Transcription
EmployeebenefitsguideUnited for GoodJanuary 1, 2022
Dear faculty and staff,Drake’s core values embrace robust communication, transparency, andthe importance of empowering our people. With these values in mind, theHR/benefits team has developed this guide to help you better understandand use all the benefits that come with being a Drake employee.But beyond teaching you about your benefits, we hope this guide standsas a symbol of our commitment to better serve you. Because, to us, youare so much more than an employee. You are part of a diverse and talentedcommunity working toward a noble goal — a mission that both bindsand inspires us all. Simply put, at Drake, we are all united for good. e are united in a common purpose: To do good for each other,Was well as for the students and groups we serve. e are united by a sentiment spoken by graduates, faculty, staff,Wand retirees alike: “Once a Bulldog, always a Bulldog.” Throughoutyour time here, and after you leave our beautiful campus, we hopeyou will forever cherish and carry your Drake experience with you. nd, we believe in providing you with a united benefits philosophy:AYour employee benefits are thoughtfully assembled and woventogether to ensure each plan and perk works in tandem to dogood in your life — and the lives of all Drake employees.Read this guide closely, and share it with your covered family members.You’ll gain a better understanding of how your benefits work, as wellas how to access information, save money, and find support where andwhen you need it — and that includes support from your HR/benefitsteam. If you have additional questions, talk to us. We’ll be happy to help.To everyone in our Bulldog community, whether you’ve been here decadesor a day: We hope this guide is helpful, and that you discover somethingnew. We hope you’ll see our efforts as a small reflection of our dedicationto you and your continued success at Drake. And, we hope the benefitsdescribed inside will help you meet each new day feeling united withyour colleagues and excited for the good that you will do.Sincerely,Maureen De ArmondExecutive Director, Human Resources (HR)featuresHealth insuranceVision benefitsPharmacy coverageDental insuranceBenefits uniqueto DrakeWhen you’reready to enroll589122022WHAT’S INSIDEBefore you enroll 3Coverage information 4Get the most out of your health benefits 10Virtual vists 11Flexible spending accounts 13Life insurance 14Sick leave & disability insurance 15Time-off benefits 16Well-being 18Retirement benefits 19Contacts 232
Know before you enrollAt Drake, we are a close-knit community: What happens to oneof us happens to all of us. No matter the life stage, no matter thejoys or the hardships, Drake University remains united in supportof its people. Your benefits package reflects these ideals withcomprehensive offerings that align with our benefits philosophy,including quality health and pharmacy coverage, competitivetime-off and leave benefits, disability and life insurance,flexible spending accounts, and more.Before you enroll, here is some important information you needto know about selecting benefits. Key dates and deadlines Before you choose If you don’t enrollQUESTIONS?Drake’s HR/benefits team is here to help. Call 515-271-3133 duringbusiness hours, email drakehr@drake.edu, or come see us at ouroffice on the third floor of Old Main. We’ll be happy to supportyou as you decide which benefit options are right for you.NOTE: Roll over the red dotted underlined text for more content.3
Coverage informationELIGIBILITYIn general, regular full-time faculty and staff, their spouse orpartner, and their dependent children may participate in the benefitsdescribed in this guide. If you miss your initial enrollment deadlinefor medical, dental, and flexible spending coverage, you cannot enrollin benefits, change your benefits, or add or drop dependents until thenext annual enrollment period unless you have a qualifying event.Contact HR for information.QUALIFYING EVENTSA qualifying event is a major life changethat makes you eligible to enroll in or updateyour benefits outside of an initial or annualenrollment period. Without a qualifying event,you will have to wait for the next annualenrollment period to elect coverage.If you believe you have experienced aqualifying event, you must contact the HRdepartment within 30 days in order to beeligible to update your coverage.DOCUMENTATIONREQUIREMENTSREMEMBER If you do notenroll in medical, dentaland flexible spendingbenefits within30 calendar daysof your hire date,you cannot enroll inbenefits, change yourbenefits, or add orremove dependentswithout a qualifyingevent, or until the nextannual enrollmentperiod in November.If you are enrolling new family members,some basic information is required.4
