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Summary AnalysisSample Service CompanyOld Effective Rate:MBC Payment System3.40%Results of "Cost Plus" PricingCards Only ComparisonNew Effective Rate1:You Save2.80% 708.981. Annual Savings for Cards Only- followed by Cards & eChecks ComparisonNew Effective Rate2:You Save2.27% 1,352.112. Annual Savings based on 20% Shiftfrom card to echeck paymentswww.mbcmerchant.netMBC Payment SystemOur payment systems offers you agreat deal more for less than youcurrently pay to accept electronicpayments from your customers.FeatureseCheck Payment OptionSecure Payment PageConveniencePay Online EnrollmentAutomatic eMail ReceiptsPCI Compliant DatabaseAutomate Recurring BillingUnlimited Authorized UsersDirect Amex Settlement"Cost Plus" Group PricingUnlimited SupportTable of ContentsSummary AnalysisProforma Billing StatementComprehensive AnalysisImplementation Steps1 of 6Pages12-4566/7/2010
Proforma Merchant Billing StatementMERCHANT BANKCARDUS BANK7300 CHAPMAN HWYKNOXVILLE, TN 37920Cycle:000Statement Date:DBA Name:Store Number:Merchant Number:Chain Number:May-10Sample Service Company00000000000000000000000000000Client Group:Principal Chain:Parent Chain:Parent Entity:00000000000000000000Sample Service CompanyJohn DoeYOUR ADDRESS HEREADDRESSADDRESSPage 2 of 6Your Resources For HelpMBC has distributed processing data furnished by Sample Service Company across Visa, MasterCard & Discoverinterchange qualification categories based on data compiled from the entire NPMA Group. Item count and dollar distributionmay vary from actuals.SummaryNumber of Items500500050SalesReturnsNet SalesChargebacksAdjustmentsTotal Sales12345Dollar Amounts 10,000.000.00 10,000.000.000.00 10,000.006280.47Fee/Charges CategoryVisa/MasterCard/Disc ChargesAmerican ExpressCard Association FeesAuthorization FeesMonthly ServiceTotal Charges and Fees/ 10,000.00Fee Summary 208.84 47.44 9.18 7.50 7.50 280.47equals effective rate of2.80%Deposit Recap Sales .CardTypeVisaMasterCardDiscoverAmerican ExpressItemCount261338 Credits 0000000.000.000.000.002 of 6 Net Sales 2.8264.289.0546.24Per ItemPaid3.131.510.251.206/7/2010
Proforma Merchant Billing StatementMERCHANT BANKCARDUS BANK7300 CHAPMAN HWYKNOXVILLE, TN 37920Cycle:000Statement Date:DBA Name:Store Number:Merchant Number:Chain Number:Mar-10Sample Service Company00000000000000000000000000000Page 3 of 6Visa/ MasterCard/ Discover ChargesDescriptionMasterCard - InterchangeCDATA II BCDATA II FCDATA II PMERIT IMERIT 1 DBEHN MERITIMCW MERIT1HV MERIT1MWE MERITITotal MasterCardVisa - InterchangeCPS NO CARDECOM BASICVSP CNPCOMM CNP BCOMM CNP PECOM BS DBREWARDS 2CPS/CNP DBUS COMML2Total VisaDiscover - InterchangeDISCCOMELCDISC CNP PDISC CNPTotal DiscoverTotal InterchangeDescriptionMasterCard AssessmentVisa AssessmentDiscover AssessmentTotal AssessmentDescriptionVisa Processing FeeVisa Check Processing FeeMasterCard Processing FeeDiscover Processing FeeTotal Processing FeesNetSalesItemCountInterchangePer 93,131.34430.638,400.00Passed thru to banks who issuedcards to your sessmentPer .0925%0.0925%Passed thru to the appropriateCard AssociationItemCount1610133Processing FeePer Item0.000.000.000.00Service Provider processing fee forauthorization & 82ProcessingRate0.45%0.45%0.45%0.45%Processing FeeDollars14.787.0014.091.9437.803 218.033 of 66/7/2010
Proforma Merchant Billing StatementMERCHANT BANKCARDUS BANK7300 CHAPMAN HWYKNOXVILLE, TN 37920Cycle:000Statement Date:DBA Name:Store Number:Merchant Number:Chain Number:Mar-10Sample Service Company00000000000000000000000000000Page 4 of 6American temCountPer ItemRateItemChargeSERVICE 08Description1.200.001.20Service Industry Rate forAmerican Express4Other Transaction emCountItemRateItemChargeBatch 00000200200.000.000.000.00DescriptionAuthorization FeesDescriptionVISAWATMASTERCARDWATDISC CREDTWATAXESWATItems26Rate0.15Authorization d/Discover Authorization Fees:ECS Authorization Fees:Amex Card Authorization Fees:Total Authorization Fees:Per item fee for each transaction6.300.001.207.505Other FeesNon Taxable ItemsDescriptionMONTHLY SERVICE FEEItems1Rate7.50Totals7.50Fixed Monthly Service Fee4 of 666/7/2010
