Henderson Hearing Exhibits - Insurance.wa.gov

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ADVISORS' ,ACADEMY(f,SERIOUS RESUL.TS FGJR SERIGlUS ADVISC:JRSTo Whom it May Concern:I have worked with Gregg Henderson for about 3 years in the capacity of business advisor---- for-his financial-and-insurancepractice,Duringthis-time;-j havefound-Gregg-to-b-e-trustworthy;----dependable and honest. In my opinion, Gregg takes great pride in his work and truly cares about t h eneeds of his clients. It has been my experience that Gregg considers all of his client's or prospect'scurrent and future needs before making any recommendations or changes to their finances I wouldhave no reservations about working with Gregg Henderson now or in the futureYours truly,Steven CoxVice-PresidentAdvisors Academy1921 Boston Post RoadWestbrook, CT 06498toll free 877-399-1933 I fax 860 399.22251921 Boston Post Road I Westbrook, Connecticut 06498l--

UBIERTYw lAL1&\I;·f TRATIEGlIES, LLCi""Protect I Grow I Enjoy I GiveJuly 10, 2012To Whom It May Concern:We at Liberty Wealth Strategies would like to express our confidence and support of GreggHenderson.One of our core values is that we believe integrity, honesty and accountability are nonnegotiable. We first met Gregg in December of 2011 and after an extensive interview processand background check, we felt that Gregg truly exemplified all of these traits.Throughout our interactions with Gregg, we have seen that the welfare of his clients andpotentiai clients is always his primary concern. He spends time in case work and research toensure that the client will receive the most positive financial benefit even if hisrecommendation is to make no changes.Based on Gregg's high level of personal and business ethics as well as his business relationshipwith us, we believe that Gregg embodies the core values of integrity, honesty andaccountability.Carlos L. Rocha19519 North Creek Parkway, Suite 300 Bothell, WA 98011Tel: 425398-1400 Fax 425398-1900 Toll-Free 855 398-1400www.libertywealthstrategies.net

T 8004074137F 785861 1601info@gradientib,comGRADlENT I-r-ii\- -1:; ,,-1j-j- --t-/: -:\-i;\-'h-! :.-,-!':-E-H- -' -{-. -h1-.- -,.4- \-,{:- 1'J-'(-,:- f--.-.-July 19, 2012To Whom It May Concern:Mr, Gregg Henderson has been appointed with Gradient Insurance Brokerage and producing since2010, During that time we have had no issues with canceled poiicies or charge backs (that we are awareof) and Mr, Henderson is in good standing with Gradient Insurance Brokerage as of the date of thisletter,Ryan VawterVice President of Marketing3740 SW Burlingame CircleTopeka, Kansas 66609

August 15, 2012Office of Insurance Commissioner Mike Kreidler5000 Capital Blvd SETumwater, WA 98501Re: Gregg HendersonJJ1is-' ter isin SlJllj:lort()f§reggljend eLs on wJ)9-ba jl !nd I"d-QlliLe!irement fu nd for:-the lasttwo years.We consulted him after hearing him speak about retirement options. We had lost some of ourmoney in the market in the turbulence of 2007 and 2008 and to avoid further loss put ourmoney in money market funds to prevent further loss.We were interested in conservative investing with minimal risk but better return than a moneymarket fund. Gregg was extremely professional and informative. He explained the details ofvarious options and the pros and cons of these options. He was very upfront and honest in hisapproach - he even explained the commissions he would receive. At no time did he pressure usor try to rush our decision. We were both very impressed with him, especially in comparisonwith some of people we had worked with in the past.Also, since we have invested with him he has provided us with excellent help and service. Hehas always been available to answer any questions we had and to follow up with the companyto make sure that our plans had been carried out.In summary, our experience with Gregg has been excellent. His integrity, professionalism andhard work on our behalf has been greatly appreciated.We would not hesitate to recommend him, without reservation, to anyone seeking straightforward, detailed advice regarding retirement options.Please do not hesitate to contact us if you require additional information.Sincerely,Dr. Jeffrey and Ann Waesche8383 SE 50th Place, Mercer Island, WA 98040(206) 232-3535a. waesche@comcast.net