Health insuranceCOVERAGE FOROUT-OF-STATEEMPLOYEESDrake offers our faculty and staff health insurance through the BlueChoice Pointof-Service (POS) plan, administered by Wellmark. Drake also has a new partnershipwith Broadlawns to provide you with additional options for care and convenience.With our quality health benefits, you get robust coverage that keeps you physicallywell and financially secure. You get access to the depth and breadth of the Blue Crossand Blue Shield network so you can choose the providers that are right for you. And,you get exclusive tools and services that will help you choose the right care at the rightcost — which can help keep the plan affordable for everyone.For faculty and staff outsideof Iowa, Drake offers theAlliance Select Preferred ProviderOrganization (PPO) plan. The PPOplan is similar to the POS plan,with the following exceptions:Administered by Wellmark Blue Cross and Blue Shield WITH THE BLUECHOICE POS PLAN B oth in- and out-of-network care is covered, but you’ll pay less when you stayin network. To search for providers near you, visit the Wellmark Provider Finder.When prompted, enter your plan prefix on your Wellmark ID card, or you canselect Browse a List of Plans. P lan participants must designate a primary care provider (PCP). Employeeswho schedule their no-cost annual physical exams with their PCPs will enjoylower health insurance premiums. See page 6 for details. I n-network preventive care is covered at no cost to you. See a full listof 0 services available to you and your covered family members. Y ou may see any provider you choose without a referral. M any services are not subject to the deductible, including primary carevisits, specialist visits, urgent care visits, prescription medications, and more.Copays or coinsurance may still apply. P rescription drug coverage and vision benefits are included with this planat no additional premium cost. See pages 8 and 9 for details.SMOnly employees andeligible dependentswho permanentlyreside out of statemay elect thiscoverage.You are notrequired todesignatea PCP.95% of doctorsand 96% ofhospitals acrossthe US arein network.Employees searchingfor in-networkcare should go toWellmark.com/finderand select theWellmark BluePPO network.SMLearn more about your health insurance benefits See full plan details5
Drake and Broadlawns: A new partnershipFaculty and staff who participate in Drake’s BlueChoice POS plan for health insurance now havean option for care that offers unprecedented affordability and convenience.Drake has partnered with Broadlawns to offer a new Level 1 benefits tier that provides 0 primary care visits,specialist visits, virtual visits and urgent care visits when you choose a Broadlawns provider. Also, when you getyour care at Broadlawns, you’ll enjoy significantly lower deductibles, coinsurance and out-of-pocket maximums (OPMs).Simply stated: You and your covered family members can savesubstantially by choosing Broadlawns for care.AND, COMING SOON Affordable care will be easier than ever to access when a newBroadlawns community clinic opens near the Drake campus inthe summer of 2023.ADDITIONAL IMPORTANT INFORMATION T here is no requirement to use Broadlawns for care.The choice is yours. T he out-of-pocket costs for what is now called Level 2(in-network) care have not changed. See the chart onpage 7 for details. Y ou can keep the PCP you have today, as they are nowconsidered a Level 2 (Blue Choice POS) provider. Or, youcan choose a Level 1 (Broadlawns) provider for your PCP.It’s your choice, and you will pay 0 for preventive careat either location. W hen you receive care at Broadlawns, any deductiblesand OPMs you accumulate also go toward your Levels 2and 3 deductibles and OPMs. Your out-of-pocket costsaggregate, no matter which level of care you choose.LEVELS OF CARE: HOWIT WORKS FOR DRAKEBlue Choice POS is a flexiblehealth plan. The amount you payfor care depends on the providerlevel you choose.LEVEL 1: BROADLAWNSLowest cost Care from a Broadlawns providerat any Broadlawns location.LEVEL 2: BLUE CHOICEPOS PROVIDERSMid-level costCare from any other in-networkproviders in Iowa and somesurrounding counties.LEVEL 3: OUT-OF-NETWORKPROVIDERSHighest costCare from out-of-network providerswithout a referral. If you choose thislevel, you’ll likely be responsible formore out-of-pocket costs.6
