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myEECUSPRING 2020 ISSUE NO. 42M E M B E R P ROFILEMember Spotlight:Greg BarraganWelding Instructor, Alice M. Worsley School –Fresno County Juvenile Justice CampusGreg Barragan knows the life that landed his welding studentsat the Fresno County Juvenile Justice Campus. Gangs, drugaddiction and crime were all part of his youth.“Everything you can do wrong, I did it. But God healed my past,and he healed me as a person,” he says.“I have a good understanding of why these kids are here and whythey do what they do.”He steadfastly believes that his students serving time canchange. “There is something good in every one of them.”(Cont. inside—Greg Barragan)P R O D U C T / S E RVICE P ROFILETake Advantage of Our IRA Certifcate SpecialWe’re offering a special rate on a 3-year IRA Certifcate February 15 - April 15, 2020. The 3-Year Super Saver IRACertifcate earns 2.00% APY.3 -Year Super Saver CertifcateMinimum Balance: 500APY*:2.00%Call 1-800-538-3328 or visit any EECU branch to open your Super Saver Certifcate today.*APY Annual Percentage Yield*Certifcate must be opened between 2/15/20 – 4/15/20. Penalty for early withdrawal. Minimum balance to obtain the APY is 500; the maximum IRACertifcate is 200,000 per account. The funds used to open the Certifcate must have been on deposit at EECU as of 1/1/20. Insured by NCUA.

SPRING 2020Bulletin BoardHoliday HoursIn observance of the followingholidays we will be closed:Memorial Day – Monday, May 25Normal business hours will resumeon Tuesday, May 26.Upcoming EventsApril 1-30: National Credit UnionYouth MonthElection of Volunteer OffcialsEach year Educational Employees Credit Union is required to electvolunteer offcials and conduct an Annual Meeting. For 2020, there wereopen positions for the Board of Directors and the Supervisory Committee.From November 2019 through January 2020, we sought potential candidatesthrough emails, articles in our newsletters, and statement inserts to themembership. This year, there was no contest for the available three Board ofDirectors and one Supervisory Committee positions for the 2020 election.Therefore, as provided in the Credit Union Bylaws, the Board of Directorswill declare at the Annual Meeting that those nominated and qualifed to beelected are elected without the need for an election.Mobile Banking Offers Innovative Features Quick Balance let you see your balance If you have questions about our mobileOur mobile banking app is great forapp, just give us a call and we’ll be happywithout logging into your account.checking your balance, transferring fundsJust login and select Settings and then to help you.and paying bills. But it also offers a lot ofenable Quick Balance. You can swipeother really cool features to help you staydown on the login screen to see youron top of your fnances or quickly locate abalances.branch or ATM. Check Deposit lets you deposit checksright from the app – no more standingin line at a branch or ATM. The More menu is loaded with greataccount info: View your Visa credit cardtransactions See your preapproved loan offers Browse your Cash Back offers andearn cash back when you shop withyour debit card Read messages about new featuresin the mobile app Set up account alerts by enabling PushNotifcations in the More or Settingsmenu in the app. Add a Balance Widget to your homescreen. iPhone: Swipe left on your homescreen, scroll down and select theEdit link, then select the EECU appfrom the list. Android: Press down on an openspace on your home screen andselect the Widget option. Selectthe EECU app and drag and dropthe widget onto the home screen. Use the Locations link to fnd nearbyNote: Quick Balance must be enabledbranch and ATM locationsin the EECU app in order to add aBalance Widget.

