Transcription
2018EMPLOYEE BENEFITS HANDBOOK
Montgomery College2018 Employee Benefits HandbookContentsPreface . 1Health Plans. 2Open Enrollment . 2Eligibility and Participation . 2Domestic Partner Coverage . 2Enrollment-Points to Consider . 2Special note when adding a new baby . 3New Health Insurance Marketplace Coverage Options and Your Health Coverage . 3PART A: General Information . 3PART B: Information About Health Coverage Offered by Your Employer . 4Medicare Prescription Drug Plan Credible Coverage Notice . 6Medical Plans . 7The CIGNA Choice Fund/HSA . 7CIGNA HealthCare Point Of Service Plan . 8Kaiser Permanente HMO . 8Health Plan Comparison Guide . 9Frequently Asked Questions –Health Insurance (FAQ’s) . 12Dental Plans. 13The Cigna Dental PPO . 13Cigna Dental Care Plan . 14Frequently Asked Questions – Dental (FAQ’s) . 14i
2018 Montgomery College Employee Benefits HandbookLife Insurance . 14Travel Assistance . 15Employers’ Frequently-Asked Questions about Travel Assistance . 15Beneficiary Assist . 19Accidental Death and Dismemberment Insurance (AD&D) . 19Optional Term Life Insurance . 20Dependent Term Life Insurance . 20Long-Term Disability . 20Flexible Spending Accounts . 20Important Information for Healthcare and Dependent Care Flexible Spending Accounts: . 21Health Care Spending Account . 22Dependent Care Flexible Spending Account . 24Transit and Parking Account . 24Flexible Spending Account Debit Card FAQ’s . 25Group Legal Benefit . 26Summary of Services . 27Non-Attorney Costs . 30Personal Injury 25% Contingent Fee . 30National Protection Rider . 30Master Plan Exclusions. 31Expanded Coverage Rider. 31Vision Plan . 32VSP Frequently Asked Questions (FAQ’s) . 32ii
2018 Montgomery College Employee Benefits HandbookAccommodations under ADA . 34Worker’s Compensation. 34Unemployment Insurance . 35Continuation of Health/Dental Benefits . 35COBRA (the Consolidated Omnibus Budget Reconciliation Act of 1985). 35Retirement. 36Health Information Privacy Notice . 37Montgomery College’s Pledge Regarding Health Information Privacy . 37Privacy Obligations Of The Plan . 37How the Plan May Use and Disclose Health Information About You . 37Special Use And Disclosure Situations . 38Your Rights Regarding Health Information about You . 39Changes To This Notice . 40Complaints . 40Other Uses and Disclosures Of Health Information . 41Contact Information . 41Discrimination Against the Law .41Leave Policies . 43Annual Leave . 43Sick Leave. 44Personal Leave . 44Holiday Pay . 45Special Leaves with Pay . 45Bereavement. 45Court Attendance . 45Annual Military Reserve Training . 46Professional Meeting . 46Enrichment Leave . 46Professional Development Leave for Staff . 46iii
2018 Montgomery College Employee Benefits HandbookSabbatical Leave for Faculty . 46Administrative Leave . 46Emergencies . 48Options During Emergencies . 48Responsibilities During Emergencies . 48Special Considerations for Power Outages and Other Non-Winter Weather Events . 48Alternative Workplaces for Staff for Partial Closures . 47Leave without Pay . 49Family and Medical Leave . 49Short-Term Disability . 50Retirement Plans . 50Full-time, Faculty, Administrators and Professional Staff . 50Pension System for Employees and Teachers of the State of Maryland . 51Optional Retirement Plan (ORP) . 51Full-time, Support, Paraprofessional and Technical Staff . 51Part-time Employees . 51Supplemental Retirement Annuities (SRA’s) . 51Frequently Asked Questions - Supplemental Retirement Annuities (FAQ’s) . 52Professional Development and Training . 52Montgomery College Professional Development Opportunities . 54Contact Information . 58Educational Programs . 58Educational Assistance Program (EAP) . 58Tuition Waiver . 58Tuition Waiver - Employee Only . 58Fee Reimbursement . 59Tuition Waiver - Dependent/Spouse. 59iv
2018 Montgomery College Employee Benefits HandbookFrequently Asked Questions - EAP and Tuition Waiver (FAQ’s) . 59Preface . 1Health Plans. 2Open Enrollment . 2Eligibility and Participation . 2Domestic Partner Coverage . 2Enrollment-Points to Consider . 2Special note when adding a new baby . 3New Health Insurance Marketplace Coverage Options and Your Health Coverage . 3PART A: General Information . 3PART B: Information About Health Coverage Offered by Your Employer . 4Medicare Prescription Drug Plan Credible Coverage Notice . .6Medical Plans . 7The CIGNA Choice Fund/HSA . 7CIGNA HealthCare Point Of Service Plan . 8Kaiser Permanente HMO . 8Health Plan Comparison Guide . 9Frequently Asked Questions –Health Insurance (FAQ’s) . 12Dental Plans. 13The Cigna Dental PPO . 13Cigna Dental Care Plan . 14Frequently Asked Questions – Dental (FAQ’s) . 14Life Insurance . 14Travel Assistance . 15Employers’ Frequently-Asked Questions about Travel Assistance . 15v
2018 Montgomery College Employee Benefits HandbookBeneficiary Assist . 19Accidental Death and Dismemberment Insurance (AD&D) . 19Optional Term Life Insurance . 20Dependent Term Life Insurance . 20Long-Term Disability . 20Flexible Spending Accounts . 20Important Information for Healthcare and Dependent Care Flexible Spending Accounts: . 21Health Care Spending Account . 22Dependent Care Flexible Spending Account . 24Transit and Parking Account . 24Flexible Spending Account Debit Card FAQ’s . 25Group Legal Benefit . 26Summary of Services . 27Non-Attorney Costs . 30Personal Injury 25% Contingent Fee . 30National Protection Rider . 30Master Plan Exclusions. 31Expanded Coverage Rider. 31Vision Plan .
This Employee Benefits Handbook has been created to provide a reference manual of benefits available at Montgomery College (the "College"). Much of the information contained in this Handbook may be subject to change at the sole discretion of the College and without prior notice, and
