WIXLIB

DISASTER RELIEF LOAN GUIDEBUSINESS LOANSDate ofInformationPage 1Lender:Requirement:Product:Loan Type:Initial Interest RateMaximum LoanAmount:RateSubsequent InterestRate:Amortization:Collateral:Loan Processing Fee:Special Accomodations:Comments11/11/12 Bridgehampton Nat. BankNoneRelief LoanTerm Loan 25,0004.5%N/AN/A36 monthsNot DisclosedNot DisclosedBank will reviewapplications within 1 day ofreceipt and fund into BNBDDA upon approval.11/11/12 Bridgehampton Nat. BankBNB - Cust.Relief LoanTerm Loan 50,0004.5%N/AN/A36 monthsNot DisclosedNot DisclosedBank will reviewapplications within 1 day ofreceipt and fund into BNBDDA upon approval. 100,000Fixed at 4.5%orFloating at WSJ Prime(capped @ 4.99%)N/AN/ANot DisclosedNot DisclosedNot DisclosedNot DisclosedN/AN/A24 monthsNot DisclosedNo application feeNo down payment1.0%1st 6 months1/2% reductionfrom market rate60 monthsNot DisclosedNot Disclosed0.0%N/AN/ANot DisclosedNot DisclosedNot Disclosed 1 million zero-percentinterest loans will be madeavailable4.99%FixedN/A12-60 monthsNot DisclosedNo application feeNo closing costsNo Prepayment PenaltyNot DisclosedInterest paid once insurance proceedsare receivedN/AN/AClaim from insurancecompany 1,000 perCorporate EntityFunding in 5 days uponreceipt of appropriatedocumentation frominsurance company11/15/12Customer's BankNone DisclosedEmergency LoanTerm Loan11/11/12Citiwide MerchantFundingNoneEmergency LoanTerm Loan11/11/12Citizens BankNoneEmergency LoanTerm Loan11/11/12Deutsche BankNone DisclosedRelief LoanTerm Loan11/15/12First Niagara BankFirst Niagara Bank CustomerYou First NeighborLoanTerm Loan 11/11/12Insurance ClaimFinancingApproved Insurance ClaimBridge Loan(financing in 5 days)Bridge Loan 1,000,000 orhigher in certaincases11/11/12Gold Coast BankNoneDisaster LoanTerm Loan 100,0003.9%N/AN/A6 months interest only30 monthsLien on all assets11/11/12Goldman SachsBusiness located in 5 boroughsEmergency LoanTerm Loan 25,0001.0%N/AN/A30 monthsNot DisclosedNot Disclosed6-month payment deferral11/25/12Intersect FundNJ small businesses affected byHurricane SandyEmergency LoanTerm Loan 15,0005.0%N/AN/A1st 6 months interest onlyconverting to 30 monthsNot DisclosedNot DisclosedLoan decision in 3 businessdays11/11/12Nassau IDABusiness located in NassauCountySales Tax ExemptionN/A 99,000N/AN/AN/AN/AN/AN/A11/25/12NYCEDCBusiness located in the 5boroughs of New York CitySales Tax ExemptionN/A 100,000N/AN/AN/AN/AN/AN/ANot Disclosed 100,000Not Disclosed10,000Asset Enhancement, Solutions, LLC - www.assetenhancement.com 500These loans will coveruninsured or under-insuredlosses.Only one year of financialstatements are requiredSales tax exemption on the purSales tax exemption on the pur

