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EMPLOYEE BENEFITS SUMMARYDallas Area Rapid Transit (DART) recognizes and appreciates our most valuable assets –our Employees. One way our Agency clearly demonstrates its commitment to ourEmployees is through our outstanding benefit programs.BENEFITSAT AGLANCE Medical PlansDental PlanVision PlanFlexible Spending AccountsLife and Accidental Death and DismembermentPaid Time Off and HolidaysShort-Term DisabilityLong-Term DisabilityDART Capital Accumulation Plan 401(k)DART Retirement Plan Money Purchase PlanEducational Assistance AFLAC:Cancer/Specified-DiseaseCritical Care & RecoveryHospital Confinement IndemnityAccidentHospital Intensive CareDART cannot exist without healthy employees, and the everyday Choiceswe make can help us live healthier, happier, and more fulfilling lives—both at work and at home. So, DART provides a confidential and secureWellness Portal offering that helps you identify specific ways to improve yourhealth and live a healthier lifestyle. Wherever you are in your health journey,the Wellness Portal has resources for you. We believe every employee shouldhave guided opportunities that lead to improved physical and mentalwell-being, financial security, and a better quality of life overall. We offermany initiatives throughout the year to help guide you to a healthier lifestyle.

Medical PlansAccountableCare PlanAccountable CareFlex PlanOpen AccessDART Plan 500 2,250 1,600 1,000 4,500 3,200Individual 2,250 4,250 2,750Family 4,500 8,500 5,500Primary Care 25 Copay 35 CopaySpecialist 50 CopayYou pay 30% after deductibleYou pay 15% after deductibleUrgent Care 50 Copay 100 Copay 100 Copay 250 CopayYou pay 30% after deductibleYou pay 15% after deductibleRoutine Well-Care Visit and Services100% Covered100% Covered100% CoveredImmunization and Vaccinations100% Covered100% Covered100% CoveredGeneric 30 Copay 20 Copay 15 CopayPreferred Brand 70 Copay 100 Copay 80 Copay 100 CopayYou pay 30% after deductibleupon appeal approvalYou pay 15% after deductibleupon appeal approvalCalendar Year DeductibleIndividualFamilyCalendar Year Out-of-Pocket Max*Office VisitCo-insurance (applies after deductible is met)Hospital ServicesEmergency Room ServicePreventative CarePrescription Drug Plan (30-day supply)Non-Preferred Brand* out of pocket maximum includes deductible, medical co-pays, co-insurance, and prescription expenses.Dental PlansAnnual ContributionsCalendar Year DeductableCalendar Year Maximum BenefitIn-Network** 50 per individual 150 per familyNon-Network*** 100 per individual 1500 per individual 1500 per individualDiagnostic and Preventive Care Benefits*100%80%Restorative, Endodontic, Periodontal, Oral Surgery,and Prosthodontic Services80%60%Crowns, Inlays/Onlays Services, Implants/Implant Repairs50%50%50%No benefit unless utilizinga Delta PPO provider 1500 per individual 1500 per individualOrthodontic ServicesOrtho Diagnostic Procedures and Treatment (Adults and Children)Lifetime Maximum Benefit******Diagnostic and preventative care does not count towards annual maximum benefitReimbursement is based on PPO contracted fees for a PPO dentist.Delta Dental Premier dentists are considered non-PPO dentists. Reimbursement is based onPremier contracted fees for Premier dentist and the program allowance for non-Delta Dental dentist.

EyeMed Vision PlanEyeMed ParticipatingProvidersVision Plan BenefitsYou pay 20 CopayEye Exam: (one every 12 months)Non-NetworkYou pay the full amount and theplan will reimburse you 30You pay the full amount and theplan will reimburse you:Eye lenses*: Benefit includes standard uncoated plasticYou pay 20 Copay 20 for single-vision lenses 30 for bifocal lenses 40 for trifocal lenses 300 Allowance for Employee only: no chargeFor even plan years only (e.g. 2018), employees have a 300 allowance for either eyeglass lenses,frames, contact lenses and fittingsThe 300 allowance is alsoavailable out-of-networkThe eyeglass, lenses, eyeglass frames and contact lens benefit above apply to employees in the “odd plan years” (e.g. 2019)and apply to dependents every year.*You may use the eyewear benefit toward glasses or contact lenses every calendar year. Benefits cannot be used in conjunctionwith other discounts, promotions or prior orders.Flexible Spending Accounts (FSAs)FSAs provide another tax-advantaged way to use paycheck deductions toward healthexpenses. DART offers Healthcare FSAs and permits participants to carry over up to 500 into the next plan year. DART partners with HealthSCOPE to offer these accountsas well as Dependent/Elder Day Care FSAs for day care expenses.Employee Per Pay Period CostMedical Plan ContributionsAccountable Care PlanEmployee Only 63.74Accountable Care Flex PlanOpen Access DART PlanEmployee OnlyEmployee Only 5.50 69.26Employee & Spouse 129.99Employee & Spouse 81.35Employee & Spouse 159.77Employee & Children 106.12Employee & Children 54.93Employee & Children 127.69Family 181.42FamilyFamily 220.83Dental Plan ContributionsDelta Dental 148.02Vision Plan ContributionsEmployee Costper Pay PeriodEyeMed VisionEmployee Costper Pay PeriodEmployee Only 5.60Employee Only 2.75Employee & Spouse 9.68Employee & Spouse 5.49Employee & Children 9.66Employee & Children 6.87Family 7.56Family 14.94