BlueChoice POS PlanLEVEL 1LEVEL 2LEVEL 3Broadlawns providersBlue Choice POS providersOut-of-network providersIndividual: 350Family: 700Individual: 1,000Family: 2,000Individual: 2,500Family: 5,00015%20%30%Individual: 700Family: 1,400Individual: 3,000Family: 6,000Individual: 4,000Family: 8,000At your designated PCP: 0At your designated PCP: 0Must be performed by your PCP.At other providers:Not coveredAt other providers:Not coveredAll other preventive care 0 0At your designated PCP: 0 copayAt your designated PCP: 25 copayAt other primary careproviders: 0 copayAt other primary careproviders: 35 copay 0 copay 35 copayYOUR COST SHAREDeductibleCoinsuranceMedical out-of-pocket maximum (OPM)Medical and pharmacy OPMs are separate.COST FOR CAREAnnual physical examPrimary care office visitSpecialist visitDoctor On Demand N/AVirtual visitsAll other virtual visitsChiropractic care 0 copay 25 copayWith your designated PCP: 25 copayWith other providers: 35 copayNot coveredNot covered 50 copay 50 copayN/A 0 copay 25 copay 50 copayEmergency room visitDeductible then15% coinsuranceDeductible then20% coinsuranceDeductible then20% coinsuranceOutpatient and inpatient careDeductible then15% coinsuranceDeductible then20% coinsuranceDeductible then30% coinsuranceSee page 9meaning the university— not our insurancecompany — paysemployee healthinsurance claims.Drake covers85% of yourcoveredhealth costs.In addition,Drake pays75% ofemployeepremiumsand 60% ofdependentpremiums.IN 2020, DRAKE COVERED 50 copay 50 copayPrescription drugsDrake is a selffunded group,831 employees 25 copayUrgent care/walk-in clinic visitDRAKE INVESTSIN YOUR HEALTHAll Doctor On Demandproviders are in-networkN/APer date of service.Did you know?1,012 spouses, partners,and dependents 6 million in medical& pharmacy expensesBONUS TIP7
Vision benefitsAdministered by WellmarkDrake’s health insurance benefits include coverage for vision care and hardwareat no additional premium cost to you.ANNUAL EXAMIn network: No costOut of network: 50CONTACT LENSES, GLASSES AND FRAMES Under age 19: No cost up to 150 per year, then 20% coinsurance A dults age 19 and older: No cost up to 150 per yearHARDWARE REIMBURSEMENTTo get reimbursed for your hardware costs, visit any vision center to make yourpurchase, then submit all of the following items and information to Wellmark: T he member-submitted claim form Your itemized receiptON THE RECEIPT, YOU MUST INCLUDE: The date of service Charges for the services received Your provider's name and address A diagnosis code or description of your diagnosis For each charge, a description of servicesNote: Be sure to double-check that the date of service and total charges matchyour receipt. A separate charge for each description of services is needed.Frames and lenses would require two separate charge lines and a descriptionfor each.Get claim forms and submission instructions8
Pharmacy coverageAdministered by Wellmark Managed by CVS Caremark Drake’s pharmacy plan offers you comprehensive benefits combined with true convenience.Plus, with all your medical and pharmacy benefits administered by Wellmark, it’s easy toaccess resources that help you use your benefits and save money.BLUE RX COMPLETE SMYour pharmacy plan is based around a formulary — a list of approved medications.Understanding how the formulary works could help you save. Y our plan helps keep costs down by covering only the medications that are on the formulary.COST SHAREDeductible 0 T he formulary helps guide you, your doctor, and your pharmacist to the lowest-cost drugoptions that effectively treat your condition.Pharmacyout-of-pocketmaximum (OPM) I f you use a drug that’s not on the formulary, it won’t be covered, and you’ll pay the full cost.COSTS FOR