WIXLIB

In Memoriam JANUARY 2022 Text TributesDebbie Welch GaskillBUTTESept. 9, 1955 - Oct. 19, 2021Sister Irene HanleyDied Nov. 14, 2021Bessie SchofieldSept. 5, 1925 - Nov. 10, 2021Dallas Orsen SkinnerMarch 24, 1939 - Dec. 21, 2021Patricia J. TysonSept. 28, 1943 - Nov. 2, 2021Health care directivesWhen you becometoo frail or sick tomake your owndecisions on end-of-lifehealth care, the emotional strain is passedto your family or lovedones. Not only can thiscause incredible stress,the avenue they take maynot be the route you hadin mind. Be open andhonest about your finalwishes.Don’t procrastinatewhen creating an advance-care plan. Ageisn’t the only factor thatshould be considered. Amedical crisis that leavesyou too ill to make yourown decisions couldstrike at any time.Emergency treatmentWithout a solid healthcare directive in place,family members maybe tasked with makingdifficult decisions foryour treatment. Here area few common instancesyou must have clear andlegal instructions regarding, as suggested bythe National Institute onAging. CPR: If your heartbegins beating with anabnormal rhythm, itcan be life threatening.Discuss with your family your opinions aboutresuscitation so they candetermine if CPR shouldbe administered. Ventilator: When youare unable to breathe onyour own, a ventilatorcan be used to keep youalive. It usually includes atube which is connectedto your trachea to ensureyou’re receiving enoughoxygen. Comfort care: Deciding how to keep you comfortable while suffering isanother factor you shouldhave clear instruction for.Consider instances likelimiting medical testing,Make a succession planIf you own your own business, youknow the importance of planning. Oneaspect many avoid is creating a succession plan in case of death. Building adetailed report of what is expected provides a way for your vision to continue.When preparing these documents,hiring the services of an estate attorney ishelpful. Their expertise can streamline theprocess of creating the plan and see to itthat your wishes are carried out. Don’t riskthe future of your business and family byfailing to create a solid succession plan.spiritual and emotionalcounseling, and painmedication.Types of facilitiesVisit different facilitiesto make the decision onwhere you will stay if youbecome disabled to thepoint you can’t take careof yourself. It’s importantto have a plan for differentstages of life. Here are afew to consider.If you require minimalassistance to live yourday-to-day life, an assisted living communityis a great option. Youhave the freedom to reside in your own spaceyet receive help in areaslike laundry services, prepared meals and personalcare.A nursing home is abetter option when youneed constant assistancefrom medical professionals. Here, you can receive24-hour supervision andhelp with daily necessities like bathing, grooming and medical management.In-home care is a greatoption for someone whowants to stay at homewhile receiving the samebenefits as an assisted-living facility. While itcan be expensive to call onmedical professionals tocome to your home, it is avery comfortable optionfor those needing help.9Buy-sell agreementsThe death or disability of a businessowner can destroy a company withouta detailed buy-sell agreement in place.According to the American ManagementAssociation, your agreement shouldcover the following terms: Who buys or sells; Under what conditions is the business transferred; The price and terms; and How the transaction is funded.Make sure to spend ample time decidingthe best avenues and strategies when handing over the business to capable hands.Involve an expertA good way to ensure all the bases arecovered is by hiring a succession plan consultant. Be honest about your role and importance to the business so they can helpfind a successor who shares the same goalsand talent to keep your company afloat.There will also be the issue of funding.If you’re a major contributor to supplyingfinancial resources, you will need a planin place to ensure the funds are still available. Inquire about a life insurance policythat will protect your business and theemployees and families who rely on it.Involve your familyTalk with your family and loved onesabout their vision for the future of thebusiness. The right succession plan willdepend on their decision to continue thebusiness or plan an exit strategy by selling.Wayrynen-richardsFuneral Home & CrematoryA Caring Tradition &Celebration of Life Since 1892We offer complete funeral facilities including a community center forpost funeral gatherings, a beautiful formal chapel and large viewingrooms for the care of you and your loved ones with dignity and respect.We’re here for youIn difficult times, it’s comforting to know you can rely onWayrynen Richards Funeral Home & Crematory with our 129 years ofexperience to help you and your family.When arranging something as important to your family as a funeral,consider the tradition, history and experience of one of Butte’soldest incorporated business.Now Offering immediate cremations starting at 1,799406-723-32211800 Florence Ave. Butte, Mt 59701wayrynen-richards.comfuneral home & cremator y

