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What can Unisys do for you?BIG Winners and BIG Losers in PaymentsMay 2008
Unisys is Aligned with Your BusinessA consultative approach based onIndustriesclient needsFinancial ServicesPublic msCompetenciesEnterprise SecurityReal-Time InfrastructureOpen SourceMicrosoft SolutionsOutsourcingConsultingSystems IntegrationOutsourcingInfrastructureServer TechnologySolve needs through a mix of:Industry knowledge I Industry portfolioCross organizational programs I Blend of core competenciesPage 2
Continued Expansion of UnisysGlobal Delivery ModelNorth America: 8 Multi-client ITO OperationsCenters 17 BPO Operations Centers TSM Operational Infrastructure 6 Application Services CentersEurope, Middle East, Africa: 6 Multi-client ITO OperationsCenters 8 BPO Operations Centres TSM Operational Infrastructure 4 Application Services CentersUnisys GlobalDelivery ModelLatinAmerica:Hawaii 5 Multi-client ITO OperationsCenters 3 BPO Operations Centres TSM Operational Infrastructure 3 Application Services CentersAsia Pacific: 12 Multi-client ITO OperationsCentres 14 BPO Operations Centres TSM Operational Infrastructure 4 Application Services CentersPage 3
Unisys Continued Leadership inGartner Magic QuadrantschallengersleadersHelp Deskability to executeManagedSecurityServicesDesktop ServicesData Center ServicesManaged Network Servicesniche playersvisionariescompleteness of visionPage 4
Global Industries Portfolio StrategyEnterprise Architecture3D-VE and Service Oriented ArchitecturesApplication ServicesApplication Managed ServicesApplication OutsourcingApplication icesEnterprise SecurityEnd to End Operational & IT SecurityMortgageFinance &Administration(e.g., Tax &Revenue)InsuranceJustice &Public SafetyIndustry BlueprintsLead in chosen nerSolutionsCommunications Transportation- AirCore- ConvergedUser Services & - CargoServicesInfrastructureC&IP- LifeSciencesRevenue Growth Will Be Driven By Focused Portfolio of SolutionsAcross 3 Industries – Differentiated By Domain ExpertisePage 5
Unisys has a Distinguished History inDelivering Innovative Payment Solutions Unisys is an end-to-end solution provider We deliver about 2B annually in software, services, and hardware tofinancial clients Payments solutions are a core competency and a Unisys heritage We’ve been delivering payment innovations for over 40 years.North AmericaUK/EuropeClients 40iPSL and UPSS BPOClients 70 WAMU BPOAsia PacificClients 14UPSL BPOLatin AmericaClients –Local allianceSouth AfricaClients 2Payment Solution Clients135 Existing ClientsPage 6
Market Forces threaten bank payment marginsThe payments environment is changing rapidly Banks maintaining the status quo do so at their own peril – Tower EPA, UK FastBasel II, SOXPaymentsBusinessProfitsC21, GLBAPaper rsPaymentProcessorsCOMPETITIONPage 7
There are numerous cross-geographic innovationsand challenges – Banks must win the challengeMarket TrendGoogleCheckoutBillMeLaterLindenDollarsClick and Buy LindenDollarsPayPal MobileQQ CoinOsaifuPayboxOysterKeitaiPayPal MobilePayPalPegasus AustriaAliPayPay By TouchOnePulseSuicaMTARevolutionTaiwan VisaAtlantaMoneyOctopus ContactlessSportsPay By TouchPayPassArenaMobileGCashAmazon FPSVisa WaveSMARTMoneyEZ-LinkPayPalTempoAlternative Card systemsVirtual MoneyInternet PaymentsBiometric PaymentsContactlessTransit Card /- RetailMTNBankingContactless Debitor Credit CardsAplitecWizzitMobile PaymentsIntegrated ContactlessMobile PaymentsSource: Gartner – The Changing Nature of the Payments Business, April 2008Page 8
Unisys Your Trusted AdvisorHelping our clientsdevelop their blueprintsand strategic roadmapsfor the future so thatthey can be winners.Page 9
Regulatory change & today’s aging redundant PaymentSilos make a strong Case for Payment TransformationPage 10
An SOA Payment Hub reduces redundancy,improves time to market & maintainabilityPage 11
Manage transition from legacy paymentSystems to updated solutionsOption 1: OutsourceOption 2: Invest changes in new architecture, not legacyOpen Payments eckLegacySWIFTLegacyACHCardChanges LegacyCardPage 12
Eventually Replace Legacy PaymentSystems with new SolutionsOpen Payments gesMobilePayments Page 13
Unisys Open Payments PlatformA High-Performance, Integrated Platform forMission Critical Payment ssageImportCall Center3rd PartyServicesReturnsOFACFraudEnterprise Service BusMonitoring,Dashboards &ReportingMessage andFile ProcessingData StorageBulkPaymentsPaymentBusiness ProcessesPayment HubInputAnalytical Tools & Data WarehouseRepositoryBusiness ProcessesAnalytics and ReportingData BaseLegacy ApplicationHigh performance Infrastructure with RedundancyIntegrated Disaster RecoveryPage 14
Component Re-use forOrder Management and RemittanceOrder ManagementRemittanceOrchestration Engine (BPEL/WPS)Manual RepairOpen Payment FrameworkForeign ExchangeExecution llingPayment Components & ServicesInterchange LoaderParserValidationDisposition CheckLimitsPayment HistoryIBAN/BICIssue ProcessorRoutingExternal access APIISO20022 DMEnrichmentApprovalSubmissionWarehousingCommon Admin Components & ServicesAdmin VisAppAuthenticationUI FrameworkEndorsementUser AuditAdmin DMNotificationOperational DMData Access LayerI18NLoggingConfigurationException HandlingExternal Access APIFunc. Access ControlData Access ControlDeliverySoftware Development KitModule-specific Components & ServicesBase Components &ServicesStandard Infrastructure (Linux/WAS/WMQ/Oracle)Page 15
The Payment Hub SOA Components are reusedto create multiple solutionsOn-Us andBi-lateralClearingIntelligentRoutingOrder ManagementImage Based CheckSEPA Direct DebitsEBPPRemittanceOrchestration Engine (BPEL/WPS)Manual RepairOpen Payment FrameworkForeign ExchangeExecution llingPayment Components & ServicesInterchange LoaderParserValidationDisposition CheckLimitsPayment HistoryIBAN/BICIssue ProcessorRoutingExternal Access APIISO20022 DMEnrichmentApprovalSubmissionWarehousingCommon Admin Components & ServicesAdmin VisAppAuthenticationUI FrameworkEndorsementUser AuditAdmin DMNotificationOperational DMData Access LayerI18NLoggingConfigurationExternal Access APIFunc. Access ControlData Access ControlSoftware Development KitModule -specific Components & ServicesBase Components & ServicesException HandlingDeliveryStandard Infrastructure (Linux/WAS/WMQ/Oracle)Page 16
The Open Payments Platform Provides a RobustInfrastructure for Client’s Mission Critical Payment ServicesBenchmark: 8100 incoming and6800 outgoing images per secondnOpeoftrceSouLinuxHW000 4-waysES7Web 1Linux8-waysLinux4-waysLinux4-waysGateway 1App 1y MQ 12PalearCGateway 2 App 2MQ e2herpsbeWIBMncynda Web 2udeRReplicationAppliancesCX3-80#1Cisco 1EMCMirror ViewosicrersMMicrosoft rvLinuxSe12-ways Imageell WorkstationsDDB 1DB 2eclOr a66 workstations3 Managers3 hot sparesCisco 2CX3-80#2SafeGuard DuplexHW: Linux on multi-blade UnisysES7000s or other HW vendor boxesUnisys Blueprint: structureddesign and iterative implementationUnisys Open Source: J2EE SOAon Redhat LinuxterstasiDRTI coveryReUnisys Real-time Infrastructure:Multi-tier solution with auto-failoverat each tier and Disaster RecoveryDR SiteMicrosoft: Optional Unisys ImageQuality processing on Dell PCsLeverages Key Unisys Partners:Oracle, EMC, IBM, Clear2PayReference is Linux, Websphere/BPEL, Oracle 10G, MQOutsourcing/Hosting: OptionalPage 17
Unisys Integrates Best-of-breed Technologiesto Deliver end-to-end Payment sactionManagementSecureDocumentDeliveryBranch ImageCapture Message/Bulk InputsEnterprisePaymentProcessing Paper Image Electronic Remittance MyVision X Clear2Pay Sterci Electronic: Striata Alogent Oracle BI Distra Paper: Group 1 DistributedRoutingDistributionDashboardEnterprise Security: Fraud/Risk Management – Actimize, SOCEnterprise Content Management: InfoImage, FilenetApplication Services/HostingPage 18
Characteristics of Winners and Losersin PaymentsWinnersLosersTeam with new players and competitors tobe part of payment innovations and growth.Go it alone.Target customers’ payment behavior & valueto the business by using businessintelligence technology.Offer payment services without soundknowledge of customer demands orbusiness impacts.Leverage today’s compliance investments totransform into a consolidated serviceoriented payment infrastructure that quicklyresponds to future market demands.Make minimal changes to silo paymentproducts to meet current local regulatoryrequirements.Exploit smart sourcing and outsourcecommodity services to optimize operatingmargins.Operate payment environments in-housewithout addressing scale or efficiencies.Page 19
Page 6 Unisys has a Distinguished History in Delivering Innovative Payment Solutions Unisys is an end-to-end solution provider We deliver about 2B annually in software, services, and hardware to financial clients Payments solutions are a core competency and a Unisys heritage We’ve been delivering payment innovations for over 40 years.
