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May / June 2018When you need help, showing you and your family the way.Injury Law Estate Planning Elder Law Real Estate & Association Law Litigation ProbateForever ChangedIn An InstantThe evening was so nicethat they enjoyed the night air withthe windows down—a rare treat forsummer in Florida. After seeing aperformance at the Straz Center forthe Performing Arts in Tampa, Garyand his wife Joyce were driving homeacross the Gandy Bridge. And then theirlives forever changed in an instant.“I initially thought we got hit by anairplane,” recalled Gary. “That’s how scaryand sudden it was. Right at the top of thebridge.” A motorcyclist traveling over100 miles per hour had slammed intotheir car. Thrown from the collision, themotorcyclist tragically died. Gary andJoyce were taken to the hospital. “We werebanged up pretty bad and in shock.”Three years later, Gary continues tosuffer from pain in his hip and leg.The pain is occasionally so severe thatit prevents him from getting a decentnight’s sleep. Joyce still suffers fromsignificant pain in her neck and back.She has less stamina and energy, andmust take frequent rest periods toavoid exacerbating her symptoms.Gary looked forward to enjoyingan active retirement with his wife,participating in activities such asboating and travel. Prior to the crash,exclaimed. “She helped us step-by-stepthrough the process. And we met Paulthat first day, and he was a nice gentleman.We were referred to doctors by Monicaand some of them were just wonderful.”“We felt very comfortable with the law firm,”continued Gary. “Later, Jennifer Pachoumistook care of us. She was very informativeand followed through with the ending ofour situation and our settlement. And wefelt very comfortable with the settlementthat we got. We feltit was fair. And itwas hassle-free. Mr.Cavonis and his staffexcelled beyond ourexpectations. Theykept us informedevery step of the way.We would hire himA motorcyclist traveling over 100 milesfor all our personalper hour had slammed into their car.injury needs if thetime came again.”Joyce donated her time to the StrazCenter, but her pain now prevents herfrom doing much volunteering. Withtravel now out of the question, theyhave abandoned many of their plans.Soon after the accident, Gary and Joyceknew they needed help. “We called yourlaw firm because we wanted someonelocal, not just anybody you see on TV,”explained Gary. Knowing the firm andPaul Cavonis have been in business along time was important because they’velived in Seminole for 48 years. Paul’sreviews online were convincing too.Personal injury paralegal Monica Casefirst took their call. “We were real happywith our contact with Monica. She wasa very compassionate person. And I dowant to call her in the future and thankher again for all she’s done for us,” Gary“Mr. Cavonis and hisstaff excelled beyondour expectations. Theykept us informed everystep of the way.”Lives change in an instant every day.The challenges that follow may seeminsurmountable, but they don’t have tobe. DeLoach, Hofstra & Cavonis, P.A.,can be a critical part of the solution whenyou need help. That’s why we’re here.Gary and Joyce are not our clients’ realnames. Because they wanted to help othersfind the same compassionate help theydid, they allowed us to share their story.

When you need help.Jerry KleberPlease join us in welcoming our newChief Operating Officer, Jerry Kleber.He and his lovely wife, Kim, recentlyrelocated to the area with their smallrescue miniature pinscher.Jerry earned a Bachelor of Science degreein Business Management magna cum laudefrom Indiana Wesleyan University and aMaster of Business Administration fromthe University of Notre Dame MendozaCollege of Business. He has over 16 yearsof experience in legal administration andoperations, and has managed functionsranging from accounting and financeto human resources, technology, andfacilities management. His areas of focusinclude process improvement, teambuilding, and project management. Beforejoining DHC, he served as COO at MayOberfell Lorber in Mishawaka, Indiana.A fun fact about Jerry is that he is aformer rock-n-roll band musician. Hecontinues to be very passionate aboutmusic and likes listening to live musicand playing in the music ministry at St.Jerome Catholic Church in Largo. Heis extremely talented and can play theguitar, bass, keyboards and drums.Jerry’s favorite book is the Bible and heenjoys his daily gospel readings. He saysit keeps him focused on being a humbleservant. What values are important to Jerry?Faith, family, integrity, honesty, and wisdom.19th AnnualPinellas ParkFirefightersChili BlazeOn March 16, the law firm andSeminole Title Company had agreat time serving up Rep DeLoach’saward-winning chili recipe at the 19thAnnual Pinellas Park FirefightersChili Blaze. The “Blaze” was held atEngland Brothers Park. AttorneysRep DeLoach and Joe Murphy alongwith staff members Simone DeLoach,Ashleigh Fisichella and Best Sullivanserved up more than 625 bowls ofRep’s vegetarian chili! There were over40 teams competing with differenttypes of chili, and the event raisedmuch-needed funds for the MuscularDystrophy Association of TampaBay. The money helps children attendsummer camp, provides them withmedical equipment they may not beable to afford, and provides them witha better quality of life. See the March/April 2018 issue for Rep’s winningrecipe or give us a call for a copy.Joe Murphy andAshleigh Fisichellaserving event attendeesSeminole StampedeIt was a beautiful morning for the25th Annual Seminole Stampedepresented by the Seminole Chamberof Commerce! Upon arrival at 7 a.m.,there was still a beautiful mist onLake Walsingham and the glow fromthe sunrise on the horizon. The eventincluded a 5k race followed by a 1-milefun run. We are so proud of our DHC5k winner, Rep DeLoach, who tooksecond place in his age group with animpressive race time of 23m 33s. Hewas also joined by fellow DHC runnersSimone DeLoach and Best Sullivan.Congratulations to all the runners andwalkers for participating in this “longrunning” Seminole event! Awarding Rephis medal is the Chamber’s AssistantDirector Donna Phelps-Leynse.

