WIXLIB

Supercharged Lifestyle Offers1000 offers at your fingertips!Exclusively with the Samba Traveller App. For Free.The Samba Traveller App is full of exciting Buy One Get One Free offers anddiscounts for restaurants, beauty salons, health & fitness centres, leisureexperiences and many more.Valid all year long across UAE, India, Oman andBahrain on your Samba Credit Card.IN GEST Y LEIFLDINWhat's more, you can share the Samba Traveller Appwith up to 4 family members.How to avail this offer?1. Launch the App. Switch on the GPS feature sothat you can locate offers easily.2. Enter the unique Membership Number providedto you by Samba via SMS. In case you have notreceived your membership number,please call 800 55000.TA I N MWELL N ESSTERENEN14T3. Start saving and explore a world ofnew experiences with Samba Traveller App.Samba TravellerYour passport to a world of new experiences

Supercharged Lifestyle OffersAirport lounge access in the Middle EastComplimentary airport lounge access in the Middle East with your SambaTitanium Credit Card. Enjoy unlimited privileged access to the below airportlounges throughout the year. Both primary and supplementary cardholderscan enjoy this benefit.CountryLoungeUAEDubaiTerminal C1 DWC–Marhaba loungeMarhaba Lounge-Terminal 1 Concourse DMarhaba Lounge-Terminal 3 Concourse A,B & CAbu DhabiMasterCard Diamond Lounge-VIP loungeEgyptFirst Class Lounge-Terminal 1, 2 & 3JordanSaudi ArabiaAmman Queen Alia International-Crown loungeJeddah King A Aziz Intl-First Class Lounge-North TerminalKuwaitKuwait International Airport-Premier LoungeFor more details, visit https://www.mastercard.com/titaniumThis benefit is provided by Mastercard and Mastercard Terms and Conditions apply. Samba assumes no liabilityor responsibility with respect to the products or servicesprovided by any of the partners.15

Supercharged Lifestyle OffersBook your personal chauffeurEnjoy 20% discounts on Careem ridesBook a ride with Careem and have your own personal driver take you whereyou need to go. Choose the car that suits your taste, book on the spot orschedule for a later pickup, and enjoy the comfort of your ride.Now when you travel across countries in the Middle East with yourSamba Supercharged Titanium Credit Card, you can enjoy: Three 20% discounted rides monthlyFor the 20% discount, just add promo code MASTERCARD when you wish to avail.Mastercard Priceless SpecialsEnjoy comprehensive dining, travel & lifestylebenefits with peace of mind whether at home,travelling abroad or making everyday purchases.Download the Priceless Specials App from Google Playor App Store.This benefit is provided by Mastercard and Mastercard Terms andConditions apply. Samba assumes no liability or responsibility withrespect to the products or services provided by any of the partners.16

Supercharged Add-onsDAEBalance TransferConsolidate all your other Credit Cards balances on your Samba TitaniumCredit Card and enjoy repayment period of up to 36 months with attractive interest rates.To avail balance transfer, SMS “BT” to 4670 from your registered mobile number.4 Free Supplementary cards (Age 12 years)Share the benefits of your card with your family members.To apply, SMS “SUPP” to 4670 from your registered mobile number.Samba Installment PlanConvert your purchases into installments of up to 36 months.To apply, SMS “SIP” to 4670 from your registered mobile number.Dial A DraftRequest a draft for your next rent or school fees with quick turnaround time.To apply, SMS “DAD” to 4670 from your registered mobile number.17

Supercharged Add-onsAEDCash on PhoneGet quick cash up to 40% of your credit card limit and repay it in monthlyinstallments of up to 36 months with attractive interest rates.To apply, SMS “COP” to 4670 from your registered mobile number.Payment optionsWith our easy accessible options spread across UAE, you can convenientlymake your Samba Credit Card payments. Just choose your mode ofpayment and pay your dues on time, at your convenience with noadditional charges. Samba ATMs Samba Account Payments at exchange houses:Please remember to carry your Samba Credit Card with you to make thepayment. You can pay cash and the payment will be credited to your SambaCredit Card within two business days.18

