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Notice to membersAsgard Infinity eWRAP Super/Pension5 December 2021Asgard Infinity eWRAP Super/Pension no longer available to newmembers from 5 December 2021Asgard Infinity eWRAP Super/Pension will no longer available to new members from 5 December 2021.Existing members in Asgard Infinity eWRAP Super/Pension are not impacted by the closure and will continue to haveaccess to the current features and functionality of the product.For more informationasgard.com.au1800 998 185PO Box 7490, Cloisters Square, WA 6850
Updating informationAsgard Infinity eWRAP Super/Pension1 July 2022Updating the information in the Asgard Infinity eWRAP Super/PensionProduct Disclosure Statement and Additional Information BookletThe information in this notice dated 1 July 2022 updates the information contained in the Asgard Infinity eWRAPSuper/Pension Product Disclosure Statement (as updated or supplemented) (PDS) and Additional Information Booklet (AIB)dated 15 March 2021, issued by BT Funds Management Limited ABN 63 002 916 458 AFSL No. 233724, the trustee andissuer of Asgard Infinity eWRAP Super/Pension, and should be read together with the PDS and AIB (as updated).Changes to superannuation lawFrom 1 July 2022, super measures that were announced in the 2021 Federal Budget will come into effect. To reflect thesechanges, the following updates are made to the Asgard Infinity eWRAP Super/Pension PDS and AIB:1. Removal of the work testEffective 1 July 2022, individuals aged between 67-74 won’t need to satisfy the ‘work test’ before making non-concessionalcontributions and salary sacrifice contributions to their superannuation. However, to claim a tax deduction on a personalcontribution, individuals still need to satisfy the work test requirement. Refer to ato.gov.au for eligibility requirements.This change also enables the use of the ‘bring forward’ provisions to be extended, meaning individuals have from age 67to the year they turn 75 to bring forward non-concessional contribution caps if the total super balance and remainingcontribution cap allows it.To reflect this, the following updates are made to the PDS and AIB:In the section ‘Contributing to super’ under ‘How super works’ on page 7 of the PDS, the first paragraph is deleted andreplaced with:There are several types of super contributions – for example, personal, spouse, and employer contributions, aswell as Government contributions. Generally, if you are under 75, your super fund can accept all these types ofcontributions. Once you turn 75, restrictions apply.The table ‘Summary of age restrictions on contribution types’ on page on page 5 of the AIB is deleted and replaced withthe following:Your situationEmployer contributionSG and awardYou are under age 75 You are aged 75 or older2 Other contribution typesSalary sacrificeand voluntary Personal1Spouse 1 If eligible, you may be able to claim a tax deduction for your personal contributions. You must complete a ‘Notice of intent toclaim or vary a deduction for personal super contributions (Personal Tax Deduction Notice)’ and receive an acknowledgementfrom us before claiming personal contributions as a tax deduction in your tax return. Refer to ‘Summary of tax applicable tosuper and pension accounts’ in section ‘2. How super is taxed’ on page 14 of this AIB for further information.2. Other than for SG and Award employer contributions or downsizer contributions, the contribution must be received on orbefore the day that is 28 days after the end of the month in which you turn 75 (eg if your birthday is in February, the contributionmust be received by 28 March).
