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MaltaLONDON SCHOOL OFCOMMERCE MALTAPart of the LSC Group of Collegeswww.lscmalta.edu.mt
CONTENTSContentsAbout LSC Malta 3Benefits of Studying at LSC Malta4About University of Suffolk5About University of Bedfordshire6Bachelor’s Degree Programme7MBA Full-Time 8MBA Part-Time 9Unique Benefits of MBA10Reasons to Study an MBA programme11LSC English Academy 12Academic English 13Your Journey to Success14Frequently Asked Questions15How to Apply 16LSC Group of Colleges2London School of Commerce Malta17
ABOUT THE SCHOOLAbout London School of Commerce MaltaThe London School of Commerce Malta (LSC Malta)first opened its doors to students in June 2014. Itis licensed as a Higher Education Institution bythe National Commission for Further and HigherEducation (licence number 2013-FHI-025).The academic team includes professionals whoteach their subjects on a part-time basis while alsocontinuing to work in the commercial world, thusensuring students are receiving both relevant andmodern information.Partnering with the British Universities, the Schoolcurrently offers the Bachelor of Arts (Hons) inBusiness Management Studies, as well as the parttime and full-time Master of Business AdministrationGlobal programmes.The campus is conveniently located near thehistorical city of Valletta, that is considered byUNESCO as a World Heritage site. The campus iswithin easy reach of the island’s main transporthubs, as well as a landscape of historical landmarks,and social areas for the students to enjoy andexplore.LSC Malta’s programmes are cost-effectiveand accelerated, allowing students to achievequalifications more efficiently. Flexible programmeentry and exit points throughout the year enablestudents to proceed to the next level of theireducation smoothly.www.lscmalta.edu.mt3
BENEFITS OF STUDYING AT LSC MALTABenefits of Studying at LSC Malta4Obtain a globallyrecognised degreeExtremely competitiveprogramme fees, payable inflexible instalmentsStudy and live in an Englishspeaking Mediterraneancountry, within the EUHighly experiencedinternational facultyModern campus located inthe heart of the cityStudents can work onpart-time basis up to 20hours per weekAccess over 70,000 onlinestudy materialsA truly internationalcurriculum withtransferrable creditFlexible programme entryand exit points throughoutthe yearBachelor’s or Master’s DegreeEntry exam for those whodon’t possess IELTSLondon School of Commerce Malta
OUR PARTNER – UNIVERSITY OF SUFFOLKAbout University of SuffolkThe University of Suffolk is a transformationaluniversity, absorbing the best of UK universitytraditions and aligning them with a twenty firstcentury audience and a modern world of employmentand entrepreneurship. UoS is a distinctive, thrivingacademic community which makes a clear andimmediate impact. The University’s main aim is tochange lives – of individuals and communities - forthe better.The University of Suffolk is strongly embedded in theUK and the student experience is at the heart of whatUoS does. The strong partnership between studentsand staff at the University is central to the University’sambitions. The student experience, based on highquality teaching and learning in a conducive socialenvironment, is key to a successful education withUoS, and scholarships are available. The studentexperience, based on high quality teaching andlearning in a conducive social environment, is key toa successful education with UoS, and scholarships areavailable.Students can study a range of higher educationqualifications, from Foundation programmesto postgraduate degrees, with many of theseprogrammes developed in collaboration withbusiness. UoS programmes are validated by theUniversity and recognised by NCFHE. UoS worksclosely with LSCM to ensure that students benefitfrom a high-quality learning experience.Through the University of Suffolk, LSCM providesaccess to higher education ‘on the doorstep’ of bothyoung and mature students in Malta and Gozo, andalso attracts students from further afield who arekeen to enjoy the distinctive environment offered byLSCM through UoS.London School of Commerce (LSCM) is an AssociateCollege of the University of Suffolk. The Universityworks in partnership with LSCM to validate a rangeof degree provision delivered by LSCM, allowingstudents to benefit from a University of Suffolkeducation in the heart of the Mediterranean .www.lscmalta.edu.mt5
OUR PARTNER – UNIVERSITY OF BEDFORDSHIREAbout University of BedfordshireThe University of Bedfordshire has academic rootsthat go back to the founding of Bedford TrainingCollege for Teachers in 1882 and Bedford PhysicalTraining College in 1903. The University is now hometo many thousands of students and has excellentfacilities, a friendly atmosphere and a proventrack record of exceptional teaching and graduateemployment worldwide.University of Bedfordshire is a modern, innovativeuniversity with a heritage of top quality educationin more than 20 countries. At UoB students arenurtured to become educated, employable andentrepreneurial global citizens.6London School of Commerce MaltaUniversity of Bedfordshire students are supported inall aspects of their lives and encouraged to influencethe education.Students are viewed as partners and have a voiceto influence UoB decisions. This is how UoB bestguarantees the quality of the time spent learningat partners, including LSCM. Studying with theUniversity of Bedfordshire through London School ofCommerce Malta, students are able to be part of anInternational and multi-cultural learning communitythat influences and shapes its own education.
