THE LOGIC AND WISDOM OF PRECIOUS METALS

Transcription

THE LOGIC AND WISDOMOF PRECIOUS METALSa guide for investors and buyersclear, logical purchase processes that uphold everyone’s best interests satisfying, expedient transactions that build relationships and trust

The Logic and Wisdomof Precious Metalsa guide for investors and buyersOur mission is to be your trusted source for precious metals. We have a long-term, well-capitalized business model.We maintain strong relationships with the worlds’ mints and other suppliers to help our customers through stability andchange.Our customers find us reliable and responsive: your order will ship within five days of payment clearance from ourdistribution center in Calgary, Canada.INCLUDING3 Gold is REAL Money5 A Time for Gold7 An Even Greater Time for Silver8The Wisdom of Diversifying Beyond “Account” Investments9 Forms and Pricing of Precious Metals for Investment12 Security, Privacy, Authenticity, Storage14Purchase Processes15 Next Steps15Learn More16Who We AreWe look forward to connecting with you Call (877) 646 5303 Visit silvergoldbull.com Write sales@silvergoldbull.com

The Logic and Wisdomof Precious Metalsa guide for investors and buyersGold is REAL MoneyThroughout history, no papercurrency has survived the test oftime. Paper currencies have alwaysbeen inflated until they eventuallybecome worthless. The purchasingpower of the US dollar has declinedby 98% since 1913 and, unfortunately,the situation is similar for all othercurrencies. People bought homesin 1913 for a few thousand dollars– or a few hundred ounces of gold.Now people spend hundreds ofthousands or millions on a home orthe same few hundred ounces ofgold. Why? Whether it be for war orjust excessive spending, governmentsand central banks can never resistprinting currency – or these days“typing it into existence” – to pay fordebts. No one can print gold.currency is moneythat has lost its abilityto store valueWe look forward to connecting with you Call (877) 646 5303 Have you ever wondered where thecredit card company or the bankgets the money to give you to buya house or groceries? They openlyacknowledge that they do not havethat money before you spend it.They do not use deposits from savers(if here is anyone left trying tosave money in a bank). Instead, youspending the money allows them totype it into existence. It is surprising.Not only can governments createmoney out of thin air by printing ortyping it, banks can too. In fact,most of the currency in existencewas not created by central banksbut by regular, everyday commercialbanks. They are not supposed tomake too much, but the only thingreally stopping them is conventionand some oversight from colleagues.There is also the threat that peoplewill catch on and decide to trade oneinflated currency for a better formof money. Yet for the first time inhistory, all the currencies are inflatingat once.Visit silvergoldbull.com Write sales@silvergoldbull.com3

Gold is the only currency which hasno liability attached to it. While allpaper currencies now come fromdebt, the value of gold comes fromthe natural limits on its supply. Nomatter what collapses, nothing canmake your physical gold wink outof existence the way savings andinvestments can.the supply ofphysical gold is finiteas long as it is pure, itsvalue cannot be diluteda currency-dependent form is at riskof losing it all. Anyone who holdsphysical precious metals can benefitfrom the largest wealth transfer inhistory.Gold has at all times represented realwealth as well as being a medium ofexchange. “Old money” has alwaysmaintained a portion of its wealth ingold because it is one of the safestand most attractive investments forstoring and preserving wealth.Our way of expressing this is to“build your wealth in ounces”.Gold has been real money for severalthousand years. When paper moneyfails, people who own gold still havea type of money which holds its valuewhen banks are bankrupt. Icelandis a recent example of how papercurrency can lose its value overnight.With the massive debt levels andmoney printing in all countries,including the USA, Canada and theUK, the risk of a default everywhereis high. Anyone who holds wealth inWe look forward to connecting with you Call (877) 646 5303 Visit silvergoldbull.com Write sales@silvergoldbull.com4