The section titled ‘Work test exemption’ on page 6 of the AIB is deleted.2. Extension to the reduction of the minimum pension drawdown rateIn 2020, the Government announced a temporary reduction to the minimum pension drawdown rates to support olderAustralian during the pandemic. This temporary reduction is extended for 2022/23 financial year.As a result of this change, the reduced minimum pension amounts shown in the table on page 8 of the AIB continue toapply for the 2022-23 financial year.3. Change to eligibility age for downsizer contributionsFrom 1 July 2022, the age at which individuals can make downsizer contributions of up to 300,000 to super decreased toage 60.To reflect this, the first paragraph under ‘Contributions from the sale of your primary residence’ on page 6 of the AIB isdeleted and replaced with:If you are aged 60 or over, you may be eligible to contribute up to 300,000 ( 600,000 combined for a couple) fromthe proceeds of the sale of your principal residence to your superannuation as a downsizer contribution.4. First Home Super Saver Scheme extendedFrom 1 July 2022, the amount that first home buyers can contribute to superannuation for the purpose of a first homedeposit increased to 50,000.To reflect this, the first paragraph under ‘First Home Super Saver Scheme’ on page 53 of the AIB is deleted and replacedwith:First-home buyers are allowed to contribute up to 15,000 pa (and 50,000 in total) to superannuation for thepurpose of a first home deposit.In addition, the final paragraph of this section is deleted and replaced with:Voluntary contributions that can be accessed under the FHSSS are capped at 15,000 per financial year, and 50,000 in total. This means if an individual makes 20,000 in voluntary contributions in one financial year, only 15,000 of these contributions can be released.Changes to the tax treatment of capital lossesWe have amended the way tax benefits of capital losses are applied when an account is closed. Members that close theirsuper account or transition to retirement (TTR) account will receive a 10% tax credit for the offset of any current yearcapital losses against any current year capital gain. This means capital losses may reduce the amount of tax applied oncapital gains.To reflect this, the following updates are made to the AIB:On page 13 of the AIB, under ‘Tax on closure of your account’, the first paragraph is deleted and replaced with:If you close your account, other than by transferring to an eWRAP Pension, all investments will be sold and tax will beapplied at 15%, or 10% on the capital gains. A 10% tax credit will be applied for any current year capital losses thatcan be offset against current year capital gains at the time of closure. All tax provisions owing, including capital gainstax on the realisation, will be deducted from your account prior to closure.Additionally, the third paragraph in this section is deleted and replaced with:You will not be eligible for the annual tax adjustments which relate to the financial year in which your account isclosed, including franking credits, and any additional capital losses that were not able to be offset at the time ofclosure.In the table titled ‘Summary of tax applicable to super and pension accounts’ on page 14 of the AIB, the following sentenceis added to the end of ‘Important notes’ in the ‘Capital gains’ row:On account closure, members receive a 10% tax credit for any current year capital losses that can be offsetagainst current year capital gains at the time of closure.Footnote 3 in the table on page 14 is deleted and replaced with:3. You will not be eligible for annual tax adjustments if you close your account before 30 June of the relevant year.
For more informationasgard.com.au1800 998 185PO Box 7490, Cloisters Square, WA 6850Information is current as at 1 July 2022. BT Funds Management Limited (ABN 63 002 916 458, AFSL 233724 (Trustee) is the trustee and issuerof eWRAP Super/Pension, Infinity eWRAP Super/Pension, Elements Super Pension and Managed Profiles and Separately Managed AccountsSuper/Pension (Super/Pension), a part of Asgard Independence Plan – Division 2 ABN 90 194 410 365 (the Fund) and the issuer of this notice.Asgard Capital Management ABN 92 009 279 592 AFSL 240695 (ACML) (Administrator) administers Super/Pension. A Product DisclosureStatement (PDS) is available for Super/Pension and can be obtained from your financial adviser. You should obtain and carefully consider the PDSand other related disclosure documents before deciding whether to acquire, continue to hold or dispose of interests in Super/Pension. Theinformation provided is factual only and does not constitute financial product advice. Before acting on it, you should seek independentadvice about its appropriateness to your objectives, financial situation and needs. The Trustee and Administrator are part of WestpacBanking Corporation ABN 33 007 457 141 (Westpac). Unless otherwise disclosed in the PDS, investments through a Super/Pensionaccount are not deposits with, investments in, or other liabilities of, Westpac or any other company within the Westpac Group. They aresubject to investment risk, including possible delays in repayment and loss of income and principal invested. Westpac and its relatedentities do not stand behind or otherwise guarantee the capital value or investment performance of the specific investments you select orthe account generally.
