Transcription
Role of Banking Sectorin WomenEmpowerment : Genderand access to financePresenter:Director of Research InstituteNational Bank of TajikistanKhujand, 14 May 2018
Outline Relationship of financial inclusion with femaleempowerment Women s contribution in development of banking systemof Tajikistan Main objectives and contents of business women ssupport Principal sources in supporting women-entrepreneurship Banking credits to women-entrepreneurs in the regions ofthe country Banking services for women in period of 2017-2018 Some challenges of women-entrepreneurship in Tajikistan
What is access to financeAccess to finance is broadlydefined as access to products(e.g. deposits and loans) andservices (e.g. insurance andequity products) at a reasonablecost.
Universal Financial Inclusion Economical GrowthPoverty ReductionExpanding businessEconomic and Financial ResourcesGender equality and the empowerment ofwomen
Why it is important?
Women s contribution in development ofbanking system of TajikistanList of InformationThe total number ofemployed women in theNBTincluding:Year 2015 Year 2016Year 2017January –February 2018307272247249Main office171163149148Regional divisions of NBT13610998101Managing Staff343433336491594052525252The total number ofemployed women in thebanking system
Women s contribution in development ofbanking system of Tajikistan
Women s contribution in development ofbanking system of Tajikistan
Main objectives and contents of businesswomen s support Women s contribution in development of bankingsystem of Tajikistan Increase of new jobs Involvement of housewives to work Increase the country s GDP Reduction of unemployment Provision of the domestic market with self-production Reduce poverty
Principal sources in supportingwomen entrepreneurshipOne of the main sources of entrepreneurs is the funds ofthe banksincluding: - preferential loans; - long-term loans; - free access to credit facilities in remote areas; - assistance (grants); - free access of women-entrepreneurship to variousmodern banking services
Dynamics of the volume of small credits (includingsmall credits to business women) provided frombanking system in 2010-2017 (million somoni)
Small micro-credits of the banking system in thecountry s regions (including: microfinance givento entrepreneurs) for 2010-2017, (million somoni)
Dynamics of small credits (including womenentrepreneurs) provided by the banking systemfor months January-February 2017-2018 (millionsomoni)
Banking services for women in the period of 2017-2018IndicatorsThe total number ofpaymentcards (end of period)including: WomenShare of WomenUnitChangesJan-Mar2018 withJan-Mar2017(numbers)4881 714 924ChangesJan-Mar2018 withJan-Mar2017(%)2,9Jan- JanMar Mar2017 2018Unit1 666 036UnitPercent905 250(54%)936 588(54,6%)3133,5Holders of Payment Cards (endof period) including:WomenNumber1 639 101 1 687 9264883,0Number878 756916 8053804,3Share of WomenPercent(53,6%)(54,3%)Total number of bank accountsopened for clients (end ofperiod) including:WomenthousandunitsthousandunitsPercent3 168 208 3 061 424-1067-3,41 375 873 1 410 1453432,5Share of Women(43,4%)(46,1%)
Challenges in Tajikistan In the last decade entrepreneurship for women hasdecreased and become a male-dominated activity Women empowerment in Tajikistan is even lower in ruralareas and certain regions such as Isfara and Istaravshan In the North and urgan Tube and Shahrituz in the South Gender relations are distorted and divorce rate amongstthe highers in the world the social costs are high as many families have no maleHousholds heads for years at a time Tajikistan is a country with conservative gender normsand high migration for young men in working age: in someprovinces more than 70% of the working age men migrated
Thank you for your attentionQuestions
Outline Relationship of financial inclusion with female empowerment Women s contribution in development of banking system of Tajikistan Main objectives and contents of business women s support Principal sources in supporting women-entrepreneurship Banking credits to women-entrepreneurs in the regions of the country Banking services for women in period of 2017-2018