George A. Hayden10630 148th Ave S. E.Renton, WA. 98059July 23,2112Office ofthe Insurance CommissionerDear Sir:I can not just send in this 'DECLARATION' about my business experiences withGregg Henderson. It must also be accompanied with a letter.I was utterly surprised that someone had an unfortunate misunderstanding andnegative experience with Gregg Henderson. Gregg Henderson has been first, a financialadvisor of mine for more than five years and then, become a trusted friend. As far as I amconcerned, the name, Gregg Henderson has always been synonymous with integrity,respect and honor. All the times that I have been with Gregg, coming from two wayinvitations, either his or mine, have been positive, enlightening and encouraging, never inany way coercive, manipulative, threatening or negative. Gregg's annuity investmentsand strategies have been profitable and secure. I have never lost a dime through them andalso have been protected from some major capital losses.If Gregg were removed from his investment position, there would be a major hole inmy financial strategy and well being. It would be a great personal arId grieving loss forme, his family, The Boy Scouts of America and many others that he serves.Gregg is a person whom I personally trust and have highly recommended to others forfinancial investments. If you want to contact me about my experiences with GreggHenderson, please do so in writing, by phone (425 255 4812), or in/with a personalappearance or meeting.Sincerely and Respectfully, ;'4CL ,4rY George A. Hayden

234DECLARATION OF George A. Hayden5I, George A. Hayden, do declare and state that if called to testify I could competentlydo so as follows:61.That I am a resident of the State of Washington over the age of 18 years.72.I became a client of Gregg Henderson back on or before April 20,2007.3. Mr. Henderson has always been considerate, honest and respectful; always listeningto my financial n e e d s . " · ' .9101112134. Mr. Henderson has always been upfront about my financial portfolio and all tradesor transfers he has made on my behalf. I have always been confident that he islooking out for our best interest.5. Mr. Henderson has always been prepared and professional at our meetings and hasbeen thorough in explaining the financial process. If we have questions, he is morethan happy to take the time to walk us through the process.14156. I would highly recommend his financial services to my friends and family.161718I declare under penalty of perjury pursuant to the laws of the State of Washington thatthe foregoing is true and correct.Signed at home in Renton, Washington1920Dated this 23'd day of July, 201221); tAt 22George A. Hayden232425

8/1/201234567.J:t910To whom it may concern,I first met Gregg Henderson as a result of my interest in a product that. he offered, a fixedindexed annuity policy. Mr. Henderson has always treated me with the upmostprofessionalism. J have never felt pressured to do anything in regards to adjusting my financialplans in order to enroll in what he had to offer. He explained it very well, I did my duediligence researching the program, and gladly moved forward with the policy.13Sincer.eIY,.Hiy); 1516171819202122232425---- --1[) tht6e /.Alvin Wolberg14.- ---- - - .----- ------ ---.-- .-.-.-.'-.---------When I expressed interest in rolling my 401k into the policy, Gregg cautioned me that if! did so,it may be too penal. I appreciated how it directed me to act in my best financial interests. In short,I anticipate working with him in the future, and would not hesitate to recommend his services toothers.[112 . {j

234DECLARATION OF Alvin Wolberg5L Alvin Wolberg, do declare and state that if called to testify I could compctently doso as follows:6I.That I am a resident ofthe State of Washington overthe age of 18 years.72.I beeame a client of Gregg Henderson back in February of 2012.83, --Ml',-Hendersonhas alwa,.vs been.considerate,Jl()nestand respectful;.always-listening- - - to my finaneial needs.9101112134. Mr. Henderson has always been upfi'Ont about my financial portfolio and all tradesor transfers he has made on my behalf. I have always been confident that he islooking out for our best interest.5,. Mr. Henderson has always been prepared and professional at our meetings and has' lleen thorough in explaining the financial process. If we have questions, he is more'than happy to take the time to walk us through the process.14156, I would highly recommend his t1nanciaJ services to my friends and family.1617I declare under penalty of perjury pursuant to the laws of the State of Washington thatthe foregoing is true lind correct.1819202122232425Dated this 1'. day of August'/!()?,2012. LJ1t4r-, "-

