Rebuild Iowa Office - Housing Task Force Individual Assistance Sequence .

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Rebuild Iowa Office - Housing Task ForceSupplemental Information to August 2008 ReportPage 1 of 50Individual Assistance Sequence of DeliveryVoluntary AgenciesEmergency Food, Shelter, Clothing Medical NeedsInsuranceSuch as Homeowners, NFIP, etc.FEMA Housing Assistance (Not SBA Dependent)Applicants can receive more than one type of assistance1.2.3.4.Temporary Housing Assistance – applicants can receive financial assistance to reimburse lodging expenses and/or rentalassistance for up to 18 months or the program maximum, whichever occurs first. Applicants can receive direct assistance(FEMA mobile home or travel trailer) for up to 18 months.Repair Assistance – owners can receive up to the IHP cap for repairsReplace Assistance – owners with destroyed homes can receive up to the IHP cap towards the purchase of a new homePermanent or Semi-Permanent Construction – owners with destroyed homes can receive direct assistance or financialassistance for the construction of permanent or semi-permanent construction in insular areas outside the U.S. and in otherlocations.FEMA/State Other Needs Assistance (ONA)Non-SBA Dependent ItemsAssistance for Medical, Dental, Funeral, OtherSBA Income Evaluation (Repayment Capability)To determine if applicant can qualify for a low interest SBA loanApplicants must complete the SBA loan application and be denied for a loan to be eligible for further assistance.SBA Referral – For SBA Dependent items and thoseapplicants who qualify for a low interest loansReal Property (owners) loans up to 200,000Personal Property (owners & renters) loans up to 40,000.FEMA/State Other Needs Assistance (ONA)For those applicants who do not qualify for a SBA loanPersonal PropertyMoving and StorageTransportationGroup Flood Policy*If it is later determined that an applicant cannot qualify fora loan, the applicant is referred to FEMAUnmet Needs – Voluntary AgenciesIf the applicant has received the maximum amount of assistance from FEMA, State, and/orSBA’s federal disaster assistance programs or the federal disaster assistance programs do notprovide for the need, FEMA may refer the applicant to Voluntary agencies.NOTE: Eligibility is based on a FEMA inspection conducted on the damaged property. Max amount of Individuals and Households Assistance(IHP) is adjusted annually according to the CPI index. The maximum amount for FY08 is 28,800.

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Rebuild Iowa Office - Housing Task ForceSupplemental Information to August 2008 ReportPage 4 of 50Individual Assistance Daily ReportFEMA l Registrations23833,816Regs In Designated CountiesRegs In Un Designated Counties235333,618195This information is for internal use only, not for public distribution. ForOfficial FEMA figures, please contact the Planning DepartmentIndividuals and Households Program (IHP)DAILYCUMULATIVEEligibility Rate95%74%DAILYCUMULATIVETotal Apprv'd 828,978.68 111,592,307.34Registrations Referred19127,614Total Disbursed 1,009,354.22 111,162,657.76Registrations Withdrawn81,153IHP Max Awards (Totals)6984Registrations Pending187564Registrations Ineligible05,875Registrations Approved16420,022DAILYCUMULATIVEEligibility Rate82%71%Eligibility Rate67%38%# of Payment Disbursed26126,764# of Payments Disbursed1036,064 Amount Approved 390,770.60 99,585,789.49 Amount Approved 438,208.08 12,006,517.85 Amount Disbursed 824,955.29 99,557,464.56 Amount Disbursed 184,398.93 11,605,193.20 5,301.63Average ONA awardHousing Assistance (HA)Other Needs Assistance (ONA)Average HA awardDAILYCUMULATIVE 4Withdrawn416,992708Pending HA176515Pending 11718,784ApprovedFuneral Assistance Pnd16816,25953,842.41SBA COB: 07/24/08Home LoansBusiness/EDILTotalTotalApplications Issued21,1926,12727,319Inspection Services (IS)COB 7/24/08Daily Inspections Issued23730,543Number Accepted4,8288975,725Returned to s Approved 106,555,000 24,780,600 131,335,600Turnaround Time (days.hrs.mins)3.22.39QC's PerformedN/A1,604Inspectors in the FieldN/A40WEEK ENDING:Disaster Unemployment Assistance Weekly Report7/19//2008Cumulative TotalCumulativeNumber of Applications Received1330Number of applications ApprovedNumber of Withdrawn or Disapproved205Number of Applications DisbursedClaims Pending924 Amount of Applications DisbursedSite TypeCommericalPrivateTotalPPILocationJFOSITE REQUESTS - COB 7/24/08Site RequestPending PPI RECAPPending inNot Referred toP4QueueDirect HousingReferrals69255520126 15,596.00Pending40624430Total Contacts8121367Registration StatusDesignated CountiesAdamsAllamakeeBentonBlack HawkBooneBremerBuchananButlerCedarCerro aturDelawareDes MoinesDubuqueFayetteCopy of DR1763 JUL25 8/11/2008 4:43 7206148Undesignated CountiesAdairAppanooseAudubonBuena Cumulative825391051114610321913481288Information Management Group

