives you the flexibility to design a checkout page that matches your site’sbranding, and Payflow Link comes with a pre-built checkout template you embed right intoyour checkout page. With either, your customers can pay by credit card without leaving yoursite. For more information, please refer to the Payflow Gateway Services Agreement.Receiving transactions using PayflowPayment typeFeePayflow Pro Transaction0.10 USDPayflow Link Transaction0.10 USD21
PayPal Fee Changes: Effective August 2, 2021Other fees for using PayflowActivityDescriptionFeeMonthly FeesPayflow Pro25.00 USDMonthly FeesPayflow LinkNo feePayPal Recurring Billing Service(Monthly)Payflow Pro10.00 USDPayPal Recurring Billing Service(Monthly)Payflow Link10.00 USDPayPal Fraud ProtectionServices (Monthly)Basic PackageNo feePayPal Fraud ProtectionServices (Monthly)Advanced Package10.00 USDPayPal Fraud ProtectionServices (Monthly)Buyer Authentication 10.00 USDPayPal Fraud ProtectionServices (Monthly ExcessTransaction Fee)Basic PackageNo feePayPal Fraud ProtectionServices (Monthly ExcessTransaction Fee)Advanced Package0.05 USDPayPal Fraud Pro
Credit Card and Debit Card Link and Confirmation Table . Currency Rate Currency Rate . Australian dollar 2.00 AUD New Taiwan dollar 70.00 TWD Brazilian real 4.00 BRL New Zealand dollar 3.00 NZD Canadian dollar 2.45 CAD Norwegian krone 15
