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JOIN. ENGAGE. LEAD.FINANCIAL INSTITUTIONMEMBERSHIP APPLICATIONEnterprise Risk Credit Risk Market Risk Operational Risk Regulator y Compliance Securities Lending
OPPORTUNITIES TO SHINEIn addition to a free subscription to The RMA Journal and discounts on all RMA events, products, services, and training, membership alsoprovides countless networking opportunities and exposure to the industry's key decision makers and managers. RMA’s local and nationalevents keep you up to date on industry trends and issues while allowing you to meet new people and swap successes with peers.Becoming a member also gives you a voice in the industry. A forum to share your ideas and have them valued is extremely satisfying andbeneficial for your professional growth.RMA MEMBERSHIP BENEFITSMember banks receive the following benefits: Discounts on all RMA events, products, services, and training. Free downloads of RMA’s Enterprise Risk Management WorkbookSeries including: Risk Appetite Workbook. Complimentary copy of RMA’s Annual Statement Studies as wellas eligibility to submit financial statements which compiles theAnnual Statement Studies data. Quality training and peer-sharing opportunities. Scenario Analysis and Stress Testing Workbook forCommunity Banks. Governance & Policies Workbook.Associate members receive additional benefits, including: RMA Xchange – An exclusive online community where RMAmembers can engage in real-time discussions and share informationwith other members. Preferred pricing for associate members – discounts on all RMAevents, training, products, and services—over nonassociates frommember institutions/professional members. Free downloads of RMA’s Enterprise Risk ManagementWorkbook Series including: Risk Appetite Workbook. Scenario Analysis & Stress Testing Workbook forCommunity Banks. Governance & Policies Workbook. RMA’s Mobile Apps: The RMA Journal On the Go – Award-winning RMAJournal content wherever you are in a format that’scustomizable and easy to read on your smart phone or tablet. The RMA App – Instant access to timely RMA news andevents, the ability to find other RMA members, and viewand update your RMA profile. Free downloads of the following: The RMA Journal digital version and downloadablearticles – RMA’s award-winning publication written by riskprofessionals for risk professionals. Study Packs – Highly focused compilations addressingcritical issues in credit risk, operational risk, andmarket risk. Member Roster Online – Access to over 16,000Associate Members. RMA’s Bylaws. Annual Reports. RMA’s Professional Member Directory – Proprietary listingsof RMA Professional Members who provide services such asaccounting, legal, and real estate. Surveys and Studies – RMA undertakes several timely and thoughtleading studies and surveys, such as the Risk Appetite Survey. Regulatory Update – Periodic e-newsletter offering the latestregulatory updates. Basel Response – Guidance on managing the impact andimplications of Basel III. Regulatory Bulletin – Updated with timely information issued byregulators; consisting of the following sections: Washington Wrap-up – Commentary and analysis oncurrent regulatory and legislative initiatives. The Dodd-Frank Resource Center – Full text of the DoddFrank Act, an Executive Summary of the Dodd-Frank Act, alist of NPRs implementing the provisions of the DoddFrank Act, as well as white papers, analysis, comment letters,and other information. The Consumer Affairs Center – Information relating toCFPB rulemaking and enforcement. The Regulatory Environment – Policy statements,regulations, and guidance issued by the TreasuryDepartment, Federal Reserve Board, OCC, FDIC, OFR,and FSOC, as well as information relating to the Baselregulatory framework. Research, Advocacy, and Policy – Comment letters, whitepapers, studies, analysis, and other resources designed tohelp risk managers in navigating the increasingly complexregulatory landscape. Online Credit and Lending Dictionary – Definitions ofcommonly used words and terms including Federal Reserveregulations and relevant legal and documentation concepts. Manage My Email Preferences – Convenient opt-in/opt-out featureallowing members to customize communications from RMA. Access to local chapter network meetings and events. Career development/leadership and networking opportunities.
QUALIFICATIONSThe following organizations are eligible to apply for institutional membership: Financial institutions, private and governmental, active in lending, identifying enterprise risks and other aspects ofrisk management, and providing related financial services. A gencies and authorities responsible for the supervision and regulation of such financial institutions, and othergovernment and quasi-government administrations and entities that regularly deal with such financial institutions inconnection with such activities; Other organizations, private and governmental, that are not financial institutions but whose primary functions andactivities in enterprise risk and risk identification and management closely parallel those of financial institutions.Join RMA by sending this application to: RMA Member Services, 1801 Market Street, Suite 300, Philadelphia, PA19103, scan and email to member@rmahq.org or fax to 215-446-4100. Questions? Call 215-446-4150.INSTITUTIONAL INFORMATION (PLEASE PRINT OR TYPE)Full Institution NameAddressCityPhoneState/provinceZip/postal codeFaxInstitution’s WebsiteType of InstitutionIf yes, name of holding companyIs your institution an affiliate of a holding company? o No o YesCityState/provinceChief Executive Officer (CEO)(required) Financial data as of (12/31 previous year): Total Assets: JOIN. ENGAGE. LEAD.