DISASTER RELIEF LOAN GUIDEBUSINESS LOANSPage 2Date ofInformationLender:11/11/12NYBDCLocated in Zone A and otherareas affected by poweroutages and severe floodingEmergency LoanTerm Loan 11/11/12PSFCUFCU MemberEmergency LoanTerm Loan 11/15/12Riverhead IDAReconstruction projectsgreater than 100,000 locatedin the town of Riverhead, NYNY State Sales TaxExemptionN/ARequirement:Product:Initial Interest RateMaximum LoanAmount:Loan Type:Subsequent InterestRate:Amortization:Collateral:Loan Processing Fee:Special Accomodations:RateComments25,000Not DisclosedLow interest rateN/ANot DisclosedNot DisclosedNot Disclosed3,5003.0%N/AN/A27 monthsNot DisclosedNot Disclosed3-month payment deferralN/AN/AN/AN/AN/AN/AUp to 30 years (based onborrower's repaymentability)Real estate (if available).Loan will not be declinedfor lack of collateral.Not DisclosedThese loans will coveruninsured or under-insuredlosses.N/AMax 4% if alternative credit isunavailableMax 8% if alternative credit isavailableAvailability of credit TBD by SBAFunds are expected to flowap11/11/12SBAFed EIN & Owners SS#'s &FEMA Registration ID#Disaster Relief LoanTerm Loan 2,000,00011/11/12Sovereign BankStorm related damage onlyEmergency LoanTerm Loan 25,000Low Interest RateN/AN/ANot DisclosedNot DisclosedNot DisclosedN/A11/15/12Suffolk IDABusiness located in SuffolkCounty with less than 50employeesNY State and LocalSales Tax ExemptionN/A 100,000N/AN/AN/AN/AN/AN/ASales tax exemption for thepurchase of materials torepair/reconstruction ofbuildings.11/15/12Susquehanna BankLocated in Southern NJ, PA,MD, & W. VirginiaEmergency LoanTerm Loan 10,000Fixed at 4.0%N/AN/A60 monthsUnsecuredNot DisclosedN/A11/11/12Wells FargoExisting Customers in FEMAdesignated disaster counties ofNY, NJ, and CTEmergency LoanTerm LoanNot DisclosedNot DisclosedN/AN/ANot DisclosedNot DisclosedNot DisclosedBased on historical financialinformation.11/11/12Valley National BankNoneStandard LoansLOC or Term LoanIncreased limits11/25/12UCEDCBusiness affected by HurricaneSandyEmergency LoanTerm Loan 15,000See commentsLoan amount limits havebeen increased to customersneeding funds for repairsNot DisclosedN/AN/AAsset Enhancement, Solutions, LLC - www.assetenhancement.comN/ANot DisclosedNot DisclosedNo Prepayment Penalty

DISASTER RELIEF LOAN GUBUSINESS LOANSDate ofInformationRequirement:Comments #1:Comments #2:Comments #3:Contact Person:Phone Number:Email Address:Website:11/11/12 Bridgehampton Nat. BankNoneRequires a minimum of 1 year inoperationsCommercial Loan Applicationonly (no financials required).Personal loans require goodcredit historyTom eb.com11/11/12 Bridgehampton Nat. BankBNB - Cust.Requires a minimum of 1 year inoperationsCommercial Loan Applicationonly (no financials required).Personal loans require goodcredit historyTom eb.comLender:11/15/12Customer's BankNone Disclosed11/11/12Citiwide MerchantFundingNone11/11/12Citizens 863citiwidemerchantfunding.comNoneConsumer: 1-877-949-7503Business: 1-888-610-7556www.citizensbank.comDeutsche BankNone Disclosed212-250-2500www.db.com11/15/12First Niagara BankFirst Niagara Bank CustomerAvailable thru Insurance ClaimFinancingApproved Insurance ClaimSubordination from existing lenderswith respect to lien rights11/11/12Gold Coast BankNone11/11/12Goldman SachsBusiness located in 5 boroughs212-902-100011/25/12Intersect FundNJ small businesses affected byHurricane sau IDABusiness located in 2NYCEDCPage 3Available thru 11/30/12No personal financial statementsrequiredrchase of furniture, fixtures, equipment, and materials used to repair orreconstruction.Neil m/Application deadline is 2/1/13.rchase of furniture, fixtures, equipment, and materials used to repair orBusiness located in the 5Exemptions limited to the firstreconstruction.boroughs of New York City250 applications.Asset Enhancement, Solutions, LLC - isaster‐loanswww.nycedc.com/backtobusiness

