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2018 Benefits Packagefor New EmployeesTotal RewardsAt work. At home. At play.
Begin to Make a Difference — Join Prime TodayPrime Therapeutics (Prime) is a thought leader inpharmacy benefit management. We help clients makesmart health care management decisions while providingquality care and service for members.Like our industry, Prime is fast-paced, expanding andevolving. Our people are the foundation of our success.With comprehensive rewards that include professionaldevelopment, health care coverage, incentives and ahealthy work and life balance, we’ll give you the toolsand support you need to make a difference.Competitive benefits supporting your total wellnessPrime’s Total Rewards Program offers a wide range of employee benefits to supportyour total wellness. Our competitive package provides the flexibility to select thebenefits that best meet your needs.What is included in Prime’sPrime’s benefit package is part of a total rewards program that includes:benefit package? Medical, dental and vision insurance Incentives of up to 1,600 for employees and spouses who participatein voluntary wellness screenings Retirement planning and ways to protect your income (life, accident,disability insurance, etc.) Competitive salary, incentives and time off Additional rewardsWho is eligible to receiveEmployees who are scheduled to work at least 20 hours per week are eligiblePrime benefits?to receive Prime benefits. Eligible dependents include your legally married spouseand your children under age 26.When will my benefitsInsurance will start on the first of the month concurrent with or following your datebecome effective?of hire. 401(k) contributions can start immediately.2018 Benefit Package for New Employees1
Medical PlanPrime offers two medical plan options allowing you to decide how you pay for yourhealth care. Traditional PPO Plan — higher per paycheck premiums, but lower out-of-pocketexpenses. You may elect to contribute into a medical Flexible Savings Accountto be reimbursed for medical expenses through the plan year. Consumer Driven Health Plan — lower per paycheck premiums, but higherout‑of-pocket expenses. This plan offers the use of a tax-exempt Health SavingsAccount (HSA) to help you save money for medical expenses. Prime contributesmoney into your HSA: 500 for employee only coverage or 1,000 if you arecovering dependents. Contribution is prorated for new hires. You may contributeinto an HSA up to the annual contribution limit.Both plan options use the same coverage network and cover the same services.The difference in the two plans is how you and Prime pay for your care. Premiumsfor both these options are included in the table below.Consumer Driven Health Plan with HSATraditional PPO PlanEmployeeEmployee Employee FamilyChild[ren]SpouseEmployeeEmployee Employee FamilyChild[ren]SpouseNew hire cost per paycheck1 34.34 71.06 78.54 139.82 157.24Full cost per paycheck 65.11 101.83 156.98 196.60 109.31 170.59Deductible 2 2,700 Individual 5,400 Family 500 Individual 1,000 FamilyCoinsurance 210% after the deductible20% after the deductibleOut-of-pocket maximum 2 5,000 Individual 10,000 Family 3,500 Individual 7,000 FamilyPreventive care 2Covered at 100%. Includes annual exams, Covered at 100%. Includes annual exams,age-based testing, prenatal care, etc.age-based testing, prenatal care, etc.Copays 2(A fixed-dollar amount you pay)After deductible, covered at 90% up toout-of-pocket maximum; 100% coveragethereafter. 10 convenience clinic 25 office visit 150 emergency roomVirtual visit3 40 per visit 10 per visit(Not participating in wellness screenings)(Amount you pay for covered servicesbefore your plan begins to pay)(A percentage you pay)(Maximum you pay for covered services) 95.44 135.06Prescription benefit —Retail/specialty (31-day supply) 211.36 218.77 272.902Tier 1Tier 2Tier 3CoinsuranceCovered at 90% after the deductible upto the out-of-pocket maximum; 100%coverage thereafterSpecialtyTier 1Non-formulary generic Tier 320% /minimum 40, maximum 7550% /minimum 75, maximum 150 250 copayPrescription benefit —Retail/Mail (90-day supply)Formulary brand Tier 2 10 copayCopayCovered at 90% after the deductible upto the out-of-pocket maximum; 100%coverage thereafter 25 copay20% /minimum 100, maximum 18550% /minimum 185, maximum 375 New hires are eligible for this rate for a specified period of time. Employees and their spouses may complete a voluntary wellness screeningby a deadline determined by hire date to continue receiving premium incentives (based on individual screening results).1 Coverage shown is in-network (health care professionals who contract with your medical plan to deliver services to you at a lower rate).Out-of-network coverage is also available.2 To see if online care is available in your area, log on to bluecrossmnonline.com.32 Prime Therapeutics LLC
