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Average Debit Card Interchange Fee by Payment Card Network2019Exempt transactions 2Network 1% of totalnumber oftransactions5Dual-Message10All transactions (exempt and coveredtransactions) 4Covered transactions 3% of total valueof hange feeper transaction8Interchange feeas % ofaveragetransactionvalue9% of totalnumber oftransactions5% of total valueof hange feeper transaction8Interchange feeas % Averageinterchange feeper transaction8Interchange feeas % ofaveragetransactionvalue937.4%36.0% 38.47 0.541.41%62.6%64.0% 40.93 0.220.54% 40.01 0.340.85%Discover95.1%93.9% 31.73 0.411.30%4.9%6.1% 39.91 0.240.60% 32.13 0.401.26%MasterCard54.0%53.4% 40.62 0.591.46%46.0%46.6% 41.62 0.230.56% 41.08 0.431.04%Visa32.3%30.5% 37.50 0.521.39%67.7%69.5% 40.79 0.220.54% 39.73 0.320.80%Visa dual-message29.9%28.3% 37.56 0.541.44%70.1%71.7% 40.74 0.220.54% 39.79 0.310.79%Visa single-message1176.5%73.5% 37.06 0.370.99%23.5%26.5% 43.34 0.240.56% 38.54 0.340.87%36.3%34.7% 36.01 0.250.69%63.7%65.3% 38.57 0.240.61% 37.64 0.240.64%Single-message12Accel82.1%81.1% 39.28 0.220.55%17.9%18.9% 41.97 0.240.57% 39.76 0.220.55%AFFN82.0%72.9% 31.98 0.230.72%18.0%27.1% 54.14 0.160.30% 35.96 0.220.61%17.4%20.0% 40.56 0.200.49%82.6%80.0% 34.27 0.200.59% 35.37 0.200.57%Culiance100.0%100.0% 42.05 0.240.57%0.0%0.0% 42.05 0.240.57%Interlink13.8%10.9% 31.19 0.351.12%86.2%89.1% 41.03 0.240.59% 39.67 0.260.64%Alaska Option13ATH14Jeanie99.6%99.7% 45.79 0.250.54%0.4%0.3% 38.70 0.170.45% 45.76 0.250.54%Maestro21.4%19.2% 31.12 0.220.72%78.6%80.8% 35.64 0.240.66% 34.67 0.230.67%NetWorks15NYCE79.8%79.1% 37.18 0.300.80%20.2%20.9% 38.78 0.220.57% 37.51 0.280.76%PULSE62.4%60.8% 39.31 0.280.70%37.6%39.2% 41.99 0.240.57% 40.32 0.260.65%SHAZAM87.5%86.7% 34.31 0.260.74%12.5%13.3% 36.69 0.210.58% 34.61 0.250.72%STAR46.9%44.6% 35.92 0.200.57%53.1%55.4% 39.44 0.240.60% 37.79 0.220.58%UnionPay100.0%100.0% 31.68 0.361.13%0.0%0.0% 31.68 0.361.13%All Networks37.0%35.6% 37.64 0.441.18%63.0%64.4% 39.19 0.310.78% 40.10 0.230.56%
Average Debit Card Interchange Fee by Payment Card Network2018Exempt transactions 2Network 1% of totalnumber oftransactions5Dual-Message10% of total valueof transactions6Averagetransactionvalue7All transactions (exempt and coveredtransactions) 4Covered transactions 3Averageinterchange feeper transaction8Interchange feeas % ofaveragetransactionvalue9% of totalnumber oftransactions5% of total valueof hange feeper transaction8Interchange feeas % Averageinterchange feeper transaction8Interchange feeas % ofaveragetransactionvalue937.4%36.2% 38.04 0.541.41%62.6%63.8% 40.07 0.220.56% 39.31 0.340.87%Discover96.4%96.1% 36.82 0.531.44%3.6%3.9% 