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AFT MEMBER BENEFITSMAY 2020As an AFT member, you belong to a community ofcolleagues. We understand the power of joining together—in our work, in our communities and in the marketplace.At AFT, we have our own marketplace—AFT MemberBenefits—which combines the purchasing power of AFT’s1.7 million members with the benefit offerings of UnionPlus, the AFL-CIO’s benefit arm. This gives you a rich arrayof discounts, services and benefits that go beyond theworkplace. Many of these programs are available to familymembers, too.Are you worried about your student loans? Do you needto equip your home office? Looking for a competitivemortgage rate? Want a choice of no-fee credit cards? Agreat wireless plan? Do you yearn to travel? We have hoteldiscounts, rental car savings, guided tours and even flightdiscounts.Whether for everyday necessities or splurges, check theAFT benefits offerings
EDUCATIONSummer: Simplifying Student Debtwww.aft.org/benefits/summerSummer is a trusted online platform that can help yousimplify and navigate your student loan situation. Summerspecializes in enrolling borrowers in federal and state loanassistance programs to minimize the stress and burden ofdebt. Student loan borrowers are particularly at risk fromthe economic effects of the COVID-19 pandemic becausepayments are due even when paychecks might not becoming in. Summer’s online tool is supplemented by atrusted team of student loan advisers who ensure you aresupported step-by-step through your unique repaymentprocess.Free Collegewww.unionplusfreecollege.org888-590-9009You and your immediate family members can earn anonline associate degree from a public, accredited nonprofitcommunity college with no out-of-pocket costs for tuition,fees or e-texts.AFT Robert G. Porter Scholars Programwww.aft.org/scholarshipsAFT members and their dependents are eligible to applyfor union-sponsored scholarships toward postsecondaryeducation.Union Plus Scholarship Programwww.aft.org/scholarshipsSince 1991, this program has awarded more than 4.5 million to members and their families who want tobegin or continue their postsecondary education.Student Debt ebt.orgemail: debtclinic@aft.orgLearn about the landscape of free and underused federalprograms that help many student loan borrowers lowertheir monthly payments and, in some cases, even have theirdebt forgiven.
Share My Lessonwww.sharemylesson.comBrowse for lesson plans, ideas and best practices—and addyour own; join free professional development webinars;and access thousands of standards-aligned lesson plansand activities for early childhood through grade 12.FINANCE AND LEGALIdentity Theft Protectionaft.clcidprotect.netIdentity theft can happen to anyone, anywhere at any time.To help, the AFT provides all members, including retireeswith free identity protection services. The fullest protectionis provided when you go online and register with theprogram. Free services include credit restoration andrecovery services that can reimburse you for up to 10,000of direct out-of-pocket expenses related to identity theft.Members also have the option of purchasing a 24/7 creditand identity monitoring service, including an insurancepolicy that offers up to 1 million of coverage in the eventof a security breach that drains your accounts.Personal Loanswww.unionplus.org/loans855-578-8704Take control of your financial future by consolidatingyour higher-interest credit cards and revolving debts witha personal loan that features no hidden fees and onepredictable monthly payment.Credit and Budget 3-1745Certified nonprofit credit counselors are available 24 hoursa day to help AFT members with confidential financialguidance.Credit Cardswww.aftcard.com800-522-4000The AFT credit card program has three credit cardoptions that AFT members can apply for. All have no annualfee and include special safety net features in the event of alayoff, disability, strike or natural disaster.