Updating informationAsgard Infinity eWRAP Super/Pension10 April 2022Updating the information in the Asgard Infinity eWRAP Super/PensionProduct Disclosure StatementThe information in this notice dated 10 April 2022 updates the information contained in the Asgard Infinity eWRAPSuper/Pension Product Disclosure Statement (as updated or supplemented) (PDS) dated 15 March 2021 issued by BTFunds Management Limited ABN 63 002 916 458 AFSL No. 233724, the trustee and issuer of Asgard Infinity eWRAPSuper/Pension, and should be read together with the PDS (as updated).Change to adviser fees on contributionsFrom 10 April 2022, to simplify and streamline the choice of fees available within our products, we are replacing the feetype ‘Adviser fee – Contributions’ with ‘Initial deposit contribution fee’. This will reflect that advice fees on contributions willonly be payable on your initial contribution and are no longer payable on subsequent contributions to your Asgard InfinityeWRAP Super/Pension account.As a result of these changes, the following updates are made to the Asgard Infinity eWRAP Super/Pension PDS:Within the heading ‘Adviser remuneration/fees’ on page 24, the first paragraph is deleted and replaced with;Our fee structure provides you and your financial adviser with flexibility when determining the fee they receive for thefinancial advice and related services they provide to you in relation to your account. The following optional fees areavailable for you to select the most appropriate remuneration arrangement with your financial adviser:– Initial deposit contribution fee,– Ongoing adviser fee, and– One-off adviser fee.Within the heading ‘Opting-out from advice’ on pages 24 and 25, the second paragraph is deleted and replaced with:If you opt out of the ongoing adviser fees paid to your financial adviser, we will generally cease paying the ongoingadviser fees from the beginning of the month in which your request is processed by us. However, if you haveinstructed us to cease paying adviser fees without terminating or opting out of an ongoing fee arrangement with yourfinancial adviser, then you may still be personally liable to pay the adviser fees as agreed under that arrangement. Forinformation on disclosure of your financial adviser’s remuneration, refer to ‘Disclosure of fees and costs received byyour financial adviser’ later in this section.The section ‘Adviser fee - Contributions’ on page 25 is deleted and replaced with:Initial deposit contribution feeYou and your financial adviser may agree the amount of adviser remuneration that will apply to financial advice andrelated services provided in relation to the initial contribution into your account (whether made by you, your employeror another person on your behalf). It can be between nil and 5.5% (including GST). When you agree to the amount ofthe fee, you consent to us deducting and paying this amount from your account at the same time as we receive yourinitial contribution.
For more informationasgard.com.au1800 998 185PO Box 7490, Cloisters Square, WA 6850Information is current as at 10 April 2022. BT Funds Management Limited (ABN 63 002 916 458, AFSL 233724 (Trustee) is the trustee and issuerof eWRAP Super/Pension, Infinity eWRAP Super/Pension, Elements Super Pension and Managed Profiles and Separately Managed AccountsSuper/Pension (Super/Pension), a part of Asgard Independence Plan – Division 2 ABN 90 194 410 365 (the Fund) and the issuer of this notice.Asgard Capital Management ABN 92 009 279 592 AFSL 240695 (ACML) (Administrator) administers Super/Pension. A Product DisclosureStatement (PDS) is available for Super/Pension and can be obtained from your financial adviser. You should obtain and carefully consider the PDSand other related disclosure documents before deciding whether to acquire, continue to hold or dispose of interests in Super/Pension. Theinformation provided is factual only and does not constitute financial product advice. Before acting on it, you should seek independentadvice about its appropriateness to your objectives, financial situation and needs. The Trustee and Administrator are part of WestpacBanking Corporation ABN 33 007 457 141 (Westpac). Unless otherwise disclosed in the PDS, investments through a Super/Pensionaccount are not deposits with, investments in, or other liabilities of, Westpac or any other company within the Westpac Group. They aresubject to investment risk, including possible delays in repayment and loss of income and principal invested. Westpac and its relatedentities do not stand behind or otherwise guarantee the capital value or investment performance of the specific investments you select orthe account generally.
Updating informationAsgard Infinity eWRAP Super/Pension1 October 2021Updating the information in the Asgard Infinity eWRAP Super/PensionProduct Disclosure StatementThe information in this notice dated 1 October 2021 updates the information contained in the Asgard Infinity eWRAPSuper/Pension Product Disclosure Statement (as updated or supplemented) (PDS) dated 15 March 2021 issued by BTFunds Management Limited ABN 63 002 916 458 AFSL No. 233724, the trustee and issuer of Asgard Infinity eWRAPSuper/Pension, and should be read together with the PDS (as updated).Changes to insurance options (super only)From 1 October 2021, there will be some changes to the insurance cover available to you through your Asgard InfinityeWRAP Super account, with access to certain insurance cover only available through financial advisers. This will meanthat if your relationship with your financial adviser ends, and you do not appoint a new financial adviser, certain insurancecover may no longer be available for you to access through your Asgard Infinity eWRAP Super account.As a result of these changes, the following updates are made to the Asgard Infinity eWRAP Super PDS:Under the heading ‘Features of the eWRAP Super account’ on page 4, the second bullet point is deleted andreplaced with:-Insurance options: Insurance may be available including Income Protection, Term Life or Life Protection andTotal and Permanent Disablement (TPD) Protection to protect you and your family from the impact of anyunforeseen events such as serious sickness or injury. Speak to your financial adviser for more information aboutthe insurance options available to you. If you subsequently end your relationship with your adviser, the insuranceoptions available to you may change. Refer to ‘What happens if you do not appoint a replacement financialadviser’ in this PDS for more information.In the ‘6. General Information’ section on page 26 of the PDS, the following paragraph is added to the end of thesection titled ‘What happens if you do not appoint a replacement financial adviser’:If you do not appoint a new financial adviser, some insurance options will no longer be available to you. This mayinclude the insurers available to you and also the types of insurance cover you can access through your account.Note that any existing insurance policies you hold at the time you end the relationship with your adviser will not beimpacted by these changes. Any existing cover you have will be retained, and you will also be able to renew,amend or cancel those policies.Contact your financial adviser or call Customer Relations for more information on the potential impacts of ceasing therelationship with your financial adviser, and the impacts this may have on the types of insurance cover available to youthrough your Asgard Infinity eWRAP Super account.