39.32 0.240.61% 36.91 0.521.41%MasterCard55.0%54.2% 39.53 0.581.47%45.0%45.8% 40.88 0.230.57% 40.14 0.421.06%Visa32.1%30.6% 37.30 0.511.38%67.9%69.4% 39.92 0.220.55% 39.08 0.310.81%Visa dual-message29.7%28.3% 37.29 0.531.43%70.3%71.7% 39.87 0.220.55% 39.10 0.310.80%Visa single-message1176.1%73.6% 37.33 0.360.96%23.9%26.4% 42.54 0.240.57% 38.58 0.330.86%36.7%35.6% 37.23 0.250.67%63.3%64.4% 39.00 0.240.61% 38.35 0.240.63%Single-message12Accel93.0%92.8% 40.10 0.210.52%7.0%7.2% 41.63 0.240.57% 40.21 0.210.53%AFFN88.3%82.5% 34.13 0.250.72%11.7%17.5% 54.77 0.200.37% 36.54 0.240.66%16.9%20.0% 46.77 0.210.45%83.1%80.0% 38.10 0.200.53% 39.57 0.200.51%Culiance100.0%100.0% 46.89 0.260.55%0.0%0.0% 46.89 0.260.55%Interlink12.1%10.0% 32.44 0.351.09%87.9%90.0% 40.28 0.240.60% 39.33 0.250.65%Alaska Option13ATH14Jeanie99.7%99.7% 46.41 0.250.54%0.3%0.3% 43.72 0.150.34% 46.41 0.250.54%Maestro19.9%18.1% 32.27 0.240.75%80.1%81.9% 36.27 0.240.65% 35.47 0.240.67%NetWorks15NYCE83.1%82.0% 38.00 0.300.80%16.9%18.0% 40.99 0.220.53% 38.51 0.290.75%PULSE61.9%60.1% 40.86 0.270.67%38.1%39.9% 44.07 0.240.55% 42.08 0.260.62%SHAZAM82.6%79.9% 34.96 0.260.73%17.4%20.1% 41.53 0.210.50% 36.11 0.250.69%STAR49.7%46.6% 36.06 0.200.54%50.3%53.4% 40.76 0.240.58% 38.42 0.220.56%UnionPay100.0%100.0% 3.54 0.020.44%0.0%0.0% 3.54 0.020.44%All Networks37.2%36.0% 37.76 0.441.16%62.8%64.0% 38.98 0.310.78% 39.69 0.230.57%
Average Debit Card Interchange Fee by Payment Card Network2017Exempt transactions 2Network 1% of totalnumber oftransactions5Dual-Message10% of total valueof transactions6Averagetransactionvalue7All transactions (exempt and coveredtransactions) 4Covered transactions 3Averageinterchange feeper transaction8Interchange feeas % ofaveragetransactionvalue9% of totalnumber oftransactions5% of total valueof hange feeper transaction8Interchange feeas % Averageinterchange feeper transaction8Interchange feeas % ofaveragetransactionvalue937.6%36.6% 37.31 0.521.40%62.4%63.4% 38.90 0.220.58% 38.30 0.340.88%Discover99.9%99.9% 38.22 0.571.49%0.1%0.1% 31.20 0.230.75% 38.21 0.571.49%MasterCard56.0%55.4% 38.87 0.581.49%44.0%44.6% 39.71 0.230.59% 39.24 0.431.09%Visa32.1%30.9% 36.52 0.491.35%67.9%69.1% 38.75 0.220.57% 38.03 0.310.82%35.6%34.9% 37.27 0.250.67%64.4%65.1% 38.54 0.240.61% 38.08 0.240.63%Accel85.3%85.1% 41.75 0.210.51%14.7%14.9% 42.62 0.240.56% 41.88 0.220.52%AFFN90.1%86.5% 37.85 0.240.64%9.9%13.5% 54.13 0.200.36% 39.45 0.240.61%16.3%20.0% 44.22 0.200.45%83.7%80.0% 34.54 0.200.57% 36.12 0.200.54%Culiance99.3%99.3% 47.22 0.230.48%0.7%0.7% 43.3320.4%0.47% 47.20 0.230.48%Interlink11.0%9.2% 32.06 0.351.09%89.0%90.8% 39.07 0.240.61% 38.30 0.250.66%Visa dual-messageVisa