Dental PlanPrime offers two dental plan options — Enhanced and Standard. The enhanceddental plan offers a higher level of coverage for a higher premium.Enhanced PlanStandard PlanEmployeeEmployee Employee FamilyChild[ren]SpouseEmployeeEmployee Employee FamilyChild[ren]SpouseCost per paycheck 7.98 15.17 4.16 7.94Deductible 0 Person 0 Family 25 Person 75 FamilyPlan paid maximum1 2,000 per calendar year 1,500 per calendar yearPreventive care1Covered at 100%. Includes exams,cleanings, x-rays, fluoride treatments,sealants, space maintainers.Covered at 100%. Includes exams,cleanings, x-rays, fluoride treatments,sealants, space maintainers.Basic services190%90%Major restorative160%60%Prosthetic160%60%Dental implants1Covered at 60%Not coveredOrthodontics1Covered at 50% for all eligibledependents (adult and children).Lifetime maximum of 1,500 per person.Not covered1Amount you pay for covered servicesbefore your plan begins to payThe maximum amount your plan will payper calendar year per covered individualEmergency treatment for relief of pain,amalgam restorations (silver fillings)and composite resin restorations(white fillings) on anterior (front) teethCrowns and composite resin restorations(white fillings) on posterior (back) teethDentures (full and partial), bridges(implant, abutment and crown) 20.52 27.76 10.765 14.53 Coverage shown is in-network. Out-of-network coverage is also available.12018 Benefit Package for New Employees3
Vision PlanPrime offers two vision plan options — Enhanced and Standard. The enhanced visionplan offers a higher level of coverage for a higher premium.Enhanced PlanStandard PlanEmployeeEmployee Employee FamilyChild[ren]SpouseEmployeeEmployee Employee FamilyChild[ren]SpouseCost per paycheck 7.08 15.18 3.62 7.75Eye exam(once every calendar year)100% after 15 copay100% after 15 copayPrescription lenses1(once every calendar year)(Single, bifocal, trifocal,lenticular, polycarbonate lensesfor dependent children)100% after 30 copay100% after 30 copayFrame1(once every other calendar year)100% up to 220; plus 20% off anyadditional costs100% up to 160; plus 20% off anyadditional costs1,2 14.21 24.29 7.26 12.40 30 copay if not yet paid this year for prescription lensesAnti-reflective coating 1100% after 30 copayNot coveredContact lenses(once every calendar year in lieuof glasses/frames)Covered at 100% up to 220; lens examcovered after 30 copayCovered at 100% up to 160 for lensesand exam1Second pair of glasses or contacts1 100% after 30 copay, up to 220;(Lenses once every calendar year) plus 20% off any additional costs(Frames once every othercalendar year)Discounts2Not covered15% off laser vision correction20% off additional prescription glasses and sunglasses, more discounts on VSP.com Coverage shown is in-network. Out-of-network coverage is also available.1 An annual vision exam is covered at 100% under the medical plan.24 Prime Therapeutics LLC
Wellness Programbe wellPrime is committed to encouraging employees and their spouses to make healthychoices to feel better and live well. Prime’s wellness program, be well, focuseson educating employees and spouses to become more aware of and improve theirhealth and the health-related choices they make.Plan well, feel well, and live well — you can be well and enjoy your life to thefullest — Prime can help! As part of our commitment to preventive health andwellness, our wellness offerings include:AwarenessParticipate in a voluntary comprehensive biometric blood screening and healthassessment to educate you and your spouse on your health status and areas of risk.EducationAccess programs and resources that support your efforts to maintain and improveyour overall health.Individual and groupParticipate in individual and group activities / company challenges that focus onwellness activitieskey areas including fitness, nutrition, stress and financial management.Fitness reimbursement 20 in monthly reimbursement for member fees at participating fitness centersnationwide for medical plan participants who visit at least eight times a monththrough Blue Cross and Blue Shield of Minnesota.Nurse advice lineMedical plan participants can call the 24-hour nurse advice line for: Safe, professional health care information and advice Help deciding the kind of care you need Step-by-step support for home treatment and self careRewards and incentivesReduce the cost of your medical premiums by participating in voluntary wellnessscreenings (incentives based on individual results).2018 Benefit Package for New Employees5
Retirement Planning and Income Protection401(k) retirement planPrime offers a pre-tax and after-tax Roth 401(k) plan to help you meet your long-termfinancial goals.Prime matches up to 100 percent of the first 6 percent you contribute, up to theIRS compensation limit. The plan features competitive investment options, loans,hardship withdrawals and rollovers.Health Savings Account (HSA)Health careSet aside pre-tax money to pay for qualified medical expenses. HSA advantagesinclude year-over-year fund rollover, earning tax-free interest, investmentopportunities and portability.Flexible Spending Accounts (FSAs)Dependent careSet aside pre-tax money to pay for qualified dependent care expenses includingdaycare, before and after school programs, preschool and adult care for disableddependents.Health careSet aside pre-tax money to pay for qualified medical