Beazley Professional Indemnity


BeazleyProfessionalIndemnitySpecialist insurance package for small businesses.

BeazleyProfessionalIndemnityAt the heart of any small business is the expertisethat they provide in their particular specialism.However no matter how skilled they are things canoccasionally go wrong and fall short of their clientsexpectations. With professional indemnity insuranceat its core, Beazley has developed a package ofprotection tailored for the specific needs of smallbusinesses. Delivered to you on the award winningmyBeazley e-trading system.Seamless coverBeazley’s protection for small businesses startswith professional indemnity insurance.Clients can then build a package around theprofessional indemnity cover choosing from a rangeof protections including our pioneering Beazley BreachResponse; employment and public liability; officecombined package; D&O and more.Our policyholders also have access to valuableservices to help their business to continue runningsmoothly, including website recovery, executivereplacement and cyber breach response.There is no need to worry about gaps between differentelements of cover as we have tailored these productsto fit perfectly. And, as you would expect from Beazley,we have created beautifully designed policy wordings.

BeazleyProfessionalIndemnityProfessional indemnity at the heart of the coverPackage coverProfessional indemnity has long been a core requirementof many small businesses. Key components include:The following package covers can be seamlesslycombined with the professional indemnity:Broad civil liability cover including: Our pioneering Beazley Breach Responsecomprehensive cyber cover. Negligence and broad breach of contract cover. Intellectual property infringement including breachof copyright and trademark. Property buildings and contents. Plus property awayfrom buildings; money; theft; and business interruptionincluding loss of income and increased cost of working. Breach of confidentiality, right of privacy or publicity. Employers liability. Defamation including trade libel. Personal accident. Dishonesty of employees including for contractorsthat work exclusively for you. Legal expenses.Basis of cover available: Any one claim with defence costs in addition. Up to 10,000,000 limit available. Worldwide jurisdiction. International capability in accordance withLloyd’s licences. Public and products liability. Directors and officers liability. UK terrorism (excluding Northern Ireland, The ChannelIslands and the Isle of Man).

BeazleyProfessionalIndemnityLloyd’s Innovation AwardThis package of covers is available on our myBeazleyplatform, which provides brokers with the ability toquote, buy and service a range of specialist insuranceproducts for their clients at the touch of a button.By combining Beazley’s expertise in specialistinsurance with the simplicity of an award winningsystem, we have created a trading platform that isintuitive and easy to use.We are proud that myBeazley was recognised asthe “Best Non-Product Innovation” at the inauguralLloyd’s Innovation Awards. The judges describedmyBeazley as:“A real and genuine investmentin understanding the end-users’needs and thoroughly testingthe product”.

BeazleyProfessionalIndemnityHelp when needed mostKeeping focussed on core activities is vital to the success of any small business. Distractions can have a severe impactfinancially and on lost opportunities. That is why, to keep them trading smoothly, our professional indemnity customershave access to website recovery and executive replacement included as standard.Website recoveryExecutive replacementIn the event of their computersystems and websites beingimpacted due to a third partydenial of service attack ourprofessional indemnity customershave access to the DOS TechnicalSupport Service, provided byDOSarrest Internet Security Ltd.Should an accident occur thatprevents a senior manager fromacting in this essential capacity,Beazley will provide access toa service which will provide a 50K limit to fund the temporaryappointment of a replacement asa standard part of our packageoffering.Special cyber services for BeazleyBreach Response clientsBeazley is unique among insurersin having a dedicated businessunit, BBR Services, that focusesexclusively on helping clientsmanage data breachessuccessfully. Our team assistswith the coordination of theexpert forensic, legal, notificationand credit monitoring servicesthat clients need to satisfy alllegal requirements and maintaincustomer confidence.

Beazley GroupPlantation Place South60 Great Tower StreetLondon EC3R 5ADUnited KingdomT 44 (0)20 7667 0623F 44 (0)20 7674 7100Cornerblock2 Cornwall StreetBirmingham B3 2DLUnited KingdomT 44 (0)20 7674 7486F 44 (0)845 127 4037Contact usYou can learn more about how Beazley can help with the needs of your small business clients bycontacting a member of our specialist team:Nick McGareyUnderwriterT 44 (0)20 7674 7769nick.mcgarey@beazley.comSimon DeemUnderwriterT 44 (0)20 7674 7718simon.deem@beazley.comSimon AmosUnderwriterT 44 (0)12 1393 3077simon.amos@beazley.comCarl OliverUnderwriterT 44 (0)20 7674 7170carl.oliver@beazley.comThe descriptions contained in this communication are for broker preliminary informational purposes only. Coverages can be underwritten byBeazley syndicates at Lloyd’s or Beazley Insurance dac and will vary depending on individual country law requirements and may be unavailablein some countries. The exact coverage afforded by the products described in this communication are subject to and governed by the termsand conditions of each policy UK 06/19BeazleyProfessionalIndemnity

with professional indemnity insurance. Clients can then build a package around the professional indemnity cover choosing from a range of protections including our pioneering Beazley Breach Response; employment and public liability; office combined package; D&O and more. Our policyholders also have access to valuable