Bachelor with Honoursin Business**Total Programme Fee:BACHELOR’S DEGREE PROGRAMMES 11,950*Duration: 3 YearsIntakes: February, April, June, August, October, andNovember/December (every year)Requirements: Be in possession of two “A” Levels, or an equivalentqualification recognised by MQRIC; Should be at least 18 years old; Applicants who have been taught and assesses in alanguage other than English should have an EnglishLanguage equivalent to IELTS 6.0.About the ProgrammeProgramme ModulesLSCM’s undergraduate programmes provide studentswith a broad knowledge of business operationsas well as gaining targeted and transferable skills.The core modules in Level 4 and 5 address thefundamentals of business and management theory,while programme options available through theUniversity partners in Level 6 will enable studentsto specialise in specific areas of interest, to preparestudents for subsequent professional development.In addition, a practical element will enable thedevelopment of IT, analytical and communicationskills.Level 4 Marketing Management Managing information and Technology Quantities Techniques in Business Business Accounting Managerial Economics Organisational BehaviourLSCM’s undergraduate programmes provide a goodbalance between academic achievement and theacquisition of skills ”graduate attributes” required byemployers. The programmes, both including a Projectmodule at Level 6, add value that will be recognisedby employers in an increasingly competitiveenvironment. This additional value is the benefitupon graduation that enables graduates to fit intoa work culture and do a job, to develop ideas, takeinitiative and responsibility and, ultimately, to helpmanage organisations, including during periods ofchange. This internationally recognised programmeis delivered at UK Level 6 and MQF/EQF Level 6.**This programme of study leads to either aBachelor of Arts with Honours in Business Studiesdegree awarded by the University of Suffolk, ora Bachelor of Science with Honours in BusinessManagement degree awarded by the University ofBedfordshire.Level 5 Human Recourse Management Project Management Personal Management Effectiveness Business Research Methodologies International Business Financial Management AnalysisLevel 6Pathway for University of Bedfordshire Strategic Management Entrepreneurship Innovation and Technology Management Integrated Case Study Dissertation or Business ProjectPathway for University of Suffolk Global Strategic Management Building A Sustainable Organisation Case Study Analysis Contemporary Management Issues Dissertation or Business Project* Country-specific bursaries are available, pleasecontact LSCM for more information.www.lscmalta.edu.mt7
MBA FULL-TIMEMaster of BusinessAdministrationTotal Programme Fee: 6,950*Duration: 1 Year (Full-Time)Intakes: February, April, June, August, October, andNovember/December (every year)Requirements: A Bachelor’s degree from a recognised universitywith good grades (should be equivalent to a UKBachelor’s (Hons) degree); Should be at least 21 years old; Students for whom English is not a first language &who have not successfully completed a programmetaught and assessed in English should have anEnglish language level equivalent to IELTS 6.0.About the ProgrammeProgramme ModulesThe Master of Business Administration (MBA)attracts people from a wide range of academicdisciplines.Core Modules Managing Human Capital and Leadership Marketing Management Financial Analysis and Entrepreneurship Strategic Management Research MethodologiesThe core modules of the MBA programme aredesigned to introduce students to various areas ofbusiness including Accounting, Finance, Marketing,Human resource management and StrategicManagement. Students on the MBA programmealso have a choice of specialist electives, prior toproceeding to the Major project.This programme of study leads to an MBA degreeawarded by a British University. This internationallyrecognised programme is delivered at UK Level7 which also equates to European QualificationsFramework Level 7 standard.Students who complete the first five core modulesand the required electives will be given the optionto then progress either to the University ofBedfordshire or University of Suffolk for the majorproject. Upon successful completion of their majorproject, students will receive either an MBA Degreefrom the University of Suffolk; or an MBA GlobalDegree from the University of Bedfordshire.8London School of Commerce MaltaElectives and Options Corporate Finance International Business International Marketing Management Financial Markets and Investment Analysis Strategic MarketingStudents will be required to undertake one of thefollowing options, subject to approval by theirProgramme Leader:Pathway for University of SuffolkMajor Project (Students study one option) Business Development Proposal Integrated Case Study DissertationPathway for University of BedfordshireMajor Project MBA Managerial Project* Country-specific bursaries are available, pleasecontact LSCM for more information.