Rebuild Iowa Office - Housing Task ForceSupplemental Information to August 2008 ReportPage 5 of 50Individual Assistance Daily ReportFEMA sMitchellMonona (4 ttStoryTamaUnionVan 00000000211911383195DailyCumulativeDisaster Recovery Centers (DRC)DRC # and CountyMDRC#1Butler - CLOSEDMDRC#2AButler - CLOSEDDRC#2Butler - CLOSEDDRC#5Butler - CLOSEDMDRC#4Black Hawk -CLOSEDMDRC#2BBlack Hawk -CLOSEDMDRC#4BButler - CLOSEDMDRC#4CButler - CLOSEDMDRC#4DButler - CLOSEDMDRC #6DAdams-CLOSEDMDRC #20AHardin-CLOSEDMDRC #18AChickasaw - CLOSEDMDRC #4FButler - CLOSEDMDRC #3BButler - CLOSEDMDRC #15AFayette - CLOSEDMDRC #16AMarion - CLOSEDMDRC#12AFloyd - CLOSEDMDRC#2CBremer - CLOSEDAreaCity1Parkersburg1New Hartford1New Hartford1New Hartford1Waterloo1Cedar Falls1Clarksville1Shell Rock1Dumont3Corning1Iowa Falls1New Hampton1Allison1New Hartford1West Union1Knoxville1Charles City1WaverlyCopy of DR1763 JUL25 8/11/2008 4:43 PMAddress100 Colfax Street50665308 Packwaukee St.50660308 Packwaukee St.50660509 Beaver St506601407 Independence507032501 Minnesota St.50613103 S Elizabeth St.50619303 S Cherry50670630 1st Street506251012 10th Street50841218 S. River Street50126260 E. Prospect50659101 S. Main50602308 Packwaukee St.50660114 N. Vine St.521751302 N. Lincoln St.50138500 N. Grand506161405 4th Ave, SW50677Opening DateClosing -Jun-08743Information Management Group