A Time for GoldLow Interest: A Problem for SaversHigh Currency SupplyGlobal EntanglementsThe risk of storing wealth in anykind of account – 401ks, RRSP’s,mutual funds, stocks, bonds orsavings accounts – is dwindlingvalue. As Savers became Investors,they learned that they have toearn enough on their account-typeinvestments to compensate forinflation. For some time, it has feltlike the necessities are getting moreexpensive despite positive newsreports to the contrary. It feels likeour accounts are losing value fasterthan their increases can compensate.We are not Wall Street speculators.Our dreams are to retire well or owna business – to be with, enjoy andhelp our friends and family. We wantmore fulfilling lives. We want to feelsafe in the face of an unknown future.Storing wealth securely is the waywe can choose the time and place toinvest in what matters: people. Whenthe purchasing power of accounttype investments is eroding in a lowinterest economy, people turn togold.Currency supplies are increasingexponentially. Central banks andgovernments of the world subscribeto the belief that they shouldencourage the creation of massiveamounts of their currencies foreconomic stability and growth. Theamount of gold and silver that existsin the real world is much more stablethan the amount of currency thatexists electronically. Gold is a morereliable point of comparison forvalue than currencies when currencysupplies are high and volatile.The world monetary system usedto be backed by gold. If you hadenough currency, there was a wayfor you to redeem it for gold. If youfelt your currency was losing itspurchasing power to inflation, youcould exchange it for another morestable currency in a neighboringcountry or for gold or silver. In themid 1900s, the nations of the worldagreed to tie their currencies’ valueto the US dollar. Why? After their warspending, no nation had a significantamount of gold left. They didn’t wanteach other’s worthless currencyhowever, they did want to trade witheach other. In contrast, the US dollarwas backed by gold. The US hadaccumulated the biggest share of theworld’s investment gold during WorldWar II. Tying to gold through the USdollar was a compromise that helpednations feel confident about doingbusiness together again. Until quiterecently, it has been necessary to usethe US dollar to buy oil. Even afterthe US disconnected the dollar fromgold in the early 1970s, every countrystill needed the US dollar to buy oil.We look forward to connecting with youTraditional investmentshaven’t turned out aspeople thought.401ks, RRSP’s, MutualFunds, Stocks, SavingsAccounts – wherever wetry to accumulate andstore our wealth, peoplelose value to inflationwhile incurring feesand the increased riskof an unexpected loss. Call (877) 646 5303 Visit silvergoldbull.com Write sales@silvergoldbull.com5

This is where we get the phrase“the US dollar has been the world’sreserve currency” and the term“petrodollar”. Unfortunately, we areprofoundly effected by that whichwe do not influence. Respectively,Russia, China, India, Brazil, SouthAfrica and others are developingways to trade for oil and to do otherbusiness easily without the use of theUS dollar.BRICSstands for Brazil, Russia,India, China and SouthAfrica which areindustrialising countries,distinguished by large,fastgrowing economieswith significantinfluence (3 billionpeople and 16 trillionannual GDP)It seems likely that the US dollaris about to lose popularity and allthe currencies tied to it will havetheir value questioned. Gold offersa basis for storing and comparingvalue when no one knows what willhappen next. The world economy isso entangled that it is arguably anWe look forward to connecting with youartificial economy. This makespredicting its daily movementsboth impossible and moot. Owninggold for the longer term is a way todisentangle from unfavorable globalchanges.Price ManipulationIt is easy to make a decision aboutbuying precious metals withoutnecessarily being convinced aboutprice manipulation. Why?If there is a manipulation (and thereprobably is), it favors buyers ofprecious metals. Some argue thatprecious metal prices are artificiallysuppressed. Others argue that theyare not meaningfully manipulated.But few argue that precious metalprices are higher than they should be.The range is from prices being toolowto being at expected levels. That’swhy one can be curious aboutwhether precious metal prices areartificially suppressed and still decideto invest in them. At worst, they areunfettered. At best, their value willget an extra boost at the end of anymanipulation. Call (877) 646 5303 Visit silvergoldbull.com Write sales@silvergoldbull.com6

