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Buyer’s Standard CoverageDuctworkCovered: Accessible and inaccessible ducts from heating and/or cooling unit to connection at register or grill.With Fidelity NationalHome Warranty,you’re covered.Not Covered: Registers - grills - dampers - insulation - improperly sized ductwork - collapsed or crushed ductwork ductwork where asbestos is present - ductwork damaged by moisture - costs for inspections,diagnostic testing,verification and permits as required by any federal,state or local law,regulation or ordinance,including CA Title 24requirements.Limits: The access,diagnosis,repair or replacement of the ductwork is limited to 1,000.00 aggregate per contractterm.Optional Seller's Coverage: When selected,the access,diagnosis,repair or replacement of the heating and/or airconditioning system/evaporative cooler and ductwork is limited to a combined aggregate of 1,500.00 maximumduring the Seller's Coverage period.Electrical System/Doorbell/Smoke DetectorsPlease refer to your contract for specific coverage,exclusions, and limitations.Plumbing System/StoppagesCovered: Repair of leaks and breaks in water, waste, vent, or gas lines within the perimeter of the main foundation ofthe home or garage - shower/tub valves/diverters (replaced with chrome builder’s standard) - angle stops - gatevalves -waste and stop valves - toilet tanks, bowls, and working mechanisms (replacement toilets will be whitebuilder’s standard) - wax ring seals - permanently installed sump pumps (ground water only) - built-in whirlpoolbathtub motor pump assemblies - stoppages which can be cleared with standard sewer cable (125’) through anexisting, accessible, ground level mainline cleanout without excavation - pressure regulators - pop-up assemblies.Not Covered: Stoppages and/or collapse of water, drain, or gas lines caused by roots - shower heads - shower arms fixtures - faucets - bathtubs - sinks - shower enclosures and base pans - caulking and grouting - filters - hose bibs sewage ejector pumps - toilet seats and lids - septic tanks - water softeners - flow restrictions in fresh water lines access to drain or sewer lines from vent - saunas - steam rooms - bidets - whirlpool bathtub jet plumbing indoor/outdoor sprinkler systems - booster pumps - conditions of electrolysis.Limits: The access, diagnosis and repair of concrete-encased or inaccessible plumbing lines is limited to 1,000.00aggregate per contract term. FNHW will provide access through unobstructed walls, ceilings, floors, concrete slabsand the like, and will return all openings made for access to a rough finish only, subject to the 1,000.00 limitindicated. FNHW is not responsible for trim, texture, paint, wallpaper, tile, carpet, or the like.Covered: All parts and components that affect operation.Not Covered: Fixtures - alarms/intercoms and circuits - inadequate wiring capacity - power failure or surge - lowvoltage wiring - direct current (D.C.) wiring or components - lights.Telephone WiringCovered: Telephone wiring used solely for residential telephone service located within the walls of the main dwelling.Not Covered: Telephone jacks - plugs - lights - transformers and other power units - cover plates - telephone units answering devices - burglar alarms/intercoms and circuits - telephone fuses - wiring which is the property of atelephone company - audio/video/computer or other cable.Central Vacuum SystemCovered: All parts and components that affect operation.Not Covered: Removable hoses - accessories - clogged pipes.Limits: FNHW is not responsible for the cost of gaining access to, or closing access from the floor or walls either tolocate the cause of malfunction or to affect repair or replacement.Garage Door OpenerCovered: Wiring - motor - switches - receiver unit - track drive assembly.Not Covered: Garage doors - hinges - springs - rollers - guides - remote transmitters.Water Heater (Gas or electric)Covered: All parts and components that affect operation including tankless water heaters, lowboy units andrecirculating pumps.Ceiling/Whole House/Exhaust/Attic Fans (Built-in)Not Covered: Solar units and/or components - holding tanks - flues and vents.Not Covered: Light kits and remote transmitters.Heating SystemKitchen Appliances(Must be main source of heat to home and designed for residential application; not toexceed 5-ton capacity)Covered: All parts and components that affect the operation of the following heating systems: forced air (gas, electric,oil) - built-in floor and wall heaters - hot water or steam circulating heating systems - heat pumps - package units mini-splits - electric baseboard - room heaters. If FNHW determines that the replacement of a heat pump-split systemtype of heating unit is required, FNHW will replace with a unit that meets 13 SEER* requirements, including thereplacement of any covered components that are necessary to maintain compatibility with the replacement unit; suchas the air handler - evaporative coil - transition - plenum - indoor electrical - duct connection - accessible refrigerantand condensate drain lines - thermostatic expansion valve. FNHW will pay for costs associated with the use of cranesand other lifting equipment to service roof-top heating units.Not Covered:Solar heating systems - geothermal systems - glycol systems - portable and free-standing units humidifiers and electronic air cleaners - fuel and water storage tanks - registers and grills - filters - heat lamps fireplaces - wood, pellet or gas stoves (even if only source of heating) - chimneys - flues - vents - fireplace inserts andkey valves - cable heat (in ceiling) - clocks - timers - outside or underground piping and components for geothermaland/or water source heat pumps - well pump and well pump components for geothermal and/or water source heatpumps - inaccessible refrigerant and condensate drain lines - general maintenance and cleaning - improper use ofmetering devices - systems with improperly matched condensing unit and evaporative coil per manufacturer’sspecifications unless otherwise noted in this contract.Covered: All parts and components that affect operation (replaced with builder’s standard).Covered: All parts and components that affect the operation of: Dishwasher Garbage Disposal Range/Oven/Cooktop Instant Hot Water Dispenser Built-in Food Center Trash Compactor Built-in Microwave Kitchen Exhaust FanNot Covered: Racks - rollers - baskets - handles - dials - knobs -shelves - clocks (unless it affects the operation of therange/oven/cooktop) - meat probe assemblies - light sockets - indoor barbeque- rotisseries - interior lining - door glass portable or countertop units - removable accessories including buckets - lock and key assemblies.Limits: Sensi-heat burners replaced with standard burners.Pest ControlCovered: Roaches - ants (except Fire,Pharaoh and Carpenter varieties) - Silverfish - Black Widow spiders - earwigs Brown Recluse spiders - millipedes - mice - crickets - ground beetles - centipedes - pillbugs - sowbugs - Clover Mites.Not Covered: Termites - fungus - wood-boring beetles - rats - any pests not specifically listed above as covered.Limits: The access, diagnosis, repair or replacement of any hot water or steam circulating heating system(s) is limitedto 1,500.00 aggregate per contract term.Optional Seller's Coverage: When selected, the access, diagnosis, repair or replacement of the heating and/or airconditioning system/evaporative cooler and ductwork is limited to a combined aggregate of 1,500.00 maximumduring the Seller's Coverage period. If the failure of a furnace is due to a cracked heat exchanger or combustionchamber, the access, diagnosis, repair or replacement of the furnace is limited to 500.00 maximum during theSeller's Coverage period.*Seasonal Energy Efficiency RatioFor service, call 1-800-308-142024 Hours a day—7 Days a week

Buyer’s Coverage OptionsOptional coverage may be purchased up to 30 days after the close of escrow providedsystems and/or appliances are in good working order. Coverage shall commence uponreceipt of fees and will expire one year after the close of escrow. Buyer’s CoverageOptions are subject to the same Terms of Coverage and Limits of Liability of this contract.Air Conditioning/Evaporative Cooler Option(Electric; includes built-in wall units)Covered: All parts and components that affect the operation of the following air conditioning systems includingrefrigerant recovery: ducted central electric split and package units - evaporative coolers - wall air conditioners - minisplits. If FNHW determines that replacement of a condensing unit is required, FNHW will replace with a unit that meets 13SEER requirements, including the replacement of any covered components that are necessary to maintain compatibilitywith the replacement unit; such as the indoor furnace or air handler - evaporative coil - transition - plenum - indoorelectrical - duct connection - accessible refrigerant and condensate drain lines - thermostatic expansion valve.FNHW willpay for the cost associated with the use of cranes and other lifting equipment to service roof-top air conditioner/evaporative cooler units.Not Covered: Humidifiers and electronic air cleaners - inaccessible refrigerant and condensate drain lines - filters registers and grills - window units - condenser housing - gas or propane air conditioners - water towers - chillers general maintenance and cleaning - improper use of metering devices - systems with improperly matched condensingunit and evaporative coil per manufacturer’s specifications, except where otherwise noted in this contract.Septic Tank System/Septic Tank Pumping OptionCovered: All parts and components that affect the operation of one aerobic pump - one jet pump - septic tank pumping of septic tank - waste line from house to tank.Not Covered: Collapsed or broken waste lines outside the foundation except the line from house to tank - stoppages orroots that prevent the effective use of an externally applied sewer cable - the cost of finding or gaining access to theseptic tank - the cost of sewer hook-ups - disposal of waste - chemical treatment of the septic tank and/or waste lines tile fields and leach beds - leach lines - cesspools - seepage pits - lateral lines - insufficient capacity - cleanouts.Limits: The access, diagnosis, repair or replacement of the aerobic pump, jet pump, septic tank and line from house totank is limited to 500.00 aggregate per contract term. If the stoppage is due to a full septic tank, FNHW will pumpthe septic tank once during the contract term.This coverage is not available on Direct to Consumer contracts.Sewage Ejector Pump OptionCovered: All parts and components that affect the operation of one sewage ejector pump.Not Covered: Basins and any costs associated with locating or gaining access to, or closing access from the sewageejector pump.Limits: The access, diagnosis, repair or replacement of the sewage ejector pump is limited to 500.00 aggregate percontract term.Limits: Must be designed for residential application and cannot exceed a 5-ton capacity.Limited Roof Leak Repair OptionPool/Spa Equipment OptionCovered: Repair of leaks caused by rain to shake, shingle, composition, tile, tar and gravel, or metal roofs located overthe occupied living area.Covered: All above ground and accessible parts and components of the filtration, pumping and heating system (includingthe pool sweep pump, pump motor, blower motor and timer).Not Covered: Lights - liners - solar related equipment - underground water,gas and electrical lines - skimmers - chlorinatoror ozinator - ornamental fountains - waterfalls and their pumping systems - structural and/or cosmetic defects - cost ofaccess to make repairs or replacements - inaccessible portion of the spa jets - pop-up heads - turbo or motorized valves electronic/computerized controls and/or control panels - pool sweeps and related cleaning equipment - salt.Not Covered: Cracked or missing tiles, shakes or shingles, foam roofs, or any other material not specifically mentionedas covered. Structural leaks or leaks at, adjacent to, or caused by, appendages of any kind including gutters, downspouts,flashing, patio covers, skylights, decks, solar equipment, vents, heating or cooling equipment, antennas, balconies orchimneys, built-up roofs. Damage caused by persons walking or standing on roof. Failure due to lack of normal orpreventative maintenance will not be covered.Covered: Includes the Pool/Spa Equipment Option and the salt

Permits: FNHW will pay the cost of obtaining permits for FNHW-approved repairs and replacements up to 250.00 per occurrence. Code Violations: FNHW will pay to correct code violations and/or code upgrades if necessary to affe