Transcription
John Hancock Investment ManagementIRAsAll the forms you need to open a John Hancock:QTraditional IRAQInherited IRAQInherited Roth IRAQRoth IRAQRollover IRA
The opportunity of a lifetimeSaving for your retirement might be one of the smartest things you can do with your money. Keeping that money working for you through an individual retirementaccount (IRA) is another smart idea.For most people, their personal savings will make up the largest part of their retirement nest egg, so it’s important that you make sure you’re doing everything youFDQ WR PD[LPL]H \RXU JURZWK SRWHQWLDO DQG PLQLPL]H DQ\ WD[ LPSOLFDWLRQV 3OHDVH FRQVXOW ZLWK \RXU ¿QDQFLDO DGYLVRU WR GHWHUPLQH LI DQ ,5 LV ULJKW IRU \RX This kit contains all the forms you need to open a John Hancock IRA. Take a moment to review them and read the prospectus for the John Hancock mutual fund(s)you have selected, then simply follow the steps below.To establish a new IRAComplete and sign the IRA adoption agreement (Form 1). Traditional IRA Roth IRA Rollover IRA Inherited IRA Inherited Roth IRATo roll over or transfer assets to a John Hancock IRAComplete and sign the following forms: IRA adoption agreement (Form 1) IRA rollover/transfer form (Form 2)IRA rollover— Your current IRA trustee or custodian sends a check, payable to you, for the full amount of your IRA assets. You must redeposit this amount intoyour new IRA no later than the 60th day after the day you received your distribution. You can only make a rollover of your IRA account once every 12 months.IRA transfer of assets— By completing the IRA rollover/transfer form (Form 2), you are instructing your current IRA trustee or custodian to send your IRAassets directly to John Hancock Investment Management. Please forward Form 2 along with your completed IRA adoption agreement (Form 1) and an accountstatement from your current IRA account. John Hancock Signature Services, Inc. will contact your current trustee or custodian and facilitate your transfer of assets.The distribution check will be sent directly to John Hancock Investment Management by your resigning trustee or custodian and will be deposited into your account.Inherited IRA— By completing the IRA adoption agreement (Form 1), we will move the deceased’s IRA into an inherited account in your name. Please forward thisIRUP DORQJ ZLWK D FRS\ RI WKH GHDWK FHUWL¿FDWH WR IDFLOLWDWH \RXU WUDQVIHU ,W PD\ EH QHFHVVDU\ WR SURYLGH D VWDWH LQKHULWDQFH WD[ ZDLYHU LI UHTXLUHG E\ WKH GHFHDVHG¶V VWDWH RI UHVLGHQFH )RU HQWLW\ DQG PLQRU EHQH¿FLDULHV SOHDVH FRQWDFW XV IRU DGGLWLRQDO UHTXLUHPHQWV %HQH¿FLDU\ RSWLRQV PD\ YDU\ GHSHQGLQJ RQ \RXU UHODWLRQVKLS WR DQG WKH DJH RI WKH GHFHGHQW 3OHDVH FRQVXOW ZLWK \RXU LQYHVWPHQW SURIHVVLRQDO RU WD[ DGYLVRU LI \RX KDYH TXHVWLRQV UHJDUGLQJ \RXU RSWLRQV DQG GLVWULEXWLRQ UHTXLUHPHQWV 'LUHFW UROORYHU IURP D TXDOLÀHG UHWLUHPHQW SODQ D E RU JRYHUQPHQW E SODQ— By completing the IRA rollover/transfer form (Form 2),you are instructing your current trustee, custodian, or retirement plan administrator to send your assets directly to John Hancock Investment Management. Pleaseforward Form 2 along with your completed IRA adoption agreement (Form 1) and an account statement from your current trustee or custodian. John HancockSignature Services, Inc. will contact your current trustee or custodian and facilitate your direct rollover. By initiating a direct rollover, the distribution check is notmade directly payable to you, and your distribution is not subject to current income taxes, possible tax penalties, or any mandatory tax withholding. The distributioncheck will be sent directly to John Hancock Investment Management by your resigning trustee or custodian and will be deposited into your account.Please note: If you are initiating a direct transfer into an existing John Hancock IRA, you do NOT need to complete a new adoption agreement; however, you must complete one if you areopening a new John Hancock IRA or are changing the investment selection of your current John Hancock IRA.To convert a traditional IRA to a Roth IRAComplete and sign the following forms: IRA adoption agreement (Form 1) Roth IRA conversion authorization form (Form 3)% H VXUH WR LQFOXGH DQ\ H[LVWLQJ SODQ FRQWUDFWV RU FHUWL¿FDWHV IRU \RXU WUDGLWLRQDO ,5 WWDFK D FRS\ RI WKH PRVW UHFHQW DFFRXQW VWDWHPHQW IURP \RXU UHVLJQLQJ WUXVWHH RU FXVWRGLDQ Please note: If you are initiating a conversion into an existing John Hancock Roth IRA, you do NOT need to complete a new adoption agreement; however, you must complete one if you areopening a new John Hancock Roth IRA or are changing the investment selection of your current John Hancock Roth IRA.Mailing instructionsMake a check payable to John Hancock Signature Services, Inc. for the amount of your John Hancock mutual fund investment. Send your completed applicationmaterials, along with your check, to your investment professional or to John Hancock Investment Management directly.Regular mailJohn Hancock Signature Services, Inc.P.O. Box 219909Kansas City, MO 64121-9909Please note: We cannot accept starter or third-party checks.Express mailJohn Hancock Signature Services, Inc.430 West 7th StreetSuite 219909Kansas City, MO 64105-1407John Hancock Investment Management and your investment professional can help you make the most of the IRA opportunities of a lifetime—for your lifetime.Contact your investment professional or call John Hancock Investment Management at 800-225-5291 at any point if you would like assistance or further information.
Reset FormFORM 1IRA adoption agreementIntroductionQuestions about this form?800-225-5291InstructionsUse this form for John Hancock custodial accounts. This form allows you to open a new traditionalIRA, Roth IRA, rollover IRA, inherited IRA, or inherited Roth IRA. Please print in all capital letters anduse black ink.Contact us:800-225-5291Special considerationsShares of a fund generally may be sold only to U.S. citizens and U.S. residents. For the purpose ofthis policy, both the residential address and the mailing address provided must be U.S. addresses.jhinvestments.comSee the end of Form 2 forreturn instructions1. Please check the IRA type(s) you wish to establishTraditional IRARoth IRARollover IRAInherited IRAInherited Roth IRANote: If you are opening a traditional IRA for immediate conversion to a Roth IRA, please check both applicable boxes.2. Owner informationJohn Hancock Life & Health Insurance Co., custodian for the IRA/Roth IRA of:)LUVW QDPH V LW DSSHDUV RQ \RXU WD[ UHWXUQ 0, /DVW QDPH 6XI¿[Residential address or place of business (No P.O. boxes except A.P.O. or F.P.O. boxes. Must be a U.S. address)CityState6RFLDO 6HFXULW\ QXPEHU 5HTXLUHG 3KRQH QXPEHU Zip code'DWH RI ELUWK 00 '' Email addressMailing address (If different from above)Street address/A.P.O., F.P.O., or P.O. box/apt. # (Must be a U.S. address)CityStateZip codeeDeliveryI consent to receiving electronic delivery of account documents as described below:By checking the box above, I consent to receiving electronic delivery of John Hancock Investment Management mutual fund and account documents, notices,DQG FRPPXQLFDWLRQV LQFOXGLQJ EXW QRW OLPLWHG WR FRQ¿UPDWLRQ DQG TXDUWHUO\ DFFRXQW VWDWHPHQWV WD[ LQIRUPDWLRQ DQG QRWLFHV DQQXDO VHPLDQQXDO UHSRUWV SURVSHFWXVHV DQG RWKHU UHTXLUHG DQG LQIRUPDWLRQDO QRWLFHV DFFRXQW GRFXPHQWV LQVWHDG RI LQ SDSHU IRUP E\ UHJXODU PDLO 0\ FRQVHQW ZLOO UHPDLQ LQ HIIHFW until revoked. I understand that John Hancock Investment Management will send me an email when account documents are available for viewing, downloading,and printing. Each email will provide a link to jhinvestments.com, which will allow me to access my account documents online. Accessing account documentsRQOLQH UHTXLUHV PLQLPXP WHFKQLFDO UHTXLUHPHQWV LQFOXGLQJ L DFFHVV WR WKH LQWHUQHW LL D YDOLG HPDLO DGGUHVV DQG LLL LQVWDOODWLRQ RI GREH FUREDW 5HDGHU RQ P\ FRPSXWHU GREH FUREDW 5HDGHU FDQ EH GRZQORDGHG IUHH RI FKDUJH DW DGREH FRP , XQGHUVWDQG WKDW QR FRQ¿GHQWLDO GDWD ZLOO EH VHQW WKURXJK HPDLO and John Hancock Investment Management does not charge a fee for providing electronic documents; however, I may incur internet access charges, telephoneFKDUJHV DQG RWKHU WKLUG SDUW\ FKDUJHV ZKHQ UHFHLYLQJ HOHFWURQLF GRFXPHQWV RU GRZQORDGLQJ UHTXLUHG VRIWZDUH , XQGHUVWDQG WKDW , FDQ UHFHLYH D IUHH SDSHU FRS\ RI DFFRXQW GRFXPHQWV UHYRNH P\ FRQVHQW DQG RU XSGDWH P\ HPDLO DGGUHVV DW DQ\ WLPH E\ FDOOLQJ RU E\ YLVLWLQJ MKLQYHVWPHQWV FRP IRAFM FORM 1 2/21PAGE 1 OF 6
,QKHULWHG DFFRXQW LQIRUPDWLRQ &RPSOHWH WKLV VHFWLRQ RQO\ LI \RX DUH LQKHULWLQJ DQ ,5 5RWK ,5 DFFRXQW ,I \RX DUH HVWDEOLVKLQJ DQ LQKHULWHG ,5 RU LQKHULWHG 5RWK ,5 ZH DUH UHTXLUHG WR REWDLQ WKH GHFHDVHG¶V LQIRUPDWLRQ ,W PD\ EH QHFHVVDU\ WR UHPRYH WKH GHFHDVHG¶V UHTXLUHG PLQLPXP GLVWULEXWLRQ 50' SULRU WR UROOLQJ RYHU WKH DVVHWV 3OHDVH FRQVXOW \RXU OHJDO RU WD[ DGYLVRU UHJDUGLQJ WKH 50' UHTXLUHPHQWV WKDW pertain to your situation.'HFHDVHG RZQHU¶V ¿UVW QDPH 0, /DVW QDPH 'DWH RI ELUWK 00 '' 'DWH RI GHDWK 00 '' 6XI¿[ 5HODWLRQVKLS WR WKH GHFHDVHG RZQHUPlease select one of the following for your inherited IRA/Roth IRA. , DP WKH VSRXVH RU QRQVSRXVH EHQH¿FLDU\ DQG ZRXOG OLNH WR HVWDEOLVK D -RKQ DQFRFN LQKHULWHG ,5 5RWK ,5 I am the spouse beneficiary and would like to establish an IRA/Roth IRA in my own name. &XVWRGLDQ LQIRUPDWLRQ IRU PLQRU ,5 5RWK ,5 DFFRXQW (Complete this section only if you are a parent or guardian opening an IRA for a minor with earned income)John Hancock Investment Management allows you to establish an IRA/Roth IRA on behalf of a minor. If you are a parent or guardian and wish to open aJohn Hancock IRA/Roth IRA for a minor, please complete this section. As the parent or guardian, you must sign this IRA adoption agreement on behalf of thePLQRU 3OHDVH FRQVXOW \RXU OHJDO RU WD[ DGYLVRU UHJDUGLQJ WKH ¿QDQFLDO RU OHJDO HIIHFWV RI DQ ,5 5RWK ,5 IRU D PLQRU )LUVW QDPH 0, /DVW QDPH 6XI¿[Residential address of parent or guardian, if different from Section 2 (No P.O. boxes except A.P.O. or F.P.O. boxes. Must be a U.S. address)CityState6RFLDO 6HFXULW\ QXPEHU 5HTXLUHG 3KRQH QXPEHU Zip code'DWH RI ELUWK 00 '' )XQG VHOHFWLRQIndicate the full fund name, share class, and amounts to be invested, or indicate a percentage to be invested. If a fund class is not selected, John HancockInvestment Management will default to Class A shares. Consult your prospectus for details. The initial investment per fund must be at least 1,000.Fund nameACTax yearInvestment amount ( )% to each fund6. Initial investment by checkPlease select one of the following if you are sending a check with this IRA adoption agreement and then proceed to Section 9. If you are initiating a directrollover, or transfer, proceed directly to Section 7. If you are initiating a conversion, proceed directly to Section 8.Check represents an annual contributionCheck represents a transfer from another IRA (issued by your prior custodian, payable to John Hancock Signature Services, Inc.) &KHFN UHSUHVHQWV D UROORYHU IURP DQRWKHU ,5 HPSOR\HU VSRQVRUHG TXDOL¿HG UHWLUHPHQW SODQ D E RU JRYHUQPHQW E SODQNote: We cannot accept starter or third-party checks. Make checks payable to John Hancock Signature Services, Inc. The initial investment must be at least 1,000. ,QLWLDO LQYHVWPHQW E\ GLUHFW UROORYHU RU WUDQVIHUPlease select one of the following if you are initiating a direct rollover or transfer from your existing account, attach a completed IRA rollover/transfer form(Form 2), and then proceed to Section 9. Please provide a copy of your most recent account statement, if available.Transfer from another IRA or SEP account. 5HTXHVW WKH SURFHHGV IURP P\ FXUUHQW WUXVWHH FXVWRGLDQ DQG RSHQ D -RKQ DQFRFN WUDGLWLRQDO ,5 Transfer from another Roth IRA account. 5HTXHVW WKH SURFHHGV IURP P\ FXUUHQW WUXVWHH FXVWRGLDQ DQG RSHQ D -RKQ DQFRFN 5RWK ,5 The original establishment date of my Roth IRA was.'DWH 00 '' 'LUHFW UROORYHU IURP DQ HPSOR\HU VSRQVRUHG TXDOLÀHG UHWLUHPHQW SODQ D E RU JRYHUQPHQW E SODQ 5HTXHVW WKH SURFHHGV IURP P\ current trustee/custodian and open a John Hancock traditional IRA/Roth IRA.Approximate amount of transfer: IRAFM FORM 1 2/21. (Initial investment must be at least 1,000)PAGE 2 OF 6
,QLWLDO LQYHVWPHQW E\ GLUHFW UROORYHU RU WUDQVIHU FRQWLQXHG7UDQVIHU IURP DQ LQKHULWHG -RKQ DQFRFN ,5 RU 5RWK ,5 DFFRXQW WR D QRQVSRXVH EHQHÀFLDU\ (Form 2 is not needed in this situation.) Transfer theproceeds from the deceased’s traditional IRA or Roth IRA account held with John Hancock and open a new John Hancock inherited IRA or inherited Roth,5 IRU WKH LQGLYLGXDO LGHQWL¿HG LQ 6HFWLRQ 'HFHDVHG¶V -RKQ DQFRFN DFFRXQW QXPEHU .7UDQVIHU IURP DQ LQKHULWHG -RKQ DQFRFN ,5 RU 5RWK ,5 DFFRXQW WR D VSRXVDO EHQHÀFLDU\ (Form 2 is not needed in this situation.) Transferthe proceeds from the deceased’s traditional IRA or Roth IRA account held with John Hancock and open a new John Hancock IRA or Roth IRA for theLQGLYLGXDO LGHQWL¿HG LQ 6HFWLRQ 'HFHDVHG¶V -RKQ DQFRFN DFFRXQW QXPEHU .8. Initial investment by conversionPlease select one of the following if you are initiating a conversion from your IRA to a Roth IRA, attach a completed Roth IRA conversion authorization form(Form 3), and then proceed to Section 9.Convert my John Hancock traditional IRA to a John Hancock Roth IRA.5 HTXHVW D FRQYHUVLRQ RI D WUDGLWLRQDO ,5 IURP P\ FXUUHQW WUXVWHH FXVWRGLDQ DQG RSHQ D -RKQ DQFRFN 5RWK ,5 Approximate amount of conversion: . (Initial investment must be at least 1,000)9. Designation of beneficiary'HVLJQDWLQJ EHQH¿FLDULHV LV DQ LPSRUWDQW SDUW RI WKH HVWDWH SODQQLQJ SURFHVV 3OHDVH WDNH FDUH LQ FKRRVLQJ \RXU EHQH¿FLDULHV DQG RI FRXUVH PDNH SODQV WR SHULRGLFDOO\ UHYLHZ \RXU EHQH¿FLDULHV WR PDNH VXUH QR FKDQJHV DUH QHHGHG :H KDYH SURYLGHG VRPH EDVLF LQIRUPDWLRQ DERXW WKLV SURFHVV EHORZ KRZHYHU LI \RX KDYH VSHFL¿F TXHVWLRQV UHJDUGLQJ KRZ WKLV ZLOO DIIHFW \RXU HVWDWH SODQ ZH UHFRPPHQG WKDW \RX FRQWDFW \RXU WD[ DGYLVRU RU HVWDWH DWWRUQH\ - RKQ DQFRFN ,QYHVWPHQW 0DQDJHPHQW DOORZV \RX WR SODFH FHUWDLQ UHVWULFWLRQV RQ GLVWULEXWLRQV PDGH WR \RXU QDPHG EHQH¿FLDULHV ,Q RUGHU WR WDNH DGYDQWDJH RI WKLV IHDWXUH SOHDVH OHDYH WKLV VHFWLRQ EODQN DQG FRPSOHWH WKH -RKQ DQFRFN ,5 UHVWULFWHG EHQH¿FLDU\ IRUP DYDLODEOH E\ FDOOLQJ -RKQ DQFRFN 6LJQDWXUH Services, Inc. at 800-225-5291 or by visiting our website at jhinvestments.com. 3 OHDVH FRPSOHWH WKH UHTXLUHG LQIRUPDWLRQ IRU HDFK EHQH¿FLDU\ QDPHG RX PD\ FKDQJH \RXU EHQH¿FLDU\ LHV DW DQ\ WLPH DIWHU WKH LQLWLDO GHVLJQDWLRQ E\ QRWLI\LQJ -RKQ DQFRFN 6LJQDWXUH 6HUYLFHV ,QF LQ ZULWLQJ , I QR EHQH¿FLDULHV DUH GHVLJQDWHG RU LI WKHUH DUH QR EHQH¿FLDULHV OLYLQJ DW WKH WLPH RI \RXU GHDWK \RXU HVWDWH ZLOO JHQHUDOO\ EH HQWLWOHG WR \RXU DFFRXQW DVVHWV 3 HUFHQWDJHV IRU EHQH¿FLDULHV PXVW WRWDO IRU HDFK VHFWLRQ ,I QRW WUDQVIHUV VKDOO EH PDGH SURSRUWLRQDOO\ RQ WKH SHUFHQWDJHV VWDWHG ,I QR SHUFHQWDJHV DUH LQGLFDWHG HDFK SULPDU\ EHQH¿FLDU\ ZKR VXUYLYHV \RX ZLOO UHFHLYH DQ HTXDO SHUFHQWDJH RI \RXU DFFRXQW , I PXOWLSOH EHQH¿FLDULHV DUH OLVWHG DQG D EHQH¿FLDU\ GRHV QRW VXUYLYH \RX KLV RU KHU SHUFHQWDJH ZLOO EH GLYLGHG HTXDOO\ DPRQJ WKH UHPDLQLQJ EHQH¿FLDULHV unless previously stated otherwise. & RQWLQJHQW EHQH¿FLDULHV DUH HQWLWOHG WR UHFHLYH \RXU DFFRXQW RQO\ LI WKHUH DUH QR VXUYLYLQJ SULPDU\ EHQH¿FLDULHV DW WKH WLPH RI \RXU GHDWK For trusts, please list the trust name, the name of the trustees, and the trust establishment date.1DPH RI SULPDU\ EHQHÀFLDU\ LHV 661 WD[ ,' TOTAL:1DPH RI FRQWLQJHQW EHQHÀFLDU\ LHV 661 WD[ ,' TOTAL: VKDUH 'DWH RI ELUWK WUXVW 5HODWLRQVKLS WR RZQHU 1DPH RI FXVWRGLDQ LI EHQHÀFLDU\ LV D PLQRU 0XVW DGG XS WR VKDUH 'DWH RI ELUWK WUXVW 5HODWLRQVKLS WR RZQHU 1DPH RI FXVWRGLDQ LI EHQHÀFLDU\ LV D PLQRU 0XVW DGG XS WR Spousal consent—5HTXLUHG LI \RXU VSRXVH LV QRW QDPHG DV VROH SULPDU\ EHQH¿FLDU\ DQG \RX UHVLGH LQ D FRPPXQLW\ RU PDULWDO SURSHUW\ VWDWH RX VKRXOG FRQVXOW ZLWK \RXU RZQ OHJDO RU WD[ DGYLVRU WR GHWHUPLQH LI VSRXVDO FRQVHQW LV UHTXLUHG , DP WKH VSRXVH IRU WKH DERYH QDPHG ,5 DFFRXQW RZQHU , DFNQRZOHGJH WKDW D GHVLJQDWLRQ RI D QRQVSRXVH EHQH¿FLDU\ PD\ QRW EH HIIHFWLYH LQ P\ VWDWH ZLWKRXW P\ FRQVHQW , KHUHE\ UHOLQTXLVK DQ\ LQWHUHVW WKDW , PD\ KDYH LQ WKLV ,5 DQG FRQVHQW WR WKH EHQH¿FLDU\ GHVLJQDWLRQ V VWDWHG DERYH , DVVXPH IXOO UHVSRQVLELOLW\ IRU DQ\ DGYHUVH FRQVHTXHQFHV WKDW PD\ UHVXOW SIGNHERE 6LJQDWXUH RI VSRXVH IRAFM FORM 1 2/21 3 *( 2) 'DWH VLJQHG 00 ''
6\VWHPDWLF LQYHVWPHQW 1RW DYDLODEOH IRU LQKHULWHG ,5 LQKHULWHG 5RWK ,5 DFFRXQWVWithdraw SHU PRQWK IURP WKH EDQN DFFRXQW QDPHG EHORZ DQG LQYHVW LW LQ WKH IROORZLQJ IXQG V(If you have more than one fund, please indicate the percentage or breakdown between the funds.)Fund nameAInitiate withdrawals on dayof (check one):each month orCInvestment amount ( )TXDUWHU EHJLQQLQJ 'DWH 00 '' % to each fund.If no withdrawal date is selected, we will default to the 15th RI HDFK PRQWK 2QFH \RXU DSSOLFDWLRQ LV UHFHLYHG SOHDVH DOORZ ¿YH EXVLQHVV GD\V WR HVWDEOLVK systematic investments.11. Bank information WWDFK D YRLGHG FKHFN RU EDQN GHSRVLW VOLS SUHSULQWHG ZLWK \RXU DFFRXQW LQIRUPDWLRQ LI \RX KDYH UHTXHVWHG D V\VWHPDWLF LQYHVWPHQW LQ 6HFWLRQ RU ZRXOG OLNH WKH ability to move money between your bank account and your mutual fund account in the future. For security purposes, the name of the bank account should matchthe name provided in Section 2 and must be in place at least 30 calendar days before it can be used for an outgoing wire. If another individual exists on your bankaccount, or the bank account belongs to a third-party, all parties should complete the adding bank information form, found at jhinvestments.com.Establish the service(s) between my fund account and mychecking accountNOW/money market/savings accountBy providing my bank information, I authorize you (John Hancock Signature Services, Inc.) to charge to my account checks made payable to the order of JohnHancock Signature Services, Inc. I am aware that your rights with respect to each check shall be the same as if I had signed the check personally and drawn iton John Hancock Signature Services, Inc. This authority is to remain in effect until I revoke it in writing, and until you actually receive such notice, I agree thatyou shall be fully protected in honoring the check. If any check should be dishonored, whether with or without cause and whether intentionally or inadvertently,you shall be under no liability whatsoever.I am providing written permission for John Hancock Signature Services, Inc. to obtain a consumer report about me as part of its process to authenticate myidentity and to protect against fraud. This consumer report will be used solely to validate that I am an authorized holder, user, or signatory of the account used orto be used in connection with the current or future transfer of funds. John Hancock will notify me if any adverse action is taken on the basis of such report.12. Sales charge reduction privileges7KH UHGXFWLRQ RI VDOHV FKDUJH LV RQO\ DSSOLHG WR &ODVV VKDUHV KRZHYHU DOO VKDUH FODVVHV PD\ EH DJJUHJDWHG LQ DFFRUGDQFH ZLWK WKH Statement of AdditionalInformation (SAI).Accumulation and combination privilegeWhen calculating my sales charges, include the assets in the following John Hancock Investment Management mutual fund account(s) owned by me, myVSRXVH DQG P\ FKLOGUHQ XQGHU ,I DVVHWV DUH KHOG LQ D TXDOLI\LQJ EURNHUDJH DFFRXQW SOHDVH LQFOXGH D FRS\ RI \RXU PRVW UHFHQW DFFRXQW VWDWHPHQW 6HH WKH SAI for details.)Fund account numberFund account numberFund account numberFund account numberLetter of intention* (See the SAI for details)Over the next 13 months, I plan to invest at least: 50,000 100,000 250,000 500,000I have an existing letter of intention already established on the following account:Fund account numberIRAFM FORM 1 2/213 *( 2) 1 million or
12. Sales charge reduction privileges (continued)Net asset value privilege*Available for Class A shares to the following, as described in the SAI. Please check the box that applies.I am an employee of John Hancock. , DP DQ HPSOR\HH RI WKH DI¿OLDWHG ¿UP QDPHG EHORZ ZKLFK PDLQWDLQV D VHOOLQJ DJUHHPHQW ZLWK -RKQ DQFRFN I am an investment professional and have completed Section 13.I am a family member of the employee or investment professional named below. (Investment professionals must complete Section 13.), DP UROOLQJ RYHU DVVHWV KHOG LQ D TXDOL¿HG SODQ SURGXFW ZLWK -RKQ DQFRFN D TXDOL¿HG SODQ SURGXFW RI ZKLFK WKH WUXVWHH RU FXVWRGLDQ KDV UHWDLQHG -RKQ Hancock Retirement Plan Services (JHRPS) to act as a service provider, a John Hancock managed IRA or John Hancock Annuities IRA into which suchassets have already been rolled over, or I am an immediate family member of such person. , DP WUDQVIHUULQJ DVVHWV IURP DQ H[LVWLQJ DFFRXQW WKDW , DFTXLUHG DV D UHVXOW RI D UHRUJDQL]DWLRQ RI WKH IXQG LQWR -RKQ DQFRFN DQG KDYH WHUPLQDWHG P\ UHODWLRQVKLS ZLWK WKH SULRU ¿QDQFLDO LQVWLWXWLRQ , DP DWWDFKLQJ DQ ,5 UROORYHU WUDQVIHU IRUP )RUP I am actively enrolled in a JHRPS account and I am rolling over or transferring assets that are prohibited from being rolled over or transferred into theJHRPS account., DP D IRUPHU HPSOR\HH DVVRFLDWH RI -RKQ DQFRFN LWV DI¿OLDWHV RU DJHQFLHV DQG , DP UROOLQJ RYHU DVVHWV IURP D -RKQ DQFRFN ,QYHVWPHQW 0DQDJHPHQW incentive plan, John Hancock savings investment plan, or John Hancock pension plan, or I am an immediate family member of such person.* See the prospectus for details.John Hancock employee’s name, family member’s name, or investment professional’s nameBroker-dealer/John Hancock departmentRelationship to John Hancock employee or investment professional ,QYHVWPHQW SURIHVVLRQDO LQIRUPDWLRQ 0XVW EH FRPSOHWHG E\ \RXU LQYHVWPHQW SURIHVVLRQDO)LUVW QDPH 0, /DVW QDPH Broker-dealer nameAddressCityBroker-dealer number Branch numberStateZip codeInvestment professional numberPhone numberSIGNHERE ,QYHVWPHQW SURIHVVLRQDO VLJQDWXUH IRAFM FORM 1 2/21 3 *( 2) 'DWH VLJQHG 00 '' 6XI¿[