single-message11Single-message1213Alaska OptionATH14Jeanie99.6%99.6% 45.53 0.250.55%0.4%0.4% 47.21 0.160.34% 45.54 0.250.55%Maestro18.8%17.7% 33.69 0.250.73%81.2%82.3% 36.35 0.240.65% 35.85 0.240.66%NetWorks1533.5%34.8% 34.94 0.320.93%66.5%65.2% 32.9523.6%0.72% 33.61 0.270.79%NYCE82.3%80.7% 36.20 0.290.80%17.7%19.3% 40.27 0.230.56% 36.92 0.280.75%PULSE61.4%59.2% 40.09 0.280.70%38.6%40.8% 43.89 0.240.55% 41.55 0.260.64%SHAZAM77.9%74.1% 34.45 0.250.73%22.1%25.9% 42.43 0.170.40% 36.22 0.230.65%STAR48.3%45.5% 36.20 0.190.54%51.7%54.5% 40.49 0.240.58% 38.42 0.220.56%UnionPay100.0%100.0% 10.19 0.111.10%0.0%0.0% 10.19 0.111.10%All Networks36.9%36.0% 37.29 0.431.15%63.1%64.0% 38.23 0.300.79% 38.77 0.230.59%
Average Debit Card Interchange Fee by Payment Card Network2016Exempt transactions 2Network 1% of totalnumber oftransactions5Dual-Message10% of total valueof transactions6Averagetransactionvalue7All transactions (exempt and coveredtransactions) 4Covered transactions 3Averageinterchange feeper transaction8Interchange feeas % ofaveragetransactionvalue9% of totalnumber oftransactions5% of total valueof hange feeper transaction8Interchange feeas % Averageinterchange feeper transaction8Interchange feeas % ofaveragetransactionvalue937.4%36.2% 38.04 0.541.41%62.6%63.8% 40.07 0.220.56% 39.31 0.340.87%Discover96.4%96.1% 36.82 0.531.44%3.6%3.9% 39.32 0.240.61% 36.91 0.521.41%MasterCard55.0%54.2% 39.53 0.581.47%45.0%45.8% 40.88 0.230.57% 40.14 0.421.06%Visa32.1%30.6% 37.30 0.511.38%67.9%69.4% 39.92 0.220.55% 39.08 0.310.81%36.4%35.2% 37.05 0.250.67%63.6%64.8% 39.00 0.240.61% 38.29 0.240.63%Accel93.0%92.8% 40.10 0.210.52%7.0%7.2% 41.63 0.240.57% 40.21 0.210.53%AFFN88.3%82.5% 34.13 0.250.72%11.7%17.5% 54.77 0.200.37% 36.54 0.240.66%16.9%20.0% 46.77 0.210.45%83.1%80.0% 38.10 0.200.53% 39.57 0.200.51%Visa dual-messageVisa single-message11Single-message12Alaska erlink12.1%10.0% 32.44 0.351.09%87.9%90.0% 40.28 0.240.60% 39.33 0.250.65%Jeanie99.7%99.7% 46.41 0.250.54%0.3%0.3% 43.72 0.150.34% 46.41 0.250.54%Maestro19.9%18.1% 32.27 0.240.75%80.1%81.9% 36.27 0.240.65% 35.47 4.9%83.7% 37.94 0.300.78%15.1%16.3% 41.72 0.240.58% 38.51 0.290.75%PULSE61.9%60.1% 40.86 0.270.67%38.1%39.9% 44.07 0.240.55% 42.08 0.260.62%SHAZAM82.6%79.9% 34.96 0.260.73%17.4%20.1% 41.53 0.210.50% 36.11 0.250.69%STAR49.7%46.6% 36.07 0.200.54%50.3%53.4% 40.76 0.240.58% 38.43 0.220.56%UnionPayNRNRNRNRNRNRNRNRNRNRAll Networks37.1%35.9% 37.70 0.441.16%62.9%64.1% 38.96 0.310.78% 39.70 0.230.57%