expenses such as officecopays, orthodontic services, eye glasses and prescription medication.TransportationSet aside pre-tax money to pay for qualified commuting transportation expensesincluding public transportation and parking expenses.Income protection benefitsDisability insurancePrime’s short-term disability provides 60 percent of your base weekly (or monthly)earnings with a maximum weekly payout of 1,750, for a period of up to 12 weeks.Prime’s long-term disability provides 60 percent of your basic monthly salary witha maximum of 15,000 per month. The full cost of these benefits are paid by Prime.Life insurancePrime provides life insurance coverage equal to two times your annual salary upto a maximum of 750,000. The full cost of this benefit is paid by Prime.Supplemental life insurance may be purchased for you, your spouse and eligibledependents.Other insurance6Prime employees are also eligible to obtain additional insurance including: Long-term care insurance Accident insurance Legal insurance Home and auto insurance Critical illness insurance Pet insurance Prime Therapeutics LLC
Competitive Salary, Incentives and Time OffCompetitive salaryPrime employees are paid on a biweekly payroll schedule. For your conveniencewe offer direct deposit and a pay card option.Employee incentive planPrime employees are eligible for Prime’s Employee Incentive Plan. Employees hiredbefore October 1, 2018, will be eligible for the 2018 incentive plan.Paid time off (PTO)Prime offers employees a generous PTO program to protect their income duringvacation, illness and other absence. Non-exempt: Up to 156 hours annually Exempt: Up to 196 hours annually PTO accrual will increase at milestone service anniversaries PTO will be pro-rated based on your start dateHoliday payPrime observes seven paid holidays each year: New Year’s day, Memorial day,Independence day, Labor day, Thanksgiving day and the following Friday, andChristmas.Parental leave payPrime offers ten days of paid parental leave to mothers and fathers to care forand bond with newborn, newly adopted or newly placed foster child.2018 Benefit Package for New Employees7
Additional RewardsAdoption assistancePrime reimburses employees up to 5,000 of eligible expenses related toeach adoption.Back-up careIn the event that your child or adult care provider is unavailable, this benefit willarrange back-up care and also cover the majority of the costs — generally you incura 10 charge per employee per day up to 10 times a year.Discount programsTake advantage of Prime’s negotiated discounts, such as cell phone plans, ticketsales, car rentals, retail shopping and much more.Education reimbursementEmployees in degree-seeking programs that directly relate to their job at Primemay be eligible for tuition reimbursement in the amounts of 4,000 / year forundergraduate level and 5,250 / year for graduate level.Employee assistance programThis benefit provides personal support and resources to you and your family atand work / life resourcesno charge to you. These services include confidential counseling and support foremotional well-being, health coaching, financial and legal support, and child andelder care referrals for services.PrimeCaresPrime believes in and supports community involvement by our employees.Prime matches donations and volunteer hours up to 500 annually to each eligiblehealth and human services organizations in the United States. Prime also conductsan annual giving campaign and is involved in many other community initiatives,including local run/walk/bike events.Professional developmentEmployees may be reimbursed for training courses, travel and professionalmemberships that are approved by their manager and directly related to their jobat Prime or to Prime’s business.Supportive work culturePrime’s supportive work culture promotes internal training, recognition andcommunication to help build the foundation for your success. Prime conductssurveys and uses the intranet and other communication tools to encourage sharingideas and open communication at all levels of the organization.This guide describes only certain highlights of some of the company’s benefit plans. It does not replace the actual plan provisions of the plandocuments or policies, which in all cases are the final authority. Eligibility criteria and company plans, programs, practices and processes may beamended, changed or terminated by the company at any time without giving participants prior notice or gaining their consent. This document doesnot constitute a contract of employment between the company and any individual or an obligation by the company to maintain any particular benefitprogram, practice or policy.8 Prime Therapeutics LLC
Prime Therapeutics LLC800.858.07231305 Corporate Center DriveEagan, MN 55121PrimeTherapeutics.com4763 Prime Therapeutics LLC 09/17 06001502-B
Life insurance: Prime provides life insurance coverage equal to two times your annual salary up : to a maximum of 750,000. The full cost of this benefit is paid by Prime. Supplemental life insurance may be purchased for you, your spouse and eligible : dependents. Other insurance:
