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National Savings & InvestmentsTel 0500 007 007www.nsandi.comBanks, building societiesCitizens Advicewww.citizensadvice.org.uk(England and Wales)www.cas.org.uk (Scotland)www.citizensadvice.co.uk (Northern Ireland)See phone book for your local branchMoney Advice ServiceTel 0300 500 5000www.moneyadviceservice.org.uk(Also see the comparative tables atmoneyadviceservice.org.uk/tables)Money Advice Service budgeting toolTel 0300 500 ctiveBuilding Societies AssociationTel 020 7520 5900www.bsa.org.ukBritish Bankers’ AssociationTel 020 7216 8800www.bba.org.ukMoney Advice ServiceTel 0300 500 5000www.moneyadviceservice.org.uk(Also see the comparative tables atmoneyadviceservice.org.uk/tables)For general informationThis is an extract from Macmillan Cancer Support’s booklet It all adds up. Published in 2012. Next planned review 2013.Cash ISAsBudgetingBanks, building societiesBank and building society accountsIFA if you are investing a large sum –for list of advisers, visit unbiased.co.uk,findanadviser.org orfinancialplanning.org.ukTel 0117 945 2470For advice, contactsFinancial product or serviceSources of advice

IFA if you are investing a large sum –for list of advisers, visit unbiased.co.uk,findanadviser.orgor financialplanning.org.ukTel 0117 945 2470Credit unionsCash ISAs (continued)Credit unionsUKCreditUnionsTel 01706 215 082www.ukcu.co.ukUlster Federation of Credit UnionsTel 028 9030 1204 or 028 9030 9994www.ufcu.co.ukScottish League of Credit UnionsTel 0141 774 5020www.scottishcu.orgIrish League of Credit UnionsTel 353 1 614 6700www.creditunion.ieAce Credit Union ServicesTel 0191 276 3737www.acecus.orgAssociation of British Credit UnionsTel 0161 832 3694www.abcul.orgComparison websitesFor general informationThis is an extract from Macmillan Cancer Support’s booklet It all adds up. Published in 2012. Next planned review 2013.For advice, contactsFinancial product or service

Advice NITel 028 9064 5919www.adviceni.netDebt problemsThis is an extract from Macmillan Cancer Support’s booklet It all adds up. Published in 2012. Next planned review 2013.Money Advice ScotlandTel 0141 572 0237www.moneyadvicescotland.org.ukConsumer Credit Counselling ServiceTel 0800 138 1111www.cccs.co.ukMacmillan Cancer SupportTel 0808 808 00 00www.macmillan.org.uk/financialissuesCommunity Legal AdviceTel 0845 345 4 345www.direct.gov.uk/legaladviceConsumer Credit Counselling ServiceTel 0800 138 1111www.cccs.co.ukDebtline NI (Northern Ireland)Tel 0800 027 4990www.cccs.co.ukCitizens Advicewww.citizensadvice.org.uk(England and o.uk(Northern Ireland)See phone book for your local branchFor general informationCitizens Advicewww.citizensadvice.org.uk(England and o.uk(Northern Ireland)See phone book for your local branchAdvice UKTel 020 7469 5700www.adviceuk.org.ukFor advice, contactsFinancial product or service

Association of British InsurersTel 020 7600 3333www.abi.org.ukTo find an insurance broker, contact theBritish Insurance Brokers’ AssociationTel 0870 950 1790www.biba.org.ukCitizens Advicewww.citizensadvice.org.uk(England and Wales)www.cas.org.uk (Scotland)www.citizensadvice.co.uk (Northern Ireland)See phone book for your local branchCancerHelp UKTel 0808 800 4040www.cancerhelp.org.ukMotability SchemeTel 0845 456 4566www.motability.co.ukLocal authorities (councils) – see phone bookCharities, professional and occupationalbodies and similar organisationsThis is an extract from Macmillan Cancer Support’s booklet It all adds up. Published in 2012. Next planned review 2013.Grants for people affected by cancerInsurance companiesComparison websitesPayplanTel 0800 280 2816www.payplan.comPayplanTel 0800 280 2816www.payplan.comMacmillan Cancer l Debtline(England, Wales and Scotland)Tel 0808 808 4000www.nationaldebtline.co.ukNational Debtline(England, Wales and Scotland)Tel 0808 808 4000www.nationaldebtline.co.ukDebt problems (continued)General insurance(eg travel, car, home)For general informationFor advice, contactsFinancial product or service