DART-Provided BenefitsVoluntary BenefitsBasic Life and Accidental Death andDismemberment (AD&D) InsuranceSupplemental Life and AD&D InsuranceDART provides you with basic life insuranceand basic accidental death & dismembermentat one (1) times your base annual salary or aminimum of 50,000 coverage, whichever isgreater, at no cost to you.Paid Time Off (PTO)DART offers additional life and AD&Dinsurance you may purchase. The benefit isin multiples of your salary up to 5 times or 500,000. Evidence of insurability is requiredfor supplemental life insurance over 3 timesyour salary or 400,000. You may also purchaseadditional insurance for your dependents.Full-time employees accrue PTO beginningwith your first paycheck. You may take PTOafter completion of 6 months of employment.As an hourly full-time new hire employee, youcan accrue up to 80 hours of PTO within thefirst year of employment. Salaried full-timeemployees you can accrue up to 136 hoursof PTO within the first year of its include a First-Occurrence Benefit aswell as Hospital Confinement and ContinuingCare Benefits for a serious health event such asheart attack, stroke, or sudden cardiac arrest.Through this coverage, DART provides youwith income continuation in the event you areunable to work due to your own personal illnessor injury. Short-Term Disability benefits are paidat 66 2/3% of your base bi-weekly pay.Benefits begin after you have been disabled14 consecutive days and have used 80% ofany accumulated sick leave balance for hourlyemployees or 50% of Paid Time Off (PTO)balance for salaried employees. Benefits endwhen you are no longer disabled or when theshort-term disability period ends (180 daysmaximum), or when you are transitioned toLong-Term Disability Benefits This can also besupplemented with your PTO. If your disabilityextends past 180 days, Long-Term Disabilitybenefits are paid at 60% of your bi-weekly pay.Employee Assistance Program (EAP)DART provides every employee and theirfamily members a free, confidential counselingand referral service that can help you deal withlife’s challenges.Benefits include Initial Diagnosis Benefit,Wellness Benefit, Radiation and ChemotherapyBenefit, Surgical/ Anesthesia Benefit, plus muchmore. Dependent children are covered at noadditional cost.Critical Care & Recovery(Specified Health Event)Hospital Confinement IndemnityBenefits include Annual HospitalizationConfinement Benefit, Surgical Benefit,Invasive Diagnostic Exams Benefit, plus more.AccidentBenefits include Emergency Treatment Benefit,Specific-Sum Injuries Benefit, Accidental DeathBenefit, Initial Hospitalization Benefit,plus much more.Hospital Intensive CareBenefits include Daily Hospital Intensive CareUnit Confinement Benefit, Daily Step-DownIntensive Care Unit Confinement Benefit,Ambulance Benefit, and Major Human OrganTransplant Benefit.

Financial BenefitsDART Capital Accumulation Plan—401(k)DART’s 401(k) plan is an easy way for youto automatically set aside money for yourretirement. You can contribute from 2% to 50%of your pay and DART will contribute .50 cents to your account for every dollaryou contribute to the plan (up to 6% of pay).Matching contributions begin after youcomplete 180 days of continuousfull-time employment, and you become fullyvested after 5 years of service.DART’s 457(b)Deferred Compensation PlanDART Retirement Plan—Money Purchase PlanEmployees with more than 180 days ofcontinuous full-time, regular employment areeligible to benefit from DART Retirement plan,a money purchased plan. DART contributes7.7% of your eligible pay into a separateinvestment account administered by Vanguard.Educational AssistanceAfter six months of employment, all full-timeemployees are eligible for reimbursement ofqualified expenses related to pursuit of a degree.DART reimburses up to 2,500 for full-timeemployees per fiscal year.This Plan is sponsored by ICMA-RC whichoffers employees another way to save and investfor retirement with pre-tax salary deductions.Key features include of the 457(b)Deferred Compensation Plan: Employees can contribute up to theIRS maximum limit each year betweenthe two plans. There is a 10% penalty for withdrawals madefrom your 401(k) account prior to age 59 ½,but no such penalties for early withdrawalsfrom your 457(b) account. Loans are available on your 401(k) balance,but not available against your 457(b) balance.Unless otherwise stated, benefits listed here apply to full-time employees only. Thisdocument is not a contract of employment. The information included here is intended asa brief summary of benefits, and does not replace the legal plan documents or underlyinginsurance contracts. In case of a discrepancy between this summary and the legal plandocument or contract, the legal plan document or contract will govern in all cases.264-004-1219 ET

Employee & Spouse 129.99 Employee & Children 106.12 Family 181.42 Accountable Care Flex Plan Employee Only 5.50 Employee & Spouse 81.35 Employee & Children 54.93 Family 148.02 Open Access DART Plan Employee Only 69.26 Employee & Spouse 159.77 Employee & Children 127.69 Family 220.83 EyeMed Vision Employee Cost per Pay Period Employee .