Master of BusinessAdministration Part-TimeTotal Programme Fee:MBA PART-TIME 5,950Duration: 18 Months (Part-Time)Requirements: Have the equivalent of a good UK Honoursdegree; Be a mature student (above 21 years of age) withrelevant work or professional experience; Students for whom English is not a first languageand who have not successfully completed aprogramme taught and assessed in Englishshould have an English language level equivalentto IELTS 6.0.About the ProgrammeProgramme ModulesThe MBA programme is aimed at ambitious businessmanagement professionals seeking an affordableand effective way of furthering their careers. Theprogramme is taught on a convenient modularbasis, ideal for busy executives, by both local andvisiting lecturers renowned in their various fields ofinternational business.Core Modules Managing Human Capital and Leadership Marketing Management Financial Analysis and Entrepreneurship Strategic Management Research MethodologiesStudents are expected to attend a full weekendof taught modules every four to six weeks and tosupplement this with personal study, preparationand coursework.Electives and Options Corporate Finance International Business International Marketing Management Financial Markets and Investment Analysis Strategic MarketingThis programme of study leads to an MBA degreeawarded by a globally recognized British University.This internationally recognised programme isdelivered at UK master’s Level 7 and EuropeanQualifications Framework Level 7 standard.Students will be required to undertake one of thefollowing options, subject to approval by theirProgramme Leader.Students who complete the first five core modulesand the required electives will be given theoption to transfer their credits to the University ofBedfordshire or University of Suffolk for the majorproject. Upon successful completion of their majorproject studies students will receive either an MBADegree from the University of Suffolk; or an MBAGlobal Degree from the University of Bedfordshire.Pathway for University of SuffolkMajor Project (Students study one option) Business Development Proposal Integrated Case Study DissertationPathway for University of BedfordshireMajor Project MBA Managerial Projectwww.lscmalta.edu.mt9
UNIQUE BENEFITS OF MBAUnique Benefits of MBADesigned for working executives and aspiring entrepreneurs. Enhance and enrich your knowledge,skills and understanding of business management and add real employment value to your career10Modular mode of studyLeading Internationaland local facultyEvening and Weekendclasses(Part-Time Programme)Opportunity to studymodules at one of ourglobal campuses*Obtain both an LSC Maltapostgraduate diplomaand a British MBAdegree certificateAccess to over 70,000online study materials.State-of-the-art WiFienabled campusJoin the LSC Groupand be part of a globalcommunity of more than30,000 students fromover 130 countriesOpportunity to transfercredits to any of theLSC Group of College’sto obtain a British MBAdegree*London School of Commerce Malta*Subject to visa approval/immigration requirements being met
REASONS TO STUDY AN MBA PROGRAMMEReasons to study an MBA programmeEmployer’s Recognition. Employers recognise thefact that an MBA is an advanced business degree ofchoice and provides the employee with the necessaryskills and understanding of commercial operations tocontribute to an internationally successful enterprise.Critical Thinking. An MBA provides the essential toolsfor advanced critical thinking, creating a platformfor successful interaction between colleagues fromdifferent backgrounds and areas of expertise. Thisimproves an overall strategic, tactical and operationalunderstanding of corporate structures.Dynamism. An MBA qualification provides thenecessary transferable skills to cope with themanagement of change in a work environment. TheMBA programme specifications include an emphasison the development of entrepreneurship, businessethics, innovation and leadership skills.Self-Actualisation. An MBA qualification is a meansof improving confidence and self-attainment, bothcommercially and financially.Mobility in the Global Job Market. Having an MBAqualification can ensure greater employee mobilityand increase opportunities within the global jobmarket.Building a Career. This is not just any MBA, but onefrom a reputable UK University, which can greatlyenhance career prospects.Advancement. An MBA provides a passport topromotion opportunities from junior to senior levelmanagement in multinational companies.Employer’s Preference. The current trend is foremployers to recruit MBA postgraduates rather thanundergraduates. Therefore, an MBA qualification willbe a significant enhancement to any CV.Increased Earnings. Research provides evidencethat employees with an MBA qualification commandhigher salaries. This is true whether in Asia, the MiddleEast or Europe.Major Project. The Major Project is an intellectuallychallenging piece of extended management researchequipping students with the capabilities andcompetencies required of today’s managers.Assessment. Each module consists of scheduledclasses, guided learning and self-directed learning.Assessment is via a variety of assessment methodsincluding coursework and the submission of a finalstage Major ProjectTransfer Credits*. All students studying at LSC Maltahave the unique opportunity to also study modulesat one of the other LSC Group colleges. Please ask anLSC Malta representative for more details.*Subject to visa approval/immigration requirements being metwww.lscmalta.edu.mt11
