ENRICH BANK CONVERSION - Malaysia Airlines

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ENRICH BANK CONVERSION(Terms and Conditions)A. Eligibility and Participation1. Any person(s) who has fulfilled all the criteria below is eligible to convert their credit cardor debit card bank points to Enrich Points (“Participant”):i.Must be an Enrich Member and Enrich Account must be an active account at thetime of the Conversion.For new members please register online at: www.enrich.malaysiaairlines.com.Credit cardholders of the participating banks.ii.iii.2. The mechanics of the conversion bank points to Enrich Points as follows:i.Participant to contact the respective bank (s) and request to convert their bankpoints to Enrich Points.The respective bank will send the bank points conversion request to Enrich.Participants are allowed to make multiple conversions from any participatingBanks.Allow fourteen (14) working days for the conversion request to be completed andEnrich Points to be credited into Enrich Member's account.The Participant’s credit card issuing bank’s terms and conditions will apply.ii.iii.iv.v.3. The following cardholder(s) shall be eligible to convert their bank points to Enrich Points: No123Participating BanksBanksAffin bank/Affin BankIslamicCard typeAffin World MastercardOther Affin Credit Cards*Affin Bank Credit Card / Affin Islamic Credit Card-i issuing AffinRewards Points onlyAlliance BankAll Alliance Bank Credit CardAmBank/AmBank IslamicAmBank/ AmBank Islamic World MastercardAmBank/ AmBank Islamic Visa InfiniteAmBank/ AmBank Islamic Visa SignatureAmBank/ AmBank Islamic Platinum Card-iAmBank/ AmBank Islamic Gold Card-iMinimum Points Conversion6,000 AFFIN Rewards Points12,000 AFFIN Rewards Points6,000 Alliance Timeless Bonuspoints10,000 AmBank Rewards Points12,000 AmBank Rewards Points15,000 AmBank Rewards Points

4AmericanExpress (AMEX)For more information on The Platinum Card details please refer erican-express.html5Bank IslamBank Islam Credit Card -i10,000 TruPoints6Bank SimpananNasional (BSN)All Credit Cards except AIAFAM Credit Card12,500 Happy PointsCIMB Enrich Platinum Credit CardCIMB EnrichCobrand7CIMBCIMB Debit8CitibankCIMB Enrich World Credit Card1,000 Bonus MilesCIMB Enrich World Elite Credit CardCIMB World MasterCard Credit CardCIMB Visa Signature Credit CardCIMB Preferred Visa Infinite Credit CardCIMB Visa Infinite Credit CardCIMB Platinum Credit CardCIMB e-Credit CardCIMB Islamic Bank Platinum Credit CardCIMB Debit Card10,000 Bonus PointsCiti PremierPointsCiti PrestigeCiti RewardsCiti Rewards PlatinumCiti GoldCiti SilverCiti ClearCiti ChoiceCitiBusiness (personal underwriting)10,000 Bonus Points1,500 Premier Points7,000 Citi Rewards points25,000 Citi Rewards points*Note: Applicable to Citibank Malaysia onlyHong Leong Credit Card– Redeem via Fax/Mail/Hong Leong Contact Centre9Hong LeongBank10,300 Hong Leong Reward PointsHong Leong Credit Card– Redeem via Self Service Channels: Self Service PhoneBanking(IVR) and Hong Leong Connect10,000 Hong Leong Reward Points* Note : Valid for all Hong Leong Rewards Credit Cards issued in Malaysia (except Hong Leong Emirates Card, HongLeong AirAsia Card, Hong Leong Infinite P Card, Hong Leong Infinite Card)Local spend: RM 2.8 1 Enrich Points10Hong LeongPremierOverseas spend: RM 1.8 1 Enrich Points*EXCLUDING all Government and JomPAY related transactions, Cash Advances, Quasi Cash (betting and gamingrelated transactions), Call-For-Cash, Call-For-Cash Plus, Flexi Payment Plan, Balance Transfers, Finance Charges andLate Charges

11HSBCPremier TravelPremier WorldAll other cardsAll Visa Infinite & Visa Infinite Diamante CardsMaybank 2 Cards Reserve American Express121314MaybankMaybankAmericanExpressPublic Bank15RHB16StandardChartered17UOB18St. GeorgeWorld MastercardWorld Mastercard IkhwanNormal Visa, MasterCard and American ExpressCredit CardsAmerican Express Platinum Charge Card(The Platinum Card)American Express Charge & CreditPB Visa Signature Credit CardPB Platinum Mastercard Credit CardPB Quantum Visa Credit CardPB Quantum Mastercard Credit CardPB RCB Elite Debit CardPB RCB Gold Debit CardPB World Mastercard Credit CardPremier Visa InfiniteVisa InfiniteRewards CardVisa Infinite CardsWorldPoints CardsOther 360 Points CardsUOB Visa Infinite MetalUOB Visa Privilege Banking Infinite and VisaInfiniteOther UOB CardsValid for cardholders in Australia19WestpacValid for cardholders in Australia20Bank DanamonDanamon American Express CardManchester United Classic (Mastercard & Visa)10,000 HSBC Air Points13,000 HSBC Reward Points18,000 HSBC Reward Points5,000 TreatsPoints6,000 TreatsPoints10,000 TreatsPoints5,000 Membership Rewards Points5,600 Membership Rewards Points10,000 VIP Points8,500 Air Points6,000 bank points8,000 bank points11,000 bank points7,000 SCB Reward Points2,000 SCB WorldPoints46,000 SCB Reward Points4,500 UNIRinggit Reward Points7,500 UNIRinggit Reward Points10,500 UNIRinggit Reward Points3,000 Amplify Points 1,500 EnrichPoints*Min 3,000 points required to redeemwith additional 500 points increments.3,000 Altitude Points 1,000Enrich Points*Min 3,000 points required to redeemwith additional 600 points increments.30,000 D-Point15,000 D-Point