2345(;7--8--910II12My husband and I met with Gregg Henderson on September 1Sl, 2008. At that time we werelooking for someone that was honest, uprront and willing to listen to what we were striving toaccomplish. After spending some time telling Gregg what we wanted to accomplish and ourfinancial situation we asked him if he could help us out. While listening to his suggestions andfeeling he was very clear in understanding our needs we moved forward. No matter what weasked Gregg he was to the point and answered us without speaking in terms we would have noidea what he meant. He continually, throughout our conversation asked if we understood whathe wa suggesting. Everything he mentioned was to the point and made very clear to us. Weboth felt this was the financial guy we would like to work with long term. No matter whatissue we would think about over time all we would have to do is give Gregg a call or send alle-mall to him. C'lfCgg would get back to us usually the same day. He always would listen tous and have the answers we needed at that point. Gregg never departed from our conversationuntil we under: 't J od, \I\Ie! ati!lf!ed,Je1t comfori:a12!e !\!1rl hllitthean wers weneeded. --- We BOTH, as husband and wife would highly recommend Gregg Henderson to friends, familyand even people we did not know very well but were looking for a TRUSTED fmancial agentto work with.This is bodl my husband (Elwyn D. Morrison) and myself; (Michelle C. Morrison) HONESTand TRUTHFUL feelings towards Gregg Henderson - a person we have become friends withdoing financial business.13Sincerely,1415Elwyn, D. Morrison16171819202122232425Michelle C. Morrison 4: . C. - ",;)

2345DECLARAnON OF Elwyn D. MorrisonI, Elwyn D. Morrison, do declare and state that if called to testilY I could competentlydo so as follows:61.That I am a resident of the State of Washington over the age of J8 years.72.I became a client of Gregg Henderson back on (date of your policy).-8- ----. 3. .Ml":"Heriifersoiiliiisitlways'been considei'ate; hOlIeSt910111213andrespectful; always-listeni g --, .to my financial needs.4. Mr. Henderson has always been upfront about my financial portfolio and all tradesor transfers he has made on my behalf. I have always been confident that he islooking ont for our best interest.5. Mr. Henderson has always been prepared and professional at our meetings and hasbeen thorough in explaining the financial process. If we have questions, he is morethan happy to take the time to walk us through the process.14156. I would highly recommend his financial services to my friends and family.161718I declare under penalty of perjury pursuant to the laws of the State of Washington thatthe foregoing is true and correct.1Signed at J('A,d.-;f2&,, ;i':k;d:d:--,Washington1920I ated thi -3. day oC .&.L.i '20122122232425----l f,.L.k:k'--';'4.J!.:. :::; :-

-\ \.YYW--' .\ 1: tJ s. . «N \l J\tY .tJ (P \ 4: T W \Ili- n, In\t U6' (1.tv\I,J& \'-'{'(\C4\l :C. "-'K; .c,v-.NTc.yoJ}N W-e.rn Id\f(f- vY\.fc:- oiC, k. \) 'fV)\c.-. ) NSS;: "R1NG--OI.J.),L \ I(Y'\ of AIQ,'b\ll tv'''R fV'IC){'L;rG-A-c".1t::.f u ,01: s '? .::2, bOO,\* \lle-R ()NL C3 c S 1 .l, DtUrtl'JJ 0.,\':)u CD () . ;' \.S·i \ W.Lg;;r'l i . YhoN'f-i W(\\· -H-tbj t

