Shield Your Loved Ones With Complete Care - AXA Singapore

Transcription

HealthShield yourLoved Ones withComplete CareAXA SHIELDAn Integrated Shield medicalreimbursement plan designed witha wide range of benefits to coveryour everyday healthcare needs,from Inpatient or Day Surgery toyour Pre & Post Hospitalisation.

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When it comes to the health of you and your family,you need a trusted partner to address your needs andconcerns. AXA SHIELD is an integrated solution withaffordable premiums and a suite of value-added servicesto support your entire healthcare journey. It also gives youthe option to upgrade your coverage with a simple andcomprehensive rider, AXA ENHANCED CARE. Rest assuredthat we will take care of the rest while you focus ona speedy recovery.1

Payableby MediSave#CareAXA Enhanced *A/B/StandardAXA Shieldvateadditional priinsurance *A/B/StandardMediShieldLifeBasic protectionPayableby cashComprehensive protectionAXA Shield offers you the best-fit protectionFor AXA Shield, MediSave use is subject to Additional Withdrawal Limits.* Plan A covers standard room in private hospital and below. Plan B covers restructured hospitalward class A and below. Standard plan covers restructured hospital ward class B1 and below.#2

AXA Enhanced Care is an affordable rider that ensures you have comprehensivemedical coverage. All the Deductible and Co-insurance amounts under AXA Shield is covered, but subjectto the Deductible, Co-insurance and Co-payment Cap under AXA Enhanced Care.TreatmentsRestructured /Community HospitalS 05%S 3,000AXA Panel of SpecialistsS 05%S 3,000S 1,5005%NANon-Panel Specialists DeductibleCo-insurance Co-payment cap(per policy year) (per claim) (per policy year)Accommodation Charges for Immediate FamilyCoverage for Fractures, Dislocations and Sports Injuries Dengue Fever, Hand, Foot and Mouth Disease, Food Poisoning Emergency Outpatient Treatment due to Accident AXA Shield complements your MediShield Life coverage. Increased claim limits for hospitalisation treatments as compared to MediShield LifePre-hospitalisation treatment of 180 days and post-hospitalisation treatmentof 365 daysValue-added services## comprising an extensive AXA Shield Panel and Letter ofGuarantee serviceEmergency overseas inpatient treatment covered as charged**Guaranteed renewability and lifetime cover10% discount on first year premium for Public Service Officers and their family MediShield LifeA basic health insurance plan, administered by the CPF Board, helps to pay for largehospital bills in Class B2/C ward, for all Singaporeans and Permanent Residents for life,including those with pre-existing conditions.The list of value-added services may be amended from time to time.** Covers up to what is reasonable and customary for a Singapore hospital. Covered subject to different limits for AXA Enhanced Care Plan A, B, and Standard Plan. Public Service Officers will get to enjoy AXA Shield Plan A, Plan B and Standard Plan with a10% discount off yours and your family's additional private insurance premiums for thefirst year. Family Member refers to the spouse, child(ren) and parent of a PublicService Officer.##3

Exclusive value-added services with AXA ShieldEnjoy value-added services# for greater assurance and more convenience, if you chooseAXA Shield Panel.Wide network of Panel healthcare service providerswith preferred consultation feesPanelPreferred consultation feeGeneral Practitioner(GP) Panel S 10* consultation fee per visitSpecialist (SP) PanelPhysiotherapy PanelDental Panel S 100* standard consultation fee per visit(Except Pediatric Panel up to S 150) S 70* follow-up standard consultation feeper visit (Except Pediatric Panel up to S 100) S 130* for first consultation S 110* follow-up consultation fee per visit S 15* consultation fee per visitAXA Shield Letter of Guarantee (LOG) up to your annual claim limitLOG LimitNon-PanelNon-PanelSpecialistSpecialist (inPlan type AXA Panel of accordance(nowithSpecialistpublishedMOH feeMOH feebenchmark) benchmark)Plan APlan BStandardPlan6-DIAL-AXA4S 1,000,000S 550,000S 100,000S 50,000Waiver ofdeposite-LOG atRestructuredHospital& PublicSpecialistCentreS 120,000S 150,00024/7 AXA Shield LOG Hotline at 6-DIAL-AXA (6-3425-292) Assist you to fix an appointment to visit a Panel Specialist Arrange for pre-authorisation with both Panel and Non-PanelSpecialists to determine if AXA Shield Letter of Guarantee (LOG)may be issued