Rebuild Iowa Office - Housing Task ForceSupplemental Information to August 2008 ReportPage 6 of 50Individual Assistance Daily ReportFEMA DR-1763-IAMDRC #14ACerro Gordo-CLOSEDDRC#7Story - CLOSEDMDRC#3Buchanan - CLOSEDMDRC#4EButler - CLOSEDMDRC#9ALinn - CLOSEDMDRC#10ALinn - CLOSEDDRC#3Buchanan - CLOSEDMDRC #19ALouisa - CLOSEDMDRC #17AClayton - CLOSEDMDRC #10BJones - CLOSEDDRC #8Tama - CLOSEDMDRC #10CDelaware - CLOSEDMDRC#6AUnion - CLOSEDMDRC #6BPage - CLOSEDMDRC#6CUnion - CLOSEDMDRC#11APolk - CLOSEDMDRC #19BLouisa - CLOSEDMDRC #16BWapello - CLOSEDMDRC#19CMuscatine - CLOSEDMDRC#8ALinn - CLOSEDMDRC# 10DJasper - CLOSEDMDRC #21ACedar - CLOSEDMDRC#9BJohnson - CLOSEDMDRC#20BChickasaw - CLOSEDMDRC #13ADes Moines - CLOSEDMDRC#6EFremont - CLOSEDDRC#13Bremer - CLOSEDMDRC#5ALinn - CLOSEDDRC#12Floyd - CLOSEDMDRC#1BBenton - CLOSEDMDRC#16CScott - CLOSEDDRC#6Black Hawk - CLOSEDMDRC#19DTama - CLOSEDDRC#1Butler - CLOSEDDRC#19Muscatine - CLOSEDDRC#16Harrison - CLOSEDMDRC 14BLee - CLOSEDDRC 18Marshall - CLOSEDMDRC 11BWinneshiek - CLOSEDMDRC 19EHamilton - CLOSEDMDRC 11CWinneshiek - CLOSED1Mason City1Nevada2Aurora1Greene2Cedar Rapids2Cedar Rapids2Aurora2Columbus ndoah3Creston3Des n2Iowa City1Nashua2Burlington3Hamburg1Waverly2Cedar Rapids1Charles City2Vinton2Davenport1Cedar Falls2Tama1Parkersburg2Muscatine3Dunlap2Ft. Madison2Marshalltown1Decorah1Webster City1DecorahBlack Hawk1WaterlooDRC 9Linn2Cedar RapidsDRC 10Johnson2CoralvilleDRC 11Polk3Des MoinesDRC 14Cerro Gordo1Mason CityDRC 4Copy of DR1763 JUL25 8/11/2008 4:43 PM100 S. Federal Ave.50401900 6th St.50201401 Woodruff50607201 N. 5th St.506364801 Golf St, NE524022600 Edgewood RdSW 52405401 Woodruff5060799 Second Street52057916 High Street52043200 S. Garnavillo St.52205203 W. High St.52342200 E. Acres Street52057116 W Adams St.50801400 W. Sheridan51601116 W. Adams St.508011203 E. Euclid Ave50313317 N Water Street52653525 Granview525012705 Cedar St52761505 Vinton St52324204 N. League50054400 Cedar Street527724260 Oak Crest Hill Rd52246125 Greenwood Ave506581221 S. Gear Ave52655309 S Street516401405 4th Ave, SW50677401 76th Ave52404500 N. Grand50616210 W 21st St52349901 E Kimberly Rd528062003 Campus St50613Undisclosed Location52339101 Colfax Street506652705 Cedar St52761716 Iowa Ave515293412 Avenue L52627909 Summit Street50158405 Winnebago St52101500 Fair Meadow Dr50595210 Vernon Street521011407 Independence507032600 Edgewood RdSW 524051401 9th Street52241203 E. Euclid Ave50313100 S. Federal -Jul-08331553Information Management Group

Rebuild Iowa Office - Housing Task ForceSupplemental Information to August 2008 ReportPage 7 of 50Individual Assistance Daily ReportFEMA DR-1763-IADRC 15Louisa2WapelloDRC 17Wapello2OttumwaDRC 20Hancock1GarnerMDRC 13B Dubuque2DubuqueMDRC 16D Scott2DavenportMDRC 22A Des Moines2TOTAL VISITORSFIXED 8MOBILE 3 Closed DRC 59Copy of DR1763 JUL25 8/11/2008 4:43 PMBurlington317 N Water Street52653525 Granview52501325 W. 8th St5043814928 Public SafetyWay 520028500 Hillandale Rd528061221 S. Gear on Management Group