An Even Greater Time for Silverof these factors will drive the price ofsilver up.Silver is more undervalued than gold.Like a more tightly coiled spring, itis expected to make more dramaticgains than gold. Silver is especiallyattractive to those who wantambitious gains to magnify and toprotect their wealth. The differencesbetween silver and gold work infavor of silver suddenly gainingunprecedented purchasing power.Here are some of the reasons why.Silver is used in industries at agreater rate than gold, and is moreoften unrecoverable. While thereis gold in electronics, there is evenmore silver. There is no substitutefor the many new uses of silverin medicine, solar energy, waterpurification, food packaging andclothing. There is also unprecedentedpressure on mints to handle recordhigh orders for Silver Eagles andSilver Maple Leaf coins. At somepoint, it appears likely that these andrelated factors will also drive pricesup.Surprisingly, less silver is availablethan gold. While gold is more rarebelow ground, there are far fewerounces of silver available above theground. Silver is getting used upfaster than we are mining it. Newdeposits are not being located andthe surpluses that have been used tomeet demand are decreasing. Lowprecious metal prices are slowingmining production, therefore furtherreducing available silver. The UnitedStates Geological Service (USGS)has reported that silver may be thefirst element to go extinct due tothe difficulty accessing the world’sremaining sources of silver. At somepoint, it seems unavoidable that eachWe look forward to connecting with youSilver to Gold RatioA ratio was stable at16 ounces of silver to1 ounce of goldfor thousands of yearsand yet now it is 60 to 1. Call (877) 646 5303 For much of history, it took roughly16 ounces of silver to by one ounceof gold. Recently, it takes 60 ouncesor more of silver to buy an ounceof gold. Why? This would suggestthat the prices are artificiallyinfluenced. Whatever the cause,when the difference is corrected, thisadjustment will add to the value ofsilver as an investment. With othertypes of money unavailable andgold being so valuable, this makesit more difficult to imagine using itfor everyday transactions. It is easierto imagine using silver. After all, thedimes and quarters in use in NorthAmerica were mostly silver onlya few short decades ago. As withprice manipulation, it is possible toprefer silver without agreeing withevery assertion about why silveris so within reach and easy to buypresently. Although gold is probablyless volatile and more traditionalthan silver, for hundreds of years,the value of a whole days’ labor hasbeen about 1/10 of an ounce of silver.For now, a minimum wage workercan buy that much silver workingfewer than 30 minutes. Silver attractsyoung, incremental investors who areexcited by the apparent enhancedpotential of silver over gold.Visit silvergoldbull.com Write sales@silvergoldbull.com7

The Wisdom of DiversifyingBeyond “Account” InvestmentsOne reason people keep their wealth– the stored value of their hard work– in an account instead of in theirpersonal control is protection fromtheft. But there is still a risk with any“account”, no matter how trustworthythe institution and no matter how lowthe fees and taxes. This risk is knownas “dwindling value”.When people lose faith in accountsof all kinds to store their wealth,they tend to invest in actual, physicalassets like real estate, precious metals,equipment, and natural resources.When what you buy or invest in hasreal value in your life regardless of howmuch currency it can be sold for, thatvalue has some immunity to inflationand transitional times. The one assetclass that has held its value againstinflation and economic uncertainty isprecious metals – especially gold andsilver.They are accruing fines for improperbehavior. Too many people find thepurchasing power of account-typeinvestments dwindling over time evenif their size increases. We wantto believe that our pension accountshave been protected, but questionwhether those in control of theaccounts are taking undue risks withour money to make gains despite lowinterest rates.It is a good time for physical assets.Real estate is great when it isaffordable and local conditions arestable. If a home suddenly loses“market” value, it is still good for livingin. Storing wealth in gold and silveris wise as well. Unlike real estate, youcan take precious metals with you.If you need to wait out a tumultuoustime, you can store wealth as silverand gold. Then, you can either use itdirectly or convert the gold and silverto a new currency and reestablish agood life once conditions improve.Individuals and families all over theworld, not just in North America, haverecently been buying considerablymore silver and gold. They are notgambling for short term gain or“speculating” as it is often called.While there are reasons to believe goldand silver are about to gain historicallyunprecedented purchasing power,these small investors are buyingprecious metals to store their wealthfor the long term. They own preciousmetals so they can choose a time andplace in the future to use their wealthfor themselves.A Safe HavenGold and Silver are inverselycorrelated with traditional assets. Ina stable market, when other typesof investments go down in value,precious metals tend to go up. Whenasset bubbles burst, gold and silvertend to go up rapidly, too fast torespond.That is why the main strategy aroundprecious metal investing is the “safehaven” strategy. It’s not “buy low andsell high”. It is “buy low and keep.”With account-type investments, thereare some causes for concern. Fees arehigh. The various companies involvedseem unstable requiring “bailouts”.We look forward to connecting with youSmall Investor Strategies Worldwide Call (877) 646 5303 Visit silvergoldbull.com Write sales@silvergoldbull.com8