Prepaid Debit Cardwww.unionplus.org/debitUnion Plus All-In-One PrepaidVisa Card—Coming Summer 2020The Union Plus All-in-One Prepaid Visa Debit Card canhelp AFT members realize their financial goals and offersexclusive benefits. The card is simple to get and easy to use.Legal Services*www.unionplus.org/legalLegal Services: Choose from two levels of legal savings:a prepaid legal plan with full coverage on a wide rangeof services, or free access to a discount legal plan thatincludes a half-hour consultation.Money Transferwww.unionplus.org/moneytransferGet a 10 percent discount on the transfer fee every timeyou send money online to more than 51,000 payoutlocations in 31 countries, including India, Mexico and thePhilippines.STAYING HEALTHYDental Services and Discountswww.unionplus.org/healthsavingsSave 20 to 50 percent on everything from routine visits tomajor dental procedures with one of the largest nationaldental networks. Save on routine care, including exams,cleanings and fillings as well as major work, including rootcanals, crowns and dentures.Vision Services and Discountswww.unionplus.org/healthsavingsSave on eye exams, frames and other vision needs at morethan 70,000 independent and retail providers.Discounted Hearing Serviceswww.unionplus.org/healthsavingsSave 40 percent on diagnostic services, including hearingexams and hearing aids. Discounted hearing care productsand services are available at more than 3,800 providerlocations nationwide with a low price guaranteed.Advantage Health Planwww.unionplus.org/healthsavingsThe Advantage plan offers discounts on chiropractic
services, alternative medicine, podiatry and diabetessupplies. (Look for the Dental Discount Advantage Plan onthe Dental page at the website above.)DISCOUNTS & SHOPPINGAT&T Wireless Discountwww.unionplus.org/AFTattCode: 3508840Save 15 percent on the monthly service charge for qualifiedMobile Share and Family AT&T wireless plans, up to 10per line on Unlimited Elite plans, 20 percent on selectaccessories, and get activation fees waived on selectdevices for new lines of service. All from AT&T—the onlynationwide unionized wireless company.Dansko Footwearwww.aft.org/members-onlyDansko, a brand known for quality, comfort and style offersAFT members a 20 percent discount from a dedicated linkon the AFT members-only FTServe up some stress-free happiness at your dinner table.DinnerTime is an incredibly powerful meal planningsolution, built to satisfy your tastes, your budget and yourlifestyle. AFT members can get a free month trial andreceive a 40 percent discount.Dell Computerswww.aft.org/members-onlyNeed to upgrade your computer for working at home? Dothe kids need a laptop for schoolwork? AFT members geta 10 percent discount through a special members-only linkto Dell.com.Everyday Discountswww.unionplus.org/entertainmentSave on movie tickets, fashion, electronics and otherentertainment activities around the country. There is amobile app for easy access to savings on the go!
Magazineswww.buymags.com/AFT800-877-7238Enjoy new and renewed subscriptions to such popular titlesas Discover, The Economist, Money, Newsweek, The NewYorker, Smithsonian, Sports Illustrated and many more! Giftsubscriptions are available.Office Depot/Office Maxwww.aft.org/members-onlyMembers can register for special savings on everythingfrom office supplies, classroom materials, printers,computers and accessories. Once registered, savings areavailable online or at stores. Free overnight delivery onorders of 50 or more.Powell’s Bookstorewww.aft.org/powellsPowell’s Bookstore in Portland, Ore., is the largestindependent, unionized bookstore in the country (ILWU,Local 5).Teleflora Flowers & Gift Basketswww.unionplus.org/flowers888-667-7779Save 25 percent on flowers, gift baskets and plants throughTeleflora and have them delivered anywhere in the worldby local florists—100 percent satisfaction guaranteed.INSURANCEAccidental Death and DismembermentInsuranceAll active, working AFT members have a 5,000 AccidentalDeath and Dismemberment policy. If a covered injury ordeath occurs as a result of a workplace accident, the policyprovides extra benefits. Coverage is not available to retireemembers or fair share payers.No-cost term life insurance for new members1www.aftbenefits.org888-423-8700New first-time AFT members are entitled to 5,000 ofterm life insurance coverage with MetLife for one year1NYSUT members, retirees and agency fee payers are not eligiblefor this coverage. Please call or check the website for availability inMontana and Washington state.
at absolutely no cost. New members must complete andsubmit the application for this coverage in the first 12months of membership.Auto and Home -9638 (877-238-9638)You have special access to personalized auto, homeowner’sinsurance with MetLife Choice. Quickly and easily compareand save with multiple quotes from highly rated carriers allin one place—in just minutes. Plus, save even more whenyou bundle auto andhome policies together.Renters -9638 (877-238-9638)Savings for renters through MetLife Choice, is offered byMetLife Auto & Home—your single source for finding theright coverage, at the right price, from the right carrier. Plus,save even more when you bundle auto and renters policiestogether.Term Lifewww.aftbenefits.org888-423-8700Voluntary term life insurance is designed to providefinancial protection for your loved ones in the event of apremature death.Not available in Montana and Washington state.Senior Term Life*www.aftbenefits.org888-423-8700Members and their spouses or domestic partners (ages 5574) can get economical Senior Term Life insurance to helppay final expenses and ensure peace of mind.Disability Income*www.aftbenefits.org888-423-8700This is a voluntary insurance program underwritten byMetropolitan Life Insurance Company that provides incomeif you are unable to work due to a covered accident orillness.Not available in Montana, New Hampshire or Washington state.