2345DECLARATION OF FRED SHOREI, Fred Shore, do declare and state that if called to testify I could competently do so asfollows:61.That I am a resident of the State of Washington over the age of 18 years.72.I became a client of Gregg Henderson back on January 17,2012.83. Ml'. Henderson has always been considerate, honest and respectful; always listeningto my financial needs.9101112134. Ml'. Henderson has always been upfront about my financial portfolio and all tradesor transfers he has made on my behalf. I have always been confident that he islooking out for our best interest.5. Mr. Henderson has always been prepared and professional at our meetings and hasbeen thorough in explaining the financial process. Ifwe have questions, he is morethan happy to tal(e the time to walk us through the process.14156. I would highly recommend his financial services to my friends and family.161718I declare under penalty ofperjmy pursuant to the laws of the State of Washington thatthe foregoing is true and correct.Signed at Mercer Island, Washington19202122232425Dated this H.o day ofAu(M.l 'b1 ,2012

23DECLARATION OF SHELLEY SHORE4I, Shelley Shore, do declare and state that if called to testify I could competently do soas follows:561.That I am a resident of the State of Washington over the age of 18 years.72.I became a client of Gregg Henderson back on Jannary 17,2012.--"----8- ---- ------ ----- . --3. Mr. Henderson has always been considerate, honest and respectful; always listeningto my financial needs.910II12134. Mr. Henderson has always been upfront about my financial portfolio and all tradesor transfers he has made on my behalf. I have always been confident that he islooking out for our best interest.5. Mr. Henderson has always been prepared and professional at our meetings and hasbeen thorough in explaining the financial process. Ifwe have questions, he is morethan happy to take the time to walk us through the process.14156. I would highly recommend his financial services to my friends and family.161718I declare under penalty ofpeljury pursuant to the laws of the State of Washington thatthe foregoing is tme and Correct.Signed at Mercer Island, Washington19202122232425Dated this/6l'-"4''i'4' b '''-.,2012

12345DECLARATION OF Michelle C. MorrisonI, Michelle C. Morrison, do declare and state that if called to testify I couldcompetently do so as follows:61.That I am a resident of the State of Washington over the age of 18 years.72.I became a client of Gregg Henderson back on (date of your policy).8- - j Mr Henaerson-has-arways-beenconside ate, hZlnest and respeetful; always listening91011to my financial needs.4. Mr. Henderson has always been upfront about my linancial portfolio and all tradesor transfers he has made on my behalf. I have always been confident that he islooking out for our best interest.12135. Mr. Henderson has always been prepared and professional at our meetings and hasbeen thorough in explaining the financial process. Ifwe have questions, he is morethan happy to take the time to walk us through the process.14156. I would highly recommend his financial services to my friends and family.16171819202122232425I declare under penalty of perjury pursuant to the laws of the State of Washington thatthe foregoing is true and correct.Signed ati:;;:'45 ""e- ,Washington

12345IIGte", LJam He I vv-DECLARATION OF (your name)(;/e.h Jo.!'vt Dft e/h .1, (yourD.w;p ), do declare and state that if called to testify r could competently do so asfollows:61.That 1 am a resident of the State of Washington over the age of 18 years.72.1became a client of Gregg Henderson back on (date of your policy).83. Mr. Henderson has always been considerate, honest and respectful; always listeningto my financial needs.fc !'IJft(IL)r ·.91011 (}C fJ4. Mr. Henderson has always been upfront about my financial pOltfo!io and all tradesor transfers he has made on my behalf 1 have always been confident that he islooking out for our best interest.12135. Mr. Henderson has always been prepared and professional at our meetings and hasbeen thorough in explaining the financial process. Ifwe have questions, he is morethan happy to take the time to walk us through the process.14156. I would highly recommend his financial services to my friends and family.1617181 declare under penalty of perjury pursuant to the laws ofthe State of Washington thatthe foregoing is true and correct.Signed at.-.J-.L -tUt-.L---, Washington19202122232425Dated thisI if tt.day Of l.;--------,2012