SENIOR ASSOCIATE*o Mr.o Ms.o Mrs.This section must be filled out in orderto properly process your application.Title (e.g., EVP, SVP, etc.)First nameM.I.Last nameNicknameEmail addressWhich best describes your jobfunction? Please choose one only.Business address (if different from above)CityState/provincePhoneZip/postal codeFaxOur goal is to be your “go to” resource for value-added risk management information and programming.Use our tailored email alerts to keep informed when new courses, events, etc. are available in your area ofinterest, which you can update below:ooooooooIndustry BenchmarkingEnterprise RiskCredit Risk, CommercialCredit Risk, RetailOperational RiskMarket RiskRegulatory ComplianceSecurities LendingOther professional interestso Online peer sharing(e.g., LinkedIn, Facebook,Twitter, blogs)o Young ProfessionalsPlease select your current level inrisk managementooooEntry level, early stagesMid-levelSenior/executive managementNot in a risk management rolePreference for Chapter Affiliation(If applicable) Previously, I was an RMA Associate Business Line Operational Risk ManagerCEO/PresidentChief Credit OfficerChief Risk OfficerCOOChief Operational Risk OfficerChief Information Officer/Director ITChief Regulatory Affairs OfficerCFO/FinanceCompliance Officer/ManagerCorporate Operational Risk ManagerCPA/Attorney/AppraiserCredit Administration/DepartmentCredit Policy OfficerDean/Professor/Teaching AssistantGovernment AgencyHuman Resources/Training DirectorInsuranceIT ManagerLegal CounselLoan Review/AdministrationMarket Risk OfficerNonbank/NonfinancialPortfolio Management OfficerRegulator/ExaminerRelationship Manager/LenderRisk Management OfficerSecretary/Admin. AssistantSecurities LendingSecurities TraderChief/Senior anWhich best describes your area ofspecialty? Please check all that apply.ooooooooooooooooooooooooooooAgricultural LendingAuditCommercial BankingConsumer/Retail BankingCorporate OfficeCredit DepartmentCredit RiskCustodyEnterprise RiskFinance FunctionFunds ManagementHealth CareInternational/Global BankingInvestment BankingITLegalLife/Health InsuranceMarket RiskNonbank/Nonfinancial InstitutionNonprofit/UniversityOperational RiskOperationsP&C InsurancePrivate Banking/Wealth ManagementReal Estate LendingSales and MarketingSecurities LendingSecurities or Fixed-Income Trading
ALTERNATE ASSOCIATE*o Mr. o Ms.o Mrs.This section must be filled out in orderto properly process your application.Title (e.g., EVP, SVP, etc.)First nameM.I.Last nameNicknameEmail addressWhich best describes your jobfunction? Please choose one only.Business address (if different from above)CityState/provincePhoneZip/postal codeFaxOur goal is to be your “go to” resource for value-added risk management information and programming.Use our tailored email alerts to keep informed when new courses, events, etc. are available in your area ofinterest, which you can update below:oIndustry BenchmarkingoEnterprise RiskoCredit Risk, CommercialoCredit Risk, RetailoOperational RiskoMarket RiskoRegulatory ComplianceoSecurities LendingOther professional interestsoOnline peer sharing(e.g., LinkedIn, Facebook,Twitter, blogs)oYoung ProfessionalsPlease select your current level inrisk managementoEntry level, early stagesoMid-leveloSenior/executive managementoNot in a risk management rolePreference for Chapter Affiliation(If applicable) Previously, I was an RMA Associate withCityo Auditoro Business Line Operational Risk Managero CEO/Presidento Chief Credit Officero Chief Risk Officero COOo Chief Operational Risk Officero Chief Information Officer/Director ITo Chief Regulatory Affairs Officero CFO/Financeo Compliance Officer/Managero Corporate Operational Risk Managero CPA/Attorney/Appraisero Credit Administration/Departmento Credit Policy Officero Dean/Professor/Teaching Assistanto Government Agencyo Human Resources/Training Directoro Insuranceo IT Managero Legal Counselo Loan Review/Administrationo Market Risk Officero Nonbank/Nonfinancialo Portfolio Management Officero Regulator/Examinero Relationship Manager/Lendero Risk Management Officero Secretary/Admin. Assistanto Securities Lendingo Securities Tradero Chief/Senior Lendero Studento Underwriter/Analysto University/LibrarianWhich best describes your area ofspecialty? Please check all that apply.WHY BEING A MEMBER IS SOIMPORTANT ESPECIALLY NOWWith membership in RMA, risk managementprofessionals benefit from the member-drivenresources and industry information essential formanaging today’s economic challenges.o Agricultural Lendingo Audito Commercial Bankingo Consumer/Retail Bankingo Corporate Officeo Credit Departmento Credit Risko Custodyo Enterprise Risko Finance Functiono Funds Managemento Health Careo International/Global Bankingo Investment Bankingo ITo Legalo Life/Health Insuranceo Market Risko Nonbank/Nonfinancial Institutiono Nonprofit/Universityo Operational Risko Operationso P&C Insuranceo Private Banking/Wealth Managemento Real Estate Lendingo Sales and Marketingo Securities Lendingo Securities or Fixed-Income Trading