Insurance companiesIndependent financial advisers –for list of advisers, visit unbiased.co.uk,findanadviser.orgor financialplanning.org.ukTel 0117 945 2470Insurance brokers – to find one contact:British Insurance Brokers’ AssociationTel 0870 950 1790www.biba.org.ukPersonnel or human resources(HR) department if scheme at workAssociation of British InsurersTel 020 7600 3333www.abi.org.ukFor general informationThis is an extract from Macmillan Cancer Support’s booklet It all adds up. Published in 2012. Next planned review 2013.Health insuranceand life insuranceMacmillan Cancer SupportTel 0808 808 00 00www.macmillan.org.uk/grantsGrants for people affected by cancer(continued)Turn2UsTel 0808 802 2000www.turn2us.org.ukFor advice, contactsFinancial product or service

BankStockbroker – to find one contact:London Stock ExchangeTel 020 7797 1000www.londonstockexchange.comorAssociation of Private Client InvestmentManagers and StockbrokersTel 020 7448 7100www.apcims.co.ukIndependent financial advisers –for list of advisers, visit unbiased.co.uk,findanadviser.orgor financialplanning.org.ukTel 0117 945 2470Investment Management AssociationTel 020 7831 0898www.investmentfunds.org.ukAssociation of Private Client InvestmentManagers and StockbrokersTel 020 7448 7100www.apcims.co.ukAssociation of Investment CompaniesTel 020 7282 5555www.theaic.co.ukDirectgov websitewww.direct.gov.uk/moneyHM Revenue & CustomsProbate & Inheritance Tax HelplineTel 0845 302 0900www.hmrc.gov.uk/inheritancetaxFor general informationThis is an extract from Macmillan Cancer Support’s booklet It all adds up. Published in 2012. Next planned review 2013.Investment managementIndependent financial advisers –for list of advisers, visit unbiased.co.uk,findanadviser.orgor financialplanning.org.ukTel 0117 945 2470Inheritance taxSociety of Tax and Estate PractitionersTel 020 7340 0500www.step.orgFor advice, contactsFinancial product or service

Mortgage brokers – to find one, visitunbiased.co.uk or see the phone bookMortgagesMoney Advice ServiceTel 0300 500 5000www.moneyadviceservice.org.uk(Also see the comparative tables atmoneyadviceservice.org.uk/tables)Council of Mortgage LendersTel 0845 373 6771www.cml.org.ukMoney Advice ServiceTel 0300 500 5000www.moneyadviceservice.org.ukMoney Advice ServiceTel 0300 500 5000www.moneyadviceservice.org.uk(Also see the comparative tables atmoneyadviceservice.org.uk/tables)For general informationThis is an extract from Macmillan Cancer Support’s booklet It all adds up. Published in 2012. Next planned review 2013.Mortgage lendersProvidersProvidersIndependent financial advisers –for list of advisers, visit unbiased.co.uk,findanadviser.orgor financialplanning.org.ukTel 0117 945 2470For advice, contactsLoans and credit cardsInvestments and annuitiesFinancial product or service

For list of independent financial advisers,visit unbiased.co.uk, findanadviser.org orfinancialplanning.org.ukTel 0117 945 2470Personal pensionsMoney Advice ServiceTel 0300 500 5000www.moneyadviceservice.org.uk(Also see the comparative tables atmoneyadviceservice.org.uk/tables)The Pensions Advisory ServiceTel 0845 601 2923www.pensionsadvisoryservice.org.ukThe Pensions Advisory ServiceTel 0845 601 2923www.pensionsadvisoryservice.org.ukThis is an extract from Macmillan Cancer Support’s booklet It all adds up. Published in 2012. Next planned review 2013.Insurance companiesPension administrator at workPost officesIf you are investing a large sum,visit unbiased.co.uk, findanadviser.org orfinancialplanning.org.uk for list of advisers.Tel 0117 945 2470Occupational (or company)pension schemeNational Savings & InvestmentsTel 0500 007 007www.nsandi.comNational Savings & InvestmentsTel 0500 007 007www.nsandi.comNational Savings & InvestmentsFor general informationFor advice, contactsFinancial product or service