2 J)/4';ct lila IJ1 /; /; eI'/rv34DECLARAnON OF' (your name),/J;tfI!'i- uJt%flJh;; ;!lttJ5I, (your name), do declare and state that if called to testify I couId competently do so astollows:6I.That I am a resident of the State of Washington over the age of 18 years,72,I became a client of Gregg Henderson back on (da(e ofyour policy),,"3///1/ /--------- --891011-- ---------- -- ---.J-tfJ'dj-------- --------3, Me Henderson has always been considerate, honest and respectful; always listeningto my tinancialneeds,4, Mr, Henderson has always been upfront about my financial portfolio and all tradesor transfers he has made on my behalf I have always been confident that he islooking out for our best interest12135, Me Henderson has always been prepared and professional at our meetings and hasbeen thorough in explaining the financial process, If we have questions, he is morethan happy to take the time to walk us through the process,14156, I would highly recommend his financial services to my friends and family,161718I declare under penalty ofpeIjury pursuant to the laws of the State of Washington thatCc the foregoing is true and c9rrectfi,/,? 7 cJ ") /lI ok'" d-' J f U ( Signed at . , Washington/l19202122232425Dated this -.1dt4 day Of itfl ,2012

234DECLARATION OF CHARLES F. WORTHlNGTON5I, Charlcs F. Worthington, do declare and state Ihat if called to lestily I couldcompetently do so as lollows:6I.Thai 1 am a resident of the State of Washington over the age of 18 years.72.I became a client of Gregg Henderson back in 2007.---89toII1213-------- . ----------------------- - ----------------3. Mr, Henderson has always been considerate. honest and rcspcctful; always listcningto my tinancial needs.4. Mr. Henderson has always been upfront about my financial portfolio and all tradesor translers he has made on my behalf. r havc always becn confident that he islooking out lor our besl interest.5. Mr, Henderson has always been prepared and professionaillt our meetings and hasbeen thorough in explllining the financial proccss. lfwc have questions, he is morethan happy to take the time to walk us through the proccss.14156. 1 would highly l'econ1l11cnd his tinnncial services 10 my friends and family.1617181declare under pellulty of pel:jury pursuant to the laws of the Slate of Washington thatthe foregoing is tme and correct./ Signed at .:1.5'5 /I II /1- - , Washington!JL19202122232425.;Jt'/1,,2012IJ i 1: t:;; .//

2345DECLARATION OF GENEVIEVE M. DEICHI, Genevieve M. Deich, do declare and state that if called to testify I could competentlydo so as follows:61. That I am a resident of the State of Washington over the age of 18 years.72. I became a client of Gregg Henderson back on March, 2009.83. Mr. Henderson has always been considerate, honest and respectful; always listeningto my financial needs.910114. Mr. Henderson has always been upfront about my financial portfolio and all tradesor transfers he has made on my behalf. I have always been confident that he islooking out for our best interest.12135. Mr.Henderson has always been prepm'ed and professional at our meetings and hasbeen thorough in explaining the financial process. If we have questions, he is morethan happy to take the time to walk us through the process.14156. I would highly recommend his financial services to my friends and family.161718I declare under penalty of perjury pursuant to the laws of the State of Washington thatthe foregoing is true and correct.Signed at Redmond, Washington19202122232425Dated this 21 st day oOune, 2012

234DECLARATION OF Jack L. Grimes5I, Jack L Grimes, do declare and state that if called to testifY I could competently do soas follows:6I.That I am a resident ofthe State of Washington over the age ofl8 years.72.I became a client of Gregg Henderson back in February 2011).- - ---8910II12133. Mr. Henderson has always been considerate, honest and respectful; always listeningto my financial needs.4. Mr. Henderson has always been lIpfront about my financial portfolio and all tradesor transfers he has made on my behalf. I have always been confident that he islooking out for our best interest.5. Mr. Henderson bas always been prepared and professional at our meetings and basbeen thorough in explaining the financial process. If we have questions, he is morethan happy to take the time to walk us through the process.14156. I would highly reconllllend his tinancial services to my friends and family.161718I declare under penalty ot;,peIjury pursuant to the laws of the State of Washington thatthe foregoing is true and correct.Signed at Olympia., Washington19202122232425.Dated this 25thday of .July,2012

