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PSI Services LLC3210 E TropicanaLas Vegas, NV 89121(888) 818-5822E-mail: m/#/homePENNSYLVANIA INSURANCE DEPARTMENTLICENSING EXAMINATIONCANDIDATE INFORMATION BOOKLETA Message from the Commissioner . 2The Licensure Process . 2Fingerprint Requirements . 4Examination Payment and Scheduling Procedures . 4Fees . 4On-line Testing at a PSI test site . 5Testing remotely . 8Rescheduling/Canceling an Examination . 9Re-taking a Failed Examination . 9Missed Appointment or Late Cancellation . 9Exam Accommodations . 9English as a Second Language . 9Emergency Examination Site Closing . 9Examination Site Location . 9Reporting to the Examination Site . 10Required Identification . 10Security Procedures. 11Taking the Examination by Computer . 11Identification Screen . 11Tutorial . 12Test Question Screen . 12Remote Online Proctored Exam . 12Examination Review . 14Score Reporting . 14Duplicate Score Reports . 14Experimental Items . 14Tips for Preparing for your License Examination . 14Obtaining your License . 14Continuing Education . 15Additional Licensing Information . 15Examination Content Outlines and Study Materials . 15Exam Accommodations Request Form . End of BookletPlease refer to our website to check for the most updated information at https://home.psiexams.com/#/homeCopyright 2020 by PSI Services LLCEffective 7/1/2020
A MESSAGE FROM THE COMMISSIONERThis Candidate Information Booklet provides information aboutthe examination and application process for becoming licensedto sell, solicit, negotiate or provide insurance or other servicesand products in the Commonwealth of Pennsylvania.Before being issued a license, you must pass an examination toprove your knowledge of insurance statutes, regulations,products and services. When you have successfully completedyour examination, you will be eligible to apply to thePennsylvania Insurance Department (the Department) for yourlicense.The Department has contracted with PSI to conduct itsexamination program. The Department and PSI work together toensure that examinations meet statutory requirements andprofessional exam development standards.Once a license is issued to an individual as an insuranceproducer, the licensee may then secure insurer appointments torepresent the specific insurer if so desired. Please rememberthat you may not engage in the business of insurance or viaticalsettlements until the Department has issued to you one of thevarious licenses explained in this Candidate InformationBooklet.We wish you well in preparing for your examination and remindyou that Act 147 of 2002 requires all insurance producers tocomplete 24 credit hours of continuing education courses eachbiennial license cycle to be eligible to renew their license.Any questions about the license examinations should bedirected to PSI. After you have successfully completed yourexamination(s), questions regarding the application process toobtain your license should be directed to the Department’sBureau of Licensing and Enforcement via e-mail at ra-inproducer@pa.gov.THE LICENSURE PROCESSYou must be licensed to sell, solicit or negotiate insurance inthe Commonwealth of Pennsylvania, or be appropriatelylicensed to transact other insurance related functions such asappraise physical damage to motor vehicles. To be licensedthere are various requirements you need to fulfill such as prelicensing education and testing requirements. The licensingrequirements are different, depending upon which license youwould like to apply for and your status as a resident or a nonresident applicant.To be licensed, you must: Complete any necessary pre-licensing requirements; Pass the required examination(s) for the type oflicense you are applying for; and After passing the examination use the kiosk at the PSItest site to complete your license application online atwww.sircon.com/pennsylvania or www.nipr.com, oryou may apply using your own computer. If required, submit applicable application materialsNote: Passing an examination does not guarantee that you willbe issued a license. You must submit your license application tothe Department within one year of passing the exam. Issuanceof a license depends on review and approval of all licenseapplication materials.For licensing information, please contact:Pennsylvania Insurance DepartmentBureau of Licensing and Enforcement1209 Strawberry SquareHarrisburg, Pennsylvania 17120Phone: 717.787.3840Fax: 717.787.8553Web site: www.insurance.pa.govE-mail: ra-in-producer@pa.govPRE-LICENSING EDUCATION REQUIREMENTSInitial insurance producer applicants must first complete 24hours of pre-licensing education credits. A list of approvedcourses can be found at http://www.sircon.com/pennsylvania. Select Look up education courses or transcript. Select Approved Courses Inquiry. Choose Pennsylvania and select Submit. Change the Education Type to Pre-Licensing Education. Select your preferred instruction method or leaveblank and select Submit. By selecting the provider name, you will then be givencontact information and a link to available courseofferings for that particular provider. Once you have completed your pre-licensing educationcredits, you will be issued a certificate of completionand the provider will upload your course completioninformation to Vertafore/SIRCON.WAIVER OF EXAMINATIONSome initial insurance producer candidates may be exemptfrom the pre-licensing education and examination requirement,depending on the type of professional designation held and/orthe line of authority desired. The following classes of applicantsare exempt from pre-licensing and written examinationrequirements: A business entity; A candidate who possesses the Professional DesignationCLU-Chartered Life Underwriter applying for Life orAccident and Health Line; A candidate who has the Professional DesignationCPCU-Chartered Property and Casualty Underwriterapplying for Property, Casualty or Accident and HealthLine of Authority; A candidate who has the Professional Designation CICCertified Insurance Counselor applying for Life,Accident and Health or Property and Casualty Line ofAuthority; A person who is licensed in another state as anInsurance Producer for the same lines of authority forwhich the person desires to be licensed inPennsylvania; A person who has a line of authority limited to LimitedLine Credit Insurance; A person who has a line of authority limited to aLimited Line; and An individual whose line of authority will be restrictedto domestic mutual fire insurance and will be with acompany writing only coverage other than insuranceupon automobiles as authorized by Section 202(B)(1)through (3) of the Act of May 17, 1921, known as theInsurance Company Law of 1921.2
Note: If you request an examination waiver, fingerprints arestill required before an initial resident insurance producerlicense will be issued. See the Department’s Web site atwww.insurance.pa.gov for more information. TYPES OF LICENSES In accordance with Pennsylvania statutes and regulations, theDepartment grants the licenses listed below. Life and HealthLife Insurance, Annuities and Accident andHealthLife Insurance and AnnuitiesAccident and HealthVariable Life & Variable AnnuityExam Series16-01 and 16-02, or16-0316-0116-02No exam (requiresFINRA registration)PropertyFire and Allied LinesInland Marine and Motor Vehicle PhysicalDamageDomestic Mutual Fire (issued only to domesticmutual fire companies)Exam Series16-04 or 16-0616-04 or 16-06CasualtyCasualty and Allied LinesAccident and HealthBonds: All ClassesLiability other than Motor VehicleWorkers’ Compensation InsuranceExam Series16-05 or 16-0616-02 or 16-0316-05 or 16-0616-05 or 16-0616-05 or 16-06MiscellaneousNonprofit HospitalizationTitle InsuranceHealth Maintenance OrganizationNonresidentsSecurities Investment LossExam Series16-02 or 16-0316-1016-02 or 16-03See Page 316-05Other LicensesSurplus Lines ProducerPublic AdjusterMotor Vehicle Physical Damage AppraiserPersonal LinesViatical Settlement BrokerExam Series16-0916-19*16-20 **16-1616-17No exam*The examination content outline and more specificinformation on taking this examination is available in thePennsylvania Public Adjuster Candidate Information Bookletlocated online at https://home.psiexams.com/#/home.**The examination content outline and more specificinformation on taking this examination is available in thePennsylvania Motor Vehicle Physical Damage thttps://home.psiexams.com/#/home.Combination examinations. A separate examination is given foreach major line of insurance. Combination Line examinations(Life, Accident and Health; or Property and Casualty) combinethe content of the single-line examinations. You must pass theoverall examination to obtain a license in either line.RESIDENT LICENSING REQUIREMENTS Be at least 18 years of age;Maintain a primary residence or business location inthe Commonwealth of Pennsylvania;Possess the requisite professional competence, generalfitness and integrity of character;Be able to read and write English, with or withoutvisual or mechanical aids for the visually handicapped;andPass the appropriate examination(s) required bystatute 40 P.S. 310.5.Initial resident individual producer applicants arerequired to be fingerprintedTitle Insurance Agent licenseA title insurance agent means an authorized person, firm,association, corporation or partnership, other than a bona fidesalaried employee of the title insurer who, on behalf of thetitle insurer, performs the following acts, in conjunction withthe issuance of a title insurance report or policy: Determines insurability and issues title insurancereports or policies or both; and Performs one or more of the following:Collects or disburses premiums, escrow or otherfunds;Handles escrow, settlements or closings;Solicits or negotiates title insurance business; orRecords closing documents.An applicant for a Title Insurance Agent license is required to: Pass the Title Insurance Agent examination (applies toboth resident and nonresident applicants); and After passing the examination use the kiosk at the PSItest site to complete your license application online atwww.sircon.com/pennsylvania or www.nipr.com, oryou may apply using your own computer. Fingerprints are required for both resident and nonresident Title Insurance Agent applicants.Surplus Lines licenseA surplus lines producer is an individual, partnership orcorporation licensed by the Department to place insurancecoverage with an approved non-admitted company and whomay receive a commission for placing the coverage.Under Article XVI of the Insurance Company Law (40 P.S.Section 991.1601 et seq.), an applicant for a Resident SurplusLines Producer license shall: Be currently licensed in good standing as a residentPennsylvania Property and Casualty insuranceproducer; Pass the Pennsylvania Surplus Lines examination—thereare no exemptions; After passing the examination use the kiosk at the PSItest site to complete your license application online atwww.sircon.com/pennsylvania or www.nipr.com, oryou may apply using your own computer;and If there is a partnership or corporation involved, aseparate business entity application must also besubmitted. Applicants can contact the Department forthe application and statement of regulations. esident Insurance ProducerIn order to qualify as a Pennsylvania resident insuranceproducer, you must:3
NONRESIDENT LICENSING REQUIREMENTSA nonresident holds a resident license in a U.S. state orterritory other than the Commonwealth of Pennsylvania. Anonresident applicant for an insurance producer license shallsubmit to the Department: As individuals: An application throughwww.sircon.com/pennsylvania or www.nipr.com.As business entities: An application throughwww.sircon.com/pennsylvania or www.nipr.com bythe designated licensee.More information is available at www.insurance.pa.gov.Reciprocal AgreementsNonresident applicants shall be subject to the same burdens orprohibitions placed upon Pennsylvania residents who apply for anonresident license in their home state.Examinations for any lines of authority (other than TitleInsurance) will be waived for a nonresident insurance producerlicense, provided that: 1) the application is for the same line ofauthority held in the applicant’s “home” state; and 2) theapplicant’s home state grants a waiver of examination toPennsylvania resident insurance producers. See section 40 P.S.310.10.Note: Nonresident title insurance agent license applicants mustpass the Title Insurance Agent examination and submitfingerprints.Surplus Lines Producer licenseA nonresident Surplus Lines Producer license may only beobtained for the purpose of placing business on behalf of aPennsylvania resident with an eligible surplus lines insurer. Anapplicant shall: Be currently licensed in Pennsylvania as a nonresidentproperty and casualty insurance producer, either passPennsylvania’s surplus lines examination or holdsurplus lines authority in his/her home state and applyunder the reciprocity provision of Act 147 of 2002; and ania or www.nipr.com andpay all fees by credit card. If there is a partnership orcorporation involved, a licensing application for thebusiness entity must also be submitted online atwww.sircon.com/pennsylvania or www.nipr.com.Fingerprints are not required for the following applicants:Motor Vehicle Physical Damage Appraiser (MVPDA), Non-residentPublic Adjuster, Non-resident Producer, Viatical SettlementBroker, Surplus Lines, Add qualification applicants (thosealready licensed and wish to add a line of authority to yourexisting license).FINGERPRINT PROCESSThe following fingerprinting guidelines apply to applicants for anew insurance producer license or title agent license: After passing the examination use the kiosk at the PSI testsite to complete your license application online atwww.sircon.com/pennsylvania or www.nipr.com, or youmay apply using your own computer. Fingerprinting is required of all applicants for a newresident producer license and must be done at an IdentoGOenrollment center. Applicants are required to ll.identogo.com or by telephone at 844-3212101 Monday through Friday, 8 A.M. to 6 P.M. EST.Following registration, the applicant will be provided witha registration number which they will take with them whenthey go to the IdentoGO site for fingerprinting. Applicantsmust be registered with IdentoGO prior to arriving at afingerprinting site. When registering online an applicantmust use the appropriate service code assigned to theInsurance Department, which is 1KG8Q3. Using the correctservice code ensures the background check is processed forthe correct agency and submitted for the correct purpose. The total fingerprinting fee is 23.85. Payment is made atthe IdentoGO center after the applicant’s fingerprints havebeen submitted. Credit card, debit card, certified checkor money order, are the only payment methods accepted.No cash transactions or personal checks will be accepted. As a reminder, individuals should not register for afingerprinting appointment and submit their fingerprintsuntil after they have passed any examinationrequirements and applied for licensure. Any fingerprintresults received without a corresponding licenseapplication will be destroyed, and individuals will berequired to repay the fingerprinting fee and resubmittheir fingerprints at an IdentoGO center.Fingerprint results will be returned to the Department from theFBI. The Department will review and evaluate the results aswell as the license application to determine if all standards forlicensure have been met.FINGERPRINT REQUIREMENTSAct 147 of 2002, 40 P.S. 310.5, requires initial residentinsurance producer applicants to provide fingerprint samples tothe Pennsylvania Insurance Department. The Department usesthis information to receive national criminal history backgroundinformation from the Federal Bureau of Investigation (FBI). Thisapplies to all initial applicants for a resident insurance producerlicense and applicants for a nonresident insurance producerlicense who do not qualify to apply for a license underreciprocity.Note Limited Lines applicants who do not need to take eitherpre-examination education or an examination, still need tosubmit fingerprint samples. Title agent applicants do need totake an examination and submit fingerprint samples.EXAMINATION PAYMENT AND SCHEDULINGPROCEDURESIt is your responsibility to contact PSI to pay and schedule foran examination. There is no limit to the number of times youmay take an examination if you fail.ExaminationLife InsuranceAccident and HealthLife, Accident and HealthProperty and Allied LinesCasualty and Allied minationFees 43.00 43.00 53.00 43.00 43.004
Property and CasualtySurplus Lines ProducerTitle Insurance AgentPersonal LinesViatical Settlement Broker16-0616-0916-1016-1616-17 53.00 43.00 43.00 43.00 43.00ONLINE (https://home.psiexams.com/#/home)For the fastest and most convenient examination scheduling process, register for your examinations online by accessing PSI’sregistration Website: Click Here1.Select “SIGN UP” to create an account.2.On a mobile phone, you need to select the icon on the top left corner. Then select “LOG IN” to create an account.3.You will be prompted to create an account with PSIIMPORTANTYou must enter your First and Last nameexactly as it is displayed on your governmentissued ID.5
4. After you submit the form, you will get a message that your account was created successfully. Click on “Login to Continue”.Note: The username is the email address you entered when creating theaccount.5. You are now ready to schedule. Select the Jurisdiction, Account and the Test.6. You will enter your personal information.6
7. You will enter payment.8. You will now select if you want to test at a PSI test site or Remotely proctored online from a computer at a remote location.DELIVERY MODE TEST CENTER1. Enter the “City or Postal Code” and select “Preferred Month” to take the Exam. Then select “Search Exam Center”.7
2. Click on the preferred test site.3. Then click on the date and time to make an appointment to take the Exam.You are now scheduled and will receive an email confirmation.DELIVERY MODE REMOTE ONLINE PROCTORED EXAM1. Select Country and Time zone.Select the date and time you will be taking the exam. DO NOT HIT CONTINUE. YOU MUST FIRST CHECK THE COMPATIBILTY OFYOUR COMPUTER to include Audio/Video Check, Webcam Check and System Check. You must use Google Chrome Browser. Pleasenote that if your computer performs any system update (i.e. software, server, firewall, webcam, etc.) from the time youschedule your exam to when you attempt to launch your exam, you may experience issues with your compatibility. It is best toconduct another compatibility check on the machine that you will be taking your exam at least 24 hours prior to your scheduledexam. You may also check your compatibility before or after registering for you
Jul 01, 2020 · settlements until the Department has issued to you one of the various licenses explained in this Candidate Information Booklet. offerings for that particular provider. We wish you well in preparing for your examination and remind you that Act 147 of