Law Society of England and WalesTel 020 7242 1222www.lawsociety.org.ukSolicitors – to find one, contact:Carers UKTel 0808 808 7777www.carersuk.orgOffice of the Public Guardian(England and Wales)Tel 0300 456 0300www.publicguardian.gov.ukPost officesFor general informationThis is an extract from Macmillan Cancer Support’s booklet It all adds up. Published in 2012. Next planned review 2013.Power of attorneyMacmillan Cancer SupportTel 0808 808 00 00www.macmillan.org.uk/financialissuesPost Office Card AccountsCitizens Advicewww.citizensadvice.org.uk(England and o.uk(Northern Ireland)See phone book for your local branchFor advice, contactsFinancial product or service

Local authority (council) – see phone bookor direct.gov.uk/localcouncilsThis is an extract from Macmillan Cancer Support’s booklet It all adds up. Published in 2012. Next planned review 2013.Carers UKTel 0808 808 7777www.carersuk.orgCitizens Advicewww.citizensadvice.org.uk(England and o.uk(Northern Ireland)See phone book for your local branchMacmillan Cancer SupportTel 0808 808 00 00www.macmillan.org.uk/financialissuesOffice of Care and Protection(Northern Ireland)Tel 028 9072 4733www.courtsni.gov.ukLaw Society of Northern IrelandTel 028 9023 1614www.lawsoc-ni.orgSocial servicesOffice of the Public Guardian (Scotland)Tel 01324 678300www.publicguardian-scotland.gov.ukLaw Society of ScotlandTel 0131 226 7411www.lawscot.org.ukPower of attorney(continued)For general informationFor advice, contactsFinancial product or service

Macmillan Cancer SupportTel 0808 808 00 00www.macmillan.org.uk/financialissuesHM Revenue & CustomsTel 0845 302 1479www.hmrc.gov.uk/ni/intro/credits.htmThe Pension ServiceTel 0845 606 0265This is an extract from Macmillan Cancer Support’s booklet It all adds up. Published in 2012. Next planned review 2013.State PensionsThe Pension ServiceTel 0845 606 0265Citizens Advicewww.citizensadvice.org.uk(England and o.uk(Northern Ireland)See phone book for your local branchCarers UKTel 0808 808 7777www.carersuk.orgJobcentre Plus (if working age)Tel 0800 055 6688www.direct.gov.ukMacmillan Cancer SupportTel 0808 808 00 00www.macmillan.org.uk/financialissuesState benefitsFor general informationFor advice, contactsFinancial product or service

rect.gov.uk/statepensionHM Revenue & CustomsTel 0345 300 gov.uk/taxcreditsCitizens Advicewww.citizensadvice.org.uk(England and o.uk(Northern Ireland)See phone book for your local branchMacmillan Cancer SupportTel 0808 808 00 00www.macmillan.org.uk/financialissuesCitizens Advicewww.citizensadvice.org.uk(England and o.uk(Northern Ireland)See phone book for your local branchState pensions (continued)Tax creditsThis is an extract from Macmillan Cancer Support’s booklet It all adds up. Published in 2012. Next planned review 2013.For general informationFor advice, contactsFinancial product or service

Accountant – to find one contact:TaxationHM Revenue & Customswww.hmrc.gov.uk(see correspondence for your own tax officeor see phone book for local enquiry centreor hmrc.gov.uk/eng)For general informationThis is an extract from Macmillan Cancer Support’s booklet It all adds up. Published in 2012. Next planned review 2013.TaxHelp for Older PeopleTel 0845 601 3321 or 01308 488 066www.taxvol.org.ukTaxAidTel 0345 120 3779www.taxaid.org.ukAssociation of CharteredCertified AccountantsTel 0141 528 2000www.acca.co.ukorInstitute of Chartered Accountantsin England and WalesTel 020 7920 8100www.icaew.co.ukorInstitute of Chartered Accountantsin IrelandTel (00 353) 1 637 7200www.icai.ieorInstitute of Chartered Accountantsof ScotlandTel 0131 347 0100www.icas.org.ukFor advice, contactsFinancial product or service