LSC ENGLISH ACADEMYAbout LSC English Language AcademyThe LSC English Academy is the English schoolwhich forms part of LSC Malta. The English Academyaims to provide high quality English Languageprogrammes for students wishing to progress toAcademic studies or improve their general level ofEnglish for the purpose of career enhancement orpersonal development. While meeting these aimsthe LSC English Academy maintains the mission andvalues of the Group, which are to provide, within theenvironment of a private independent educationalestablishment, quality education programmes inEnglish Language, Business, Information Technology,Accounting and related fields.The LSC English Academy is licensed by the EducationDepartment and programmes are accredited throughthe English Language Teaching council. All levels ofstudy are designed around on the Common EuropeanFramework of Reference for Languages (CEFR), thusensuring a transparent, coherent and comprehensivelearning experience.The academic activities and delivery is designed insuch a way to include all four skills of languagelearning; Understanding: Listening, Reading,Speaking and Writing within each session. Sessionsalso focus on building students overall confidence12London School of Commerce Maltalevel through varied activities such as role play,discussions and debates.The Group is committed to ensuring a conducive andenriching environment for students studying on theirprogrammes and in contributing generally to theeducational, economic and cultural development ofthe host country in which programmes are delivered,and in the home countries from which studentsoriginate.In order to remain competitive and relevant tostakeholder requirements, The LSC English Academydelivers programmes which provide high qualityeducation at competitive prices with multiple entrypoints, allowing students to proceed to the next levelof their education smoothly.The LSC English Academy is licensed by the ELTCouncil, Ministry for Education and Employmentwith License number 238/MB43.
ACADEMIC ENGLISHAcademic EnglishProgrammeLessons: 20 lessons per weekDuration: 3h per day / 15h per weekGroup: maximum 15 students per classProgram Requirements and Details Applicants should be at least 18 years old Entry: Elementary level A1 Duration: from one week to 12 Months (thelonger the duration, the cheaper per week/permonth price) Exit: Successful completion of the LSC Exit TestProgramme OutlineLSC Malta offers an Academic English programme thatis designed for both students who require additionalEnglish to meet the minimum entry requirementsfor the British degree programmes. Alternatively, forthose who wish to further their academic or businessEnglish skills.Studying in a multi-cultural environment whilefocusing on English will open up unlimitedopportunities. A student attending an AcademicEnglish course will benefit from exceptional guidance,monitoring and feedback throughout the course.Pre-Sessional AcademicEnglishPrices: 1 week English programme 1 month English programme 2 months English programme 3 months English programme 4 months English programme 5 months English programme 6 months English programme 7 months English programme 8 months English programme 9 months English programme 10 months English programme 11 months English programme 12 months English programme 165 660 1,320 1,500 1,950 2,125 2,300 2,625 2,950 3,300 3,600 3,800 3,950Lessons will cover: Academic Skills: Reading, Listening and Speaking; Academic Essay Writing; Research and Discussion with Short ReportWriting; Presentations* We also offer tailor made programmes* Please contact the school for groups over 10students or for further details.The program will enable students to: Develop effective learning strategies and researchskills for application to academic writing. Build academic lexis and develop strongpresentation skills. Read effectively for main idea identification,skimming and scanning for specific information,linking and organizing ideas.Once students finish their English studies and reachthe level required, they will have the possibilityto apply for LSC Malta’s British higher educationprograms by taking bachelor’s or master’s degreeentry exam. In addition, students who complete anAcademic English course and pass the LSC Maltadegree entry exam will be able to follow the highereducation programmes at a discounted price.www.lscmalta.edu.mt13