Rebuild Iowa Office - Housing Task ForceSupplemental Information to August 2008 ReportDamage Levels & ConditionsPage 8 of 50General Indicators are time sensitiveDamage itions Present inResidential & Business AssessmentWater above the first floor doorknobTwo or more basement walls collapsedStructure leveled above foundationSecond floor is goneTwo exterior walls collapsedMoved off foundationWater on first floor 6 inches to doorknobWater on main floor more than 24 hoursFoundation damaged (bowed or collapsed wall)One exterior wall collapsedExterior frame damage (bowed walls-non cosmetic)Roof off or collapsedSix inches or less of water in a mobile homeExits blocked in addition to other damageOne room destroyed (pertains to apartment renters)Accessory/service/outbuildings damaged (business)Production equipment/office equipment (business)Utilities damaged to include well, septic system, electrical service, and gasCarpets soaked on first floorDamage to the home’s mechanicals such as furnace, water heater, baseboard heat, and airconditioner in need of repair or replacementSewer backup or flood water in unfinished basementInsulation damage in crawl space or mobile home belly boardInterior floor, walls; minor structural damage to exterior wallsTrees fallen on structureMinor damage to exterior walls and interior floorShingles/roofing removed or damaged exposing the sheathingBusiness inventory destroyed (business)Fire escape not usable (pertains to businesses and multi-family units)Fleet/vehicle damage (business)Less than six inches of water in unfinished basementCosmetic damages to shutters, gutters, shingles, and sidingPorch damage/deck damageDowned trees in yard that do not impede access to homeFireplace/wood burner chimney damageBroken windowsParking lot damage (business)Business signs damaged (business)Damage to landscaping (business)Damage to public or private roads/culverts that impede normal access to primary residenceHouse surrounded by water and only accessible by boatOnly access is by driving through farm fieldLoss of rail service impacts businessApril 14, 2000

Rebuild Iowa Office - Housing Task ForceSupplemental Information to August 2008 ReportPage 9 of 50Basic PDA Guidelines for Human ServicesThe following guidelines are to be used by FEMA/State Preliminary DamageAssessment (PDA) Teams while evaluating damages for Individual Assistance asthe result of a disaster event. Please note that these guidelines are not absolute anddamages are to be evaluated on an individual basis regarding the impacts to thehome and the probable assistance necessary to address those impacts. Insurancecannot be duplicated by any federal programs so for those events wherehomeowners insurance may be applicable, particular attention to insurancecoverage is important. Please also note your best estimate of owner occupied vs.renter occupied homes.Categories of damage:a. Destroyed: Destroyed is used when there is a total loss or damage tosuch an extent that repairs are not economically feasible. Any one ofthe following may constitute a status of destroyed:1. Structure is not economically feasible to repair.2. Structure is permanently uninhabitable.3. Complete failures to most major components of structure (e.g.basement walls/foundation, walls, roof, etc.)b. Major: Major damage is when the home has sustained structural orsignificant damages, is uninhabitable and requires extensive repairs.(e.g. substantial failures to structural elements of the residence, repairswill take more than 30 days, has more than 50% damage, etc.)c. Minor: Minor damage is used when the home is damaged and mayonly be used under limited conditions, but can be restored with minorrepairs (e.g. can be repaired in less than 30 days for only a few thousanddollars).d. Affected: Affected damage is if the living unit, porch, carport, garage,etc., was damaged but the living unit can still be occupied safely.Secondary residences would not be covered by federal disaster assistanceprograms and as such would be counted separate from primary residences.08/11/2008

Rebuild Iowa Office - Housing Task ForceSupplemental Information to August 2008 ReportPDA COUNTY SUMMARYUSE ONE LINE FOR EACHPDA FORM submitted from the FieldPDAFORM #BOLD IS FINAL ASSESSMENTN/ATYPE DISASTERPAGEsevere storms, flooding, tornadoOFDATE COUNTY COMPLETED:HOMEPRIPage 10 of 50COUNTYPDA TEAM:FORMJURISDICTIONUpdated PDA 6Declared2AdamsAllamakeeAudubonBentonBlack HawkBooneBremerBuchananButlerCarrollCedarCerro Gordo urDelawareDes JasperISOEST. INCOMEINSBSM1 FL2 000000000400

PDARebuild Iowa Office - Housing Task ForceSupplemental Information to August 2008 ReportFORM ttamiePoweshiekScottShelbyStoryTamaTaylorUnionVan WrightSUB TOTALSTHIS PAGEISOEST. INCOMEPage 11 of 50INSBSM1 FL2 02010039100102338480301043384905301023807402260 26970603204590460560244 2135300000095132455123617302250 26970403214600460530144 209283210209516298912231 262342711405108834 224217 1133127319002267101628320065513424152230240243 00000000006014 283 403 14406551002200 280300155111392 3599 1244 910 1749451301300 315 11005525 1400653339013 13383031733800276100200461502 1122606714530127000262603 453 5540328 370 1350211101104144113 1232462631477811378 131723033002376 1744271905863311887 5791 32601000001109720000000009613426COMMENTS:*** County Coordinator would NOT allow inspection team into the homes - all observations were made by driving past the homes.786510923 2160375006262 1640065 2632003302302025 28075004700132 203 38903315 9501 #### 372