Precious Metals helpprotect wealth inuncertainty, in times oflow interest rates andhigh currency supply.Using the language of the economicnews media, more and morepeople believe there is unavoidabletrouble ahead before we willhave a “recovery”. That trouble isoften referred to by experts as an“adjustment”. They sometimes sayyou can reduce your “exposure”to the “adjustment” by increasingyour “position” in gold and silver.In other words, you can disengagefrom the turmoil by switching togold and silver. We are passionateabout helping individuals protectand keep their hard earned savings.While we do sell bullion, our businesscould also be considered safe havenstrategy support.We look forward to connecting with youForms and Pricing of PreciousMetals for InvestmentForms of Precious MetalsInvestment in gold and silver can bemade by purchasing bars, rounds,coins, wafers or jewelry. Bars andwafers can be produced by any mint:respected makers generally stamptheir identity and the purity of themetal right on the bar or wafer.Rounds can also be made by anymint and are typically stamped withbeautiful and meaningful designs.Given that they are similarly shaped,what is the difference between around and a coin? The difference isthat coins are only made or “minted”under the auspices of a nationalgovernment. Besides being bullionquality precious metals, coins arealso legal tender. The face value ona coin is generally much lower thanthe value of the bullion it is madewith. Coins, rounds and bars are allconsidered bullion. There are otherinnovative forms of precious metals.There is a credit-card-sized wafer ofgold, silver, platinum or palladiumthat breaks apart neatly into 50one-gram pieces. This is useful in Call (877) 646 5303 case one wants to break off a small,precise amount of precious metal fora transaction. Jewelry has someoverlap with precious metalinvestment, as does the practice ofselecting coins for their rarityvalue beyond their bullionand mintage. This is known asnumismatics, seminumismaticsor coin collecting.Selecting a Form that Suits YouGenerally, the larger the size of bar,wafer, round or coin, the less youpay per ounce. The manufacturingof 20 bars/rounds/coins weighing1/20th of an ounce each is moreexpensive than making a single oneounce bar, round or coin. Preciousmetals are sometimes measured ingrams but more often in troy ounces.A troy ounce is 31.1 grams instead ofthe ounce we are used to in othercontexts (the avoirdupois system)which is 28.3 grams. Bars, roundsand coins are available in sizes aslarge or larger than 1 kg or 100 oz orin sizes as small as a gram or 1/20thof an ounce. Many people like to buysmaller sized bars, rounds and coins.Some people can imagine wanting toVisit silvergoldbull.com Write sales@silvergoldbull.com9

Numismatics or Coin Collectingtrade or cash in smaller amounts ofprecious metals when it comes timeto use them. People who select largerbars, rounds and coins generally aimto get the best value. We are a goodmatch for those who want either orboth.We reveal our prices and ourknowledge of the nuances of markups to help everyone find his or herown best strategy. We love smallorders too. We have no minimums.Relationships are what matter andstarting them well is worthwhile.Coins versus RoundsCoins tend to cost slightly more thanrounds of the same size and puritymade by private mints. Many peoplechoose coins anyway. Some peopleenjoy even greater confidencein bullion coins because severalgovernment mints have high qualitystandards. (We only deal with theworld’s finest mints, both public andprivate.) Simultaneously, those whochoose coins over rounds believethat their recipient will also feelconfident when the coins changehands again.We look forward to connecting with youAmerican Gold Eaglescontain a full troy ounceof gold as well as somesilver to make themmore robust and lessprone to damage.Bullion JewelryMuch of the value of a piece ofjewelry is in its design, not just theamount of gold or silver it contains.Worldwide, gold and silver are giftedand treasured as a store of wealth.Some people feel they can travelwearing their wealth more easily anddiscreetly. For this reason, there isa new category of jewelry gainingpopularity: 22 karat gold bullionjewelry. It is of high purity, simpledesign and created to cost as little aspossible over the price of the gold itcontains. Many people prefer jewelry.Some people feel more comfortablecrossing international borders withjewelry as well as (or instead of)bullion or money. Call (877) 646 5303 A numismatic coin is a limited coinintended to be collected. A muchgreater portion of the looked-forvalue in a numismatic coin comesfrom its popularity based on its rarityand other qualities unique to thecoin. Compare that to a bullion coin,the value of which relates mainly toits precious metal content. Whileit may require more specializedknowledge, experienced collectorstake great pleasure and can enjoygreat returns independent of marketmovement.Visit silvergoldbull.comCOPPERWhile copper is not aprecious metal, it isbeautiful. We offer it inresponse to customerdemand and we feel itshould be regarded ascollectable rather than astore of value. Write sales@silvergoldbull.com10