Average Debit Card Interchange Fee by Payment Card Network2015Exempt transactions 2Network 1% of totalnumber oftransactions5Dual-Message10% of total valueof transactions6Averagetransactionvalue7All transactions (exempt and coveredtransactions) 4Covered transactions 3Averageinterchange feeper transaction8Interchange feeas % ofaveragetransactionvalue9% of totalnumber oftransactions5% of total valueof hange feeper transaction8Interchange feeas % Averageinterchange feeper transaction8Interchange feeas % ofaveragetransactionvalue938.2%37.0% 36.49 0.511.39%61.8%63.0% 38.38 0.230.60% 37.66 0.340.89%Discover99.6%99.5% 41.67 0.651.56%0.4%0.5% 43.38 0.240.55% 41.67 0.651.55%MasterCard50.8%50.3% 37.98 0.571.50%49.2%49.7% 38.77 0.240.61% 38.37 0.411.06%Visa34.2%32.7% 35.77 0.481.34%65.8%67.3% 38.29 0.230.59% 37.43 0.310.84%35.2%35.1% 39.04 0.260.65%64.8%64.9% 39.36 0.240.60% 39.25 0.240.62%Accel93.2%92.8% 43.26 0.210.48%6.8%7.2% 45.66 0.240.53% 43.43 0.210.49%AFFN88.3%86.9% 34.55 0.250.72%11.7%13.1% 39.48 0.210.54% 35.12 0.250.70%14.2%20.0% 50.58 0.250.50%85.8%80.0% 33.44 0.190.57% 35.87 0.200.56%Culiance99.5%99.5% 48.17 0.230.47%0.5%0.5% 42.93 0.200.47% 48.14 0.230.47%Interlink10.2%9.4% 35.43 0.350.99%89.8%90.6% 38.95 0.240.61% 38.59 0.250.65%Visa dual-messageVisa single-message11Single-message1213Alaska OptionATH14Jeanie89.7%88.9% 46.13 0.190.42%10.3%11.1% 49.73 0.190.38% 46.50 0.190.41%Maestro17.0%16.9% 36.77 0.270.72%83.0%83.1% 37.14 0.240.64% 37.07 0.240.65%NetWorks1525.7%22.8% 28.30 0.301.06%74.3%77.2% 33.01 0.240.72% 31.80 0.250.79%NYCE65.7%63.2% 38.04 0.290.77%34.3%36.8% 42.31 0.230.55% 39.51 0.270.69%PULSE59.3%56.6% 38.63 0.290.74%40.7%43.4% 43.05 0.240.55% 40.43 0.270.66%SHAZAM79.2%73.7% 35.92 0.260.72%20.8%26.3% 48.75 0.160.33% 38.59 0.240.61%STAR49.9%47.5% 38.95 0.220.56%50.1%52.5% 42.95 0.240.55% 40.95 0.230.55%UnionPay100.0%100.0% 4.22 0.020.38%0.0%0.0% 4.22 0.020.38%All Networks37.2%36.3% 37.32 0.431.14%62.8%63.7% 38.20 0.300.80% 38.73 0.230.60%
Average Debit Card Interchange Fee by Payment Card Network2014Exempt transactions 2Network 1% of totalnumber oftransactions5Dual-Message10% of total valueof transactions6Averagetransactionvalue7All transactions (exempt and coveredtransactions) 4Covered transactions 3Averageinterchange feeper transaction8Interchange feeas % ofaveragetransactionvalue9% of totalnumber oftransactions5% of total valueof hange feeper transaction8Interchange feeas % Averageinterchange feeper transaction8Interchange feeas % ofaveragetransactionvalue938.6%37.3% 36.59 0.501.38%61.4%62.7% 38.69 0.230.60% 37.88 0.340.89%Discover98.9%99.0% 46.97 0.751.60%1.1%1.0% 41.03 0.240.58% 46.90 0.751.59%MasterCard50.6%49.6% 37.68 0.561.49%49.4%50.4% 39.22 0.240.60% 38.44 0.401.04%Visa34.9%33.4% 36.07 0.481.33%65.1%66.6% 38.57 0.230.60% 37.70 0.320.84%34.8%34.5% 39.67 0.260.67%65.2%65.5% 40.27 0.240.59% 40.06 0.250.62%Accel87.1%85.7% 41.43 