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NATIONAL AUTOMATIC SPRINKLER INDUSTRYWELFARE FUND PENSION FUND8000 CORPORATE DRIVE LANDOVER, MD 20785TELEPHONE(301) 577-1700WELFARE FUND TRUSTEESPENSION FUND TRUSTEESBRIAN DUNN, ChairmanPETER GIBBONSROBERT J. COOPER, JR.BRIAN E. FISHERKEVIN BELLEWFRED BARALL, SecretaryROB VINCENTMARTIN CORCORANTHOMAS A. LYDONSHANE RAYLANCE GUNNELLS, AlternateFRED BARALL, SecretaryRICKY JACKSONMARTIN CORCORANTHOMAS A. LYDONSHANE RAYBRIAN DUNN, ChairmanSTANLEY M. SMITHWAYNE MILLERROBERT J. COOPER, JR.BRIAN E. FISHERTOLL FREE(800) 638-2603JOHN P. EGER, AdministratorDecember 2020To All Participants in the NASI Welfare FundFrom the Board of TrusteesRetirement of Fund Administrator100% CoverageIt’s with a debt of gratitude that we announce the retirement of long time Fund Administrator, Michael Jacobson. Mike has been with the NASI Trust Funds forover 40 years and has led the organization for more than35 years. He has always guided the Trust Funds with theutmost professionalism and with the best interest of theparticipants in mind. We wish Mike all the best in retirement and thank him for his exceptional years of service.There are a few exceptions under the NASI Welfare Planwhere 100% coverage is provided for In-Network services under all levels of NASI Welfare Plan coverage(without first applying the individual deductible). Amongthose exceptions are:Mike will be replaced by the Assistant Fund Administrator, John Eger. John has been with the Trust Funds formore than 37 years. We are confident that he will continue the legacy that Mike has built. The Fund Remains Financially StableOne of the factors contributing to lower than expectedclaim expenses may be that fewer people are using a hospital emergency room for diagnosis and/or treatmentthat can be addressed at an Urgent Care facility or evenby MDLive. The NASI Welfare Fund covers InNetwork Urgent Care charges at 90% (instead of theabove 80% coverage level), and there is no deductibleapplied to Urgent Care. The 90% coverage level also applies to In-Network walk-in clinics such as CVS’ MinuteClinic.The Board of Trustees of the National Automatic Sprinkler Industry Welfare Fund is again pleased to reportthat the NASI Welfare Fund continues to experiencegenerally favorable financial conditions that permit theFund to provide the coverage and benefits describedbelow.In general, the NASI Welfare Fund pays the followingpercentage for Level 1 benefits after you meet the individual deductible:In-NetworkOut-of-NetworkFund Pays/You Pay80%/20%60%/40% MDLive (virtual doctor’s visits)Preventive Services required by law as listed in thePlan DocumentRoutine annual physical examinationsIn-Network Medically Necessary colonoscopies90% Coverage for Urgent CareMDLiveTo make it even easier to access medical care for our active and retired participants who are not yet eligible forMedicare, the NASI Welfare Plan provides 100% coverage for the telemedicine service; MDLive. MDLive

for Participants). In addition, effective January 1, 2021,the amount of coverage will be increased from 400 every five years to 1,200 per individual every three years.gives you access to a physician, licensed in your state,any time of day or night; even on weekends and holidays. MDLive is appropriate for non-emergency ailments such as sore throat, asthma, fever, flu, as well ascertain behavioral health issues. To encourage use ofMDLive, the NASI Welfare Fund covers 100% of thecost of this service. While the cost of the “virtual visit”is covered in full, you will be responsible for costs arising from your “virtual visit”; things like your portion ofthe cost of a prescription drug that you received as a result of your telemedicine visit.Dental Benefit ImprovementEffective January 1, 2021, the maximum annual dentalbenefit payable under the NASI Welfare Plan will increase based on your level of coverage.For Level 1 and Self-Pay Benefits, the maximum annualdental benefit and the lifetime orthodontia benefit willincrease from 3,000 per individual to 4,000 per individual.Sign up online now, before you need it. You might notfeel like doing it when you are sick. Follow the link tothe MDLive website you can find on the nasifund.orgwebsite or go to MDLIVE.com/bcbsil.For Level 2 Benefits, the maximum annual dental benefit will increase from 2,000 per individual per year to 3,000 per individual per year, and the lifetime orthodontia benefit payable will increase from 3,000 per individual to 4,000 per individual.Telemedicine for Medicare-eligible Retireesand BeneficiariesPhysicians are now allowed to bill Medicare for telemedicine services. If your doctor provides telemedicine services, this means that instead of traveling to receivemedical evaluations, mental health services, and management of medication, your doctor can provide such services to you over the phone. You should feel free to useyour doctor if they are willing to speak to you by telephone. Medicare will cover their part of the charge forthat telemedicine service, then NASI will cover its part,as if the service was provided in the office. You maystill have some portion of the bill to pay (you still haveto meet Medicare Part B’s deductible for example), butmost Medicare-eligible folks should now be able to access their doctor’s services by telephone.Member Assistance ProgramThis program provides guidance and resources for thosewith substance abuse and other mental health issues,financial difficulties, as well as legal and other