For more informationasgard.com.au1800 998 185PO Box 7490, Cloisters Square, WA 6850Information is current as at 1 October 2021. BT Funds Management Limited (ABN 63 002 916 458, AFSL 233724 (Trustee) is the trustee andissuer of eWRAP Super/Pension, Infinity eWRAP Super/Pension, Elements Super Pension and Managed Profiles and Separately ManagedAccounts Super/Pension (Super/Pension), a part of Asgard Independence Plan – Division 2 ABN 90 194 410 365 (the Fund) and the issuer ofthis notice. Asgard Capital Management ABN 92 009 279 592 AFSL 240695 (ACML) (Administrator) administers Super/Pension. A ProductDisclosure Statement (PDS) is available for Super/Pension and can be obtained from your financial adviser. You should obtain and carefullyconsider the PDS and other related disclosure documents before deciding whether to acquire, continue to hold or dispose of interests inSuper/Pension. The information provided is factual only and does not constitute financial product advice. Before acting on it, you shouldseek independent advice about its appropriateness to your objectives, financial situation and needs. The Trustee and Administrator arepart of Westpac Banking Corporation ABN 33 007 457 141 (Westpac). Unless otherwise disclosed in the PDS, investments through aSuper/Pension account are not deposits with, investments in, or other liabilities of, Westpac or any other company within the WestpacGroup. They are subject to investment risk, including possible delays in repayment and loss of income and principal invested. Westpacand its related entities do not stand behind or otherwise guarantee the capital value or investment performance of the specific investmentsyou select or the account generally.
Asgard Infinity eWRAP Super/PensionProduct Disclosure StatementIssue date: 15 March 2021
Trustee of Asgard Infinity eWRAP Super/Pension (Infinity eWRAP Super/Pension) and issuer of this ProductDisclosure Statement (PDS)BT Funds Management Ltd (BTFM)ABN 63 002 916 458AFSL 233724Administrator and Custodian of Infinity eWRAP Super/PensionAsgard Capital Management Ltd (Asgard)ABN 92 009 279 592AFSL 240695This PDS is available from financial advisers across Australia.Updating the information in this PDSThis PDS is up to date as at the time of preparation. From time to time we may change or update information in this PDS thatis not materially adverse to your interests (or the change is otherwise permitted under superannuation law), provided we giveyou a means of finding out about these changes. You can do this by calling Customer Relations on 1800 731 812 or, if youare an existing investor, you can check Investor Online. You can also obtain a paper copy of the updated information free ofcharge by contacting your financial adviser or us.Who can apply?The offer or invitation to which this PDS relates is only available to members receiving this PDS in Australia, and who have anAustralian licensed or authorised adviser who is registered to distribute Asgard Infinity eWRAP Super/Pension. The Trusteemay, at its discretion, refuse to accept applications from particular persons or classes of persons.Before ApplyingBefore applying for an Asgard Infinity eWRAP Super/Pension account (account), it is important that you read the followingdocuments:DocumentWhat it contains?Asgard Infinity eWRAP Super/PensionPDSGeneral information about Asgard Infinity eWRAP Super/PensionAsgard Infinity eWRAP Super/Pension– Additional Information Booklet (AIB)Detailed information about how eWRAP Super/Pension works, in particular:––––––––how super workshow super is taxedyour investment optionshow your account worksadditional explanation of fees and other costsother informationinvestor declaration, conditions and acknowledgments, andglossary.In the AIB, Infinity eWRAP Super/Pension is referred to as ‘eWRAP Super/Pension’.The AIB is available online atwww.advisernet.com.au/avncontent/asgard/product info/about/ewrap-suppen-AIB.pdfAsgard Infinity eWRAP Super/Pension– List of Available Investment OptionsInformation on the managed investments available through Asgard Infinity eWRAPSuper/Pension.You can obtain copies of these documents free of charge from your financial adviser or by calling Customer Relationson 1800 731 812.2