Supercharged Add-onsEnjoy 0% Samba Installment Plan (SIP) dealswith your Samba Credit Card.Jewellery Electronics FurnitureTravel & Leisure Beauty & Fitness and more.JewelleryFurnitureCommunity meets convenience with SambaSamba offers convenience for Emaarcommunity service fee payments at 0% interest.FitnessElectronicsAutoTravelEducationPay your child’s GEMSschool fees at 0% interestCommunity livingDownload the Samba Traveller Mobile App to view latest list of participatingoutlets. Visit www.samba.ae/0sipSamba offers peace of mind forGEMS school fee payments.19

Supercharged SecurityCHIP and PINCreate a PIN of your choice and start using your Samba Credit Cardfor your purchases at merchants with chip-enabled terminals.ContactlessYou don't have to wait in a queue anymore. You can simply tap yourSamba Credit Card for purchases at any merchant displaying thecontactless symbol.Samba Transaction AlertsReceive alerts for all your transactions when you use the Samba Credit Card.Credit ShieldCredit Shield offers reassurance in unforeseen and adverse circumstances thatcan affect us all. This means that at times where you and your family are unableto meet your liabilities, your credit card outstanding is taken care of. Underwrittenby Oman Insurance.Credit Shield coverage for involuntary loss of employment, Loss of Life,Permanent Total Disablement, Temporary Total Disablement and TerminalIllness.For the latest policy details, visit www.samba.ae/cs0120Terms and Conditions apply.

Frequently Asked QuestionsDo I need to register to receive Cashback?As a Samba Credit Card Member, you are automatically enrolled into the Cashback programme. i.e. you will start earning Cashback onall your purchases as soon as you start using your Samba Credit Card.How will I know how much Cashback I have earned?The Cashback amount that you have earned will appear in your monthly statement in the form of Cash points.1 Cash Point AED 1, hence if you have 1,000 Cash Points, you can redeem the same for AED 1,000.The amount of Cashback earned will reflect as ‘Accelerated Cash Points’ in your monthly statement.Does my Supplementary Card also earn Cashback?Yes. Transactions on your supplementary card will be eligible for Cashback. The amount of Cashback will appear on the Primary Card account.What is the minimum amount to be spent to earn Cashback?A minimum billed spend of AED 2,500 within a statement cycle is required to be entitled for Cashback.Will I get Cashback on every purchase within the Titanium Spend Segments included in this programme?Every retail transaction done on credit cards has a specific Merchant Category Code (MCC). MCCs are defined by Mastercard to classify transactions.Each Titanium Spend Segment is a group of single/multiple MCCs. When the retail transaction made by you falls under the MCCs covered under theTitanium Spend Segments, the transaction will receive Titanium Cashback.If a transaction does not fall under the Titanium Spend Segment or if any merchant uses an MCC that is different from the one categorized byMastercard, then that particular transaction will not earn accelerated Titanium Cashback. In such cases, the Cashback will be received at therate applicable to all ‘Other Retail Transactions’.21

Frequently Asked QuestionsWhen do Cash Points expire?Cash Points will expire within 18 months from the date of earning.How do I redeem Cashback? To redeem your Cashback, just call toll-free-24 hour SambaPhone Banking and request for the Cash Points to be redeemed. On redemption, you will receive a credit of the redeemed amount in your next Samba Credit Card Statement.Can I settle my card payments with Cashback?The accrued Cashback can be redeemed as a credit to your Primary Credit Card. When redeemed, the equivalent value will reflect as a credit in thenext statement of your card. This credit will reduce the total outstanding on your card and add to your available credit limit. This amount will notoffset any payment on your card.How much Cashback can I earn in a year? The maximum amount of Cashback that can be earned yearly is AED 12,000. The maximum amount that can be earned on an individual Titanium Spend Segment is AED 100 per statement cycle, making it a total of AED 600per statement cycle across all the six Titanium segments (Movies, Dining, Fuel, Supermarket, Utilities and Medical). The maximum amount that can be earned per statement cycle on other retail domestic and international purchases is AED 400.22