A quick guide to AXA Shield Panel and Letter of Guarantee (LOG) ServiceSTEP1STEP2STEP3Visit a General Practitioner (GP)Visit AXA Shield Panel General Practitioner (GP) and present your AXAShield e-Card. If you require a Specialist consultation, inform the PanelGP for referral or call our AXA Shield LOG hotline to help you fix anappointment with our Panel Specialist.Visit a Specialist (SP) and request for LOGVisit a Panel Specialist and call our AXA Shield LOG hotline to request fora Letter of Guarantee (LOG) if hospitalisation or day surgery is required.Experience a hassle-free dischargeOur LOG team will work with your treating Specialist directly to obtainyour medical report for the purpose of doing a pre-assessment ofyour claim in 3 working days. Once approved, we will issue a Letter ofGuarantee (LOG) to the hospital.More useful information AXA Shield e-Card is available on MyAXA application. To downloadthe MyAXA application, please visit https://www.axa.com.sg/myaxa To obtain a complete list of our GP and/or SP Panel, and FrequentlyAsked Questions, please e list of value-added services may be amended from time to time.* Excludes medications, prescriptions, investigations, surcharges, diagnostic testslike x-ray, medical appliances, scaling and polishing, extraction of teeth, and dentalsurgery etc. Please pay all medical / physiotherapy / dental treatment fees tothe clinic directly. Please note that AXA Shield does not cover dental treatment;except dental treatment due to an Accident and such treatments are done duringhospitalisation. If there is any hospital admission / day surgery, such bills may besubmitted to AXA for reimbursement. Terms and Conditions apply.#5

Benefits Schedule — AXA ShieldBenefitParametersHospital WardEntitlementMediShieldLifeRestructured Hospitalward class B2and belowAXA Shield(payout includes MediShield Life payout)Plan APlan BStandardRoom inPrivateHospitalor PrivateMedicalInstitution,and belowStandardPlanRestructured RestructuredHospitalHospitalwardward class AclassB1and belowand belowInpatient Treatments6Normal Ward1S 800per dayIntensiveCare Unit(ICU) Ward1S 2,200per dayCommunityHospital(Rehabilitative)1S 3502per dayS 2,250per dayAs ChargedS 6,850per dayS 760per dayUp to 45 daysper hospitalisationCommunityHospital(Sub-acute)1S 4302per dayInpatientPalliativeCare Service(General)S 250per dayN/AS 560per dayInpatientPalliativeCare Service(Specialised)S 350per dayN/AS 760per dayS 960per day

Benefits Schedule — AXA ShieldBenefitParametersAXA Shield(payout includes MediShield Life payout)MediShieldLifePlan APlan BStandardRoom inPrivate RestructuredRestructuredHospital Ward HospitalHospitalHospitalward class or Private wardEntitlementclass AB2 and belowMedicaland belowInstitution,and belowStandard PlanRestructured Hospitalwardclass B1and belowInpatient Treatments ures3- Table 1 (lesscomplexprocedures)- Table 2- Table 3- Table 4- Table 5- Table 6- Table 7 (morecomplexprocedures)Implants andApprovedMedicalConsumables4Radiosurgery5Major OrganTransplantStem CellTransplantS 160 per day(up to 60 days perPolicy Year)Up toS 5,000,capped at35 daysper PolicyYearUp toS 4,000,capped at35 days perPolicy YearS 680 per day (up to 60days per Policy Year)ABCABCS 240S 340S 340S 590S 1,050S 1,050S 580S 1,060S 1,540S 1,800S 2,360S 760S 1,160S 1,580S 2,180S 2,360S 760S 1,280S 1,640S 2,180S 2,360S 2,600 S 2,600 S 2,600S 1,800 S 2,300 S 2,370S 3,290 S 4,240 S 4,760S 5,970 S 8,220 S 8,220S 8,920 S 9,750 S 11,030S 15,910 S 15,910 S 17,300As ChargedS 21,840 S 21,840 S 21,840S 7,000 pertreatmentS 9,800 per treatmentS 10,000per treatmentcourseCovered undergeneral benefitfeaturesS 31,300 per treatmentcourseN/AN/ACovered under generalbenefit features7