DISASTER RELIEF LOAN GUBUSINESS LOANSDate ofInformationLender:11/11/12NYBDC11/11/12PSFCUFCU Member11/15/12Riverhead IDAReconstruction projectsgreater than 100,000 locatedin the town of Riverhead, NY11/11/12SBAFed EIN & Owners SS#'s &FEMA Registration ID#11/11/12Sovereign BankStorm related damage only877-768-226611/15/12Suffolk IDABusiness located in SuffolkCounty with less than 50employees631-853-480211/15/12Susquehanna BankLocated in Southern NJ, PA,MD, & W. Virginia11/11/12Wells Fargo11/11/1211/25/12Page 4Requirement:Comments #1:Located in Zone A and otherw to borrowers in 5 to 7 days afterareas affected by powerpplication.outages and severe floodingComments #2:Comments #3:Contact Person:Proceeds can be used to replace or repair damaged assets, forworking capital losses incurred due to business interruptionAvailable thru 12/31/12Tracy StarkJamesRepair or replace damaged realestate, equipment, inventory andfixtures.Requires contractor's estimate forclean-up and repair costsLoans may be increased up to 20% of the total disaster damage toreal estate (verified by the SBA) to make improvements that lessenthe risk of property damage by future disasters of the same kind.Phone Number:Email Address:Website:Call 311 and ask for NYCBusiness www.susquehanna.netExisting Customers in FEMAdesignated disaster counties ofNY, NJ, and CT800-869-3557www.wellsfargo.comValley National CBusiness affected by HurricaneSandy2-week loan decisionAsset Enhancement, Solutions, LLC - www.assetenhancement.com

DISASTER RELIEF LOAN GUIDEPERSONAL LOANSDate ofInformationLender:11/11/12ABCO FCU11/11/12ABCO FCUFCU Member & Renter11/11/12Bethpage FCU11/11/12Product:RateCommentsSubsequent InterestRate:Amortization:Collateral:Loan Processing Fee:Special Accomodations: 25,0002.99%N/AN/A48 monthsNot DisclosedNot DisclosedNot DisclosedDisaster Relief LoanTerm Loan 5,0002.99%N/AN/A48 monthsNot DisclosedNot DisclosedNot DisclosedFCU MemberStorm EmergencyHELOCLOC 500,0000.49%1st 6 months(new requests only)3.99% thereafterNo closing cost with aminimum draw of 40,000 at closing3-month payment deferralBethpage FCUFCU MemberStorm EmergencyRehab HELOCLOC 500,000See commentsReduced Rate for damage fromHurricane SandyN/AInterest onlyPersonal ResidenceNo closing cost with aminimum draw of 40,000 at closing3-month payment deferral11/11/12Bethpage FCUFCU Member 25,000Starting at 6%N/AN/AInterest onlyUnsecuredNot Disclosed3-month payment deferral11/11/12Bethpage FCUFCU MemberStorm EmergencyAuto LoanTerm LoanSee commentsVaries based on term and LTVN/ANew Car - 96 monthsUsed Car - 84 monthsVehicleNot Disclosed3-month payment deferralNoneRelief LoanTerm Loan4.5%N/AN/A36 monthsNot DisclosedNot DisclosedBank will reviewapplications within 1 day ofreceipt and fund into BNBDDA upon approval.Bank will reviewapplications within 1 day ofreceipt and fund into BNBDDA upon approval.11/11/12 Bridgehampton Nat. BankFCU Member & Homeowner Disaster Relief LoanInitial Interest RateMaximum LoanAmount:Loan Type:Term Loan11/11/12 Bridgehampton Nat. BankPage 1Requirement:Storm EmergencyLOC or Term LoanCash Advance LoanNot Disclosed 25,000LOC - Interest onlyPersonal Residence up to aTerm Loan - Not Disclosed maximum LTV of 70%.BNB - Cust.Relief LoanTerm Loan 50,0004.5%N/AN/A36 monthsNot DisclosedNot Disclosed11/11/12Citizens BankNoneEmergency LoanTerm Loan 10,0005.0%N/AN/ANot DisclosedUnsecuredNot Disclosed11/11/12Healthcare EmployeeFCUFCU MemberEmergency LoanTerm Loan 3,0003.0%N/AN/A30 monthsNot DisclosedNot Disclosed3-month payment deferral11/11/12NEFCUFCU MemberDisaster LoanTerm Loan 20,0001.0%Fixed for 1 yearPrevailing marketrate starting at9.49%Not DisclosedNot DisclosedN/A3-month payment deferral11/11/12Palisades FCUFCU MemberHurricane ReliefLoanTerm Loan 5,000Not Disclosed50% off standard personal loan ratesN/A24 monthsNot DisclosedNot DisclosedNot Disclosed11/11/12PSFCUFCU MemberEmergency LoanTerm Loan 3,5003.0%N/AN/A27 monthsNot DisclosedNot Disclosed3-month payment deferralAsset Enhancement, Solutions, LLC - www.assetenhancement.com