Inventory is ReliableOur business model includes havinga large stock of inventory on handso that we can ship orders quickly– no matter the size. As buyers, weunderstand wanting shipments tocome quickly from a supplier who hasthe precious metals in stock.comparison. For example, a shoppermight keep in mind the spot priceof an ounce of gold when shoppingfor a coin containing an ounce of gold(like a gold Maple Leaf).“spot” pricesare the acknowledgedbase lines for marketpricing of each of theprecious metals andthey change constantlyPricing of Precious MetalsHow can you see how much a productor an order will cost? We show theup-to-theminute prices on our websitefor the products we offer with ashopping cart system to collect yourorder and review your total. We offeran all-in best price guarantee so youhave confidence that your researchis sufficient and effective. There areno hidden fees nor commissions. Theprice you see is the price you pay.The only additional charges are forshipping. Orders over 5000 ship fullyinsured for free.The difference between the spot pricefor an ounce of gold and our price fora gold Maple Leaf, in this example,is called the “premium”. By clearlyrevealing these prices, we add stabilityand predictability to the decisionmaking processes of our customers.A premium isthe mark up or the costabove the market price(or “spot price”) of theprecious metal contentof a bullion productTo offer maximum clarity and ease ofprice comparison, we reveal both the“spot” price and our products’ priceon the same page. When people shopfor precious metal products, theyoften use the spot price as a point ofWe look forward to connecting with you Call (877) 646 5303 Why do we buy and buy back?We offer a two-way market. We havehappily accepted every request to buybullion from anyone. When we areselling bullion, we are always explicitabout whether a product has beenowned before or is straight from amint. When we buy bullion back,our processes for determining itsauthenticity are rigorous.Our customers do sometimes wantto trade us one form for another, forexample larger bars for a variety ofsmaller bars/wafers/rounds/coinsthat someone feels might bemore easily used. A “trade” is twotransactions: a sell and a buy.Another reason we are willing to buyback the bullion we have sold is tohelp our customers trust that theyhave a reliable place to trade theirprecious metals for currency shouldthe need come up or the timing beright.Visit silvergoldbull.com Write sales@silvergoldbull.com11

Security, Privacy, Authenticity,StorageSecurityThe first question of security is “whatis the threat?” Owners of preciousmetals enjoy a natural immunity frommany threats, especially “counterparty risks,” but have to take steps tosecure them from others.Counter-Party RiskThere are somany companies,departments andinstitutions that mustfunction in order for youto get the value of orthe benefit from yourinvestment, pension oraccount. The risk thatone of these will fail andalienate you from yourmoney is known as“counter-party risk”.Something that can be said foraccounttype investments is theycannot be destroyed in a house fireor stolen by a break and enter thiefWe look forward to connecting with you(except perhaps via identify theft).Storage in a bank safety deposit boxcauses doubt, too. It exposes one tothe risk that an insolvent bank or abank during a run or “bank holiday”will confiscate or fail to give youtimely access to your property. Whatare the optionsavailable to mitigatethese threats?Common Sense MeasuresPeople who want to keep theirprecious metal and valuablesin their physical control have toconsider where to keep them. Theymay consider safes, obscuring thelocation of valuables, waterproofstorage, the deterring of metaldetectors, do-it-yourselfinstallations, fire-proofing, decoysafes, etc. They consider whether totell anyone and, if so, whom. Theyuse their common sense, perhapschoosing multiple options. Peopleare quickly getting reacquaintedwith the need to think along theselines.Depository StorageStorage is an option for those whoare ready to own precious metals Call (877) 646 5303 but are not prepared to housethem all (for example, in a safe athome). It is possible to store bars,rounds, coins and wafers at a privatedepository, nearby or further away.Working with top industry partnerswhose customers can easily keeptheir wealth in multiple locationson multiple continents helps usextend our reach. In a case wherepeople find the stability of theirgeographical area to be uncertain,it could be appealing to ship to aforeign depository. When you areready, you can have the depositoryship your precious metals directly toyou. Under financial and politicalduress, banks or governmentshave been known to be tempted toillegally take the contents of banksafety deposit boxes. An advantageto a private depository over a banksafety deposit box is the expectationthat, in case of instability, yourproperty will be secure and availableto you.PrivacyThree common topics related toprivacy are information security,sanctity of contact information andreporting compliance. Effective useof technology is one of our strengths.We store our information on serversVisit silvergoldbull.com Write sales@silvergoldbull.com12

