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Investment RBC ChargesAVR (pre-tax)LifeAVR (post-tax)LifeBondsNAIC 01 - U.S. Government Bonds - Direct and GtdNAIC 01 - OtherNAIC 02NAIC 03NAIC 04NAIC 05NAIC 0.96%3.39%7.38%16.96%19.50%Preferred Stocks (Unaffiliated)NAIC 01 - U.S. Government Bonds - Direct and GtdNAIC 01 - OtherNAIC 02NAIC 03NAIC 04NAIC 05NAIC %Hybrid SecuritiesNAIC 01 - U.S. Government Bonds - Direct and GtdNAIC 01 - OtherNAIC 02NAIC 03NAIC 04NAIC 05NAIC %N/AN/AN/AN/ASub's RBC After Covar50.00%N/AN/AN/AN/A22.50%N/AInstrumentBonds (Affiliated)Direct and Indirect owned Insurance Affiliates and InvestmentDirect and Indirect owned Alien Insurance AffiliatesHolding Company in Excess of Indirect Subs, Investment inParent and Other Affiliates3/12/2018Non-AVR (no Tax Adjustment)P&CHealthUnaffiliated .50%10.00%10.00%30.00%30.00%1
Investment RBC ChargesAVR (pre-tax)LifeAVR (post-tax)LifeP&CMortgages - In Good StandingResidential Mortgages-Insured or GuaranteedResidential Mortgages-All OtherCommercial and Farm Mortgages-Insured or GuaranteedCommercial and Farm Mortgages - All Other-Class CM1Commercial and Farm Mortgages - All Other-Class CM2Commercial and Farm Mortgages - All Other-Class CM3Commercial and Farm Mortgages - All Other-Class CM4Commercial and Farm Mortgages - All Other-Class 00%5.00%5.00%Mortgages - 90 Days Overdue, Not in Process of ForeclosureFarm MortgagesResidential Mortgages-Insured or GuaranteedResidential Mortgages-All OtherCommercial Mortgages-Insured or GuaranteedCommercial Mortgages-All .00%5.00%Mortgages - In Process of ForeclosureFarm MortgagesResidential Mortgages-Insured or GuaranteedResidential Mortgages-All OtherCommercial Mortgages-Insured or GuaranteedCommercial Mortgages-All .00%5.00%Real EstateCompany Occupied Real EstateCompany Occupied EncumbrancesForeclosed Real EstateForeclosed EncumbrancesInvestment Real EstateInvestment EncumbrancesFederal Guaranteed Low Income Housing Tax CreditsFederal Non-Guaranteed Low Income Housing Tax CreditsState Guaranteed Low Income Housing Tax CreditsState Non-Guaranteed Low Income Housing Tax CreditsAll Other Low Income Housing Tax %Instrument3/12/2018Non-AVR (no Tax Adjustment)Health2
Investment RBC ChargesInstrumentDerivativesExchange TradedOver the Counter Class 1Over the Counter Class 2Over the Counter Class 3Over the Counter Class 4Over the Counter Class 5Over the Counter Class 63/12/2018AVR (pre-tax)LifeAVR 0%5.00%5.00%5.00%5.00%5.00%Non-AVR (no Tax 0%3
Investment RBC ChargesInstrumentSchedule BA AssetsBA - Real EstateReal EstateReal Estate EncumbrancesBA -Working Capital Finance NotesNAIC 01NAIC 02BA - Collateral LoansAVR (pre-tax)LifeAVR (post-tax)LifeNon-AVR (no Tax %20.00%20.00%20.00%20.00%20.00%20.00%30% /-beta30.00%19.50% /- 30% /-beta(22.5%-45%)0.40%1.10%19.5% 15.00%15.00%2.30%BA -Bonds, Preferred Stock, Surplus Notes, Capital NotesNAIC 01 - U.S. Government - Direct and Gtd (Bonds)NAIC 01 - OtherNAIC 02NAIC 03NAIC 04NAIC 05NAIC 06BA - Common Stock and All OtherUnaffiliated Common Stock - PublicUnaffiliated Common Stock - Private and All OtherMiscellaneous AssetsCashCash EquivalentsShort-Term InvestmentPremium NotesReceivable for SecuritiesAggregate Write-ins for Invested AssetsCommon Stocks (Unaffiliated)Common Stock excluding Federal Home Loan Bank StockNon-government money market mutual fundsFederal Home Loan Bank Stock3/12/20184
Investment RBC ChargesInstrumentAVR (pre-tax)LifeAVR (post-tax)LifeP&CNon-AVR (no Tax Adjustment)HealthPreferred and Common Stocks (Affiliated) * (Summary)U.S. Insurance or Investment Subsidiaries subject to RBCFor Health & P/C - Investment SubsidiariesAlien Insurance AffiliatesHolding Company in Excess of Indirect Subs, Investment inParent and Other AffiliatesFair Value Excess Affiliate Common Stock3/12/2018Sub's RBC After Covar(excluding InvestmentSubsidiaries)22.5%50%Sub's RBC After Covar/0.65MCCSR/0.65 or 100%30%19.50%22.5%Affiliate's RBC (excludingInvestment Subsidiaries)30%100%30%22.5%5
Investment RBC ChargesInstrumentAVR (pre-tax)LifePreferred and Common Stocks (Affiliated) * (Complete List)Directly Owned U.S. P&C SubsidiariesSub's RBC After Covar/0.65Indirectly Owned U.S. P&C SubsidiariesSub's RBC After Covar/0.65Directly Owned U.S. Life SubsidiariesSub's RBC After Covar/0.65Indirectly Owned U.S. Life SubsidiariesSub's RBC After Covar/0.65Directly Owned U.S Health SubsidiariesSub's RBC After Covar/0.65Indirectly Owned U.S Health SubsidiariesSub's RBC After Covar/0.65Directly Owned MCO Subject to RBCIndirectly Owned MCO Not Subject to RBCInvestment SubsidiariesSub's RBC After Covar/0.65Directly Owned Alien Insurance AffiliatesIndirectly Owned Alien Insurance SubsidiariesAlien Insurance Subsidiaries - Canadian LifeSubs' MCCSR/0.65Alien Insurance Subsidiaries - Other100% x B.A.C.V.Investment in Parent30% x B.A.C.V.Holding Company in Excess of Indirect SubsidiariesOther Affiliate - P&C Insurers not subject to RBC30% x B.A.C.V.Other Affiliate - Life Insurers not subject ot RBC30% x B.A.C.V.Other Affiliate - Health Insurance Not Subject to RBCOther Affiliate - All Other30% x B.A.C.V.Fair Value Excess Affiliate Common Stock*Minor variances between here and full text in terminology between business linesMCCSR Minimum Continuing Capital and Surplus Requirement (Canadian Life Ins)MCO Managed Care OrganizationHealth Companies: Affliate's RBC** capped at book/adjusted carrying valueUpdated as of: 03/05/20183/12/2018AVR (post-tax)LifeP&CNon-AVR (no Tax Adjustment)HealthSub's RBC After CovarSub's RBC After CovarSub's RBC After CovarSub's RBC After CovarSub's RBC After CovarSub's RBC After e's RBC**Affiliate's RBC**Affiliate's RBC**Affiliate's RBC**Affiliate's RBC**Affiliate's RBC**Affiliate's RBC**Affiliate's RBC**30%100%100%30%30%30.0%Total of Type Codes 1-5 of6
Indirectly Owned MCO Not Subject to RBC Affiliate's RBC** Investment Subsidiaries Sub's RBC After Covar/0.65 22.50% 30% Directly Owned Alien Insurance Affiliates 50% 100% Indirectly Owned Alien Insurance Subsidiaries 50% 100% Alien Insurance Subsidiaries - Canadian Life Subs' MCCSR/0.65 Alien