Benefits Schedule — AXA ShieldBenefit ParametersHospital WardEntitlementMediShieldLifeRestructuredHospital wardclass B2and belowAXA Shield(payout includes MediShield Life payout)Plan AStandardRoom inPrivateHospitalor PrivateMedicalInstitution,and belowPlan BStandardPlanRestructured RestructuredHospitalHospitalwardward class AclassB1and belowand belowRadiotherapyCancer TreatmentInpatient Treatments (Cont.)Continuation ofAutologous BoneCovered underS 14,040 perS 6,000 perMarrow TransplantStem Cell TransplanttreatmenttreatmentTreatment forMultiple MyelomaThe following are not covered under Inpatient Treatments:– Proton Beam Therapy Treatment– Cell, Tissue and Gene Therapy ProductsPlease refer to Additional Benefits of the Benefits Schedule for the Benefit limitsOutpatient TreatmentsChemotherapyS 3,000 perS 5,200 permonthmonthfor CancerImmunotherapyN/AN/Afor CancerExternalS 300 perS 880 per(Except HemitreatmenttreatmentBody)BrachytherapyS 500 pertreatmentHemi-BodyS 900 pertreatmentS 2,510 pertreatmentStereotacticS 1,800 pertreatmentS 6,210 pertreatmentS 1,100 permonthS 3,740 permonthKidney DialysisTreatment8As ChargedS 1,100 pertreatment

Benefits Schedule — AXA ShieldBenefit ParametersHospital WardEntitlementMediShieldLifeRestructuredHospital wardclass B2and belowAXA Shield(payout includes MediShield Life payout)Plan APlan BStandardRoom inPrivateHospitalor PrivateMedicalInstitution,and belowStandardPlanRestructured RestructuredHospitalHospitalwardward class AclassB1and belowand belowOutpatient Treatments (Cont.)Erythropoietin forChronic Kidney FailureS 200 permonthImmunosuppressantsfor Organ TransplantS 550 permonthLong-term ParenteralNutritionS 1,700 permonthAs ChargedN/AS 450 permonthS 1,480 permonthS 3,980 permonthThe following are not covered under Outpatient Treatments:– Proton Beam Therapy Treatment– Cell, Tissue and Gene Therapy ProductsPlease refer to Additional Benefits of the Benefits Schedule for the Benefit limits.Additional BenefitsPre-HospitalisationTreatmentAs Charged(within 180 days tAs Charged(within 365 days afterHospital discharge)N/APost-HospitalisationPsychiatric TreatmentAccidental InpatientDental TreatmentBenefitCovered underinpatient benefitfeaturesS 5,000 perPolicy Year(within 200days afterHospitaldischarge)S 2,500 perPolicy Year(within 200days afterHospitaldischarge)N/AAs Charged9

Benefits Schedule — AXA ShieldMediShieldLifeBenefit ParametersHospital WardEntitlementRestructuredHospital wardclass B2and belowAXA Shield(payout includes MediShield Life payout)Plan AStandardRoom inPrivateHospitalor PrivateMedicalInstitution,and belowPlan BStandardPlanRestructured RestructuredHospitalHospitalwardward class AclassB1and belowand belowAdditional Benefits (Cont.)Inpatient PregnancyComplications BenefitCovered underinpatient benefitfeaturesInpatient CongenitalAbnormalities Benefitfor Life Assured’sBiological Child(only for female LifeAssureds)Covered underinpatientbenefit featuresif child is LifeAssured underMediShield LifeInpatient CongenitalAbnormalities Benefitfor Life AssuredCovered underinpatient benefitfeaturesLiving Donor OrganCovered underTransplant (Life Assuredinpatient benefitas the Living Donorfeaturesdonating an organ)Living Donor OrganTransplant (Non-LifeAssured donating anorgan to Life Assuredrecipient)10As Charged(after a waiting period of300 days)CoveredunderinpatientbenefitfeaturesN/AAs Charged(after a waiting period of365 days)S 60,000 per S 40,000 pertransplanttransplant(after a(after awaitingwaitingperiod ofperiod of730 days)730 days)Life Assuredrecipient isS 60,000 per S 40,000 percovered undertransplanttransplantinpatient(after a(after abenefit features,waitingwaitingbut non-Lifeperiod ofperiod ofAssured donor’s730 days)730 days)costs will not becoveredN/A