PRESCRIPTIONSLEVELS OF COVERAGEWith Blue Rx Complete, you have different levels of coverage called tiers. Your drug’s tier determineshow much you’ll pay at the pharmacy. The lower the tier, the more affordable your prescription. Whenyou get a new prescription, visit cutt.ly/BlueRxComplete to look up drug tiers and requirements. If yourdrug is on a higher tier, ask your doctor or pharmacist if a lower-cost option may be appropriate.PHARMACY APPWith the CVS Caremark app, it’s easy to manage and even save moneyon your prescriptions.Check drug costs and savingsGet easy refillsSign up for mail deliveryThe CVS Caremark app is free and available in your preferred app store.Individual: 2,500Family: 5,000Tier 1 10 copayTier 2Lesser of 200 copayor 40% coinsuranceTier 3Lesser of 200 copayor 40% coinsuranceTier 440% coinsuranceSpecialty drugsSame as costabove dependingon drug tierNon-formularyNot coveredBONUS TIP9
Get the most out of your health benefitsWith Drake’s medical and pharmacy coverage, you getaccess to affordable, high-quality care when and whereyou need it. But there are additional things you can do —and smart choices you can make with your benefits — thatwill help you and your family stay healthy while savingtime and money. Being a smart health care consumer canalso help the plan save money, which lowers the cost ofpremiums for all your fellow Drake employees.1 Get your no-cost preventive care.2 Use your insurance tools. M ember ID cards m yWellmark3 Stay in network and shop for care.4 Know where to go. P CP for managing your health D octor On Demand for care on the go U rgent care/walk-in clinic for fast, face-to-face care E R for emergencies only WHY DOESPREVENTIVECARE MATTER?When you take full advantageof all the no-cost preventiveservices available to you andyour covered family members,you’ll save time and moneywhile helping ensure you livea long, healthy life. VOID OR SLOW CHRONICACONDITIONS: Preventivecare helps your provider stopexpensive, long-term healthproblems before they start.You’ll stay healthier and savemoney on care throughoutthe year and beyond.SAVE ON PREMIUMS:Drake employees who receivetheir annual physical examfrom their designated PCP willenjoy a reduction in their healthinsurance premiums.10
Enjoy virtual visits with Doctor On DemandMinor medical conditions can strike at the most inconvenient times.With Doctor On Demand, you can have quick, on-the-go video visits withboard-certified physicians and get treatment and prescriptions for a cold,flu, allergies, infections your kids pick up, and more. Use your smartphone,tablet, or computer to get fast, low-cost care anywhere — 24/7.*Care from Doctor On Demand is AffordableFastConvenientAlways thereUse Doctor On Demand Or, have a virtual visitwith your personal doctor.*Doctor On Demand physicians do not prescribe Scheduled I-IV DEA Controlled Substances and may electnot to treat or prescribe other medications based on what is clinically appropriate. During times of highovernight call volume, patients may be directed to make an appointment with a Doctor On Demand physicianfor the following morning.MENTAL HEALTHCARE FROMDOCTOR ON DEMANDWe live in stressful times. To helpyou get the support you needwhen you need it, Drake now alsocovers mental health services fromDoctor On Demand.With Doctor On Demand, it’s easyto find available appointments,schedule talk therapy and manageprescriptions for stress, depression,anxiety, trauma, postpartumconcerns and more — all fromthe privacy of home.11
Dental insuranceAdministered by Delta Dental of IowaDental care is an important part of your overall health. Drake’s affordabledental plan provides you with no-cost, in-network preventive care,as well as coverage for basic care and major procedures.Drake offers coverage from a single plan with dentists in two networks:the Delta Dental PPO network and the Delta Dental Premier network.While you may see any provider you choose, you can save money byselecting dentists in the PPO network. Note that you do not need to picka network when selecting coverage.PPO PROVIDERPREMIER PROVIDER 35 50COST SHAREAnnual deductiblePer memberAnnual maximum benefit 1,300COST FOR CARE 0Deductible waived 0Deductible waivedBasic careDeductible then10% coinsuranceDeductible then20% coinsuranceMajor careDeductible then50% coinsuranceDeductible then50% coinsurancePreventiveIncludes fillings, periodontal care,root canals, and extractionsIncludes crowns, inlays, onlays,dentures, and bridgesLearn more, locate providers, and register forthe Delta Dental Member Connection portal.12