23DECLARATION OF (James H. Nakamoto)45I, (James H. Nakamoto), do declare and state that if called to testify I couldcompetently do so as follows:61. That I am a resident of the State of Washington over the age of 18 years.72. I became a client of Gregg Henderson back on (August 2008).-8910111213------------------- ------------- -----.------------ ----3. Mr. Henderson has always been considerate, honest and respectful; always listeningto my financial needs.4. Mr. Henderson has always been upfront about my financial portfolio and all tradesor transfers he has made on my behalf. I have always been confident that he islooking out for our best interest.5. Mr. Henderson has always been prepared and professional at our meetings and hasbeen thorough in explaining the financial process. If we have questions, he is morethan happy to take the time to walk us through the process.14156. I would highly recommend his financial services to my friends and family.1617181920I declare under penalty of perjury pursuant to the laws of the State of Washington thatthe foregoing is true and correct.Signed at SO#( e21Dated this222324251 , WashingtondaYOf ,20l2

2345DECLARATION OF (JoAnn Nakamoto)I, (JoAnn Nakamoto), do declare and state that if called to testifY I could competentlydo so as follows:61. That I am a resident of the State of Washington over the age of 18 years.72.8910111213I became a client of Gregg Henderson back on (August 2008).--j:-Mi.Heooe-rsonnas-ilWays beenconslderate;1ionesiand respectfuI; alwais-listening--to my financial needs.4. Mr. Henderson has always been upfront about my financial portfolio and all tradesor transfers he has made on my behalf. I have always been confident that he islooking out for our best interest.5. Mr. Henderson has always been prepared and professional at our meetings and hasbeen thorough in explaining the financial process. If we have questions, he is morethan happy to take the time to walk us through the process.14156. I would highly recommend his financial services to my friends and family.1617181920I declare under penalty of perjury pursuant to the laws of the State of Washington thatthe foregoing is true and correct.Signed at21Dated thisC A o.'- U' dayof, Washington U\;j22232425 D Q ,2012

2345.-rvttU'l-t!.re:.J. LD C ARATION OF :7""'a.Ne. . 7a.h(your name)I, (your name), do declare and state that if called to testify I could competently do so asfollows:61. That I am a resident ofthe State of Washington over the age of 18 years.72. I became a client of Gregg Henderson back on (date of your policy).8910111213- - - - - - - --- ------ --- - -i· 0/. t:J 8'---- - - - - - - - - - - - - - - - - - - - - - - - - - - - - --- -4. Mr. Henderson has always been upfront about my financial portfolio and all tradesor transfers he has made on my behalf. I have always been confident that he islooking out for our best interest.5. Mr. Henderson has always been prepared and professional at our meetings and hasbeen thorough in explaining the financial process. If we have questions, he is morethan happy to take the time to walk us through the process.14156. I would highly recommend his financial services to my friends and family.161718I declare under penalty ofpeIjury pursuant to the laws of the State ofWashinh ton thatthe foregoing is true and correct.Signed at5& ille, Washington19202122232425-3. Mr. Henderson has always been considerate, honest and respectful; always listeningto my financial needs.Dated this day OC7---,2012- ----------- .

234DECLARAnON OF (your name)5I, (DELFIN A. BERMUDEZ II ), do declare and state that if called to testify I couldcompetently do so as follows:61. That I am a resident of the State of Washington over the age of 18 years.72.83. Mr. Henderson has always been considerate, honest and respectful; always listeningto my financial needs.91011I became a client ofGregg Henderson back on (2007).4. Mr. Henderson has always been upfront about my financial portfolio and all tradesor transfers he has made on my behalf. I have always been confident that he islooking out for our best interest.12135. Mr. Henderson has always been prepared and professional at our meetings and hasbeen thorough in explaining the financial process. If we have questions, he is morethan happy to take the time to walk us through the process.14156. I would highly recommend his financial services to my friends and family.16171819202122232425I declare u alt:Y-'li erjury pursuant to the laws of the State of Washington thatthe fore ing is true and cor t.Signe at , Washington