YOUR JOURNEY TO SUCCESSMeet our Academic Team Embark on a course to developall four English language skills Receive constant guidance,monitoring and feedbackUpper-Intermediate - C1Advanced - C214London School of Commerce MaltaIELTS 5 - 5.5Build confidence in EnglishIntermediate - B2 Receive continual assessmentthrough class tutorials,homework and regular progresstestsIELTS 6 - 6.5 IELTS 3 - 3.5 IELTS 4 - 4.5Receive a welcome packIELTS 7 - 7.5 Join a class with other studentsof the same levelElementary - A2 Sit a placement test to determineyour level of EnglishPre-Intermediate - B1 IELTS 2 - 2.5Upon arrival at LSC Malta. You will beguided through these steps:Beginner - A1Your journey to successListeningUnderstand familiar words and very basic phrases whenpeople speak slowly and clearlyReadingCan read familiar words, and very simple sentencesSpeakingCan use simple phrases and sentences to describe wherethey live and people they knowWritingCan you write short simple notes and fill in forms withpersonal detailsListeningCan catch the main point in short, clear, simplemessages and announcementsReadingCan read very short, simple textsSpeakingCan use a series of phrases and sentences to describe insimple terms things concerning myself, my family andliving conditionsWritingCan write a very simple short personal letterListeningCan understand the main points of clear standardspeech on familiar mattersReadingCan understand text that consist of high-frequencylanguageSpeakingCan connect phrases in a simple way in order to describeexperiences and eventsWritingCan write simple or personal text on topics which arefamiliar or of personal interestListeningCan understand extended speech and lectures andfollow arguments dealing with familiar topicsReadingCan read articles and reports concerned withcontemporary problemsSpeakingCan present clear, detailed descriptions on a wide rangeof subjects related to a familiar field of interestWritingCan write a clear, detailed text on a wide ranges ofsubjects related to familiar areas of interestListeningCan understand extended speech even when it is notclearly structuredReadingCan understand long and complex factual and literarytextsSpeakingCan present clear, detailed descriptions of complex subjects rounding off with appropriate conclusionWritingCan write clear, very structured text expressing pints ofview at some lengthListeningHave no difficulty in understanding the spokenlanguage, be it live, broadcast on at native spoken speedReadingCan read all forms of writing language include abstractor complex textSpeakingCan present a clear, smoothly flowing description orargument with an effective logical structureWritingCan write clear, smoothly flowing text in an effectivelogical structure
FREQUENTLY ASKED QUESTIONSFrequently Asked Questions by International StudentsWhat currency is used in Malta?Malta is a member state of the European Union andits national currency is the Euro (Symbol ).Are Student Visas difficult to obtain?No. Malta adopts an extremely welcoming approachto bona fide international students and, providedyou satisfy all entry requirements and securityclearance, a visa will be issued following applicationthrough the established procedure. LSC Malta willbe happy to advise and guide you through the visaapplication process.Are there any special health precautions requiredwhen travelling to Malta?No. Visitors do not need to take any special healthprecautions when travelling to Malta. The levelof health care is of an extremely high standard.However, it is advisable to have medical insurancecover for the duration of your stay since medicaltreatment may be expensive and is only offered freeof charge to residents of the European Union.What languages are spoken in Malta?The local language is Maltese with English beingthe other national language and spoken by all thepopulation. Italian is also generally well understoodand spoken, and a number of Maltese nationalshave learnt French, and to a lesser extent, Germanor Spanish, at school or privately. Therefore mostvisitors will not have any difficulties in makingthemselves understood.Can students work while following LSC Maltaprogrammes?Yes. Students will be allowed to work in Malta.A variety of work opportunities ranging fromjobs in the hospitality industry to professionalplacements can be found in Malta. Work rightsare only guaranteed provided that you retain ahigh programme attendance and can show goodprogress with your studies. LSC Malta will be obligedto report students who fail to attend classes or donot make good progress to the Maltese immigrationauthorities and the right to work may be withdrawnat their absolute discretion in such cases.www.lscmalta.edu.mt15