ADDITIONAL ASSOCIATE (ADDITIONAL COST)o Mr. o Ms.o Mrs.This section must be filled out in orderto properly process your application.Title (e.g., EVP, SVP, etc.)First nameM.I.Last nameNicknameEmail addressWhich best describes your jobfunction? Please choose one only.Business address (if different from above)CityState/provincePhoneZip/postal codeFaxOur goal is to be your “go to” resource for value-added risk management information and programming.Use our tailored email alerts to keep informed when new courses, events, etc. are available in your area ofinterest, which you can update below:Other professional interestsoIndustry BenchmarkingoEnterprise RiskoCredit Risk, CommercialoCredit Risk, RetailoOperational RiskoMarket RiskoRegulatory ComplianceoSecurities LendingoOnline peer sharing(e.g., LinkedIn, Facebook,Twitter, blogs)oYoung ProfessionalsPlease select your current level inrisk managementoEntry level, early stagesoMid-leveloSenior/executive managementoNot in a risk management rolePreference for Chapter Affiliation(If applicable) Previously, I was an RMA Associate withCityo Auditoro Business Line Operational Risk Managero CEO/Presidento Chief Credit Officero Chief Risk Officero COOo Chief Operational Risk Officero Chief Information Officer/Director ITo Chief Regulatory Affairs Officero CFO/Financeo Compliance Officer/Managero Corporate Operational Risk Managero CPA/Attorney/Appraisero Credit Administration/Departmento Credit Policy Officero Dean/Professor/Teaching Assistanto Government Agencyo Human Resources/Training Directoro Insuranceo IT Managero Legal Counselo Loan Review/Administrationo Market Risk Officero Nonbank/Nonfinancialo Portfolio Management Officero Regulator/Examinero Relationship Manager/Lendero Risk Management Officero Secretary/Admin. Assistanto Securities Lendingo Securities Tradero Chief/Senior Lendero Studento Underwriter/Analysto University/LibrarianWhich best describes your area ofspecialty? Please check all that apply.JOIN. ENGAGE. LEAD.o Agricultural Lendingo Audito Commercial Bankingo Consumer/Retail Bankingo Corporate Officeo Credit Departmento Credit Risko Custodyo Enterprise Risko Finance Functiono Funds Managemento Health Careo International/Global Bankingo Investment Bankingo ITo Legalo Life/Health Insuranceo Market Risko Nonbank/Nonfinancial Institutiono Nonprofit/Universityo Operational Risko Operationso P&C Insuranceo Private Banking/Wealth Managemento Real Estate Lendingo Sales and Marketingo Securities Lendingo Securities or Fixed-Income Trading
GENERAL INFORMATIONMEMBERSHIP ELIGIBILITYThe following organizations are eligible to apply for Institutional Membership: (1) Financial institutions, private andgovernmental, active in lending, identifying enterprise risk, and other aspects of risk management, and providing relatedfinancial services; provided, however, that U.S.-based credit unions are not eligible for Institutional Membership. (2) **Agenciesand authorities responsible for the supervision and regulation of such financial institutions, and other government and quasigovernment administrations and entities that regularly deal with such financial institutions in connection with such activities;and (3) Other organizations, private and governmental, that are not financial institutions but whose primary functions andactivities in enterprise risk and risk identification and management closely parallel those of financial institutions, by way ofexample and not limitation, insurance companies; provided, however, that the organizations described in clauses (1), (2), and (3)above, may apply for a “Trial Membership” in RMA on such terms and conditions as the president or his designee may approve;provided further, that such organizations shall not be entitled to all of the privileges of Institutional Membership except theright to vote under Section 2.02.SENIOR ASSOCIATEThe Senior Associate is our primary contact, and the key to the continuous support of RMA objectives and activities. Wherepractical, your institution should appoint, as its Senior Associate, the senior risk management officer, the chief executive officer,or individuals having significant management responsibility. The Senior Associate should 1) participate in Headquarters’ andlocal chapter activities; 2) be responsible for disseminating educational materials and notices of RMA activities to the properpeople within the institution; 3) oversee the institution’s participation in RMA surveys, studies, and competitions, includingRMA’s Annual Statement Studies program and its other periodic data gathering and market-research surveys; and 4) cast theinstitution’s vote in RMA matters and be known throughout the institution as its spokesperson in RMA matters.ALTERNATE ASSOCIATEThe Alternate Associate temporarily assumes the responsibilities of the Senior Associate if that position becomes vacant. Thisperson should be of senior stature.