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ZENITH COMPANY BROCHURE
OUR JOURNEYOUR JOURNEYAt Zenith, we design and manage insurance productsaimed specifically at affluent individuals and noncorporate business of all sizes. Our products andservices are client specific and built around valueinsured; the location of the risk address; personalpreference; and market-specific lifestyle offerings.The initial focus was to establish the Zenith as abrand associated with excellence, complimentedby private client service and exceptional products.Our success provided the platform from whichwe entered the Commercial market.We carefully select the finest staff in the marketand also our brokers and policyholders. In theprocess Zenith has become a leading underwritingmanager in the Short Term insurance industry.“Second decade of Zenith,100’s of brokers and 1000’s ofclients later, there is nothing shortterm about short term insurance.”Lourens Kirsten - Founder and CEOZENITH COMPANY BROCHURE
OUR PRODUCTSZenith for the Accomplished is a niche manager focused on profitable lines of business. Here are someof our products that we offer to our intermediaries and their clients:PERSONAL LINES INSURANCEZenith WealthIndigoThis product is aimed at the affluent and benefitsinclude a valuation and inventory on thecontents of the primary dwelling and Zenith lifestyle membership for roadside and emergencyassistance. This product offers all risks cover forcontents and lifestyle based classes of use forvehicles (private and business use; weekenderuse; infrequent use) and swallow cover for policyholders living both in South Africa and abroad.This product accommodates carefully selectedmiddle market individuals. Requirements includea loss ratio of less than 40% over the preceding36 months, a minimum contents sum insuredof R 450 000 or a building sum insured in excessof R 2 000 000. This product offers the samebenefits as the Zenith Wealth, but with lowercover limits.Cover can be tailored to the requirements of theindividual with; high cover limits, elective excessstructures with premium benefits, competitiverating structures and private client service by ourdedicated team of underwriters.ZENITH INSURANCE FORTHE ACCOMPLISHEDZENITH COMPANY BROCHURE
OUR PRODUCTSCOMMERCIAL LINES INSURANCEWe offer specialist Commercial products including an Agri option,which are specifically designed for small to large businesses excluding corporate business.The Business PolicyThis product is aimed at small to large business –excluding corporate business. It offers a selectionof risk based covers from which business clientscan select to insure commercial risk. Many extrabenefits and extensions are automatically includedto make this policy even more attractive.AgriThis product is aimed at the farming sector and theunique risks related to farming. It offers a selectionof risk based covers from which farmers can selectto insure agricultural and business related risk.It includes specific covers such as cover for livestock and irrigation systems. It also offers sectionsto cover house contents and residential buildings,personal all risks items, personal legal liability andwater-craft under the same policy.CHOOSE ZENITH AS YOURCOMPREHENSIVEINSURANCE SOLUTIONZENITH COMPANY BROCHURE
OUR PARTNERSZenith for the Accomplished, partners with nicheinsurers Western National Insurance CompanyLimited and Infiniti Insurance Limited.Western National Insurance Company startedout as a Namibian insurer which expanded intoSouth Africa in 2007. The majority shareholdersare PSG Konsult Limited and Santam Limited.Western National has high solvency margins andan A credit rating from the Global Credit RatingCompany.We partnered with Western National because of itsstrong credentials, and also for the synergy intrinsicto the partnership. Zenith has been appointed asa prominent supplier of High Net Worth PersonalLines insurance to the entire PSG Network.We’ve handpicked some of the finest commercialunderwriting staff in the industry, and today ourcommercial insurance premium accounts for 50%of our total premium turnover.Zenith for the Accomplished (Pty) Ltd is an authorised financial services provider.FSP no: 36469 Reg no: 2006/032693/07Authorised Financial Service ProviderFSP no. 9465Authorised Financial Service ProviderFSP no. 35914ZENITH COMPANY BROCHURE
INSURANCE Zenith Wealth. This product is aimed at the affluent and benefits include a valuation and inventory on the . contents of the primary dwelling and Zenith life-style membership for roadside and emergency assistance. This product offers all risks cover for .
