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INTERCHANGE RATE/FEE SCHEDULERSA.F18.3T3 - TIERED PRICINGYour Credit Card and Non-PIN Debit Card TransactionsA significant amount of the Discount Rates that we charge you forprocessing your Credit Card and Non-PIN Debit Card transactionsrepresents charges that we must pay to the Issuing Banks (or that areotherwise charged to us by Mastercard , Visa , and Discover Network), under Mastercard, Visa, and Discover Network (the“Payments Networks”) rules. This amount, called “Interchange,” variesbased upon a complex series of interchange levels that may apply to thetransaction depending upon a number of factors – such as the type ofcard presented, specific information contained in the transaction, howand when the transaction is processed, your industry, and other 6B27B29Visa Credit (Q ualified Tier)Interchange ProgramInterreg Elec (inc Electron) (Non US merch)Domestic Cash AdvanceForeign Cash AdvanceCPS SupermarketCPS Retail - All OtherCPS Retail - Hotel / Car RentalCPS Retail - Pass Trans AIRCPS Passenger Transport - Card Not PresentCPS Hotel (CNP) PreferredCPS Hotel (Card Present)CPS Car Rentl (CNP) PreferredCPS Car Rental (Card Present)CPS Automated FuelCPS Retail 2 (Emerging Market)Interregional Secure E-Com (Non US merchant)Interreg Secure ECom Merch (Non US merch)CPS Small TicketUtility CreditCPS RestaurantCPS Retail Service StationCPS Charity/Religious Org CreditCPS E Comm Hotel – PreferredCPS E Comm Car Rntl - PreferredCPS Retail Credit -Tier 1CPS Retail Credit - Tier 3CPS Supermarket Credit -Tier 1CPS Supermarket Credit -Tier 2CPS Supermarket Credit -Tier 3CPS Retail Credit - Tier 2PR Standard CashPurchase Large TicketGSA Large TicketPR Electronic Emerging Market/Small TicketPR Electronic Gas CreditPR Electronic Gas CommercialPR Electronic Gas PlatinumPR Electronic Gas SignaturePR Electronic SupermarketPR Electronic Supermarket CommPR Electronic Supermarket PlatinumSignature Preferred - FuelInterregional Chip AcquirerLAC Intra Airline/ElectronLAC Intraregional StandardPuerto Rico DomesticLarge Purchase Advantage 1US BUS TR4 B2BUS BUS TR4 RTLUS BUS TR4 LVL2Page 1 of 7Tiered Discount Rate ScheduleYour account is priced in a way that groups various Interchange levels into multipletiers, known as Qualified, Mid-Qualified and Non-Qualified. The Discount Ratesyou pay for each tier are shown on your fee schedule. Each tier includes specificMastercard, Visa, and Discover Network Interchange levels. In order to receivethe Discount Rate associated with a particular tier, the transaction must qualify forone of the Interchange levels included in that tier. In order to qualify for anyspecific Interchange level, you must satisfy certain qualification criteria establishedby the Payments Networks.The schedule below shows the various Interchange levels included in each tier. TheInterchange Qualification Matrix identifies the primary qualification criteria foreach Interchange level.PCA02A03A04A05A06A07A28A40A82A84Visa Credit (Q ualified Tier)Interchange ProgramLarge Purchase Advantage 2Large Purchase Advantage 3Large Purchase Advantage 4CPS