Benefits Schedule — AXA ShieldMediShieldLifeBenefit ParametersHospital WardEntitlementRestructuredHospital wardclass B2and belowAXA Shield(payout includes MediShield Life payout)Plan AStandardRoom inPrivateHospitalor PrivateMedicalInstitution,and belowPlan BStandardPlanRestructured RestructuredHospitalHospitalwardward class AclassB1and belowand belowAdditional Benefits (Cont.)Emergency OverseasMedical TreatmentBenefitN/AAs Charged As Chargedpegged topegged toReasonable ReasonableandandCustomaryCustomarycharges ofcharges spitalsInpatient and utpatientProton Beam TherapyTreatmentN/AS 25,000 per S 15,000 perPolicy YearPolicy YearN/ACell, Tissue and GeneTherapy Products(CTGTPs) BenefitN/AS 50,000 per S 30,000 perPolicy YearPolicy YearN/AN/AMaximum LimitsS 1,000,000Policy Year LimitS 150,000S 2,500,000(If treated byAXA Panel ofspecialistsor atRestructuredHospital)S 550,000S 200,000Lifetime LimitNo limitNo limitNo limitNo limitLast Entry AgeNone75 years old75 years umageMaximum Coverage Age11

Benefits Schedule — AXA ShieldBenefitParametersHospital WardEntitlementMediShieldLifeAXA Shield(payout includes MediShield Life payout)Plan APlan BStandardRoom ospitalward class B2 or PrivateWard Classand belowMedicalA and belowInstitution,and belowStandard PlanRestructuredHospitalWard ClassB1 and belowPro-Ration Factors- Class C- Class B2- Class B2 - Class B1- Class A- Private Hospital- SubsidisedShort Stay Ward inRestructured Hospital- UnsubsidisedShort Stay Ward inRestructured Hospital- Subsidised DaySurgical Procedure inRestructured Hospital- Unsubsidised DaySurgical Procedure inRestructured Hospital- Day Surgical Procedurein Private Hospital/Clinic- SubsidisedOutpatient Treatment inRestructured Hospital- UnsubsidisedOutpatient Treatmentin Restructured Hospital- Outpatient Treatmentin Private Hospital/ Clinic12SC 100%100%70%43%35%35%PR 44%58%47%38%35%35%SC PR SC PR SC 100%100%100%100%80%50%PR 100%100%100%90%80%50%100% 0%100%100%65%65%100%70%35%100%100% 58%35%35%25%25%100%70%100% 67%100%50%6 50%650%6 50%670%

Benefits Schedule — AXA ShieldBenefitParametersHospital WardEntitlementMediShieldLifeAXA Shield(payout includes MediShield Life payout)Plan APlan BStandardRoom ospitalward class B2 or PrivateWard Classand belowMedicalA and belowInstitution,and belowStandard PlanRestructuredHospitalWard ClassB1 and belowDeductible7For ages 80 and below, as of age next birthdayClass CS 1,500S 1,500S 1,500S 1,500Class B2S 2,000S 2,000S 2,000S 2,000Class B2 S 2,000S 2,000S 2,000S 2,000Class B1S 2,000S 2,500S 2,500S 2,500Class A and Private HospitalS 2,000S 3,500S 3,500S 2,500SubsidisedDay Surgical Procedure/Short Stay Ward inRestructured HospitalS 1,500S 3,000S 3,000S 1,500Unsubsidised DaySurgical Procedure inRestructured HospitalS 1,500S 3,000S 3,000S 2,000Unsubsidised ShortStay Ward inRestructured HospitalS 2,000S 3,000S 3,000S 2,000Day Surgical Procedure inPrivate Hospital/ClinicS 1,500S 3,000S 3,000S 2,000For ages 81 and above, as of age next birthdayClass CS 2,000S 2,250S 2,250S 2,000Class B2S 3,000S 3,000S 3,000S 3,000Class B2 S 3,000S 3,000S 3,000S 3,000Class B1S 3,000S 3,750S 3,750S 3,000Class A and Private HospitalS 3,000S 5,250S 5,250S 3,00013