6LJQDWXUH WD[SD\HU LGHQWLILFDWLRQ QXPEHU DQG FHUWLILFDWLRQ 1RWH RX PXVW VLJQ DQG HQWHU \RXU WD[SD\HU LGHQWLÀFDWLRQ QXPEHU EHORZ RXU DFFRXQW FDQQRW EH HVWDEOLVKHG ZLWKRXW WKLV UHTXLUHG LQIRUPDWLRQ I hereby adopt this IRA/Roth IRA plan, appointing John Hancock Life & Health Insurance Co. to serve as custodian and to perform the administrative servicesof this plan. I have received and read the prospectus(es) for the fund(s) in which I am making my IRA/Roth IRA investment. In addition, I have received andUHDG D FRS\ RI WKH ,5 DGRSWLRQ DJUHHPHQW FXVWRGLDO DJUHHPHQW DQG GLVFORVXUH VWDWHPHQW DQG , XQGHUVWDQG WKH HOLJLELOLW\ UHTXLUHPHQWV IRU WKH W\SH RI ,5 deposit I am making, as well as any fees to which my account(s) may be subject. I understand that I am responsible for determining my eligibility for an IRA/Roth IRA each year I make a contribution, and that all contributions I make are within the limits set forth by the tax laws. I also assume complete responsibilityIRU WKH WD[ FRQVHTXHQFHV RI DQ\ FRQWULEXWLRQV LQFOXGLQJ UROORYHU FRQWULEXWLRQV DQG GLVWULEXWLRQV WKDW , PDNH , DFNQRZOHGJH WKDW LGHQWLI\LQJ LQIRUPDWLRQ LV UHTXLUHG EHIRUH WKH DFFRXQW FDQ EH RSHQHG DQG LV VXEMHFW WR YHUL¿FDWLRQ E\ P\ ¿QDQFLDO SURIHVVLRQDO WKH IXQG RU LWV DJHQWV ,I YHUL¿FDWLRQ LV XQVXFFHVVIXO John Hancock Investment Management may close my account, redeem my shares at the next net asset value, minus any applicable sales charges, and takeRWKHU VWHSV WKDW LW GHHPV UHDVRQDEOH , XQGHUVWDQG WKDW XQGHU FHUWDLQ FLUFXPVWDQFHV LI QR DFWLYLW\ RFFXUV LQ P\ DFFRXQW ZLWKLQ D WLPH SHULRG VSHFL¿HG E\ P\ state’s laws, my shares may be transferred to the appropriate state.Note: The rules for transferring abandoned property vary state by state, so, we suggest you contact your state’s department of abandoned property if youKDYH DQ\ TXHVWLRQV UHJDUGLQJ UHTXLUHPHQWV &HUWLILFDWLRQ UHTXLUHG RI 8 6 SHUVRQV RQO\ LQFOXGLQJ 8 6 FLWL]HQV 8 6 UHVLGHQW DOLHQV RU RWKHU 8 6 SHUVRQVUnder penalties of perjury, I certify that: 7KH QXPEHU VKRZQ EHORZ LV P\ FRUUHFW WD[SD\HU LGHQWL¿FDWLRQ QXPEHU , DP QRW VXEMHFW WR EDFNXS ZLWKKROGLQJ EHFDXVH D , DP H[HPSW IURP EDFNXS ZLWKKROGLQJ RU E , KDYH QRW EHHQ QRWL¿HG E\ WKH ,QWHUQDO Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS hasQRWL¿HG PH WKDW , DP QR ORQJHU VXEMHFW WR EDFNXS ZLWKKROGLQJ , DP D 8 6 FLWL]HQ RU RWKHU 8 6 SHUVRQ LQFOXGLQJ D 8 6 UHVLGHQW DOLHQ DV GH¿QHG LQ WKH ,56 )RUP : LQVWUXFWLRQV DQG4 The FATCA code(s) entered on this form (if any) indicating that I am exempt from FATCA reporting is correct.Note: Cross out item 2 above if you have been notified by the IRS that you are currently subject to backup withholding because you have failed toreport all interest and dividends on your tax return.Please note that, by signing this form, you declare that you make the above certifications under penalties of perjury. Under penalties of perjury, I certify the above statements.The IRS does not require your consent to any provision of this document other than the certification required to avoid backup withholding.SIGNHERE6LJQDWXUH RI RZQHU LQKHULWHG RZQHU FXVWRGLDQ (Sign exactly as name appears in Section 2, Section 4 if custodian)'DWH VLJQHG 00 '' Signature guaranteed by:PRINTHERESocial Security number as entered in Section 2(Required to establish your account)PRINTHERE RXU UHVLJQLQJ WUXVWHH RU FXVWRGLDQ PD\ UHTXLUH WKDW \RXU VLJQDWXUH EH JXDUDQWHHG 3OHDVH FDOO WKHP IRU UHTXLUHPHQWV Note: Signature guarantee should not be dated.Print name of owner, inherited owner, or minorExemptions: See IRS Form