Contents1About Infinity eWRAP Super/Pension2What you need to know about super3How Infinity eWRAP Super/Pension works4What are the risks5Fees and other costs6General information7Quick reference guide481017182732About BTFMThis PDSThe Trustee of Asgard Infinity eWRAP Super and AsgardInfinity eWRAP Pension (collectively referred to as AsgardInfinity eWRAP Super/Pension) and the issuer of this PDS is BTFunds Management Limited ABN 63 002 916 458 AFSL 233724(BTFM, we, us, our and the Trustee). BTFM prepared this PDSon 11 March 2021, and the issue date is 15 March 2021.Information in this PDS, or that forms part of this PDS, has beenprepared in accordance with our obligations undersuperannuation law and its terms do not form the basis of acontractual relationship between you and us, except where thisis specifically intended to be the case (for example, in the‘Investor declarations, conditions and acknowledgements’section in the AIB, and in relation to any other acknowledgementand representations you make to us in the forms).BTFM is a subsidiary of Westpac Banking CorporationABN 33 007 457 141 AFSL 233714 (Westpac) and is a memberof the Westpac Group.Other than as specified by legislation, including superannuationlaw, this PDS does not confer on you any additional rights. TheTrustee reserves the right to change the features and provisionsrelating to this product as contained in this PDS, but will provideyou with notice of any such change or the ability to access suchinformation pursuant to superannuation law (see ‘Keeping youinformed’ in the ‘General information’ section in this PDS).About AsgardAsgard Capital Management Ltd ABN 92 009 279 592, AFSL240695 (Asgard and the Administrator) is the custodian andadministrator of Asgard Infinity eWRAP Super/Pension.Asgard is a subsidiary of Westpac and a member of the WestpacGroup. Asgard has consented to being named in this PDS.General advice warningThe provision of the investments available through Asgard InfinityeWRAP Super/Pension or any other investment information,examples or statements in this PDS, should not be taken as thegiving of financial product advice by us. The information providedin this PDS is general information only. It does not take intoaccount your investment objectives, financial situation or needs.Before acting on the information, you should consider theappropriateness of the information having regard to yourpersonal objectives, financial situation and needs.About AdvanceAdvance Asset Management Limited ABN 98 002 538 329AFSL 240902 (Advance) is the responsible entity of some of themanaged investments that are available through the AsgardAsgard Infinity eWRAP Super/Pension. Advance has consentedto being named in this PDS.Advance is a subsidiary of Westpac and is a member of theWestpac Group.Investment in Asgard Infinity eWRAP Super/PensionAbout Asgard Infinity eWRAP Super/PensionApart from any interest you may have in underlying bankaccounts and assets held at St.George and/or Westpac throughyour Transaction Account, Westpac term deposit products orWestpac securities acquired through Infinity eWRAPSuper/Pension (through your Transaction Account or otherwise)an investment in, Infinity eWRAP Super/Pension is not aninvestment in, deposit with or any other liability of Westpac orany other company in the Westpac Group. The Infinity eWRAPSuper and eWRAP Pension accounts and the investments youselect are subject to investment risk, including possible delaysin repayment and the loss of income and capital invested.Asgard Infinity eWRAP Super/Pension is part of the AsgardIndependence Plan – Division 2 ABN 90 194 410 365 (the Fund).Your rights in relation to Asgard Infinity eWRAP Super/Pensionare governed by the Asgard Independence Plan –Superannuation Trust Deed dated 12 May 1988 as amendedfrom time to time (the Trust Deed) (which overrides anyinconsistent provisions in this PDS), superannuation law andthe general law.The Trustee, Asgard and Westpac (including other companieswithin the Westpac Group) do not in any way stand behind orguarantee the capital value and/or the performance of thespecific investments you select or the Infinity eWRAP Super orthe eWRAP Pension account generally.3