HOW TO APPLYHow to ApplyTo maximise the chances of a successful application,prospective students are advised to apply well inadvance of the programme commencement date.We aim to give a decision within 2 weeks of receivingyour application form.Application forms can be downloaded from:English ��s Degree Programmehttp://bit.ly/lscmaltaMBA Full-Timehttp://bit.ly/lscmaltaMBA don School of Commerce MaltaTo apply, please submit the duly completed andsigned application form to the London School ofCommerce Malta with the following documents:Checklist of documents Completed application form (All programmes); Copies of relevant official educational certificates(if necessary, translated and attested by anauthorised representative or notary public).Please note that the originals are required at theregistration; Internationally recognised English LanguageProficiency Certificate (if necessary); Copy of the passport bio-page (All programmes); Two reference letters (For MBA PT) Up-to-date Curriculum Vitae (CV) (For MBA PT)
LSC GROUP OF COLLEGESAbout LSC Group of CollegesThe LSC Group of Colleges was established in 1999.As a result of continuous expansion and innovation,it is regarded as one of the world’s leading providersof international education. The institution wasfounded with a commitment to provide flexible andaffordable learning opportunities to both domesticand international students worldwide.Over the years, the LSC Group has established itselfas a market leader in terms of its unique programmestructures, its alumni community of over 30,000, andits employment opportunities, creating jobs in boththe UK and overseas. This ever-growing number ofstudents is a testament to the high levels of studentsatisfaction and to the outstanding results achievedthrough the LSC Group’s pioneering approach toteaching.The LSC group currently operates campuses inLondon, Kuala Lumpur, Malta, Colombo, Dhaka andmore recently Amman (Jordan). There are more than10,000 students worldwide studying towards bothtaught and research degrees in business. The Londoncampus also holds accreditation as a designatedResearch Centre to its partner institutions with anactive pool of around 150 postgraduate students.The flagship London School of Commerce inLondon, was one of the first colleges to receive theHighly Trusted Sponsor (HTS) status from the UnitedKingdom Border Agency. HTS is only granted toinstitutions that demonstrate elite levels of qualityin education and compliance with immigrationlegislation.More recently, LSC Malta was also accredited asa Taught Degree Awarding Institution, meaningall programmes and degrees conferred by theLSC Malta campus are valued and recognisedthroughout Europe.All of LSC’s degree and postgraduate programmesare taught in partnership with respected Britishuniversities further ensuring the quality andstandards of the teaching and qualifications.We look forward to welcoming you to our global community!www.lscmalta.edu.mt17
LSC GROUP OF COLLEGESLondon School of Commerce (LSC) – London, UKLSC delivers a portfolio of graduate and postgraduate programmesin Business, Management, and Information Technology leadingto globally recognised British and internationally accreditedqualifications. The LSC Group is one of the largest internationalproviders of MBA education. The main LSC teaching and administrativeGroup campus is located in central London and provides directaccess to the facilities offered in the city. The LSC Group has a globalcommunity of more than 30,000 students from over 130 countries.COLOMBOLONDONDHAKAMALAYSIA18London School of Commerce MaltaLondon School of Commerce Dhaka - Dhaka, BangladeshLSC Dhaka Centre (ACMIT) is part of the international LSC Group ofColleges. Centrally located in Dhaka, it offers students the chance tostudy for British Degrees in business subjects.
LSC GROUP OF COLLEGESBritish School of Commerce - Colombo, Sri LankaLocated in Colombo, the British School of Commerceoffers numerous undergraduate and postgraduateprogrammes in business subjects, such as finance,management, and information technology.The programmes at BSC lead to internationallyrecognised MBA, Degree, and other undergraduateand postgraduate qualifications.Westminster International College - KualaLumpur, MalaysiaAs a division of the LSC Group, WestminsterInternational College (WIC) delivers programmesbased on the same quality British educational systempractice
About University of Suffolk 5 About University of Bedfordshire 6 Bachelor's Degree Programme 7 MBA Full-Time 8 MBA Part-Time 9 Unique Benefits of MBA 10 Reasons to Study an MBA programme 11 LSC English Academy 12 Academic English 13 Your Journey to Success 14 Frequently Asked Questions 15 How to Apply 16