Automated Fuel Dispenser Credit CapCPS Retail Service Station Credit CapVisa Signature Preferred-Fuel CapCPS Passenger Transport Card PresentPrivate Label BasicNew Consumer Credit - FuelNew Consumer Credit - Fuel 7N08N10N28N30N38N39Visa Debit/Prepaid (Q ualified Tier)Interchange ProgramCPS Retail All Other (DB)CPS Retail All Other (DB)**CPS Supermarket (DB)CPS Pass Transport AIR (DB)CPS Hotel (CNP) - Prefer (DB)CPS Hotel (Card Present) (DB)CPS Car Rental (CNP) - Prefer (DB)CPS Car Rental (Card Present) (DB)CPS Automated Fuel (DB)CPS Retail 2 (Emerging Markets) (DB)CPS Retail 2 (Emerging Markets) cap (DB)CPS Small Ticket (DB)CPS/Utility Business (DB/PP)Utility (DB)CPS Restaurant (DB)CPS Retail Service Station (DB)CPS Automated Fuel Dispenser Cap (DB)CPS Retail Service Station Cap (DB)CPS Debt Repayment (DB)CPS Tax Payment (DB)CPS Debt Repayment cap (DB)CPS Tax Payment cap (DB)CPS E Comm Prefer - Hotel (DB)CPS E Comm Prefer - Car Rental (DB)CPS Retail All Other (DB)US Regulated (DB)US CPS/Small Tckt Reg (DB)Interregional Regulated(DB)Puerto Rico Regulated (DB)LAC Regulated (DB)GU Regulated (DB)AP Regulated (DB)IR Regulated with IAF (DB)US Regulated Comm (DB)CPS Passenger Transport Card Present (DB)Business card-Card Present (DB)CPS/RT2 EMRGMKT RELORG (DB)CPS/RT2EMGMKTRELOR (DB) a Debit/Prepaid (Q ualified Tier)Interchange ProgramCPS/RT2 EMRGMKT RELORG (PP)CPS/RT2EMGMKTRELOR (PP) CAPCPS/Supermarket (PP)CPS Passenger Trans CP (PP)CPS/Automated Fuel (PP)CPS/Retail2 Emerg Mkts (PP)CPS/Retl2 Emrg Mkt CAP (PP)CPS Small Ticket (PP)CPS/Restaurant (PP)CPS/Rtl Serv Station (PP)CPS/Automated Fuel CAP (PP)CPS/Rtl Serv Statn CAP (PP)Supermarket ChCard CAP (PP)CPS/Retail All Other 59064Mastercard Credit (Q ualified Tier)Interchange ProgramCash AdvanceMerit IIIWorld Card Cash AdvanceMerit III Passenger TransportPassenger TransportSupermarketPublic SectorLAC Consumer ElectronicPuerto Rico Intracountry ElectronicPetroleum BasePetroleum Base CAPBill Payments Merit I Real EstateConvenience Purchases BaseMerit III - Tier 1Merit III - Tier 2Merit III - Tier 3Quick Pay Merit IIIInterregional Electronic (Non US merchant)Interreg Comm Purch Lg Ticket (Non US merc)Supermarket - Tier 1Supermarket - Tier 2Supermarket - Tier 3Utility CreditWorld UtilityLodgingAuto RentalCruise LinesLAC Commercial Purchasing Large TicketMerchant UCAFFull UCAFWorld Merchant UCAFWorld Full UCAFWorld Elite Utilities2018 First Data Corporation. All Rights Reserved. All trademarks, service marks and trade names referenced in this material are the property of their respective owners.T his document contains confidential and proprietary information of First Data Corporation. Review or distribution by individuals other than the intended recipients isstrictly prohibited. This document, and any information contained herein, may not be copied, reproduced or distributed in any manner whatsoever without the expresswritten consent of First Data Corporation.RSA.F18.3T
INTERCHANGE RATE/FEE 367368Mastercard Credit (Q ualified Tier)Interchange ProgramEmerging MarketsServices Industries (SIIP)World MC Supermarket BaseWorld MC Supermarket Tier 1World MC Public SectorWorld MC Service IndustriesWorld MC Merit III Tier 1World Merit III Tier 2World Merit III Tier 3World Supermarket Tier 2World Supermarket Tier 3World Bill Payments Merit I Real EstateCommercial Large Ticket II PurchCommercial Large Ticket III PurchCommercial Lg Tkt / DR III PurchCommercial Large Ticket FleetCommercial Large Ticket II FleetCommercial Large Ticket III FleetCommercial Large Ticket II BusCommercial Large Ticket III BusCommercial LgTkt/DR III BusCommercial Lg Tkt Interreg Purch (US merch)Commercial Large Ticket II CorpCommercial Lg Tkt Interreg Fleet (US merch)Business Level 2 Large Ticket ICommercial Large Ticket III CorpCommercial Lg Tkt / DR III CorpBusiness Level 2 Large Ticket IIBusiness Level 2 Large Ticket IIICommercial Large Ticket Rate I MPGBusiness Level 2 Large Ticket I MPGPrivate LabelWorld Elite Merit III Tier 1World Elite Merit III Tier 2World Elite Merit III Tier 3World Elite Supermarket BaseWorld Elite Supermarket Tier IWorld Elite Supermarket Tier 2World Elite Supermarket Tier 3World Elite Service IndustriesWorld Elite Public SectorWorld Commercial Large Ticket II CorpWorld Commercial Large Ticket III CorpWorld Elite Commercial Lrg Ticket II CorpWorld Elite Commercial Lrg Ticket III CorpWorld Comm Large Ticket I/Data Rate III CorpWorld Elite Comm Lg Tkt I/Data Rate III CorpCommercial Large Ticket Rate I MPG BusCommercial Large Ticket Rate I MPG CorpCommercial Large Tkt Rate I MPG Fleet at FuelEnhanced Supermarket BaseEnhanced Public SectorEnhanced Petroleum BaseEnhanced Petroleum Base CAPEnhanced Bill Payments Merit I Real EstateEnhanced Convenience PurchaseEnhanced Merit III Tier 1Enhanced Merit III Tier 2Enhanced Merit III Tier 3Enhanced Service IndustryPuerto Rico Intracountry PetroleumPuerto Rico Intracountry Warehouse3 - TIERED rd Credit (Q ualified Tier)Interchange ProgramPuerto Rico Intracountry GovernmentPuerto Rico Intracountry SupermarketPuerto Rico Intracountry Emerging MarketsPuerto Rico Intracountry UtilitiesPuerto Rico Intracountry Rapid PaymentsPuerto Rico Intracountry CharitiesEnhanced Supermarket Tier 1Enhanced Supermarket Tier 2Enhanced Supermarket Tier 3Bill Payments Merit I InsuranceWorld Bill Payments Merit I InsuranceEnhanced Bill Payments Merit I InsuranceElectronic Payment AccountWorld Comm. Large Ticket Rate I MPG BusWorld Elite Comm. Lg Ticket Rate I MPG BusWorld Commercial Lg Ticket Rate I MPG CorpWorld Elite Comm. Lg Ticket Rate I MPG CorpHigh Value Merit III Tier1High Value Merit III Tier 2High Value Merit III Tier 3High Value Supermarket BaseHigh Value Supermarket Tier 1High Value Supermarket Tier 2High Value Supermarket Tier 3High Value Service IndustriesHigh Value Public SectorHigh Value UtilitiesCommercial Large Ticket I - Fleet at Non-FuelConvenience Purchases Tier 1Enhanced Convenience Purchases Tier 1World Convenience Purchases Tier 1World High Value Conv Purchases Tier 1World Elite Convenience Purchases Tier 1Commercial Large Ticket II - Fleet at Non-FuelCommercial Large Ticket III - Fleet at Non-FuelBusiness Level 3 Data Rate IIIBusiness Level 3 Large Ticket IBusiness Level 3 Large Ticket