Benefits Schedule — AXA ShieldBenefitParametersHospital WardEntitlementMediShieldLifeAXA Shield(payout includes MediShield Life payout)Plan APlan BStandardRoom ospitalward class B2 or PrivateWard Classand belowMedicalA and belowInstitution,and belowStandard PlanRestructuredHospitalWard ClassB1 and belowSubsidisedDay Surgical Procedure/Short Stay Ward inRestructured HospitalS 2,000S 4,500S 4,500S 2,000Unsubsidised DaySurgical Procedure inRestructured HospitalS 2,000S 4,500S 4,500S 3,000Unsubsidised ShortStay Ward inRestructured HospitalS 3,000S 4,500S 4,500S 3,000Day Surgical Procedure inPrivate Hospital/ClinicS 2,000S 4,500S 4,500S 3,000Co-InsuranceAll Ward Classes & Day Surgical Procedures Claimable Amount8S 0 - S 5,00010%10%10%10%S 5,001 - S 10,0005%10%10%10% S 10,0003%10%10%10%Outpatient Treatments10%10%10%10%Note:The above is a summarised version of the benefits you will receive under AXA Shield.Please refer to the applicable General Provisions for more details on the benefits.Footnotes:1. Includes meal charges, prescriptions, professional charges, investigations and othermiscellaneous charges.2. Claimable only upon referral from an acute hospital for further medical treatmentafter an inpatient admission.3. Classified according to their level of complexity, which increases from Tables 1 to 7 ofthe Ministry of Health Singapore (MOH)'s Table of Surgical Procedures.14

4. Includes Intravascular electrodes used for electrophysiological procedures,Percutaneous Transluminal Coronary Angioplasty (PTCA) Balloons, and Intra-aorticballoons (or Balloon Catheters).5. Includes Novalis radiosurgery and Gamma Knife treatments.6. Pro-ration for non-subsidised outpatient cancer treatments is applicable. Dialysisrelated treatment and immunosuppressants will not be pro-rated.7. Deductible is not applicable for outpatient treatments.8. Claimable Amount is the lower of the claim limit in the table or the amount afteradjusting the charges for pro-ration, if needed. SC – Singapore CitizenPR – Singapore Permanent Resident15

Benefits Schedule — AXA Enhanced CareAXA Enhanced Care is attachable as a rider if you have purchased an AXA Shield plan.All the Deductible and Co-insurance amounts under AXA Shield is covered, but subjectto the Deductible, Co-insurance and Co-payment Cap under AXA Enhanced Care.BenefitParametersAXA Enhanced CarePlan APlan BStandard PlanBenefits subject to Co-insurance and Co-payment Cap, but not subject to DeductiblePlanned OverseasMedical TreatmentUp to S 50,000Up to S 50,000Up to S 25,000per policy year,per policy year,per policy year,subject to a Waiting subject to a Waiting subject to a WaitingPeriod of 90 daysPeriod of 90 daysPeriod of 90 daysEmergency OutpatientTreatment due toAccidentUp to S 3,000per policy yearUp to S 1,500per policy yearUp to S 750per policy yearCoverage forFractures, Dislocationsand Sports Injuries(Outpatient Benefit)Up to S 600per policy yearUp to S 300per policy yearUp to S 150per policy yearCoverage for DengueFever. Hand, Foot &Mouth Disease,Food Poisoning(Outpatient Benefit)Up to S 300per policy yearUp to S 150per policy yearUp to S 75per policy yearBenefits not subject to Deductible, Co-insurance and Co-payment CapAmbulance Charges/Taxi ChargesTraditional ChineseMedicine (TCM)AccommodationCharges forImmediate Family16Up to S 200 perHospitalisationUp to S 100 perHospitalisationUp to S 50 perHospitalisationS 50 per visit,up to S 6,500per policy yearS 50 per visit,up to S 3,500per policy yearS 50 per visit,up to S 1,500per policy year(within365 days postHospitalisation)(within365 days postHospitalisation)(within365 days postHospitalisation)S 60 per day,up to 12 days perHospitalisationS 60 per day,up to 12 days perHospitalisationS 30 per day,up to 12 days perHospitalisation

Benefits Schedule — AXA Enhanced CareBenefitParametersCo-PaymentDeductible(per policy year)Co-insurance(per claim)Co-payment Cap(per policy year)All Wards, Day Surgical Procedures and Short Stay WardsRestructured/Community HospitalS 05%S 3,000Private Hospital(treated by AXA Panelof Specialists)S 05%S 3,000Private Hospital(not treated by AXAPanel of Specialists)S 1,5005%N/ARestructured/Community HospitalN/A5%S 3,000Private Hospital(treated by AXA Panelof Specialists)N/A5%S 3,000Private Hospital(not treated by AXAPanel of Specialists)N/A5%N/AOutpatient Treatments17

Premium Rates – AXA Shield Plan AThe table below shows the breakdown of premiums for a standard life* under AXA Shield Plan A.For Singapore Citizens/Permanent ResidentsAXA Shield Plan AAge NextBirthday1 to 34 to 1011 to 1819 to 2021 to 2526 to 3031 to 3536 to 4041 to 4546 to 5051 to 5556 to 6061 to 6566 to 6869 to 7071 to 7374 to 7576 to 78 79 to 80 81 to 83 84 to 85 86 to 88 89 to 90 91 to 93 94 to 95 96 to 98 99 to 100 A standard life is a Life Assured who, at point of proposal, does not have anypre-existing conditions.**Your MediShield Life Premiums may differ depending on your Premium subsidies,Premium rebates and whether you need to pay for the Additional Premiums. TheNet MediShield Life Premium Payable after accounting for these is fully payableby Medisave. For renewal only.*18Annual premium per person (inclusive of 7% GST)Premium rates are non-guaranteedAdditional Private Insurance CoverageMediShield LifePremiumsAdditionalAXA Shield PlanCash Outlay(Fully payable byWithdrawalA Premiums(Plan A)**Medisave )Limits (AWLs)S 145.00S 189.00S 0.00S 145.00S 171.00S 0.00S 145.00S 171.00S 0.00S 145.00S 185.00S 0.00S 300.00S 250.00S 185.00S 0.00S 250.00S 226.00S 0.00S 390.00S 292.00S 0.00S 390.00S 300.00S 0.00S 525.00S 600.00S 0.00S 525.00S 600.00S 0.00S 800.00S 906.00S 306.00S 600.00S 800.00S 1,184.00S 584.00S 1,020.00S 1,601.00S 1,001.00S 1,100.00S 2,196.00S 1,596.00S 1,100.00S 2,247.00S 1,647.00S 1,195.00S 3,177.00S 2,277.00S 1,320.00S 3,536.00S 2,636.00S 1,530.00S 4,403.00S 3,503.00S 1,590.00S 4,809.00S 3,909.00S 1,675.00S 5,029.00S 4,129.00S 1,935.00S 5,856.00S 4,956.00S 900.00S 2,025.00S 6,010.00S 5,110.00S 2,025.00S 6,583.00S 5,683.00S 2,055.00S 7,644.00S 6,744.00S 2,055.00S 8,113.00S 7,213.00S 2,055.00S 8,996.00S 8,096.00S 2,055.00S 10,077.00S 9,177.00

Premium Rates – AXA Shield Plan BThe table below shows the breakdown of premiums for a standard life* under AXA Shield Plan B.For Singapore Citizens/Permanent ResidentsAXA Shield Plan BAnnual premium per person (inclusive of 7% GST)Premium rates are non-guaranteedAdditional Private Insurance CoverageAge NextBirthdayMediShield LifePremiums(Fully payable byMedisave**)AXA Shield PlanB Premiums1 to 34 to 1819 to 2021 to 3031 to 3536 to 4041 to 4546 to 5051 to 5556 to 6061 to 6566 to 7071 to 7374 to 7576 to 78 79 to 80 81 to 83 84 to 85 86 to 88 89 to 90 91 to 93 94 to 95 96 to 98 99 to 100 S 145.00S 145.00S 145.00S 250.00S 390.00S 390.00S 525.00S 525.00S 800.00S 800.00S 1,020.00S 1,100.00S 1,195.00S 1,320.00S 1,530.00S 1,590.00S 1,675.00S 1,935.00S 2,025.00S 2,025.00S 2,055.00S 2,055.00S 2,055.00S 2,055.00S 78.00S 78.00S 78.00S 90.00S 156.00S 156.00S 229.00S 312.00S 411.00S 468.00S 667.00S 947.00S 1,278.00S 1,560.00S 1,747.00S 1,957.00S 2,193.00S 2,454.00S 2,749.00S 3,078.00S 4,445.00S 4,445.00S 4,446.00S 4,843.00AdditionalWithdrawalLimits (AWLs)S 300.00S 600.00S 900.00Cash Outlay(Plan B)S 0.00S 0.00S 0.00S 0.00S 0.00S 0.00S 0.00S 0.00S 0.00S 0.00S 67.00S 347.00S 378.00S 660.00S 847.00S 1,057.00S 1,293.00S 1,554.00S 1,849.00S 2,178.00S 3,545.00S 3,545.00S 3,546.00S 3,943.00 A standard life is a Life Assured who, at point of proposal, does not have anypre-existing conditions.**Your MediShield Life Premiums may differ depending on your Premium subsidies,Premium rebates and whether you need to pay for the Additional Premiums. TheNet MediShield Life Premium Payable after accounting for these is fully payableby Medisave. For renewal only.*19

Premium Rates – AXA Shield Standard PlanThe table below shows the breakdown of premiums for a standard life* under AXA ShieldStandard Plan.For Singapore Citizens/Permanent ResidentsAXA Shield Standard PlanAnnual premium per person (inclusive of 7% GST)Premium rates are non-guaranteedMediShield LifePremiums(Fully payable byMedisave**)1 to 34 to 1819 to 2021 to 3031 to 3536 to 4041 to 4546 to 5051 to 5556 to 6061 to 6566 to 7071 to 7374 to 7576 to 7879 to 8081 to 8384 to 8586 to 8889 to 9091 to 9394 to 9596 to 9899 to 100S 145.00S 145.00S 145.00S 250.00S 390.00S 390.00S 525.00S 525.00S 800.00S 800.00S 1,020.00S 1,100.00S 1,195.00S 1,320.00S 1,530.00S 1,590.00S 1,675.00S 1,935.00S 2,025.00S 2,025.00S 2,055.00S 2,055.00S 2,055.00S 2,055.00Additional Private Insurance CoverageAXA ShieldStandard PlanPremiumsS 40.00S 40.00S 40.00S 50.00S 62.00S 62.00S 107.00S 107.00S 142.00S 161.00S 279.00S 419.00S 653.00S 795.00S 1,108.00S 1,185.00S 1,222.00S 1,373.00S 1,543.00S 1,742.00S 2,557.00S 2,793.00S 2,927.00S 3,193.00AdditionalWithdrawalLimits (AWLs)S 300.00S 600.00S 900.00Cash Outlay(Standard Plan)S 0.00S 0.00S 0.00S 0.00S 0.00S 0.00S 0.00S 0.00S 0.00S 0.00S 0.00S 0.00S 0.00S 0.00S 208.00S 285.00S 322.00S 473.00S 643.00S 842.00S 1,657.00S 1,893.00S 2,027.00S 2,293.00 A standard life is a Life Assured who, at point of proposal, does not have anypre-existing conditions.**Your MediShield Life Premiums may differ depending on your Premium subsidies,Premium rebates and whether you need to pay for the Additional Premiums. TheNet MediShield Life Premium Payable after accounting for these is fully payableby Medisave.*20Age NextBirthday