we physically control. We continuallyprepare to meet data securitychallenges, recently deployingadvanced security measures includingextended validation SSL and perfectforward secrecy. When it comes tomarketing communication, we maycommunicate with you with yourpermission. Reporting requirementson bullion transactions are modest.Bullion transactions would be reportedif they involve cash over 10,000. Noreport on transactions involving singlechecks or bank wires is required. Asregulations change, we plan to becompliant with compulsory reporting.We will contest any governmentrequest for your data that is outsidetheir legal authority. For your privacy,any shipments we send are obscurelylabeled to give the least possibleindication of their contents. Weactively engage in privacy protection.AuthenticityThe primary way we ensureauthenticity is through trustedpartnerships with mints who haveimpeccable reputations to uphold.Because of the qualities of preciousmetals, they are easier to verifyWe look forward to connecting with youand harder to fake. Our verificationprocesses when we buy preciousmetals from the public are rigorous. Asmentioned, we are always explicit onour website about whether a producthas been owned before or is straightfrom a mint.The Advantages to Youto be sure you are more than satisfied.We want to know people are lovingbuilding their ounces with us. Hereis how we know. We have earned aBetter Business Bureau A rating.Also, we receive and publish enormousamounts of customer feedback to stayreceptive and responsive. We wouldbe delighted for you to read thisfeedback to see what you can expectout of a relationship with us.Our vision is of an alliance with ourcustomer to help you build yourounces and love doing it. Key elementsof that experience are our attentionto detail, best prices and diversityof selection. We are fanatical aboutgetting your order right so you canhave peace of mind. We keep marginslow with efficiency making our bestprice guarantee easy to offer so youget the best price. The breadth ofour products and our responsivenessto our customers’ requests will makeyour decisions fun. On our website,you can make an order any time, dayor night, when you are at your bestfor shopping. The growth we haveexperienced has been satisfying.We take it as a good sign that ourcustomers are happy. And yet we wantto be as receptive and responsive toour customers as possible. We want Call (877) 646 5303 Visit silvergoldbull.com Write sales@silvergoldbull.com13

Purchase ProcessesA typical first purchase involves thefollowing steps in this order:1. Selecting your products2. Locking in an order to confirm theprice3. Remitting payment4. Awaiting payment processing andclearance5. Receiving shipment notice(s) withtracking information6. Receiving your shipment1Selecting Your ProductsMost people begin at our website.You can use it to build your orderin an online shopping cart to see yourtotal and get a quote for shippingcosts. Our site makes comparisonseasy. We are happy to talk with youon the phone to help think everythingthrough and also to accept and lockin your order. Please consider theshopping cart to be an estimate untilthe order is locked and the priceconfirmed.Worldwide: wire transferBitcoinAdditional Choices in North America:2 Additional Choices in Canada:Locking In an Order to Confirmthe Price There are two ways tolock in an order: over the phone during businesshours oron our website any time day ornight, on any day of the year.You either tell us you are ready onthe phone or you can use the onlinebutton “submit and lock my order”.That is the moment we are obligatedto fulfill at that price and you areobligated to go forward with the order.We look forward to connecting with you3Remitting PaymentOnce an order is locked in, weneed to receive your paymentin a timely fashion (sent within twobusiness days). There are severalchoices for paying for your order. Call (877) 646 5303 Visit silvergoldbull.comPayPalmailing check, draft, or moneyorderBillPay in branch or onlineInteracpre-authorized debitdirect deposit Write sales@silvergoldbull.com14

4Awaiting Payment Processingand Clearance Most forms ofpayment reach us quickly andclear in one to three days althoughmailed payments and direct depositstake longer. There is a chart onlinewith up-to-date information at:https://silvergoldbull.com/payment5Receiving Shipping Notice withTracking InformationOur commitment is to ship yourorder within five days of your paymentclearing. Most of the time we shipquicker than that. You will receive ashipping notification (provided wehave your correct, working emailaddress) so you can be prepa

an even greater Time for silver silver is more undervalued than gold. like a more tightly coiled spring, it is expected to make more dramatic gains than gold. silver is especially attractive to those who want ambitious gains to magnify and to protect their wealth. the differences between