Flexible spending accounts (FSAs)Administered by Advantage Administrators To help you save your tax dollars and increase your take-homepay, Drake offers two optional flexible spending accounts,or FSAs. An FSA allows you to set money aside pre-tax tohelp pay for eligible health or child/dependent care expenses.Drake offers two types of FSAs. You may elect one or both:HEALTH CARE FSAUse to pay for eligiblemedical, pharmacy, dentaland vision expenses.DEPENDENT CARE FSAUse to pay for child andadult dependent careexpenses.IMPORTANT DETAILS ABOUT FSAs Y ou must elect flexible spending accounts each year youwish to participate. You will not automatically have an FSA,even if you had one last year. F SAs are “use it or lose it” accounts. That means, some ofthe money you put into your FSA may not roll over from yearto year. Read about the types of FSAs above for details.HOW MUCH IS ENOUGH?Here are a few rules of thumbto consider when deciding howmuch money to set aside inyour FSAs.For a health care FSA:Consider your past use andfuture needs. If you are areturning Wellmark member,log in to myWellmark.com.There, you can generate healthcare spending reports for youand your family. Be sure to thinkabout any upcoming care orprocedures you may need toget the most accurate estimatefor the coming year.For a dependent care FSA:Consider how much careyou’ll use throughout the year.Many parents with children inpreschool or daycare find theyeasily reach the fully allowedamount.Learn more about FSAs and sign up for the Advantage Administrators FSA member portal.13
Life insuranceAdministered by Principal Financial Group When a loved one passes, the financial burden can beenormous — from funeral costs to paying off debts andnegotiating major expenses like mortgage payments and collegetuition. That’s why Drake offers life insurance benefits thatprovide financial security when you or your family membersneed it most. Your benefits include a group life insurance planpaid for by the university. You also have the option to purchaseadditional term life insurance for yourself and your dependents. UNIVERSITY-PAID GROUP LIFE INSURANCE ANDACCIDENTAL DEATH & DISMEMBERMENT (AD&D)Drake funds your employee life insurance benefit at200% your annual salary. Those who experience aqualifying medical event can receive their full lifeinsurance payout as an AD&D benefit. VOLUNTARY TERM LIFE INSURANCE FOR EMPLOYEESThis voluntary benefit can be purchased to complementany group life insurance option. You can select from avariety of coverage amounts; 400,000 is guaranteedissue and maximum coverage is 500,000. VOLUNTARY TERM LIFE INSURANCEFOR SPOUSES AND PARTNERSCoverage for your spouse or partner is also available,with guaranteed issue set at 50,000 and maximumcoverage set at 100,000. VOLUNTARY TERM LIFE INSURANCE FOR CHILDRENYou may purchase coverage for your dependent child in 2,500 increments up to the 10,000 guaranteed issue.IMPORTANTTHINGS TO KNOW If you end youremployment at Drake,you may convert youruniversity-paid coverageto an individual planwithin 31 days oftermination. W ith voluntary coverage,your application doesnot need to go throughunderwriting if you electbenefits during yourinitial enrollment period. V oluntary coveragerates are based on theemployee’s age. S pouses, partners, andchildren are only eligiblefor voluntary coverage ifthe employee is enrolledin voluntary coverage,as well.BONUS TIPLearn more14