IIBusiness Level 3 Large Ticket IIIBusiness Level 3 Large Ticket I MPGBusiness Level 3 UtilitiesBusiness Level 4 Large Ticket IBusiness Level 4 Large Ticket IIBusiness Level 4 Large Ticket IIIBusiness Level 4 Large Ticket I MPGBusiness Level 4 UtilitiesCommercial Large Ticket Rate I MPG Pur T2Commercial Large Ticket Rate I MPG Bus T2Commercial Large Ticket Rate I MPG Corp T2Commercial Large Ticket Rate I MPG Fleet T2World Comm. Large Ticket Rate I MPG Bus T2World Elite Comm. Lg Tkt Rate I MPG Bus T2World Comm. Large Tkt Rate I MPG Corp T2World Elite Comm Lg Tkt Rate I MPG Corp T2Commercial Large Ticket Rate I MPG Pur T3Commercial Large Ticket Rate I MPG Bus T3Commercial Large Ticket Rate I MPG Corp T3Commercial Large Ticket Rate I MPG Fleet T3World Comm. Large Ticket Rate I MPG Bus T3World Elite Comm Lg Tkt Rate I MPG Bus T3World Comm. Lg Ticket Rate I MPG Corp T3Page 2 of 8B89H01H02H03H04H05Mastercard Credit (Q ualified Tier)Interchange ProgramWorld Elite Com Large Tkt Rate I MPG Corp T3Commercial Large Ticket Rate I MPG Pur T4Commercial Large Ticket Rate I MPG Bus T4Commercial Large Ticket Rate I MPG Corp T4Commercial Large Ticket Rate I MPG Fleet T4World Comm. Large Ticket Rate I MPG Bus T4World Elite Comm Large Tkt Rate I MPG Bus T4World Comm. Large Ticket Rate I MPG Corp T4World Elite Comm Lg Tkt Rate I MPG Corp T4Commercial Large Ticket Rate I MPG Pur T5Commercial Large Ticket Rate I MPG Bus T5Commercial Large Ticket Rate I MPG Corp T5Commercial Large Ticket Rate I MPG Fleet T5World Comm. Large Ticket Rate I MPG Bus T5World Elite Comm. Lg Tkt Rate I MPG Bus T5World Comm. Large Ticket Rate I MPG Corp T5World Elite Comm. Lg Tket Rate I MPG Corp T5Mastercard Comm. Payments Acct T1Mastercard Comm. Payments Acct T2Mastercard Comm. Payments Acct T3Mastercard Comm. Payments Acct T4Mastercard Comm. Payments Acct 870871872873874N67N68P67P68Mastercard Debit/Prepaid (Q ualified Tier)Interchange ProgramMerit III (DB)Merit III Pass Transport (DB)Passenger Transport (DB)Supermarket (DB)Bill Payments (Merit I) Real Estate (DB)Small Ticket Tier 1 (DB)Merit III Tier 1 (DB)Merit III Tier 2 (DB)Merit III Tier 3 (DB)QPS- Merit III (DB)Supermarket Tier Cap (DB)Supermarket Cap (DB)Supermarket Tier 1 (DB)Supermarket Tier 2 (DB)Supermarket Tier 3 (DB)Utility (DB)Lodging (DB)Auto Rental (DB)Cruise Lines (DB)Merchant UCAF (DB)Full UCAF (DB)Petroleum CAT/AFD CAP (DB)Service Station CAP (DB)Emerging Markets (DB)Services Indust (SIIP) (DB)Small Ticket (DB)Restaurant (DB)Service Station (DB)Petroleum CAT/AFD (DB)Puerto Rico Intracountry Petroleum (DB)Puerto Rico Intracountry Warehouse (DB)Puerto Rico Intracountry Government (DB)Puerto Rico Intracountry Supermarket DebitPuerto Rico Intracountry Emerging Markets (DB)Puerto Rico Intracountry Utilities (DB)Puerto Rico Intracountry Rapid Payments (DB)Puerto Rico Intracountry Charities (DB)Merit I Consumer Loan (DB)Merit 1 Conumer Loan Cap (DB)Merit I Consumer Loan (PP)Merit 1 Conumer Loan Cap (PP)2018 First Data Corporation. All Rights Reserved. All trademarks, service marks and trade names referenced in this material are the property of their respective owners.T his document contains confidential and proprietary information of First Data Corporation. Review or distribution by individuals other than the intended recipients isstrictly prohibited. This document, and any information contained herein, may not be copied, reproduced or distributed in any manner whatsoever without the expresswritten consent of First Data Corporation.RSA.F18.3T