234DECLARAnON OF (your name)5I, ( LILIA F. BERMUDEZ ), do declare and state that if called to testif'y I couldcompetently do so as follows:61.That I am a resident of the State of Washington over the age of 18 years.72.I became a client of Gregg Henderson back on (2007).83. Mr. Henderson has always been considerate, honest and respectful; always listeningto my financial needs.910II4. Mr. Henderson has always been upfront about my financial portfolio and all tradesor transfers he has made on my behalf I have always been confident that he islooking out for our best interest.12135. Mr. Henderson has always been prepared and professional at our meetings and hasbeen thorough in explaining the financial process. If we have questions, he is morethan happy to take the time to walk us through the process.14156. I would highly recommend his financial services to my friends and family.161718I declare under penalty of perjury pursuant to the laws of the State of Washington thatthe foregoing is true and correct.Signed at!l . .1;5!19nQL---' Washington19202122232425Dated this. .20TH .day oC.JULY.,2012

2DECLARATION OF Gillian Brightwater341.Gillian Brightwater, do declare and state that if called to testifY I could competentlydo so as follows:51.That I am a resident of the State of Washington over the age of 18 years.2.I became a client of Gregg Henderson between 2009-2010.67893.Mr. Henderson has always been considerate, honest and respectful; always listeningto my financial needs.4.Mr. Henderson has always been upfront about my financial portfolio and all tradesor transfers he has made on my behalf. I have always been confident that he islooking out for our best interest.5.Mr. Henderson has always been prepared and professional at our meetings and hasbeen thorough in explaining the financial process. If we have questions, he is morethan happy to take the time to walk us through the process.10II1213146. I would highly recommend his financial services to my friends and family.15161718I declare under penalty of perjury pursuant to the laws of the State of Washington thatthe foregoing is true and correct.Signed in Bellingham,Washington19Dated this 20 day of July,2012202122232425Gilllian Brightwater

12345DECLARATION OF Frederick R SchmidtI, Frederick R. Schmidt, do declare and state that if called to testify I could competentlydo so as follows:61. That 1 am a resident of the State of Washington over the age of 18 years.72. I became a client of Gregg Henderson in 2010.8910111213----:j:-M .Iiende S()nl1;i alwaY-sheen considerate, honest and j'espectfuf; always listelring- -to my financial needs.4. Mr. Henderson has always been upfront about my financial portfolio and all tradesor transfers he has made on my behalf. I have always been confident that he islooking out for our best interest.5. Mr. Henderson has always been prepared and professional at our meetings and hasbeen thorough in explaining the financial process. If we have questions, he is morethan happy to take the time to walk us thl'Ongh the process.14156.Iwonld lrighly recommend his financial services to my friends and family.161718I declare under penalty of perjul'Y pursuant to the laws of the Stale of Washington thatthe foregoing is true and correct.Signed at I S !?:ifL -,,"v"""":.Id.J- " Washington19202122232425Dated thisZ1'1#day oL J:.:- v{,'-!v,Il- ,2012

2345DECLARATION OF (Daniel and Janet Gettman)We, (Daniel and Janet Gettman), do declare and state that ifcalled to testify we couldcompetently do so as follows:61. That we are residents ofthe State of Washington over the age of 18 years.72.83. Mr. Henderson has always been considerate, honest and respectful; always listeningto our financial needs.9lO\I1213We became a clients of Gregg Henderson back on (2-14-2011).4. Mr. Henderson has always been upfront about our fmancial portfolio and all tradesor transfers he has made on our behalf. We have always been confident that he i

One ofourcore values is thatwe believe integrity, honesty and accountability are non . 232-3535 a.waesche@comcast.net. George A. Hayden 10630 148th Ave S. E. Renton, WA. 98059 July 23,2112 Office oftheInsurance Commissioner . Signed at home in Renton, Washington Dated this 23'dday ofJuly, 2012); _tAt George A. Hayden. 8/1/2012 3 4