Premium Rates – AXA Enhanced CareAXA Enhanced Care is attachable as a rider if you have purchased AXA Shield plan.The following table shows the premium for a standard life*.AXA Enhanced CareAnnual premium per person (inclusive of 7% GST)Premium rates are non-guaranteedAge NextBirthday1 to 34 to 1011 to 1819 to 2021 to 2526 to 3031 to 3536 to 4041 to 4546 to 5051 to 5556 to 6061 to 6566 to 7071 to 7374 to 7576 to 78 79 to 80 81 to 83 84 to 85 86 to 88 89 to 90 91 to 93 94 to 95 96 to 98 99 to 100 Plan APlan BStandard PlanS 540.00S 384.00S 300.00S 307.00S 314.00S 325.00S 374.00S 380.00S 386.00S 503.00S 607.00S 1,078.00S 1,357.00S 1,961.00S 2,432.00S 2,771.00S 3,082.00S 3,280.00S 4,066.00S 4,117.00S 4,241.00S 4,482.00S 4,846.00S 5,225.00S 5,899.00S 6,156.00S 390.00S 220.00S 195.00S 195.00S 195.00S 195.00S 200.00S 205.00S 240.00S 290.00S 330.00S 450.00S 879.00S 1,100.00S 1,250.00S 1,300.00S 1,510.00S 1,800.00S 1,900.00S 2,000.00S 2,030.00S 2,100.00S 2,200.00S 2,600.00S 2,800.00S 3,000.00S 204.00S 153.00S 150.00S 150.00S 150.00S 150.00S 176.00S 180.00S 216.00S 240.00S 290.00S 360.00S 490.00S 905.00S 1,084.00S 1,168.00S 1,310.00S 1,385.00S 1,538.00S 1,678.00S 1,798.00S 2,010.00S 2,178.00S 2,304.00S 2,438.00S 2,495.00 A standard life is a Life Assured who, at the point of proposal, does not have anypre-existing conditions. For renewal only.*21

Important InformationAXA Shield and AXA Enhanced Care are plans underwritten by AXA Insurance Pte Ltd(“AXA”). This brochure is not a contract of insurance and not for use outside Singapore.The precise terms and conditions are specified in the policy contract.This brochure is for your information only and does not have any regard to your specificinvestment objectives, financial situation or particular needs. You may wish to seekadvice from a financial consultant before making a commitment to buy the product, andif you choose not to seek advice, you should consider whether the product is suitablefor you.This is only product information provided by us. You should seek advice from a financialconsultant if in doubt. Buying health insurance products that are not suitable for youmay impact your ability to finance your future healthcare needs.A Product Summary is available and may be obtained from a financial consultantrepresenting AXA. You should read it before deciding whether to purchase the policy. Ifyou decide that the policy is not suitable after purchasing it, you may terminate the policyin accordance with the free-look provision, and AXA may recover from you any expensesincurred in underwriting the policy. A penalty may be imposed for early termination andthe new policy may cost more, or have less benefits at the same cost.Protected up to specified limits by SDIC.This advertisement has not been reviewed by the Monetary Authority of Singapore.All information is correct as of 1 April 2022.Contact Us1800 880 4888 (Singapore)65 6880 4888 (International)comsvc@axa.com.sgaxa.com.sgLike our Facebook Pagefacebook.com/AXASingaporeAXA Insurance Pte Ltd(Company Reg No. 199903512M)8 Shenton Way #24-01 AXA TowerSingapore 068811Download MyAXAOr scan here23

AXA Shield complements your MediShield Life coverage. Increased claim limits for hospitalisation treatments as compared to MediShield Life Pre-hospitalisation treatment of 180 days and post-hospitalisation treatment of 365 days Value-added services## comprising an extensive AXA Shield Panel and Letter of Guarantee service