** A free copy of RMA’s Annual Statement Studies is not included with this type of membership.“INFORMATION AND WELL-CONSIDERED IDEAS ARE THE FUELFOR THE INTELLECTUAL ENGINES THAT RUN OUR BUSINESSES.RMA HAS SUPPLIED THAT FUEL IN ABUNDANCE, ANDCONTINUES TO DO SO.”Malcolm Griggs, RMA Chair 2009–2010Managing Director, Citibank
DETAILED DUES INFORMATIONINSTITUTIONAL DUES(FISCAL YEAR 2014–2015)Dues are not transferable or refundableRMA institutional dues for national and state banks,bank holding companies, Edge Act and AgreementCorporations, trust companies, savings banks andloan associations, private banks or bankers engagedin a general banking business, farm credit banks andassociations, banks for cooperatives, economic/industrialdevelopment corporations, foreign banks, and U.S. orCanadian branches or agencies of foreign banks, shall bebased on a sliding scale of total assets as of December 31preceding billing as shown.Bank Supervision/regulation agencies and governmententities engaged in lending or loan guaranties (such asthe Small Business Administration) may join at 75 perAssociate. A free copy of the Annual Statement Studies isnot included with this type of membership.Foreign banks and nonbank financial institutions shouldcontact RMA at 215-446-4150 for sepcific informationabout dues.ASSOCIATE DUESInstitutional dues cover one Senior Associate and oneAlternate Associate per system (whether unit, branch,or holding company). The dues for all other SeniorAssociates and Alternate Associates a member institutionelects to enroll shall be 75 (each) per year. The dues forall additional Associates shall be 75 (each) per year.PRORATION OF DUES/REFUND POLICYThe RMA fiscal year is September 1 through August31. The dues for new institutions joining RMA areprorated in equal twelfths from September 1 throughMay 31. From June 1, prorated dues for the currentfiscal year AND full dues for the upcoming fiscal yearwill be charged. This dues billing policy also pertains toAssociate dues.Although dues cover the period September 1, 2014through August 31, 2015 dues are computed based onDecember 31, 2013 total assets. If a holding companyacquires a financial institution between January 1, 2014and August 31, 2015 or a financial institution mergeswith another financial institution during that period,the December 31, 2013 assets of the acquired (merged)institution will be included in computing the institutionaldues, and the dues will be adjusted accordingly.Assets MinimumAssets MaximumAnnual Dues 50 million 75 million 100 million 150 million 200 million 250 million 300 million 400 million 500 million 600 million 700 million 800 million 900 million 1 billion 1.5 billion 2 billion 2.5 billion 3 billion 4 billion 5 billion 6 billion 7 billion 8 billion 9 billion 10 billion 20 billion 30 billion 40 billion 60 billion 80 billion 100 billion 200 billion 300 billion 400 billion 500 billion 750 billion 1 trillionunder 50 millionand under 75 millionand under 100 millionand under 150 millionand under 200 millionand under 250 millionand under 300 millionand under 400 millionand under 500 millionand under 600 millionand under 700 millionand under 800 millionand under 900 millionand under 1 billionand under 1.5 billionand under 2 billionand under 2.5 billionand under 3 billionand under 4 billionand under 5 billionand under 6 billionand under 7 billionand under 8 billionand under 9 billionand under 10 billionand under 20 billionand under 30 billionand under 40 billionand under 60 billionand under 80 billionand under 100 billionand under 200 billionand under 300 billionand under 400 billionand under 500 billionand under 750 billionand under 1 trillionand above 635 755 910 1,255 1,600 1,900 2,600 2,710 2,785 3,665 3,900 4,275 4,535 4,660 5,200 5,950 8,050 9,175 10,600 13,125 14,300 15,900 16,550 17,175 18,100 19,625 22,000 23,200 23,725 24,625 25,900 27,610 33,425 39,275 44,575 55,550 69,000 81,200JOIN. ENGAGE. LEAD.
Quality training and peer-sharing opportunities. RMA Xchange - An exclusive online community where RMA members can engage in real-time discussions and share information with other members. Preferred pricing for associate members - discounts on all RMA events, training, products, and services—over nonassociates from