0.220.53%12.9%14.3% 46.64 0.200.44% 42.10 0.220.52%AFFN88.4%87.4% 40.69 0.260.64%11.6%12.6% 44.79 0.190.43% 41.16 0.250.62%Alaska Option13100.0%100.0% 51.81 0.180.35%0.0%0.0%NANANA 51.81 0.180.35%ATH19.9%20.0% 37.59 0.230.61%80.1%80.0% 37.37 0.170.45% 37.41 0.180.49%Visa dual-messageVisa 9% 52.65 0.250.47%1.0%1.1% 58.60 0.240.41% 52.71 0.250.47%Interlink11.9%11.4% 37.00 0.350.95%88.1%88.6% 38.92 0.240.62% 38.69 0.250.65%Jeanie84.9%84.2% 45.94 0.250.54%15.1%15.8% 48.73 0.180.36% 46.36 0.240.51%Maestro16.7%15.1% 35.42 0.250.69%83.3%84.9% 39.84 0.240.61% 39.11 0.240.62%NetWorks1527.8%26.7% 30.10 0.290.96%72.2%73.3% 31.78 0.240.74% 31.31 0.250.80%NYCE60.9%59.9% 38.54 0.290.76%39.1%40.1% 40.21 0.230.58% 39.19 0.270.69%PULSE46.0%44.9% 40.83 0.300.74%54.0%55.1% 42.75 0.240.56% 41.87 0.270.64%SHAZAM79.6%74.8% 37.28 0.260.71%20.4%25.2% 48.92 0.160.33% 39.66 0.240.61%STAR56.5%55.0% 40.83 0.240.58%43.5%45.0% 43.38 0.240.54% 41.94 0.240.56%UnionPay100.0%100.0% 13.80 0.050.39%0.0%0.0% 13.80 0.050.39%All Networks37.3%36.3% 37.58 0.431.14%62.7%63.7% 38.63 0.310.79% 39.26 0.230.59%
Average Debit Card Interchange Fee by Payment Card Network2013Exempt transactions 2Network 1% of totalnumber oftransactions5Dual-Message10% of total valueof transactions6Averagetransactionvalue7All transactions (exempt and coveredtransactions) 4Covered transactions 3Averageinterchange feeper transaction8Interchange feeas % ofaveragetransactionvalue9% of totalnumber oftransactions5% of total valueof hange feeper transaction8Interchange feeas % Averageinterchange feeper transaction8Interchange feeas % ofaveragetransactionvalue938.3%36.9% 36.14 0.501.38%61.7%63.1% 38.37 0.230.60% 37.52 0.330.89%Discover97.1%97.8% 52.23 0.731.40%2.9%2.2% 40.11 0.240.59% 51.88 0.721.38%MasterCard49.4%48.4% 37.23 0.551.49%50.6%51.6% 38.68 0.240.61% 37.97 0.391.04%Visa34.9%33.3% 35.65 0.471.33%65.1%66.7% 38.29 0.230.60% 37.37 0.310.84%34.8%35.2% 40.81 0.280.68%65.2%64.8% 40.12 0.240.59% 40.36 0.250.62%Accel87.7%87.1% 42.28 0.260.61%12.3%12.9% 44.37 0.190.42% 42.54 0.250.59%AFFN82.9%79.6% 41.09 0.270.65%17.1%20.4% 50.91 0.190.37% 42.77 0.250.59%Alaska Option13100.0%100.0% 50.71 0.180.35%0.0%0.0%NANANA 50.71 0.180.35%ATH18.5%17.8% 37.13 0.250.68%81.5%82.2% 38.78 0.170.44% 38.48 0.190.48%Visa dual-messageVisa 1% 48.26 0.230.47%1.6%1.9% 60.13 0.210.34% 48.45 0.230.47%Interlink12.2%11.3% 36.15 0.360.98%87.8%88.7% 39.45 0.240.61% 39.05 0.250.65%Jeanie60.0%59.7% 47.08 0.280.60%40.0%40.3% 47.65 0.150.31% 47.31 0.230.48%Maestro14.1%14.2% 39.19 0.250.65%85.9%85.8% 38.96 0.240.61% 38.99 0.240.62%NetWorks1528.6%27.2% 29.96 0.300.99%71.4%72.8% 32.21 0.240.73% 31.56 0.250.80%NYCE60.6%59.5% 39.72 0.290.74%39.4%40.5% 41.53 0.230.56% 40.43 0.270.67%PULSE48.5%47.7% 40.82 0.300.74%51.5%52.3% 42.23 0.240.56% 41.54 0.270.65%SHAZAM81.2%77.7% 38.40 0.260.69%18.8%22.3% 47.73 0.170.35% 40.15 0.250.61%STAR57.4%57.4% 42.56 0.250.60%42.6%42.6% 42.66 0.240.56% 42.60 0.250.58%UnionPay100.0%100.0% 9.78 0.040.38%0.0%0.0% 9.78 0.040.38%All Networks37.1%36.3% 37.66 0.431.13%62.9%63.7% 38.50 0.300.79% 38.99 0.230.60%
