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Presentation based on reportSmart Card Technologies &Markets WorldwideBYAMIT GUDgud (at) eth (dot) netBusiness Communications Co.,Norwalk, CT, USAAmit GudSmart Card Technologies & Markets Worldwide
Introduction Amit GudImagine the power of a computer, the speedand security of electronic data, and thefreedom to carry that information anywhereon earth. Imagine a computer so small it fitsinside a plastic card like the credit card youcarry in your wallet. Imagine the smart card.Smart Card Technologies & Markets Worldwide
What is Smart Card? Amit GudA credit card sized plastic card having anintegrated circuit chip embedded in it andconforming to ISO – 7816 is called as SmartCard.Smart Card Technologies & Markets Worldwide
Why Smart Cards? Amit GudEnhanced securityOffline PortableSmart Card Technologies & Markets Worldwide
Applications of Smart Card Amit GudPayment SystemSmart NetworkingNational ID / AuthenticationUniversity IdentificationFinancial ApplicationsRetail & LoyaltyCommunication ApplicationsTransportationHealthMultimedia / Pay TVSmart Card Technologies & Markets Worldwide
Payment System Amit GudA payment function isan integral part of mostsmart card applicationsbecause most servicesaccessible by smartcards must be paid oneway or the other.Smart Card Technologies & Markets Worldwide
Benefits of cashless payment Amit GudReduced handling costsImproved ease of useLowered costs in infrastructural supports such asbanking system and phone networksVersatility of combining credit, debit and storedvalue cards in one convenient platformLower transaction costsAbility to carry out offline, online and peer-to-peertransactionsSmart Card Technologies & Markets Worldwide
Smart Networking Amit GudSmart cardtechnologies providestrong security throughencryption as well asaccess control, basedon identificationtechnologies such asbiometrics.Smart Card Technologies & Markets Worldwide
National ID / Authentication Amit GudIn the wake of 9/11 attack a need has been feltin many countries for tamperproof ID cardsand a secure authenticating device. Manycountries all over the world are trying out, andimplementing, the smart card option as anational identity card.Smart Card Technologies & Markets Worldwide
Smart National ID cards:WorldwideAmit GudCountryLaunchTotal CardsBrunei2000300,000Belgium200210 millionCanada200312 millionChina2002850 millionEstonia20021.34 millionGermany200230 millionHong Kong20037 millionItaly200150 millionMalaysia200122 millionNetherlands2003NASouth Africa200330 millionSpain199434 millionSource: BCC., Inc.Smart Card Technologies & Markets Worldwide
University Identification Cards The traditional student IDcard can be replaced by anall-purpose chip-basedstudent ID card, containinga variety of applicationssuch as electronic purse(for vending and laundrymachines), and for use as alibrary card, and meal card.Amit GudSmart Card Technologies & Markets Worldwide
Financial Applications Amit GudSmart cards are being used asan electronic purse, or epurse, to replace coins forsmall purchases in vendingmachines and over-thecounter transactions. Thisarea is growing rapidly inEurope and the U.S.Smart Card Technologies & Markets Worldwide
Retail & Loyalty Amit GudSmart cards are used to record the transactionsof the customer, which are helpful inimplementation of loyalty programs.Consumer reward/redemption is tracked on asmart loyalty card that is marketed to specificconsumer profiles and linked to one or morespecific retailers serving that profile set.Smart Card Technologies & Markets Worldwide
Communication Applications Amit GudThe chip-based cardshelp secure theinitiation of calls andthe identification ofcallers (for billingpurposes) on anyGlobal System forMobileCommunications(GSM) phoneSmart Card Technologies & Markets Worldwide
Transportation Mass transit fare collectionsystems are using smarttickets, which are easy toload and redeem for a fare.These smart tickets can bedisposable -that means useand throw away-or can begiven only to regulartravelers.Amit GudSmart Card Technologies & Markets Worldwide