University-paid sick leaveand disability insuranceDisability administered by Principal Financial GroupWhen you are sick or hurt and unable to work, we offer a variety of benefitsto help support you and your family, all paid for by the university. Eligibleemployees may use staff sick leave or faculty short-term disability when healingfrom illness or injury. Drake also offers long-term disability insurance to replacea percentage of your salary if you become disabled while actively employed. SICK LEAVEWhile you may use sick leave whenever you are unwell, the policyis specially designed to protect you in the case of a serious illness orinjury. Eligible employees may accrue up to 520 hours of sick leave,providing you with a bridge to long-term disability benefits. FACULTY SHORT-TERM DISABILTYConsistent with Drake’s faculty short-term disability policy, the universitywill continue the salaries of full-time faculty who cannot to work due toillness or injury during a portion of their appointment. In addition, eligiblefaculty may combine short-term-disability with other leave benefits, likeFMLA and parental leave. See page 16 to learn more.First-year faculty // Second-year faculty and beyond LONG-TERM DISABILITYAfter a 90-day elimination period, faculty and staff may be eligible toreceive a long-term disability benefit if approved by the plan. This benefitpays you 60% of your pre-disability income until you are able to work oryou reach Social Security normal retirement age.Learn more about sick leave Learn more about disabilityNote that qualifying for long-term disability benefits is a different processthan for short-term disability, and all decisions are made by PrincipalFinancial Group. Contact the HR/benefits team for details and support.15
Time-off benefitsTime away to recharge is essential for a happy, healthy life. In that spirit, Drake provides eligiblefaculty and staff with time-off and leave benefits, including paid vacation, holidays, communityservice leave, and more.PAID VACATIONAdministrators and staff in regular full-time positions as well as 12-month facultyare eligible to receive vacation hours. Some 9-month instructional staff positions maynot be eligible; contact the HR Designate in your school or college for more information. Exempt full-time employees Non-exempt full-time employeesVacation is provided at the beginning of each fiscal year and cannot be carried overfrom one fiscal year to the next. Unused vacation is not paid out when you leave Drake.PERSONAL LEAVEIn addition to your other time-off benefits, Drake provides all regular full-timeemployees with two personal days each fiscal year. This benefit adds additionalflexibility to your schedule, and can be used in any way you choose, to Celebrate birthdays or anniversaries Enjoy floating holidays Schedule medical appointmentsPAID HOLIDAYS New Year’s Day Martin Luther King, Jr. Birthday Memorial Day Juneteenth Fourth of July Labor Day Thanksgiving (2.5 days) Christmas (2 days)Drake may also elect to closeuniversity offices during thelast week of the calendar year. Observe religious holidays Manage family emergencies and more. Be sure to use your personal days each year, as they cannot be carriedover from one fiscal year to the next and are not paid out when you leave Drake.BEREAVEMENT LEAVEUpon the death of an immediate family member, Drake provides time off withoutloss of pay for grieving, attending a funeral, and making funeral arrangements.A maximum of five working days of bereavement leave is available during a fiscalyear to full-time, regular employees. Managers will work with employees todetermine the appropriate time off on a case-by-case basis.VETERANS DAYOBSERVANCEVeterans may use personalor vacation time to observeVeterans Day.16
FMLAThe Family Medical Leave Act (FMLA) allows eligible employees totake unpaid, job-protected leave for specific family and medical reasons,explained below. FMLA is protected leave, not paid leave. However,it works concurrently with your other benefits, like sick leave anddisability, to replace some or all of your salary during your time away.COMMUNITY SERVICECommunity service leave (CSL) allows you to take paid time offto do volunteer work. Full-time employees receive 8 hours — andpart-time employees receive 4 hours — of CSL each fiscal year,which can be used in one-hour increments. Service activitiesyou may request CSL for include: You are eligible for up to 12 weeks of leave in a 12-month period. Volunteer or service work for a non-profit organization. You are eligible for up to 26 weeks of military caregiver leavein a 12-month period to care for a covered service member witha serious illness or injury if they are your spouse, child, parent,or next of kin. Volunteer at a school.Please contact HR if you think a planned or emergency leave may beprotected by FMLA. Even if it's not, the HR/benefits team will