Manchester United Platinum (Mastercard &Visa)Mastercard PlatinumVisa PlatinumMastercard WorldVisa InfiniteMastercard World Elite* For more information, please call PT Bank Danamon Indonesia, Tbk, at 1-500-090* Valid for cardholders in Indonesia*normal earning for above minimum points conversion is 1,000 Enrich Points unless stated otherwise.B. General Terms1. The converted Enrich Points are non-refundable and cannot be exchanged for cash in partor full. No appeals will be entertained.2. The converted Enrich Points is valid for 03 (three) years from the date the Points arecredited into the member’s account.3. Member is required to contact the bank if the converted Enrich Points are not received intheir Enrich account after fourteen (14) days.4. The Enrich Points earned from bank points conversion will not contribute towards theaccumulation of Elite Points required to qualify or maintain Enrich Elite tier status.5. Enrich shall not be held responsible for any delays caused by inaccurate submission ofthe details by Enrich Member.6. Enrich reserves the right at its sole discretion to deduct or change any Points redeemedfrom the Enrich Members account for the purpose of correcting any errors or inaccuraciesin the conversion.7. All transportation, accommodation, personal costs and/or any other costs and/or relatedexpenses that are incurred to attend/participate in this conversion and to redeem theEnrich Points are the sole responsibility of the Participants.8. MAB reserves the right to use, reproduce, edit and distribute materials submitted for thisconversion for publication and/or display in any media format and any media channelswithout obtaining further prior permission and payment of any fees or royalty to theParticipant.9. MAB reserves the right to use the participant’s name, images, comments, materialsrelating to this conversion and the results of this conversion for the purpose of anyannouncement or promotional or marketing purposes in any media format and any media

channels without any fee being paid. The Participant shall hold MAB free and harmlessfrom any claims and/or liabilities whatsoever resulting from the usage or the reproductionof the submitted materials by MAB.10. MAB, at its sole and absolute discretion, reserves the right to disqualify any Participantand revoke or forfeit any Enrich Points at any stage of the conversion without prior noticeif:(a) The participant is not an eligible Participant;(b) The Participant fails to fully comply with the Terms and Conditions stipulatedherein;(c) The Participant breaches any of the Terms and Conditions or other rules andregulations of the conversion or violates any applicable laws or regulations;(d) MAB has, at its sole discretion, any reason whatsoever to believe that suchParticipant has attempted to undermine the operation of the conversion in any waywhatsoever, including but not limited to fraud, cheating or deception.11. MAB’s decision on matters relating to the conversion shall be final and absolute. Nodiscussion, correspondence, enquiry, appeal or challenge by any of the Participants inrespect of any decision of MAB shall be entertained.12. Notwithstanding the above, MAB is entitled to replace the Enrich Points with other itemsof similar value at any time without any prior notice.13. MAB, its affiliates, subsidiaries, agents, employees, representatives, retailers, distributors,dealers as well as its advertising, creative, media, digital, design and other creativeagencies of MAB, shall not be liable for any loss or damage whatsoever suffered (includingbut not limited to loss of opportunities and any indirect or consequential losses) or personalinjury suffered or sustained in connection with or arising from participation in thisconversion.14. The Terms and Conditions of this conversion shall be construed, governed and interpretedin accordance with the laws of Malaysia.15. All rights and privileges herein granted to MAB are irrevocable and not subjected torescission, restraint or injunction under any and all circumstances. Under nocircumstances shall the Participant have the right to injunctive relief or to restrain orotherwise interfere with the organisation of the conversion, the production, distribution,exhibition and/or exploitation of the conversion and/or any product based on and/orderived from the conversion.16. MAB reserves the right at its absolute discretion to vary, delete or add to any of theseTerms and Conditions without any prior notice.

17. These Terms and Conditions will prevail over any inconsistent terms, conditions,provisions or representations contained in any other promotional materials advertising theContest.18. The main language of the Terms and Conditions shall be the English language. Anytranslation to any other language than English shall be for convenience only. Should therebe any discrepancies between the English Terms & Conditions and the translated version,the English Terms & Conditions shall prevail.19. By virtue of an entry to the conversion, the Participants signify their absolute andunconditional acceptance and agreement to all the Terms and Conditions stipulatedherein.20. MAB reserves the right to cancel, terminate or suspend the conversion without any priornotice. For the avoidance of doubt, any cancellation, termination or suspension by MABof the conversion shall not entitle the Participants to any claim or compensation againstMAB, its agents and employees for any and all losses or damages suffered or incurred bythe Participants as a direct or an indirect result of the act of cancellation, termination orsuspension thereof.21. MAB will not be held responsible for any typographical errors or misprint under theseTerms and Conditions.

Premier Visa Infinite 6,000 bank points Visa Infinite 8,000 bank points Rewards Card 11,000 bank points 16 Standard Chartered Visa Infinite Cards 7,000 SCB Reward Points WorldPoints Cards 2,000 SCB WorldPoints Other 360 Points Cards 46,000 SCB Reward Points 17 UOB UOB Visa Infinite Metal 4,500 UNIRinggit Reward Points