10 JANUARY 2022 In MemoriamPrepare for your funeralPlanning your funeral doesn’t haveto wait until sudden sickness setsin. Many people, in fact, startplanning their funerals decades in advance.A little work ahead of time can helplessen the financial burden that canaccompany a funeral.Being prepared can also take stressoff family members who will be leftwithout you to coordinate funeral arrangements.If you already have everythingpre-planned, more time can be spentcelebrating your life instead of takingcare of details that can be completed inadvance.You might think your job ends onceyou prepare a solid plan for yourestate. Don’t forget to periodicallyreview your legal documentation to reflect these major life events.A General ReviewEven if you don’t experience alife-changing moment, there is stillplenty of cause to review your plan. Oneof the big reasons is due to changes inlaws, regarding estate and gift-tax codes.These expensive alterations can haveserious consequences on the recipientsof your estate. Your local governmentcould also shuffle its probate code, trustlaw and laws of descent and distribution,affecting your plan.How to PlanBefore you can plan your funeraleffectively, you should decide exactlyhow you want the day to unfold. Sitdown with a local funeral director todiscuss options spanning burial, cremation, cost and contracts.The National Funeral Directors Association is one of the most reputableorganizations within the industry andcan provide you with a comprehensivelist of certified local directors who willsurely be ready to help you plan yourfuneral.Life Events that Require ReviewOnce you have a legally binding estateplan, life events can occur which requiremediation and updates to your plan.These are a few reasons your documentscould need a tune-up: A marriage or divorce; The birth or adoption of a new childor grandchild; Borrowing a significant amount ofmoney or large increases or decreases inthe value of your assets; or Alterations in federal or state lawsregarding taxes and investments.It can be difficult to realize which localand state laws are impacting your legacy.That’s why hiring the help of a professionalto manage your estate plan is key. They caneasily spot red flags that negatively impacttheir clients’ wishes and offer advice accordingly.Ask the Right QuestionsWhat services and products canyour local funeral home provide? Howmuch do they charge and how muchhave their rates increased over the past10 years? Do they offer any satisfactionguarantee?Asking the right questions whilepre-planning your funeral can offerfamily members peace of mind and ensure a meaningful end-of-life event.How Often You Should ReviewGet it in WritingAny credible funeral director willprovide you with a written contractthat explains both sides’ rights and obligations.You’ll want to make sure a few critical details are included in the contract.Among them: How much money will you depositbefore the funeral?Review yourestate planregularlyADOBE STOCK PHOTOS Is your cost locked in with today’spricing or is there a chance it could increase?Make sure to get this and all contingencies on paper.Also protect yourself and money withsome sort of opt-out clause in the caseof an emergency or funeral home goingout of business.— Green Shoot MediaFor those who have a large investmentportfolio or acquire assets regularly, special care is recommended to keep a closeeye on your value. Check with your localfinancial and estate professionals to ensure your plan is in order. Under certaincircumstances, they may recommend reviewing your legal documents on a moreregular basis.— Green Shoot Media

In Memoriam JANUARY 2022 11Estate planning mistakes to avoidIHow to choose cremation servicesMaking plans for your funeral is atough subject. Most people wouldrather skip the subject or opt tohave others plan their funerals. But thereality is procrastination or avoidancedoes not change reality.It’s also worth planning ahead becausefuneral costs can be a major burden onthe deceased’s family. Cremation services are becoming more popular thesedays because of high funeral costs. Theycan be a cost-effective alternative to traditional burials.It is always best to take care of detailsin advance.Making decisions in advance aboutcremation services can take the burdenoff loved ones during a painful time.Otherwise, they will need to make toughchoices while stressed and grieving.With cremation, the family doesn’thave to purchase an expensive casket.Loved ones may spend more money thanthey can afford in an effort to respect thememory of the deceased.But a cremation service is an affordable way to respectfully memorialize afriend or family member. The service canbe a peaceful time to grieve and remember.A funeral home may have a partnership or connection with a cremationcenter. They may have additional services, such as grief counseling or assistance with necessary paperwork.After the cremation, you will receivean urn. You can choose to bury the urn,keep it in your home or place it in a me-morial building.When searching for a cremationcenter, check with your family or friendsfor referrals. If you cannot get an appropriate referral, you might be able tojoin a cremation society. For a small fee,you will receive up-to-date informationabout your options and the process.Membership may also help you obtain alower cost on cremation services. Thesesocieties will provide assistance withmany details connected to the serviceand disposition of remains.The Internet Cremation Society andthe Cremation Society of North Americaare sources of information about cremation societies.Once you have narrowed your choices,consider how you feel about the staffof the cremation center. You shouldfeel comfortable asking questions. Theemployees should be knowledgeable,competent and pleasant. They shouldgive you all of the details about pricebreakdowns, and their process of makingashes for the urn.By doing a little research and choosingwisely, you can make the process a littleeasier for loved ones during a difficulttime.Discuss with your loved ones and family members their preference for whenthey pass. Talk with them and explainyour own so that there will not be anymisunderstandings or second-guessingafter the fact. While it is not the mostpleasant topic in the world, it will helpease some of the stress.t’s never too early for Americans to beginthe steps of planning for their death.While it can be a difficult subject toapproach, ensuring your assets and financial wishes are organized will make thingseasier for your family. Unfortunately,creating your final plan is not a one-timesituation. It requires diligence to ensure itis updated and on track.To get a good estate plan in place, youshould hire a financial advisor who is anexpert in the process. They will give you advice about updating your insurance policies,assist in keeping records and create a will.When choosing an expert, it’s imperativethat you feel comfortable because an optimal pre-planning strategy can be incrediblypersonal.Check out these tips from the Instituteon Aging to help avoid common mistakeswhen developing your plan.Don’t Avoid a Discussion withFamilytoward what happens after your death canhelp you make easier decisions.One topic you must address is who feelsmost comfortable when taking control ofmedical and financial matters if you are unable. There are two roles that must be filledwhen pre-planning.A healthcare power of attorney is someone with the responsibility of making medical decisions when you cannot. It’s crucial tobe clear with your wishes about remainingon life support and related circumstances.A financial power of attorney is taskedwith performing legal and financial dutiessuch as transferring money, paying billsand delegating funds for other expenses.When having this discussion, it’s essential to calm loved ones with the assurancethat nothing is wrong but you are adamantabout having a concrete plan in place.Don’t Forego Funeral PlanningEnsuring your funeral is planned andpaid for will create peace of mind for yourThis journey is not one to make alone. family in their time of grieving.It also is a beneficial way to create a serWhile it may be an uncomfortable conversation to have with loved ones, their input vice that celebrates your life as you see it.Longfellow Finnegan Riddle“We handle all the details: you focus on family and friends”Funeral Home & Cremation Services107 Oak St. Anaconda, MT 406-563-3371WHO WE AREAt times we encourage and empower,other times we need to just listen and let you talk.We aspire to be aware of your family’s needsthrough an emotional timeKyle Zimmerman, Manager-Funeral DirectorAnaconda Philipsburg Drummond Deer Lodgewww.longfellowfinneganriddle.com

In MemoriamTRIBUTE SECTIONRemembeR the loved ones lost with thisspecial tRibute sectionbe a part of our next In Memoriam tab inserting bi-monthlyin the montana standard.Future issues:march 2022 may 2022 July 2022 september 2022 november 2022mairomeMIncontact your sales rep today or call406.496.5546

Pat Pennell June 10, 1945 - Nov. 7, 2021 Mark Pesanti July 6, 1954 - Dec. 13, 2021 Oral Lloyd Pete Peterson Jan. 3, 1937 - Nov. 24, 2021 William David Peterson ANACONDA April 16, 1959 - Nov. 30, 2021 Frank Ronald Primozic July 1, 1933 - Dec. 1, 2021 Dorothy Dot Helen Brill Ratcli Dec. 28, 1934 - Nov. 20, 2021 Conan Boyd Rehm POWER