Frequently Asked QuestionsIf I make a purchase from a supermarket located within a department store or purchase supermarket items from a department store, will I get theTitanium Cashback offer?Purchases done at supermarkets within department stores or purchase of supermarket items from department stores will earn you cashback atthe rate applicable to all ‘Other Retail Transactions’ and not the ‘Titanium Supermarket Cashback’ rate.Are there any transactions that are not eligible for earning Cashback?Cashback is not provided on the below transactions: Balance Transfers Cash On Phone Cash Advances/Quasi Cash Fees and Charges Credit Card Payments Merchant Refunds Dynamic Currency Conversion (DCC) Transactions Any other transaction determined by Samba from time to time.23

Terms and ConditionsI. Definitions:a. “Cashback table” means a table that defines the spend tiers and the rate of Cashback.b. “Cash Points” means the amount of Cashback earned on the Credit Card. All Cashback earned is credited to the Credit Card in the form of Cash Points. 1 Cash Point 1 AEDc. “Titanium Cashback” means accelerated Cashback earned based on pre-defined Titanium Spend Segments.d. “Retail Transactions” means purchases made on the Credit Card by the Card member that excludes cash advances, quasi cash transactions, any refunds, any bank charge reversals,Balance Transfer transactions, Cash on Phone transactions, Credit Card Payments or any other transaction as determined by the bank from time to time, hereinafter also referred to as‘Purchase’.e. “MCC” means a merchant category code defined by Mastercard to classify transactions. The list of MCCs that get included in this program are at the sole discretion of Samba and finaland binding to the program. MCCs may be increased, decreased or modified as determined from time to time by Samba.f. “Samba” means Foreign Branches of Samba Financial Group Saudi Arabia in UAE.g. “Spend Segments” means a group of MCC, single or multiple. Spend Segments that get included in this program are at the sole discretion of Samba and final and binding to theprogram. Spend Segments may be increased, decreased or modified as determined from time to time by Samba.h. ”Dynamic Currency Conversion” or ”DCC” means any card transaction presented in foreign currency that you choose to pay in AED at point of sale or any online card transaction onwebsites hosted overseas.II. Titanium Cashback Program:a. The Titanium Cashback program is only available on the Samba Titanium Credit Card.b. Titanium Cashback is earned on Retail Transactions that belong to the Titanium Spend Segments as defined in the Cashback table below (Table 1).Table1: Titanium Cashback Table24Spend Segment CategoryValue per spend transaction (AED)Cashback RateMovie - This covers purchase of movie tickets from Motion picture theatres.50 and above50%Supermarket - this covers purchases at grocery stores, supermarkets,food stores, convenience stores.50 - 500501 - 1,0001,001 and above3%5%10%Utility Bills & Government Service Fees - This covers payments for Utilitieslike telecommunication, cable, satellite, pay television, electricity & water andGovernment fees like tolls, visa fees, traffic fines, etc.50 – 2,0002,001 – 3,0003,001 and above1.5%2%3%Dining - This covers purchases at restaurants and dining outlets.50 and above5%Fuel - This covers fuel purchases made at fuel stations.50 and above5%Medical - This covers medical expenses made at hospitals,clinics and pharmacies.50 - 500501 - 1,0001,001 and above3%5%10%