Member Conduct PolicyEECU currently serves more than 308,000 members. Most conduct themselves in a courteous and businesslike manner. However,on occasion – whether at the credit union or another place of business – some have witnessed or experienced inappropriateconduct. Unfortunately, we live in a society where threatening behavior and violent crime have become all too familiar.In our continuing efforts to foster a safer workplace for employees and members, the Board of Directors has approved a policyregarding appropriate member conduct. As stated in the policy, EECU believes that our employees should be able to work in anenvironment free of abusive conduct, and free of risks posed by workplace violence and harassment.Examples of such unacceptable conduct include, but are not limited to, the following: Use of profane, abusive, intimidating or threatening language toward employees or fellow members. Actual or threatened violence against any employee or fellow member. Unwelcome sexual overtures or advances. Using or being under the infuence of drugs or alcohol on credit union premises. Behavior that unreasonably disrupts EECU’s ability to provide service to other membersBased on this policy, if it is determined that a member’s conduct has ascended to a level that triggers the provisions of thispolicy, the credit union, at its sole discretion, may take such actions necessary to protect staff and fellow members. Suchdiscipline could include the denial of services involving personal contact with credit union employees. This would in effect limita member to conduct credit union banking either by mail or electronically.In these times of elevated security risks, it truly takes a team approach to make our everyday lives safer. If you become awareof a potentially unsafe condition at the credit union, please contact branch management immediately or our Member ServiceCenter at 800-538-3328.Grant Program OffersCash for CollegeEECU’s Student Grant Program is open to members who arepursuing a post-high school education at a community college,university/college, vocational/technical school, or advancedprofessional training in the United States. In order to be eligibleto apply for a 2021 grant you must be an EECU member in goodstanding and your account must be opened by June 4, 2020.Applications for the 2021 EECU Grant Program will be availableOctober 1, 2020. Members who submit a complete application andwho meet the grant eligibility requirements will have an opportunityto be considered for a 2,000 grant. If you or someone you knowwould beneft from a 2,000 educational grant, please share thisinformation or visit myEECU.org for details.

ME MB E R PR O F ILEGreg Barragan (Cont. from Cover)Greg teaches welding at the Highway 99and American Avenue campus throughthe Alice M. Worsley School of the Offceof the Fresno County Superintendent ofSchools located at the Juvenile JusticeCampus. He arms them with a skill thatis marketable and life-altering.He also knows that transforming youthwho have gone down the wrong pathtakes more than learning a trade. Itincludes changing their way of thinkingand way of approaching life.Interspersed among the welding lessonsare conversations about fnances,resumes, interviews, references and howto keep a job – dressing properly andshowing up for work on time every day.“I’m always talking aboutlife in general. Some ofthese guys are parents. Italk to them about beinggood parents,” he says.On a typical day, Greg leads studentswearing orange sweatshirts and darkblue khakis in a classroom lesson beforehe tells them to “get suited and booted”(required, full-body safety gear) fortheir hands-on work in the adjacentGreg is part teacher, part father fgure and welding shop.part life guidance counselor. He offersThey are on task as he offers directionrespect and expects the same in return.and advice. He steps in when a student“It’s tough love, it’s real love. I tell improperly grinds a piece of metal.them to their face that I love them,” asentiment that he says students may not “I’m going to tell you why you can’tdo that. It could have come back andhave heard before.hit you in the face,” he says gently yetHe also celebrates success stories, of forcefully.which there are many. Greg, who hasbeen a welder for nearly four decades, When Greg was honored as the Fresnouses his business connections to place County Teacher of the Year last fall, avocal group of about 10 of his formerstudents in jobs.students attended the ceremony and“Some of these kids get hired while cheered his recognition.they’re still incarcerated,” he says.In a letter to Greg, a student seekingHe’s placed about 75 students in jobs placement in his class makes a pitchduring his near six years at Worsley on why he should be enrolled. “I think ISchool. When a student gets hired, “I deserve at least one more chance in life.”The teen has learned to resist his initialinstinct of fghting when disagreementsfare up. “Mr. B taught me to get alongwith people because in life you’re notgoing to like everyone.”“I talk to them about tattooing their shout it from the roof tops” with picturesfaces and how that can affect them of their frst day on the job.fnding a good job.”Greg was a gang member at the age of 12.As Greg speaks, a student with facial In trouble constantly as a teen, he wasmarkings looks down sheepishly, but is kicked out of several high schools by theheeding his teacher’s advice, saying he time he was 17. “Yeah, I was a mess.”wants to have the tattoos removed.He credits his mother for setting his“It gets annoying,” the student says. path straight and steering him into a“People look at you.”vocational education welding programat Edison High. Learning to weld wasThe teen credits Mr. B, as students callGreg, with giving him, his girlfriend the difference for him. “I know what it’sdone for me,” he says.and their two kids hope for the future.Jeremy Lloyd is a juvenile correctionaloffcer of the Fresno County JuvenileJustice Campus who is assigned toGreg’s classroom and also teams withhim to mentor the students. Lloyd seesthe difference Greg makes, introducingthe teens to a skill and a new life path.“For some of these kids, this is thelast option before prison or death. It’ssobering, but it’s the truth.”Assured yet humbled by his role, Gregoffers this analogy of his work: “I’m justa dirty old rag that God is still using to“This here,” the student says referring “If you look at all the times I should help clean up some of these lives.”to the class, “it’s a game plan. I’m going have been killed, it’s only because ofGod that I’m still here.”to do something in life.”