W-9 instructions for exemption rules and exemption codes. Enter codes below, only if applicable. Generally, individuals are notexempt from backup withholding. FATCA codes apply to persons submitting this form for accounts maintained outside the United States by certain foreign¿QDQFLDO LQVWLWXWLRQV ,I \RX DUH VXEPLWWLQJ WKLV IRUP IRU DQ DFFRXQW \RX KROG LQ WKH 8QLWHG 6WDWHV \RX PD\ OHDYH WKLV ¿HOG EODQN Exempt payee code (if any):Exempt payee code (if any):Exemption from FATCA reporting code (if any):Exemption from FATCA reporting code (if any):Acceptance byCharles A. Rizzo—Vice PresidentJohn Hancock Life & Health Insurance Co.IRAFM FORM 1 2/21PAGE 6 OF 6
FORM 2IRA rollover/transfer formIntroductionQuestions about this form?800-225-5291InstructionsUse this form to roll over or transfer assets to your John Hancock custodial IRA or Roth IRA account.3OHDVH ¿OO RXW D VHSDUDWH IRUP IRU HDFK DFFRXQW UROOLQJ RYHU RU WUDQVIHUULQJ WR -RKQ DQFRFN Investment Management. All sections must be completed. Please print in all capital letters and useblack ink.Contact us:800-225-5291Special considerationsThe IRS only permits a single rollover in a 12-month period, regardless of the number of IRAs ortypes of IRAs owned.jhinvestments.comSee the end of Form 2 forreturn instructions1. Your transferring accountMy account is transferring from:Name of resigning trustee/custodianPhone numberAddress of resigning trustee/custodianCityStateAccount nameZip codeAccount number7\SH RI DFFRXQW \RX DUH UROOLQJ RYHU RU WUDQVIHUULQJ 3OHDVH SURYLGH D FRS\ RI \RXU PRVW UHFHQW DFFRXQW VWDWHPHQW LI DYDLODEOH &KHFN RQO\ RQHTraditional IRA4XDOL¿HG UHWLUHPHQW SODQ D E RU JRYHUQPHQW E SODQRollover IRASARSEP (Plan must have existed prior to January 1, 1997)Roth IRASEP IRASIMPLE IRA plan (You must be in a SIMPLE IRA plan for two years before rolling over into a traditional IRA)'HVLJQDWHG 5RWK ,5 Inherited IRAInherited Roth IRA2. Your new John Hancock accountJohn Hancock Life & Health Insurance Co., custodian for the IRA/Roth IRA of:)LUVW QDPH 0, /DVW QDPH AddressCityState6RFLDO 6HFXULW\ QXPEHU 5HTXLUHG 3KRQH QXPEHU IRAFM FORM 2 2/21Zip code'DWH RI ELUWK 00 '' 3 *( 2) 6XI¿[
VVHW WUDQVIHU LQIRUPDWLRQPlease check one of the following: I am opening a new account and have attached a new IRA adoption agreement (Form 1). Please deposit the proceeds of my rollover/transfer into my existing John Hancock IRA/Roth IRA, listed below:Fund nameACAccount number% or To the resigning trustee or custodian:Please OLTXLGDWH or transfer in kind (reregister)all orthe proceeds to my new or existing John Hancock IRA/Roth IRApart ( immediately or) of the accounts listed below, and transferat maturity (if applicable).If you have more than one account, please list all the account numbers below: FFRXQW QXPEHU OO RU SDUW /LTXLGDWLRQ PDWXULW\ GDWH 00 '' FFHSWDQFH E\ WKH QHZ FXVWRGLDQ -RKQ DQFRFN /LIH HDOWK ,QVXUDQFH &R 7R EH FRPSOHWHG E\ -RKQ DQFRFN /LIH HDOWK ,QVXUDQFH &R We agree to acc
1. Please check the IRA type(s) you wish to establish Traditional IRA Roth IRA Rollover IRA Inherited IRA Inherited Roth IRA Note: If you are opening a traditional IRA for immediate conversion to a Roth IRA, please check both applicable boxes. 2. Owner information John Hancock Life & Health Insurance Co., custodian for the IRA/Roth IRA of:
