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seniorifestyles!A Guide for ActiveNew Hampshire SeniorsLECRWSSU.S. POSTAGEPresorted StandardPAIDPermit #130Portsmouth, NHPostal Customerus online atApril 2014 FREE Seewww.granitequill.com

PAGEPage22 SENIORSeniorLIFESTYLESlifestyles NOVEMBERapril 2014 2013SENIORifestyles!A Guide for ActiveNew Hampshire SeniorsL246 W. Main St., PO Box 1190, Hillsborough, NH 603-464-3388E-mail: granitequill@mcttelecom.com www.granitequill.com25,000 copies available at all American Legion, VFW Posts,New Hampshire Senior Centersers and at the following locations:Alton: Hannaford(2)Amherst: Joey’s DinerAndover: Pizza Chef, Circle KAntrim: T-BirdBelmont: ShawsBennington: General StoreBradford: Post Office, Lake Sunapee BankClaremont: Hannaford, Market BasketConcord: Market Basket, Shaws(2),Red AppleContoocook: Colonial Villager, Dimitri’sDerry: Shaws, Big LotsDover: Shaws, Hannaford, Chamberof Commerce, Newicks, FiddleheadFarms, Janeto’sDurham: UNH NE CenterEpping: O’Neil CinemasExeter: Steve’s Diner, Chamber ofCommerceFranklin: The Soda ShoppeGilford: ShawsGoffstown: Sully’s Superette, Big LotsHampton: Lamie’s Restaurant, Ron Jillian’sHampton Beach: Chamber of Commerce,Casino Food Court, Ashworth HotelHampton Falls: NH Liquor StoreHenniker: Harvester Market, PharmacyHillsborough: Shaws, Lake SunapeeBank, Liquor StoreHopkinton: Cracker BarrelHooksett: ShawsHampstead: HannafordHudson: Market BasketKeene: Hannaford, ShawsLaconia: HannafordLebanon: ShawsLee: Market BasketLondonderry: Market Basket, ShawsManchester: Wal*Mart, Golden RodRestaurant, Mobile On The Run, McDonaldsMeredith: HannafordMerrimack: Shaws(2)Milford: Shaws, Market BasketNashua: Shaws(2), Market Basket(3)New Castle: Wentworth By The SeaNew London: Hannaford, ColonialMarketplaceNewport: Shaws, ViolettesNewbury: Bubba’s, Mazelli’s, LakeSunapee BankNewington: Fox Run MallNorth Conway: Shaws, HannafordNorth Hampton: ShawsNorthwood: HannafordOssipee: HannafordPelham: BP StationPeterborough: ShawsPlaistow: Market Basket, ShawsPortsmouth: Shaws, Market Basket(2),Big Lots, Chamber of Commerce, HolidayInn, Best Western, Anchorage Inn, DiscoverCenter, Marriot Hotel, Sheraton Harborside,Welcome Center, Hilton GardensRaymond: Ben FranklinRindge: Hannaford, Market BasketRochester: Hannafords(2), MarketBasket(2), Lilac Mall, Chamber ofCommerce, Governor’s InnRye: Petey’s Seafood, Petey’s MarketSalem: Super Petroleum, McKinnon’sButcher ShopSalisbury: Chamber of Commerce,Crossroads Country StoreSeabrook: Market Basket(2),Seabrook Greyhound TrackSomersworth: Village MarketStratham: Shell, ShawsSunapee: Exxon, Pizza MarketSwanzey: Market BasketTilton: Hannaford, Market Basket, ShawsWalpole: ShawsWarner: Market Basket, Foothills of WarnerWeare: Dimitri’s, Lanctots, Weare Town HallWest Lebanon: HannafordWindham: ShawsSalisbury, MA: Chamber of CommerceNewburyport, MA: ShawsKennebunk, ME: Chamber of CommerceKittery, ME: Firefly DinerOgunquit, ME: Chamber of CommerceWells, ME: Chamber of CommerceYork, ME: Visitor’s Center

april 2014 Senior lifestyles Page 3Baby boomers: Three crucialtimes to review your Medicareoptions for retirementBaby boomers facing the big decision of when to takeSocial Security retirement shouldn't overlook the importance ofsigning up for Medicare at age 65.Although Social Security offers an age range, generally 62to 70, for starting retirement benefits - you don't have this typeof flexibility with Medicare health insurance."Turning 65 is the trigger for your Medicare enrollment, soit's important to study this decision as your birthday approaches," says Paula Muschler, operations manager of the AllsupMedicare Advisor. This is a Medicare plan selection serviceoffering personalized help that includes customized research, atailor-made report and enrollment assistance. "You have threemonths before, the month of and three months after your birthday to enroll properly in Medicare when you turn 65.”One important caution: You may decide to delay Medicareenrollment."But if you make a mistake with this decision, youcould end up with lifetime penalties that add to your Medicarecosts," Muschler says. Anyone turning 65 should examine theirMedicare choices carefully. Muschler outlines three situationsthat require close study.1. You are reaching age 65, but you plan to continueworking a few more years."You need to examine your Medicare enrollment becauseit interacts with your employer's group health plan," Muschlersays. "Depending on your employer benefits and the size ofyour employer, you may need to enroll in Medicare Parts A andB." Original Medicare is made up of Part A, which is hospitalinsurance, and Part B, which is medical insurance.2. You are reaching age 65 and retiring from work atthe same time.If you combine retirement with turning 65, it's important tocoordinate the dates of actual retirement and your 65th birthday. Muschler says, "You should take steps to ensure that youdon't have a gap in health care coverage, and you'll need tochoose Medicare plans. This is especially true if you leave worka few months before you turn 65."3. You retired from work before age 65 and have usedother health insurance."You need to closely examine your health care options asyou get ready to turn 65 and move into Medicare," Muschlersays. "There may be special considerations with ending COBRA, health insurance exchange or retiree coverage, depending on your situation. Once you determine that, yes, you doneed to get ready for Medicare - carefully review all availableMedicare plans."Generally, people enrolling in Medicare choose from twopaths. One option is to choose Original Medicare and a prescription drug plan, known as Medicare Part D. Many peoplealso buy supplemental coverage, called Medigap, for addedbenefits. A second option is to shop among the Medicare Advantage plans available in your area. Depending on where youlive, there is an average of 20 Medicare Advantage plans available. In addition, there may be 35 available Part D prescriptiondrug plans from which to choose. For a Medicare evaluation,call an Allsup Medicare Advisor specialist at (866) 521-7655 orgo to Medicare.Allsup.com. (BPT)Do You HaveC.O.P.D.,Emphysemaor ChronicBronchitis?Doctors are now enrolling for aClinical Research trial forChronic ObstructivePulmonary Disease.You may qualify to take part in a clinicalresearch study of aninvestigational medication if:You are 40 - 80 years of age &Have a smoking history of 10 years or moreQualified participants will receive:Study related medical careStudy medicationCompensation for time and travelTake the first step and see if you qualify!New HampshireIrina at 603-319-8863MassachusettsKarina at 978-655-71552299 Woodbury Ave, 2nd FloorNewington, NH 03801421 Merrimack Street,Suite 203 Methuen, MA 01844

Page 4 Senior lifestyles april 2014Eye-opening facts about aging eyes, vision problemsMost Americans know that visionproblems begin to increase as theyage. What they may not realize is thatreduced vision is also linked to a higherfrequency of falls, injuries and depression. Eye disorders such as cataracts,glaucoma and age-related maculardegeneration can rob seniors of theirindependence. Here are some facts andtips for maintaining eye health and vision while aging gracefully:Many people can avoid vision loss asthey age. Losing sight as you age shouldnot be considered an inevitability. In fact,the World Health Organization states that80 percent of blindness is preventableif the disease or condition causing it isdiagnosed and treated in time.Although many people find that theyneed reading glasses as they get older,according to the Centers for Disease Control and Prevention, one in six seniorshas a vision impairment that cannot becorrected with glasses or contact lenses.This may be caused by common eyeconditions and diseases, including: Cataract, a clouding of eye's lens. Glaucoma, a disease which can robthe eye of its peripheral vision. Age-related macular degeneration,the deterioration of the central visionthat is responsible for the ability to seefine details clearly.With proper preventive care andtimely treatment, many seniors canavoid permanent vision loss due to thesediseases.Eye exams are key to healthy visionMany eye diseases and conditionshave few or no noticeable symptomsuntil vision has already been lost, so it'simportant to keep up with regular exams.By age 40, a person should haveobtained a baseline comprehensivemedical eye exam and by age 65, eyeexams should be scheduled every oneto two years, or as recommended by anophthalmologist‚ a medical doctor whospecializes in the diagnosis, medical andsurgical treatment of all eye diseases andconditions.Finding an ophthalmologist can be easyThere are approximately 30,000 ophthalmologists across the United States.Four ScoreInsurance ServicesWilliam J. Bull15 Shady Hill Rd. Weare, NH 03281Tel: (603) 529-3300 Fax: (603) 529-3303email: bulz@outlook.com Cell: (603) 860-9020Find Medicare confusing?New to Medicare?See what options are available.You can change your medicaresupplement at anytime.HappySpring!!Not every question requires alengthy face to face appointment.Just pick up the phone or shootme an e-mail to compare yourMedicare supplement rates.I think you will be pleasedat what you find.Ask me about the new plan N**Four Score Insurance Services and its agents are not affiliated with Medicare.For seniors concerned about the costof seeing an ophthalmologist, EyeCareAmerica, a national public service program of the Foundation for the AmericanAcademy of Ophthalmology, is availableto ensure seniors have access to eye carethey need.The program matches eligible seniorswho haven't seen an ophthalmologistin three or more years with one of morethan 6,000 volunteer ophthalmologistswho provide them with a comprehensiveeye exam and care, often at no out-ofpocket cost for up to one year.To see if you, your friends or family members are eligible, visit www.eyecareamerica.org.A healthy body also benefits your eyesHere are a few tips to help care foryour eyes between exams: Eat well. Exercise regularly. Wear sunglasses. Don't smoke.EyeCare America is co-sponsoredby the Knights Templar Eye Foundationwith additional support from Alcon. (BPT)Are you a Diabetic or do you haveMacular Degeneration?RETINA VISION CENTERNancy E. Bonachea, M.D.Board Certified, American Boardof OphthalmologyTufts University Medical SchoolResidency/Fellowship: GeorgetownUniversity Medical CenterAt Retina Vision Center every patientreceives personalized and state-ofthe-art medical and surgical services. With more than17 years of experience, Dr. Bonachea specializes inDiseases & Surgery of the Retina including: Macular Degeneration and Diabetic Eye Disease Macular, Retinal Tear and Detachment SurgeryChief of Ophthalmology at Elliot Hospital; Retina Specialistfor CMC Special Care Nursery; Voted 2011 Best in NHFemale Eye Surgeon by Applaud Women MagazineDerry — 43A Birch StreetBedford — 107 Riverway Place, Building 1, Bedford CommonsPortsmouth — 155 Griffin Roadwww.nhretinavisioncenter.com (603) 836-5541New Patients, Referrals, Second Opinions Welcome.