Free Trauma Counselingwww.aft.org/members-onlyThe new trauma counseling program is available to AFTmembers free of charge, in the one-year aftermath of acovered traumatic incident. You are covered 24 hours aday, 365 days a year if your incident involves any of thefollowing: domestic violence, aggravated assault, sexualassault, mass shooting, terrorism, or if you are infected,injured or traumatized by a disease during a major disaster.Coverage also includes incidents in your place of work ifyou are traumatized by contracting an infectious disease,witnessing a violent incident, bullying, harassment, threatsor secondary traumas.Voluntary Trauma Coveragewww.aft.org/members-onlyA new member-paid benefit allows for expanded coverageand is available for members to purchase for themselvesor their entire family at a reduced cost that is specificallyfor AFT members. This extends the coverage for membersbeyond the AFT’s free trauma counseling. It includesrecovery care, income replacement, a death benefit andoptional family coverage.Retiree Health bers, either headed into Medicare or duringMedicare’s open season, can use eHealth to compareMedicare Supplement Insurance, Medicare Advantage Plansand prescription drug plans to find the one best suited totheir budget, needs, medications and doctors.Pet Health Insurance*www.unionplus.org/AFTpets877-358-3944Get peace of mind as a pet parent. We’ve partnered withPets Best, a leading U.S. provider, to offer pet insuranceplans to AFT members. Pet insurance reimburses you onyour veterinary bills when your dog or cat gets sick orinjured.TRAVELHilton Hotelswww.aft.org/hotelsAFT members receive up to 12 percent off rates at the
Hilton chain hotels. Advance booking through the programwebsite required.Wyndham Hotels and Resortswww.aft.org/hotels877-670-7088Code: 8000000297Hotels: With nearly 9,000 participating hotels nationwide,you can save up to 20 percent on your next adventure.Advance booking through website or toll-free number withcode is required.Car 38Save up to 25 percent on car rentals, so you can gowherever life takes you.Southwest Airlines2www.aft.org/membersNow that AFT members are eligible for discounted travel onSouthwest Airlines, there’s never been a better time to takea trip. Access is through the AFT members-only webpage.Vacation Tourswww.unionplus.org/collette844-868-2685Take the vacation of your dreams. Save on traveldestinations around the world when you experience guidedtravel with Collette Vacations using your AFT discount.Theme Parkswww.unionplus.org/entertainmentWe’ve got savings for the kids and the kid in all of usat theme parks across the country. Requires advancereservations and payment through the website.2 Southwest’s “Wanna Get Away” fares are discounted only on selectroutes.
MORTGAGES AND HOME SERVICESAmalgamated Bank s program features competitive interest rates, exclusivediscounts, refinancing solutions and a program to helpfirst-time buyers (not yet licensed in all states; see websitefor more information).Union Plus Mortgage Companywww.unionplusmortgage.com855-864-6653Find competitive rates on a wide range of mortgageoptions, plus special benefits, including hardship assistancefor union members. This program is available to active andretired union members, their parents and children (not yetlicensed in all states; see website for more information).Real Estate e hundreds, even thousands, on your next home saleor purchase. Earn 50 cash back after closing for every 10,000 in home sale or purchase price while workingwith highly qualified, pre-screened, SIRVA-approved realestate agents. See Union Plus website for exclusions andlimitations.Save My Home bers facing foreclosure or mortgage issues can make afree call to a hotline staffed by HUD-trained counselors. Theprogram provider is a nonprofit consumer credit counselingagency and a reputable source of consumer advice.Home Protecting your family has never been easier or morebudget-friendly. SimpliSafe is an industry leader known forits competitive pricing, no long-term contracts and state-ofthe-art systems that are easy to set up. Plans start at only50 cents a day, and AFT members also have access to otherspecial-value offers from SimpliSafe.
Professional Moving Discountswww.unionplus.org/movingvansNorth American Van Lines: 888-813-9595Members get discounts on interstate moving, packing andin-transit storage.Hertz Vans & Trucks : 205666Save up to 25 percent on Hertz Vans & Trucks atparticipating locations.Budget Truck e: 56000127763Get 20 percent off do-it-yourself moves when you reservein advance.Auto Buyingwww.unionplus.org/autobuyingReceive pre-negotiated, upfront best-market pricing onnew cars and trucks without having to negotiate with thedealer. There is no cost to access the program. Receivea 100 rebate from Union Plus when buying a newunion-assembled vehicle.*New York State United Teachers members have similarprograms through NYSUT Member Benefits Trust. To obtainmore information about these plans, members can call800-626-8101.DISCLOSURESThe AFT has numerous endorsed programs listed in thisbrochure for which it receives expense reimbursements. Allpayments to the AFT are used solely to defray the costs ofadministering the AFT Member Benefits programs and,where appropriate, to enhance them.QUESTIONSaftplus@aft.org800-238-1133, ext. 8643AFT Member BenefitsMany of the AFT’s benefits are provided through UnionPlus. The programs listed in this brochure are current asof May 2020. Visit aft.org/benefits for new programs andenhancements.
Randi WeingartenpresidentLorretta Johnsonsecretary-treasurerEvelyn DeJesusexecutive vice presidentMAY 2020
74) can get economical Senior Term Life insurance to help pay final expenses and ensure peace of mind. Disability Income* www.aftbenefits.org 888-423-8700 This is a voluntary insurance program underwritten by Metropolitan Life Insurance Company that provides income if you are unable to work due to a covered accident or illness.