Average Debit Card Interchange Fee by Payment Card Network2012 13 ,Exempt issuers 16Covered issuers 17Network 1% of total% of total valuenumber ofoftransactions19 actionvalue7 36.22Averageinterchange feeper transaction8Interchange feeas % ofaveragetransactionvalue9% of total% of total valuenumber ofoftransactions19 transactions2065.8%67.0%Averagetransactionvalue7 38.16All issuers 18Averageinterchange feeper transaction8Interchange feeas % Averageinterchange feeper transaction8 37.49Interchange feeas % ofaveragetransactionvalue9 0.511.40% 0.250.64% 0.330.89%Discover 1.071.23% 0.200.58% 1.021.21%MasterCard 0.571.52% 0.260.68% 0.401.04%Visa 0.481.35% 0.240.63% 0.310.84% 0.300.69% 0.240.58% 0.260.62%Accel 0.280.68% 0.200.44% 0.280.66%AFFN 0.571.42% 0.190.43% 0.220.51%Alaska Option 0.120.25%NRNR 0.120.25%ATH 0.240.64% 0.180.47% 0.190.50%Culiance 0.210.44% 0.200.35% 0.210.43%Interlink 0.340.87% 0.240.61% 0.250.64%Jeanie 0.260.56% 0.180.40% 0.220.48%Maestro 0.330.61% 0.240.60% 0.250.60%NetWorks15 0.320.95% 0.240.72% 0.260.79%NYCE 0.320.73% 0.230.52% 0.280.65%PULSE 0.310.75% 0.240.57% 0.270.66%SHAZAM 0.280.72% 0.190.43% 0.260.65%STAR 0.290.66% 0.240.55% 0.270.62% 0.431.12% 0.240.62% 0.310.79%Visa dual-messageVisa single-message11Single-message1234.0%35.2% 43.08131466.0%64.8% 40.92 41.65UnionPayAll Networks34.1%33.8% 38.6865.9%66.2% 39.15 38.99
Average Debit Card Interchange Fee by Payment Card NetworkOctober 1-December 31, 2011 13,14Exempt issuers 16Covered issuers 17Network 1% of total% of total valuenumber ofoftransactions19 actionvalue7 35.57Averageinterchangefee pertransaction8Interchangefee as % ofaveragetransactionvalue9% of totalnumber oftransactions19% of totalvalue oftransactions20Averagetransactionvalue767.6%69.0% 38.00All issuers 18Averageinterchangefee pertransaction8Interchangefee as % Averageinterchangefee pertransaction8 37.21Interchangefee as % ofaveragetransactionvalue9 0.511.44% 0.240.64% 0.330.88%Discover 0.421.43% 0.170.56% 0.381.27%MasterCard 0.551.50% 0.260.66% 0.381.01%Visa 0.491.41% 0.240.63% 0.310.85% 0.310.72% 0.230.55% 0.260.62%Accel 0.310.72% 0.210.41% 0.310.70%AFFN 0.240.75% 0.200.31% 0.230.54%Alaska Option 0.150.28%NR0.27% 0.150.28%ATH 0.300.80% 0.170.47% 0.200.52%Visa dual-messageVisa single-message11Single-message1239.6%39.9% 