Health Card Amit GudCrucial personal healthdata is another type ofinformation that can bestored on a smart card.It eliminates theoverhead costs ofmaintaining records, bethey paper orelectronic.Smart Card Technologies & Markets Worldwide
Multimedia / Pay TV Amit GudPay-TV is another area forwhich smart cards arebecoming a naturalsolution. Subscribers caninstantly select a show or amovie, online music orlive web casts andimmediately pay with thesmart card.Smart Card Technologies & Markets Worldwide
GLOBAL SMART CARD MARKETBY APPLICATION AREA( Millions)Sector19992000200120022007AAGR %(02 .155.179.6322.6018.6Pay 2669.4412.1Other16.6919.1915.3014.2211.34 4.4Total49.5468.2086.00151.00441.4723.9Amit GudSource: BCC., Inc.Smart Card Technologies & Markets Worldwide
Parts of Smart Card Amit GudGenerally, it is made upof three elements. Theplastic card, a printedcircuit or contact discand an integratedcircuit chip areembedded on the card.Smart Card Technologies & Markets Worldwide
Types of Smart CardsAmit Gud Contact Cards Contactless Cards Dual Interface / Combi cardsSmart Card Technologies & Markets Worldwide
Types of Smart CardsSmart CardContactMemoryMultifunctionalContactlessDual InterfaceProximityVicinityCrypto CardAmit GudSmart Card Technologies & Markets Worldwide
Contact Cards Amit GudThe contact cards need to be in physical contact withthe card reader in order for information to beexchanged. The integrated circuit on the chip isconnected to a contact plate (typically a gold plate)on the surface of the card.Contact cards make up 91.92% of the total smartcard market as of 2002Smart Card Technologies & Markets Worldwide
Contactless Cards Amit GudContact-less smart cards contain an embeddedantenna, instead of contact pads attached to the chip,for reading and writing information contained in thechip's memory. Contact-less cards do not have to beinserted into a card acceptor device.Student identification, electronic passport, vending,parking and tolls are common applications forcontact-less cards.Smart Card Technologies & Markets Worldwide
Dual Interface Cards Amit GudIn more recent developments, there are now cardswith both a contact and a contact less interface (dualinterface or combi-cards). These may incorporatetwo non-communicating chips - one for eachinterface - but preferably have a single, dualinterface chip providing the many advantages of asingle e-purse, single operating architecture, etc.Smart Card Technologies & Markets Worldwide
Smart Card MarketGLOBAL Smart Card shipments by TypeMillions19992000200120022007AAGR % 2002 .7TypeContactContact lessSource: BCC., Inc.GLOBAL Smart Card market by Type Millions19992000200120022007TypeAAGR %2002 200748.4665.0780.23138.80388.5822.9Contact tSource: BCC., Inc.Amit GudSmart Card Technologies & Markets Worldwide
Smart Card MarketGLOBAL SMART CARD MARKET BY REGION,THROUGH 2007( Millions)Region2000200120022007AAGR % 02 0733.4138.0160.25105.0711.8North America2.453.878.4538.4035.4South America13.3616.9429.9090.5024.8Asia / 5.868.2086.00151.00441.4723.9EuropeMiddle East / AfricaTotalSource: BCC., Inc.GLOBAL SMART CARD SHIPMENTS BY REGION, AGR % 02 07915.811006.871110.811915.9011.51North America67.28102.51155.90700.3535.04South America366.32448.76551.231650.2524.52Asia / le East / AfricaTotalSource: BCC., Inc.Amit GudSmart Card Technologies & Markets Worldwide
Thank You!Copyright 2003 - 2004, Amit GudAny data / statistics in this file cannot be publishedwithout prior consent, either of BCC Inc or of the author.Amit GudSmart Card Technologies & Markets Worldwide
Smart Card Market GLOBAL SMART CARD MARKET BY REGION, THROUGH 2007 ( Millions) GLOBAL SMART CARD SHIPMENTS BY REGION, THROUGH 2007 (Millions) Total 1869.00 2278.00 2784.00 8050.00 23.7 Middle East / Africa 13.09 61.52 105.81 330.05 25.54 Asia / Pacific 506.50 658.34 860.25 3453.45 32.04 South America 366.32 448.76 551.23 1650.25 24.52