1 About Infinity eWRAP Super/Pension‘Additional explanation of fees and other costs’ section inthe AIB.Asgard Infinity eWRAP Super/Pension is a flexible wrapplatform account that can be tailored specifically for you asyour investment needs change. Our Core offer may besuitable when you’re just starting out, and you can add arange of optional features as your investment strategy evolvesto meet your changing lifestyle needs. With access to cash,term deposits, managed investments and securities listed onthe Australian Securities Exchange (ASX), it gives youcomplete flexibility, extensive choice and great value, as ourmodular pricing ensures that you only pay for the featuresyou use.–Consolidated reporting. You can get one clear view ofall the investments you hold through your account. Youcan view your account online, 24 hours a day, 7 days aweek via Investor Online. Following the end of eachfinancial year, you will also receive a comprehensiveInvestor Report providing you with a clear snapshot of allyour investments in one easy-to-understand document.–Save on fees through fee aggregation. Where you holdmore than one Asgard Infinity eWRAP Super and/orAsgard Infinity eWRAP Pension account (subject to theconditions in this PDS being met) we will automatically linkthese accounts for the purposes of calculating theadministration fee, which means you may save money onfees.–Additional functionalities. You can automatically investexcess cash, rebalance your portfolio and make depositsinto your Asgard Infinity eWRAP Super account, allowingyou and your financial adviser to spend more valuable timedeveloping your investment strategy.–Seamless transfer from super to pension. When youtransition to retirement or are ready to retire, investmentsyou hold through an Asgard Infinity eWRAP Super accountcan be transferred to an Asgard Infinity eWRAP Pensionaccount without needing to sell down your investmentsThis will save you from incurring any transaction costs andkeeping you out of the market.Asgard Infinity eWRAP Super/Pension provides you with atotal solution to achieve your investment goals. Simple andclear reporting, with consolidated transaction and valuationinformation provided on your investments, makes it easy foryou and your financial adviser to manage your financial affairs.Asgard Infinity eWRAP Super/Pension offers two accounttypes:Asgard InfinityeWRAP Super–––Asgard InfinityeWRAP PensionHelps you to save for your –retirementAccepts a wide range ofcontribution types androlloversProvides access to a range –of life insurance options froma range of insurers to suityour insurance needsAllows you to turn yoursuper savings into a flexibleincome stream during yourretirement or transition toretirementAllows you to have pensionpayments made monthly,quarterly or annually to suityour needs (subject to limitsset by legislation)Key features of Infinity eWRAP Super/PensionAs a member of Asgard Infinity eWRAP Super/Pension youhave access to a wide range of flexible features that allowyou, with the help of your financial adviser, to tailor youraccount to suit your financial needs. These features include:–Flexible fee structure so you pay only for what youuse. One of the major advantages of AsgardInfinity eWRAP Super/Pension is that you can control thetotal cost of your account by only choosing the featuresyou use. You can also negotiate the fees you pay to yourfinancial adviser in relation to your account.–Extensive investment menu. You have access to atransaction account, term deposits, over 450 managedinvestments and a broad range of securities listed on theASX.–Wholesale prices and fee rebates. The managedinvestments available are typically not available to retailinvestors directly and generally have lower investmentmanager fees than retail funds. We may also be able tonegotiate rebates on the fees charged by some investmentmanagers which will be passed on in full to members. Formore information, refer to ‘Investment fee rebates’ in the4
Features specific to Infinity eWRAP Super account–Flexible ways to make contributions. You have accessto various options such asvia direct debit, cheque and/orBPAY .–Comprehensive insurance. Insurance is available froma range of insurers offering Income Protection, Term Lifeor Life Protection and Total and Permanent Disablement(TPD) Protection to protect you and your family from theimpact of any unforeseen events such as serious sicknessor injury.–Regular deposit plan. Makes it easy for you to adopt adisciplined approach to saving. Registered to BPAY Pty Ltd ABN 69 079 137 518.Features specific to Infinity eWRAP Pre-retirementAccount–Enables you to access your super savings as a regularincome stream once you have met your preservation ageto help you transition to retirement.–Flexible income payments – provides you with flexiblepension payments monthly, quarterly or annually to helpyou manage your minimum
Super/Pension Product Disclosure Statement (as updated or supplemented) (PDS) and Additional Information Booklet (AIB) dated 15 March 2021, issued by BT Funds Management Limited ABN 63 002 916 458 AFSL No. 233724, the trustee and issuer of Asgard Infinity eWRAP Super/Pension, and should be read together with the PDS and AIB (as updated).