questions.There is no cost to you associated with the use of thisprogram. Call 866-379-0895 to speak to a counselingprofessional who will listen to your concerns and whocan guide you to the appropriate services you require.This program is available to active and retired participants and dependents, including Medicare-eligible retirees and dependents.Diabetes Care Management ProgramChiropractic Benefit ImprovementA number of diabetics will be invited to participate inthe Livongo Diabetes Remote Monitoring program.The goal of this program is to help these individualslower their Hemoglobin A1C levels and, in doing so,avoid, minimize, or delay medical complications oftenassociated with Diabetes. Participants in this programwill receive a special glucose meter and unlimited teststrips and lancets as well as access to coaches by telephone or, if preferable, by text. There will be no cost tothose participating in this program.Effective January 1, 2021, the NASI Welfare Fund Planof Benefits is modified to provide coverage for up to 26Chiropractic visits each year. This represents an increase, from 20, in the number of annual chiropracticvisits.Hearing Aid Benefit ImprovementEffective January 1, 2021, the NASI Welfare Fund Planof Benefits is modified to provide coverage for medically necessary hearing aids for dependents to mitigate orreverse hearing loss attributable to a specific injury orsurgical or medical procedure resulting in hearing damage to the dependent (subject to the cap set forth belowFlu shots and other ImmunizationsRemember to get your seasonal flu shot from your BlueCross Blue Shield participating physician or at your localpharmacy that participates with Express Scripts. Most2

Pensioners and Beneficiaries WITH Medicareimmunizations, including flu shots, are covered at 100%by the NASI Welfare Fund when using an In-Networkprovider.The monthly self-payment amount for pensioners orbeneficiaries who became eligible for Medicare before2002 will NOT increase in cost from 320 per month in2020. The cost will remain 320 per month in 2021.Similarly, for those pensioners or beneficiaries who become eligible for Medicare after 2001, the monthly selfpayment cost for coverage will NOT increase in costfrom 370 per month in 2020, but will remain 370 permonth in 2021.Level 2 and Level 3 BenefitsThe great majority of those eligible for benefits from theNASI Welfare Plan enjoy Level 1 benefits which includenon-medical benefits such as dental, vision, disability,and life insurance. The NASI Welfare Plan also provides two other levels of medical benefits which havedifferent deductible, co-insurance, and out-of-pocketmaximum expense levels. Groups who have bargainedfor Level 2 or Level 3 medical benefits can also chooseto bargain for some or all of the “additional” benefits:dental, vision, disability, and life insurance.Medicare-eligible Pensioners and Beneficiaries who areeligible for their Local Union’s Retired Employee Subsidy Account (RESA) will continue to benefit from theirLocal Union’s subsidy of the cost of their coverage.Effective January 1, 2021, the hourly contribution ratesassociated with these benefits are as follows: Level 2 Medical Benefits Level 3 Medical Benefits Dental Disability Vision LifeMonthly Cost for Those Participating inNASI Welfare Fund through ParticipationAgreements 7.78 7.37 0.69 0.07 0.10 0.01The monthly premium for the NASI Welfare Fund forthose participating in the Fund through participationagreements (e.g. owner members) will be 1,688.00.REMINDERSPensioner Medical CoverageRetiree Benefits and MedicareRetirees with medical coverage pay a premium that isdeducted from their monthly pension benefit. Theamounts retirees pay are designed to cover 50% of thecost of retiree coverage.Medicare is the primary coverage for Pensioners, Dependents of Pensioners, and Beneficiaries. The NASIWelfare Plan requires that individuals who are eligiblefor Medicare Part B benefits sign up for those benefits.Additionally, if an individual is not entitled to cost-freeMedicare Part A, that individual must also purchase PartA coverage from Medicare when they become eligible todo so at age 65.Pensioners and beneficiaries who do NOThave Medicare CoverageThe monthly self-payment amount for pensioners orbeneficiaries who are not yet eligible for Medicare willincrease from 910 per month in 2020 to 915 permonth beginning January 1, 2021.Since Medicare does not pay for hospital or medicalservices outside of the United States, in order to havecoverage for such services when traveling or living outside the United States, you need to purchase travel insurance or other medical insurance. The NASI WelfareFund will not provide primary medical coverage forMedicare-eligible individuals; instead, the Plan will limitits coverage to the amount the Plan would have paid onyour behalf had you received those services in the United States. For example, if you are hospitalized in theUnited States, Medicare Part A pays all of the cost of thehospitalization except for the deductible ( 1,452 in2020). If you are, instead, hospitalized outside of thePensioners and beneficiaries whose Local Union has aRetired Employee Subsidy Account (RESA) and whoare eligible for their local union’s RESA will continue tobenefit from their Local Union’s subsidy of the cost oftheir coverage. If your Local Union determines thatyour RESA will not pick up the additional cost by increasing its subsidy to its covered members, you will beadvised in a separate announcement.3