Terms and Conditionsc. The list of MCCs that get included in this program are at the sole discretion of Samba and final and binding to the programme.d. MCC’s may be increased, decreased or modified as determined from time to time by Samba. However categorization of an MCC is done at the sole discretion of Mastercard inaccordance with their respective policies and Samba has no responsibility or say in the same.e. Each purchase will start earning Cashback based on:- the Titanium Spend Segment that it belongs to and- the value of the purchase made on the Credit Card.This will define the Spend tier that the purchase falls into and the rate of Titanium Cashback that the customer will earn.f. Titanium Cashback is earned on each transaction individually.g. The Card Member will be awarded the Cashback provided that the total qualifying transactions incurred in AED (dirhams) during a billing month meets the minimum amountdetermined by Samba.h. Retail transactions at Department stores or at supermarkets within Department stores are not eligible for Supermarket Cashback, unless stores have specifically used the supermarketmerchant category codes.i. Dining transactions at restaurants within hotels, are not eligible for Dining Cashback unless such restaurants have specifically used the dining merchant category code.j. Food and beverage transactions made at cinema/movie theaters are eligible for Supercharged Movie Cashback only if such food and beverage transactions get processed with themovie MCC.k. The descriptions of the Spend Segments provided in Table 1 are generic and not comprehensive. Only Retail transactions made under specific MCCs will be eligible under this TitaniumCashback programme. Samba, Mastercard is/are not responsible if a retail transaction does not get captured under the appropriate MCC or if any merchant has different MCC to theone categorized by Mastercard.l. All ‘Other Retail Transactions’ done up to the billing cycle and reflecting in the statement will be summed up and this sum total will be awarded Cashback at the rate defined in Table 2.Table 2 – Cashback earned on other Retail TransactionsDescriptionValue (AED)Cashback RateAll ‘Other Retail Purchases’ on the card(other than Titanium Spend Segment in Table 1)Sum total of all ‘Other Retail Transactions’reflecting in the credit card statement0.5% Domestic3% International25

Terms and ConditionsIII. Cashback: Earning, Redemption & Expiry.a. Participation to this Titanium Cashback program is automatic, provided that the Samba Titanium Credit Card account is active and in good standing as determinedby Samba from time to time.b. Transactions on Supplementary Credit Card will also earn Cashback and this Cashback will accrue to the account of the Primary Cardholder.c. The amount of Titanium Cashback earned will reflect as “Accelerated Cash Points” in the monthly Credit Card statement.d. The amount of Cashback earned on Retail Transactions other than the Titanium Spend Segments will reflect as “Accelerated Cash Points” on the monthly Credit Card statement.e. The overall maximum amount of Cashback that a customer can earn on his Credit Cards is AED 1,000 per statement cycle.- A Cashback cap of AED 100 applies individually for each accelerated category per statement cycle i.e. Movies, Dining, Fuel ,Supermarkets, Medical and Utilities- A Cashback cap of AED 400 applies on sum of statement cycle spends for international and domestic transactions.f. The overall maximum amount of Cashback that a customer can earn on his credit card on a yearly basis is AED 12,000.g. Primary Card members can redeem their Cashback points by calling SambaPhone, and after the identification process, redemption of all or part of the accrued Cashback can berequested.h. When redeemed the equivalent value will reflect as a credit in the statement of the card. This credit will reduce the total outstanding of the card and add to the card member’s availablecredit limit. This credit will not offset any payments on the card however will be added to the Card member’s available limit.i. Samba will credit the Primary Card Account with the Cashback redemption amount requested within 10 working days of receipt of the redemption request from the PrimaryCardmember.j. On redemption, the Cashback points would automatically be subtracted from the Cashback points accumulated in the Cardmember’s account.k. Cashback must be redeemed by the Cardmember within 18 months of earning such Cashback. If not redeemed within this period, or such other period as Samba may decide, suchCashback shall be forfeited and will be reduced from the Cashback balance reflected in the customer’s monthly Credit Card Statement.l. Cash Points earned on purchases will be awarded subject to the customer meeting a minimum billed spend of AED 2,500 per statement cycle on the Samba Credit Card.m. The Cashback program applies to Retail Transactions only and excludes DCC transactions, Cash advances, fees charges & merchant refunds.n. Cash Points earned within a statement cycle will not be credited if the customer has not met the minimum cycle spend defined. Such points that are not credited will reflect as“Adjusted Cash Points” in the monthly credit card statement.26

Terms and ConditionsIV. Generic:a. Cashback points is not exchangeable for other rewards, or refundable, replaceable, or transferable under any circumstances, nor can this be reconverted back to Cashback accrued.b. The Cashback is an accrual payable at the discretion of Samba.c. Simulations provided under the offer communication are for illustrative purposes.d. Any abuse or fraud relating to the earning and redemption of Cashback in the program may result

Your Samba Titanium Credit Card will help you save up to 3% Cashback on all utility payments, anywhere in the UAE, around the world and online too. Utility payments include Telephone bills (mobile, landline and internet), Water and Electricity bills, Cable/Pay television bills, Toll fees/Salik, and Traffic fines.