PDARebuild Iowa Office - Housing Task ForceSupplemental Information to August 2008 ReportFORM ural)]12ISOEST. INCOMEPage 12 of 50INSBSM1 FL2 789101112131418

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Rebuild Iowa Office - Housing Task ForceSupplemental Information to August 2008 ReportPage 38 of 50Rebuild Iowa Task ForceHousingMeeting SummaryJuly 28, 2008 — 9:30 a.m. – 3:30 p.m.Iowa Finance Authority – Presentation Room2015 Grand Avenue, Des MoinesTask Force Members PresentNitza Lopez -Castillo, Co-Chair, Community Development Center, Columbus JunctionJim Davis, Co-Chair, Iowa Title and Reality Co., Charles CityTracy Achenbach, Homeward, Inc., ClarionBob Bauman, Butler Co REC, AllisonBobbi Bendickson, Habitat for Humanity Iowa, Mason CityLorie Bennett, City of Humboldt, HumboldtMJ Broomfield, Executive Director, Southwest Iowa Planning Council, AtlanticPam Carmichael, Home, Inc., Des MoinesSenator Robert Dvorsky, Iowa General Assembly, CoralvilleDavid Erickson, Davis Brown Law Firm, Des MoinesJim Ernst, Four Oaks, Cedar RapidsBecky Groff, AARP, Des MoinesDoug LaBounty, Community Housing Initiatives, Inc., Spirit LakeVince Lintz, Iowa Department of Economic Development, Des MoinesSheila Lumley, Polk County Housing Trust Fund, Des MoinesBret Mills, Iowa Finance Authority, Des MoinesMark Patton, Iowa Valley Habitat for Humanity, Iowa CityRepresentative Kraig Paulsen, Iowa General Assembly, HiawathaLindi Roelfose, Tama County Economic Development Commission, ToledoKurt Schade, Coldwell Banker, West Des MoinesRepresentative Tom Schueller, Iowa General Assembly, West Des MoinesResource Group Members PresentNadia Anderson, Iowa State University, AmesDave Bert, Iowa Association of Realtors, CliveMickey Carlson, Iowa Finance Authority and Iowa State University, AdelKaren Cooney, City of Muscatine, MuscatineBrian Douglas, Community Housing Development Corp, Des MoinesCorey Luedeman, Iowa Legal Aid, Cedar RapidsCharlotte Martin, Mount Mercy College, Cedar RapidsChris Nosbisch, City of Norwalk, NorwalkJack Porter, State Historical Society, Des MoinesDoug Sharp, BSB Design, West Des MoinesKeith Smith, Landlords of Linn County, MarionDavid Wilwerding, City of Johnston, JohnstonPresentersTracy Aupperlee, Federal Emergency Management Agency (FEMA)Tracey Epps, Iowa Homeland Security and Emergency Management DivisionSteve Castaner, Federal Emergency Management Agency4459 121st Street, Urbandale, Iowa 50323(515) 242-5004rebuild.iowa.gov