May / June 2018Proudly serving our community since 1976.D. “Rep” DeLoach IIIEstate Planning and Board Certified Elder Law AttorneyFAQs:DurablePower ofAttorneyA durable power of attorney (DPOA)gives an individual the power to manageyour legal affairs. This person is knownas your attorney-in-fact or agent.Please remember the following:How often should youupdate your DPOA?Your DPOA should be updated aboutevery 10 years. If your DPOA is older,please call us to discuss an update.Who should you name as your DPOA?You should implicitly trust the person youname as your agent. VERY IMPORTANT:For married couples, the DPOA willtypically name the other spouse firstand then an alternate agent. As youage, you may want to add a child as copower of attorney with your spouse. An example: Mom and Dad, age 90, arefinding it more difficult to get around andare showing slight signs of dementia. Theirexisting DPOA names only each other,which means that a child could not act asagent because the child is not the alternateagent. It is now time to create a newDPOA to name their trusted child as theiragent first as Mom and Dad are probablynot able to act for each other.Can I go to any attorney to createa DPOA or get a form online?The DPOA is one of your mostimportant estate planning documents.It should only be prepared by anexperienced elder law attorney whocan help ensure everything is done ina correct and legally effective manner.For more information, please call us.Christine R. O’NeilEstate Planning and Elder Law AttorneyVicki and MikeEstate Planning ClientsWe saw Christine O’Neil for a restatement of trusts, willsand other estate planning documents. Our estate is notuncomplicated and Christine helped us, with great skilland sensitivity, negotiate delicate family issues and assurethat our wishes will be carried out and our assets protected.Appointments were efficient, prompt and thorough. Costswere very favorable compared to prior experiences. We wouldrecommend her to anyone seeking estate planning services!

DeLoach, Hofstra & Cavonis, P.A.8640 Seminole BoulevardSeminole, Florida 33772dhclaw.com727-308-5441 888-397-5571Are You a DHC Client?If the answer is yes,we’d like to inviteyou to our newdhcVIP program!This program offers agrowing list of benefitswe’re extending exclusively to our clientsat no cost. To see a full description of thebenefits or to join, visit dhclawVIP.com.You can also join by contacting usat 727-308-5441, vip@dhclaw.com,or on your next visit to the firm!To update your address preferences, add friends or family to our mailing list, or to be removed,please call Simone DeLoach at 727-308-5441 or email her at simone@dhclaw.com.Congratulations to OurScholarship Recipient,Marley DoddCongratulations to Marley Dodd, the recipientof the “DeLoach, Hofstra & Cavonis, P.A. LawScholarship” awarded through the PinellasEducation Foundation. Marley is a senior atSeminole High School and an aspiring attorney.She is currently in an Executive InternshipProgram at the State Attorney’s Office where she is growing her passion for the law.According to Marley, “I’ve always wanted to help people. And I feel that if I becomea lawyer I would be helping people.” Marley is pictured with attorney Rep DeLoachat the Seminole High School Awards Ceremony. Rep graduated from Seminole Highin 1992 and attorney Joe Murphy graduated from Largo High in 2003. In supportof aspiring attorneys at their local alma maters, the firm has established a legalscholarship for each school. You can read Marley’s inspiring essay on our website.Published for informational purposes only and no legal advice isintended. Each case is different and prospective clients may notobtain the same or similar results. You are invited to discuss yourlegal questions with any of our attorneys. 2018 by DeLoach,Hofstra & Cavonis, P.A. All rights reserved. No part of this newslettermay be used or reproduced in any manner whatsoever without writtenpermission of the author. Printed in the United States of America.

Estate Planning EssentialsWednesday, May 16, 5:30 p.m. Wills v. Trusts Probate and Probate Avoidance Medicaid and AssetProtection Strategies Incapacity Planning:Durable Power of Attorneyand Advance DirectivesHow to Qualify for MedicaidTuesday, June 5, 5:30 p.m. Income/Asset Rules for Medicaid Common Myths forProtecting Your Assets Healthcare Crisis Management Irrevocable Trust Planning VA BenefitsEstate Planning EssentialsTuesday, July 10, 5:30 p.m.(see May 16)How to Qualify for MedicaidTuesday, July 24, 5:30 p.m.(see June 5)Jill’s TomatoBruschetta(Bruschettaal Pomodoro)Congratulations to Jill Iacopelli on herrecent retirement! She and her family willbe enjoying more time in their home inTerrasini, a town on the island of Sicily.She’s a great cook and here is one of herdelicious, yet simple, recipes (serves 4): 8Our educational seminars arefree and open to the public so wewelcome all friends and family.All seminars are presented byattorney Rep DeLoach in theDeLoach, Hofstra & Cavonis, P.A.Law Library. Seating is limitedso please RSVP to AshleighFisichella at 727-308-5441,ashleigh@dhclaw.com oronline at dhclaw.com.country-style bread slicesgarlic cloves chopped very finely 6 to 8 plum tomatoes, diced 6 leaves of fresh basil cut into smallribbons (or add more if you prefer) extra virgin olive oil, for drizzling salt and pepper 4Toast the slices of bread on both sides.Mix the diced tomatoes, chopped garlicand basil ribbons in a serving bowl.Drizzle olive oil and add salt and pepperto taste. Top toasted bread slices withtomato mixture. Buon appetito!

DeLoach, Hofstra & Cavonis, P.A. 8640 Seminole Boulevard Seminole, Florida 33772 dhclaw.com 727-308-5441 888-397-5571 To update your address preferences, add friends or family to our mailing list, or to be removed, please call Simone DeLoach at 727-308-5441 or email her at simone@dhclaw.com. Are You a DHC Client? If the answer is yes,