INTERCHANGE RATE/FEE ercard Debit/Prepaid (Q ualified Tier)Interchange ProgramCharities (NR)Reg Incentive POS (DB)Reg Incent Frd adj POS (DB)Regulated POS UST (DB)Reg wFraud adj UST POS (DB)Regulated UST GAF POS (DB)Reg Fraud adj UST GAF (DB)Regulated UST INTR POS (DB)Reg Fraud adj UST INTR (DB)Regulated Comm (DB)Regulated Frd adj Comm (DB)Regulated Comm UST INT (DB)Reg Frd adj Cmm UT INT (DB)Reg Comm UST INT GAF (DB)Rg F adj Cm USTINT GAF (DB)Regulated UST Comm INTR(DB)Reg w frd UST Cmm INTR (DB)Reg POS CH (DB)Reg POS WF CH (DB)REG POS Incent SML TKT (DB)REG POS Small TKT UT (DB)REG POS SMLTKT UST GAF (DB)REG POS SMLTKT UST INT (DB)REG POS Small TKT COMM (DB)REG POS SMLTKT UST COM (DB)REG SMLTKT UST COM GAF (DB)REG SMLTKT UST INT COM (DB)REG Incent SML TKT T1 (DB)REG Small Ticket UT T1 (DB)REG SML TKT UST GAF T1 (DB)REG Small TKT UST INT T1 (DB)REG Small TKT COMM T1 (DB)REG Small TKT UST COM T1 (DB)REG SMLTKT UT CM T1 GAF (DB)REG SMLTKT UT INT CM T1 (DB)Commercial Large Ticket I Business (DB)Commercial Large Ticket II Business (DB)Commercial Large Ticket III Business (DB)MC-Charities (DB)Small Ticket Tier 1 (PP)Utility (PP)Discover Credit (Q ualified Tier)Interchange ProgramPSL - Recurring Payments RewardsPSL - Emerging Markets RewardsPSL - Public Services RewardsPSL - Express Services RewardsCash ReimbursementPSL - Utilities RewardsPSL - Real Estate RewardsPSL - Insurance RewardsPSL - Recurring Payments PremiumPSL - Emerging Markets PremiumPSL - Public Services PremiumPSL - Express Services PremiumPSL - Utilities PremiumPSL - Real Estate PremiumPSL - Insurance PremiumCommercial Large TicketInternational Cash Reimbursement3 - TIERED 7424900901902903904905906907908909912Discover Credit (Q ualified Tier)Interchange ProgramPSL - Recurring Payments CorePSL - Supermarkets/Warehs Clubs CorePSL - Emerging Markets CorePSL - Public Services CorePSL - Express Services CorePSL - Petroleum CorePSL - Retail CorePSL - Restaurants CorePSL - Hotels/Car Rentals CorePSL - Passenger T ransport CorePSL - Utilities CorePSL - Real Estate CorePSL - Insurance CorePSL - Public Services (Premium Plus)PSL - Utilities (Premium Plus)PayPal UtilitiesPayPal WarehousePayPal GovernmentPayPal SupermarketPayPal PetroleumPayPal Small TicketPayPal RetailPayPal Lodge/Auto RentalPayPal Pass TransportPayPal RestaurantPayPal RefundPage 3 of 47748749750751752753754755756757762211Discover Debit/Prepaid (Q ualified Tier)Interchange ProgramCommercial Large Ticket (DB)PSL- Reg IncentPSL - Recurring Payments w/ Fraud (DB)PSL - Utilities w/ Fraud (DB)PSL - Real Estate w/ Fraud (DB)PSL - Insurance w/ Fraud (DB)PSL - Supermrkt/Wrhse Clb w/ Fraud (DB)PSL - Emerging Markets w/ Fraud (DB)PSL - Public Services w/ Fraud (DB)PSL - Express Services w/ Fraud (DB)PSL - Petroleum w/ Fraud (DB)PSL - Retail w/ Fraud (DB)PSL - Restaurants w/ Fraud (DB)PSL - Hotels/Car Rentals w/ Fraud (DB)PSL - Passenger T ransport w/ Fraud (DB)PSL - Recurring Payments w/o Fraud (DB)PSL - Utilities w/o Fraud (DB)PSL - Real Estate w/o Fraud (DB)PSL - Insurance w/o Fraud (DB)PSL - Supermrket/Wrhs Clb w/o Fraud (DB)PSL - Emerging Markets w/o Fraud (DB)PSL - Public Services w/o Fraud (DB)PSL - Express Services w/o Fraud (DB)PSL - Petroleum w/o Fraud (DB)PSL - Retail w/o Fraud (DB)PSL - Restaurants w/o Fraud (DB)PSL - Hotels/Car Rentals w/o Fraud (DB)PSL - Passenger T ransport w/o Fraud (DB)Commercial Utilities w/ Fraud (DB)International Consumer 866867Discover Debit/Prepaid (Q ualified Tier)Interchange ProgramCommercial Large Ticket (PP)PSL - Recurring Payments (DB)PSL - Supermarkets/Warehouse Clubs (DB)PSL - Emerging Markets (DB)PSL - Public Services (DB)PSL - Express Services (DB)PSL - Petroleum (DB)PSL - Retail (DB)PSL - Restaurants (DB)PSL - Hotels/Car Rentals (DB)PSL - Passenger T ransport (DB)PSL - Utilities (DB)PSL - Real Estate (DB)PSL - Insurance (DB)PSL - Supermarkets/Warehs Clbs CAP (DB)Commercial Large Ticket w/ Fraud (DB)Commercial Utilities w/o Fraud (DB)Commercial Large Ticket w/o Fraud (DB)PSL - Recurring Payments (PP)PSL - Supermarkets/Warehouse Clubs (PP)PSL - Emerging Markets (PP)PSL - Public Services (PP)PSL - Express Service (PP)PSL - Petroleum (PP)PSL - Retail (PP)PSL - Restaurants (PP)PSL - Hotels/Car Rentals (PP)PSL - Passenger T ransport (PP)PSL - Utilities (PP)PSL - Insurance (PP)PSL - Sprmarkets/Warehouse Clubs CAP (PP)PSL - Recurring Payments w/ Fraud (PP)PSL - Utilities w/ Fraud (PP)PSL - Real Estate w/ Fraud (PP)PSL - Insurance w/ Fraud (PP)PSL - Sprmrkt/Warehouse Clbs w/ Fraud (PP)PSL - Emerging Markets w/ Fraud (PP)PSL - Public Services w/ Fraud (PP)PSL - Express Services w/ Fraud (PP)PSL - Petroleum w/ Fraud (PP)PSL - Retail w/ Fraud (PP)PSL - Restaurants w/ Fraud (PP)PSL - Hotels/Car Rentals w/ Fraud (PP)PSL - Hotels/Car Rentals w/ Fraud (PP)PSL - Passenger T ransport w/ Fraud (PP)PSL - Recurring Payments w/o Fraud (PP)PSL - Utilities w/o Fraud (PP)PSL - Real Estate w/o Fraud (PP)PSL - Insurance w/o Fraud (PP)PSL - Supermarket/Wrhs Clbs w/o Fraud (PP)PSL - Emerging Markets w/o Fraud (PP)PSL - Public Services w/o Fraud (PP)PSL - Express Services w/o Fraud (PP)PSL - Petroleum w/o Fraud (PP)PSL - Retail w/o Fraud (PP)PSL - Restaurants w/o Fraud (PP)PSL - Hotels/Car Rentals w/o Fraud (PP)PSL - Passenger T ransport w/o Fraud (PP)Commercial Utilities w/ Fraud (PP)Commercial Large Ticket w/ Fraud (PP)Commercial Utilities w/o Fraud (PP)Commercial Large Ticket w/o Fraud (PP)2018 First Data Corporation. All Rights Reserved. All trademarks, service marks and trade names referenced in this material are the property of their respective owners.T his document contains confidential and proprietary information of First Data Co
The Discount Rates you pay for each tier are shown on your fee schedule. Each tier includes specific Mastercard, Visa, and Discover Network Interchange levels. In order to receive the Discount Rate associated with a p