Rebuild Iowa Office - Housing Task ForceSupplemental Information to August 2008 ReportPage 39 of 50Bill Goldsmith, The Community BuildersLane Palmer, Iowa Department of Economic DevelopmentSue Runnells, Oakville ResidentPat Shey, Cedar Rapids City CouncilJohn Turnbull, National Development CouncilSteve Zimmerman, Iowa Homeland Security and Emergency Management DivisionObservers PresentRoger Baysden, Prison IndustriesWilliam C. Bryant, Jr., Rebuild Iowa Office (RIO)Jason Clayworth, The Des Moines RegisterSusan Dixon, RIOMichael Duster, Legislative Services AgencyMary Earnhardt, House Republican Research StaffJack Ewing, Office of Governor Culver and Lt. Governor JudgeLuis Fernandez, FEMASyeta Glanton, Office of Governor Culver and Lt. Governor JudgeThomas R. Patterson, House Democratic StaffShawn Snyder, Legislative Services AgencyRuss Trimble, Senate Republican CaucusStaff:Joe O’Hern, Rebuild Iowa OfficeBen Banowetz, SPPGArlinda McKeen, SPPGMichelle Rich, SPPGWelcome and IntroductionsCo-chairs Jim Davis and Nitza Lopez-Castillo convened the Rebuild Iowa Housing Task Force,thanking participants for their willingness to serve and setting the stage for the day’s work.Lopez-Castillo reiterated the welcome message and related her ties to Iowa since moving to thestate and her commitment to working with the Task Force to complete the process. Davisemphasized the role of the Task Force and Resource Group in bringing the key issuessurrounding housing to the Commission in a timely and high quality report.Charge to the Task Force and Overview of the DayDavis reviewed the charge set forth by the Governor’s Executive Order 7. Each of the ninesubject matter task forces were asked to gather data and information and to provide somepreliminary recommendations to the Rebuild Iowa Advisory Commission. The Commission thenwill develop and submit its preliminary report to the Governor and Lt. Governor and the RebuildIowa Office within the required 45-day time frame. The report of the Task Force is due August18; the Commission report is due to the Governor September 2.Davis introduced Arlinda McKeen of State Public Policy Group, who provided a brief outline ofthe process to reach a consensus set of issues and recommendations. McKeen explained thepurpose of the morning’s presentations as background and data to guide the afternoondiscussions. From that information and the experience and expertise of Task Force andResource Group members, the issues, gaps, and preliminary recommendations will beproposed and discussed. The Task Force is responsible for reaching consensus on therecommendations and other elements of the report. Staff will lead the report writing, with reviewand comment by Task Force members.Rebuild Iowa Housing Task ForceJuly 28, 2008p. 2

Rebuild Iowa Office - Housing Task ForceSupplemental Information to August 2008 ReportPage 40 of 50Davis introduced the presenters and format for handling questions.Presentation of InformationDamage Impact – Steve Zimmerman, Preparedness Bureau Chief and Alternate StateCoordinating Officer (SCO), Iowa Homeland Security and Emergency Management (HSEM)(see handouts: Damage Levels & Conditions, PDA County Summary, and Basic PDAGuidelines for Human Services)The Iowa Homeland Security and Emergency Management Division speakers explained that thePreliminary Damage Assessment (PDA) involves a joint effort between local, state, FEMA, andSBA representatives and entails assessment homes and businesses to reach the thresholdamount of damages to qualify for a Presidential Disaster Declaration. All houses are assessedin accordance with the damage levels and conditions. All houses with damages are assessed. Ifassessment team members find different levels of damage, the assessment is recorded at thehigher level of damage. The primary purpose of the Preliminary Damage Assessment is todocument damages up to the level to trigger a request for a Presidential Disaster Declaration.Q: Given flooding events, how long did damage assessment take to complete? Or is it finished?A: The assessment began after the Parkersburg tornado and it finished two weeks ago. Thelength of time required for the assessment depends on the damage. In the case of Parkersburg,the PDA was completed in six hours. But that case was clear-cut; all the homes and buildingswere destroyed. Flooding is more complex. Des Moines’ PDA reported a very low number forPolk County. The Governor requested a damage assessment the day after the levee broke, andsome of the houses could not be accessed to conduct the assessment. The Governor wantedthe damage assessment completed right away in order to declare the county a disaster area.Federal regulations are somewhat vague as to what qualifies a state for a disaster

Insurance Such as Homeowners, NFIP, etc. . CLOSED 1 New Hartford 308 Packwaukee St. 50660 29-May-08 2-Jun-08 48 DRC#2 Butler - CLOSED 1 New Hartford . Buchanan - CLOSED 2 Aurora 401 Woodruff 50607 10-Jun-08 28-Jun-08 167 MDRC #19A Louisa - CLOSED 2 Columbus J. 99 Second Street