42.78131460.4%60.1% 42.13 42.39Culiance 0.210.46% 0.180.29% 0.210.45%Interlink 0.310.78% 0.230.57% 0.240.58%Jeanie 0.250.50% 0.180.38% 0.220.45%Maestro 0.270.64% 0.240.54% 0.250.59%NetWorks15 0.330.97% 0.240.71% 0.280.82%NYCE 0.340.77% 0.230.49% 0.300.67%PULSE 0.330.81% 0.240.56% 0.290.69%SHAZAM 0.290.72% 0.190.43% 0.260.64%STAR 0.320.72% 0.240.53% 0.300.67% 0.431.10% 0.240.60% 0.300.78%UnionPayAll Networks35.1%34.6% 38.6164.9%65.4% 39.44 39.15
Average Debit Card Interchange Fee by Payment Card Network2009 13,15January 1-September 30, 2011 13,14Exempt issuers 16Covered issuers 17Network 1Dual-Message10% of totalnumber oftransactions19% of totalvalue oftransactions20Averagetransactionvalue728.0%26.9% 36.09DiscoverInterchangefee as % ofaveragetransactionvalue9% of totalnumber oftransactions19% of totalvalue oftransactions20Averagetransactionvalue7 0.531.47%72.0%73.1% 38.03 0.431.40%Averageinterchangefee pertransaction8All issuers 18All issuers 18Interchangefee as % Averageinterchangefee pertransaction8 0.581.54% 37.49 0.250.89%Averageinterchangefee pertransaction8Interchangefee as % Averageinterchangefee pertransaction8Interchangefee as % ofaveragetransactionvalue9 0.571.52% 36.90 0.551.49% 0.401.31% 0.421.15%MasterCard 0.541.48% 0.581.50% 0.571.50% 0.551.47%Visa 0.531.47% 0.581.55% 0.571.53% 0.551.49% 0.320.75% 0.340.84% 0.330.80% 0.230.58%Visa dual-messageVisa single-message11Single-message1239.1%39.8% 42.3560.9%60.2% 41.10 41.59 40.30Accel 0.300.70% 0.290.61% 0.300.70% 0.210.54%AFFN 0.250.66% 0.220.57% 0.240.63% 0.130.26%Alaska Option 0.150.23%NR0.28% 0.150.23% 0.010.04%ATH 0.290.80% 0.290.80% 0.290.80%Culiance14 0.210.47% 0.250.45% 0.210.47% 0.180.45%Interlink 0.340.84% 0.350.87% 0.350.87% 0.210.55%13Jeanie 0.260.60% 0.300.72% 0.280.66% 0.200.44%Maestro 0.310.78% 0.340.78% 0.330.78% 0.290.69%NetWorks15 0.310.94% 0.310.94% 0.310.94% 0.250.74%NYCE 0.340.79% 0.370.81% 0.350.80% 0.290.65%PULSE 0.320.79% 0.350.81% 0.340.80% 0.260.61%SHAZAM 0.260.67% 0.240.60% 0.260.66% 0.230.58%STAR 0.330.76% 0.320.74% 0.330.76% 0.260.59% 0.441.12% 0.511.30% 0.481.24% 0.431.13%UnionPayAll Networks32.0%31.9% 38.8768.0%68.1% 39.03 38.98 38.18
Average Debit Card Interchange Fee by Payment Card NetworkNote: Networks may offer multiple pricing programs to issuers. This table reflects each network’s average interchange fee across all of its transactions and does not reflect what a particular issuer will earn byparticipating in a particular network or combination of networks.Note: Previous years' data are subject to minor changes based on revisions to underlying data.Footnotes1Networks listed are defined as payment card networks under t
Average Debit Card Interc