helpyou navigate the situation.PARENTAL LEAVENew parents can use a combination of leave benefits after a birth,adoption, or placement of a foster child in the home. E ligible employees can use FMLA for protected leave. F aculty and staff who are new, adoptive, or foster parents maytake two work weeks — up to 80 hours — of paid parental leaveto bond with the child within the first 12 work weeks of the birthor placement. For employees who do not have a 100% full-time12-month appointment, the 80 hours is pro-rated. D uring the period of medical incapacity after birth, eligible staffmay use sick leave and faculty may use faculty short-term disabilityto remain in a paid status. S taff and faculty may use additional leave benefits — such asvacation and personal time — to continue to remain in a paid status.FACULTY MODIFIED DUTIESInstead of paid parental leave (described above), eligible faculty mayopt for workload reduction upon the birth or adoption of a child or theplacement of a foster child in the home. Faculty modified duties maybe used from three months prior to 12 months following the birth orplacement of a child. Participation in a Drake-sponsored community service activity. Blood, bone marrow, and organ donation. Disaster relief and emergency volunteer activities.CSL may not be used for any activity for which you wouldotherwise receive compensation.STAFF LEARNINGAND DEVELOPMENT LEAVELearning and development leave provides eligible staff with theopportunity to request four weeks of paid time off to pursuecomprehensive, in-depth learning activities that will contributeto your growth and further the strategic initiatives of DrakeUniversity. Note that learning and development leave is notdesigned for the pursuit of academic degrees.Eligible staff must meet all the criteria.SABBATICALLEAVEEligible faculty membersmay apply for two semestersof sabbatical leave.Learn more17
Employee well-beingIt’s important to Drake that our community members remain happy and healthy. Available servicesaddress every facet of your well-being, from physical fitness to mental and financial health and beyond.WELLNESS PROGRAMS Keep more money in your paycheck with an annual exam: Employees who complete an annualphysical exam with their designated PCP will receive a reduction in their health insurancepremiums. This yearly visit provides you and your doctor with important health information —including cholesterol levels, weight and body fat analyses, A1C levels, and more. Participantsshould submit their Physical Exam Completion Form to HR. Enjoy free access to health and fitness facilities: Full-time employees may use their Drake ID cardto access the Bell Center, Knapp Center, Knapp Tennis Center, and Fieldhouse to enjoy a varietyof fitness activities, equipment, and facilities. Memberships are also available to your spouse orpartner and your dependent children at a reduced cost. Improve your health with one-on-one support. Take advantage of confidential nutrition consultations,fitness assessments, body composition analyses, personal training, and health coaching.EMPLOYEE ASSISTANCE PROGRAM (EAP)Sometimes, we all need a little extra help. Drake’s employee assistance program offers you and yourfamily access to confidential support for a variety of sensitive issues and topics. The EAP is free foranyone in your household to access, and it provides you with three face-to-face visits per issue withqualified professionals who can offer you guidance, advice, and referrals for additional support.To reach the EAP, call 800-327-4692.Learn moreFINANCIAL EDUCATIONDrake partners with our retirement benefits administrator, TIAA, to help keep you financially fit —both now and in the future. You can schedule an individual counseling session with a TIAA financialconsultant to get a clear picture of your retirement goals. You can also participate in educational webinarsor view past presentations on demand.WHY YOUR PCP MATTERSTO YOUR HEALTH
Drake is a self-funded group, meaning the university — not our insurance company — pays employee health insurance claims. IN 2020, DRAKE COVERE D 831 employees 6 million in medical & pharmacy expenses 1,012 spouses, partners, and dependents In addition, Drake pays 75% of employee premiums and 60% of dependent premiums. Drake covers