Comparative AnalysisPrepared for:Sample Service CompanyPage 5 of 6Cards to Cards Cost ComparisonCost ComparisonTotal Electronic Payments Received During Statement PeriodAmount 10,000.00Current Cost thru Current Provider 339.55Compared to "Cost Plus" Program for NPMAMonthly Cost Reduction 280.47 59.08Annualized Savings (before shift to eChecks) 708.98- followed by @ 20% Shift From Cards to eChecksPayment Method% of PaymentsCards80%eChecks20%Blended100%# of Payments401050Avg Payment 200.00 200.00 200.00Effective Rate2.80%0.13%2.27%Cost Per Pymt 5.61 0.25 4.54 224.37 2.50 226.87Total CostMonthly Cost Reduction 112.68Annualized Savings (after shift to eCheck)GOALConveniencePay & SecurePay arehighly effective tools designed tohelp you achieve this goal.Custom Introduction Letter 1,352.11ECHECK IMPACT ON EFFECTIVE RATEPercent Shift in Payment MethodMBC @ 10% Shift to eCheckMBC @ 20% Shift to eCheckMBC @ 30% Shift to eCheckConveniencePay Online Enrollment5 of 6Effective Rate Cost Per Sale2.54% 5.07 4.542.27%2.00% 4.00Annual Savings 1,030.54 1,352.11 1,673.67SecurePay Payment Form6/7/2010
Steps to ImplementPayment System forSample Service CompanyPage 6 of 6Steps to Implement Establish Elavon Merchant AccountEstablish or Convert American Express Merchant AccountEstablish ACH Direct Merchant AccountConfigure Sample Service Company Secure Payment PageForward ConveniencePay Online Enrollment Text, Images & Code to Web DesignerConfigure Virtual Terminal, Set-up Users & Build eMail ReceiptsCustomize ConveniencePay Introduction Letter for Sample Service CompanySchedule & Train Personnel to Use Virtual Terminal FunctionsComplete PCI-DSS Compliance Questionaire & Schedule Quarterly Gateway ScanProvide Unlimited Support to Sample Service Company PersonnelImplementation typically takes two weeks from start to finishCost Plus Program PricingOne-Time & AnnualFixed MonthlyTransactionalGateway Set-Up & Training 195.00Elavon Monthly Service 0.00Gateway Monthly Access 7.50 20.00Visa, MC & Disc - Cost Gateway Annual Renewal 175.00Secure Payment Page HostingIncluded aboveeCheck Discount RateService Provider Termination FeePCI Certified Customer DatabaseIncluded aboveCard AuthorizationsMonthly Minimum Cards 0.00 0.00 0.00 0.00eCheck Authorizations1Annual PCI Compliance221Elavon Year 1 295.00Elavon Year 2 & 3 195.00Monthly Minimum eChecksACH Direct (eChecks) 0.00ACH Direct Monthly ServicePaymentsGateway 0.00Unlimited SupportAmex Discount Rate0.45%2.89%0.00% 0.15 0.25eCheck Returns 0.35Gateway Per Item 0.05 0.00Batch SettlementAnnual PCI Compliance Fee is waived during first year. Please visit www.mbcmerchant.net/pci to learn more about this uniform requirement.2Early Termination Fee applies to Elavon only as Processing Rates are Guaranteed for the Three Year Term of Your Merchant Agreement.Savings RecapGroup ExperienceSample Service CompanyCurrent Provider Effective RateMBC ER Cards OnlyMBC ER @ 20% eCheckEffective Rate ReductionCost Reduction3.40%2.80%2.27%1.13%33.2%Average PaymentTotal # of Payments50Total Payment Dollars 10,000.00Average Payment 200.00Cost Per PaymentCurrent Provider Effective Rate3.40%MBC ER @ 20% eCheck2.27%Current Provider Cost 6.79MBC Cost 4.54Savings Per PaymentNPMA Group Case 37,727249,291Total2,224Effective Rate Prior to Joining MBCEffective Rate for December 2009Impact to Group Bottom LineCost 85 6,381 6,1643.44%2.47% 2,487Individually; each firm in this group saved an averageof 248.70 in processing costs during the month ofDecember 2009. In addition to these savings, the groupexperienced significant reductions in the cost ofprinting & postage by discontinuing statement drops tocustomers enrolled in the ConveniencePay Program."Without a doubt; this is the best business decision I made in 2009!"- Brad Parker, Parker Pest Control 2.256 of 66/7/2010
7300 CHAPMAN HWY KNOXVILLE, TN 37920 Statement Date: May-10 DBA Name: Sample Service Company Store Number: 00000000000 Merchant Number: 0000000000000 Chain Number: 00000 Sample Service Company John Doe Client Group: 00000 . 7300 CHAPMAN HWY Statement Date: Mar-10 KNOXVILLE, TN 37920 DBA Name: Sample Service Company
