E-Banking PIB-ONLINE

Transcription

E-BankingPIB--ONLINEPIB

E-Banking – electronic channel of accessing and operatingbanking products in real time from anywhere globally(money transfers, information and statements of accountsand processed transactions etc)Key objectiveComprehensive customer service viaelectronic channels without any bank visits

Benefits of e-Banking Providing services to all categories of corporate clients. Flexibility and diversity of functional capabilities. Fully centralized system. Guaranteed level of security. Support of all access channels to services (online, offline, modem, mobilephone). Integrated application environment in all subsystems. Different operating platforms supported: Windows, Linux etc. Multilevel organizational hierarchy (centre, region, branch etc). Support of high-volume transaction flows in compliance with NBU requirements.

Functional modules of e-Banking “PIB-ONLINE”Internet - BankingMobile – BankingPC – BankingFunctional modulesAuto-ClientAutoTickersSMS - Banking

Internet - BankingAll types of financial transactionand services are supported.Guaranteed security level through encryptionof all information flows and electronic signature.Built-in functions for pre-registered customers, e-signaturekeys generation, key management functions and printing ofcertificates, exchange of documents with clientaccounting software.System supports cancellation / revocation of all sentdocuments by the Client.

Mobile-Banking24-hour, mobile and multifunctional access tofull range of services.Bank accounts management via Windowsmobile phones with Internet access.Possibility of payment orders' creation anddelivery, support of beneficiary libraries.Retrieval of account statements for any period,secure correspondence exchange with thebank.

PC-BankingEnabling customer service even with low-speed, lowquality Internet access, as well as for Clients refusing towork via Internet channel, but maintaining legacymodem connectivity with the bank.High information security level through robustencryption and digital signatures guaranteed.

Аuto-ClientService for large corporate clients with very high transaction volumes.Integration of corporate customers’ ERP-accounting systems directly to thebank backend servers.For multientity corporate customers with remote branch offices andsubsidiary organizations, possibility of direct file-uploadFrom “PIB-ONLINE" into ERP-accounting systems of parentorganization of transaction reports/statements generated at branch level.ТickersPrompt customer information in a real time mode (pop-up desktop alerts) oncash flows, account balances and other critical reports/events.

SMS - BankingPIB-ONLINE M@il-SMS is targeted at informationdelivery to corporate clients via SMS and e-mailmessagingProfile setting and updates are made by the Client onhis own free of charge and with no limitationsClient doesn’t need to install any software on themobile device (e.g. JAVA)24-hour informing of the Client by using messages viaSMS and e-mailUsing of Internet – Banking or PC – Banking forconnection with the bank is easy and simple

Payment Control Center

Corporate ControlWork flowBANKServer iBank 2 UAOperator(account team)Organization 1Organization 3Organization 2«Payment controlcenter»Documentcreating, signingwithin keys ofOrganization 1Document in thename ofOrganization 1Documentcreating, signingwithin keys ofOrganization 2Document in thename ofOrganization 2Viewing ofstatements ofOrganization 3Statements withinaccounts ofOrganization 3

Consolidated StatementConsolidated information on current balances is available in real time

Corporate BudgetingWork flowHead officeUpdatesPlanReportsAcceptanceBANKiBank 2 UABudgetsPaymentsabove limitsPaymentsПлатежиOperator 1«Corporatebudgeting»PaymentsOperator 2ABSPaymentswithin limits

PIB-ONLINE M@PIBM@ilil--SMSDistant service channel

PIB-ONLINE M@il-SMS is targeted atinformation delivery to corporate clientsvia SMS and e-mail messaging

PIB-ONLINE M@IL-SMS provides e-delivery of:Money transfers between accountsOnline account balancesDocument rejection alertsIncoming letter alertsLog-inBrief account statements

КомплексAll information sent via SMS arecharged UAH 0,2 per message

All messages sent via e-mail are freeof charge

Top-manager

Sale

Payroll Projecte-Banking service within PIBPIB-ONLINE

Payroll Project is e-Banking service withinPIB-ONLINE allowing the bank to operatepayroll card projects for corporate clients ofdifferent organization structures and size

Main benefits of Payroll Projectmodule in PIB-ONLINE: Ease of use for the Client Full integration with payrollapplication of the Client Automatic update of employeeslibraries within the system Minimization of operational risks

To support money transfersvia Payroll Project , PIBONLINE maintains library ofthe Client’s employeesreceiving their salaries tocardsThe library in PIB-ONLINE isdaily synchronized with thebank’s card systems (andoptionally with the Client’ssoftware

All Client’s transactions aredelivered to the bank withelectronic signaturesattached, thusguaranteeing legal forceand securityFor service integration withpayroll module of the Client, fulltransaction import/export (i.e.registers, reports etc) isprovided

Mobile-Banking 24-hour, mobile and multifunctional access to full range of services. Bank accounts management via Windows mobile phones with Internet access. Possibility of payment orders' creation and delivery, support of beneficiary libraries. Retrieval of account statements for any period,