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NEW OPTION & MARGIN BROKERAGEACCOUNT APPLICATIONBrokerage Account Number9. TELL US HOW YOU WANT TO WORK WITH USServicing InstructionsPlease select your account options below. You may instruct us in writing at any time to change your selection.Proceeds from Sales - Choose oneWhen Dividends are Received - Choose oneHold proceeds in Brokerage Account*Hold in Brokerage Account*Send proceeds by check to mailing address of this BrokerageAccount**Send to me at the mailing address on this Brokerage Account*Subject to MMDA Sweep Terms and Conditions. **Sweep Investment Selections are not available with this account option.Money Market Deposit Account (“MMDA”)The People’s United Bank MMDA, described in the Money Market Deposit Account Sweep Terms and Conditions Disclosure, shall be your default InvestmentSelection and you understand that Available Cash in your People’s Securities Brokerage Account will be automatically transferred to and deposited in the MMDAat People’s United Bank, N.A. Available Cash transferred to the MMDA may be eligible for deposit insurance coverage through the FDIC, an independent agencyof the U.S. Government.Available Cash Balances will be deposited into the MMDA without restriction, even if the amount in the MMDA exceeds the limit of your FDIC deposit insurancecoverage at the Bank. You acknowledge that you are responsible for monitoring the total amount of deposits, including Certificates of Deposit, that aremaintained at the Bank in order to determine the extent of Federal Deposit Insurance Coverage available to you. People’s Securities will not be responsible forany insured or uninsured portion of the MMDA.To Opt-Out of the Default Investment Selection Check the Box Below:You do not want the People’s United Bank MMDA as your default Investment Selection. You are requesting to keep the Available Cash in your People’sSecurities Brokerage Account. You understand that you may contact People’s Securities at any time to request an alternate Investment Selection.10. TRUSTED CONTACT PERSON INFORMATION (optional)By choosing to provide information about a Trusted Contact Person (as defined in FINRA Rule 2165 - Financial Exploitation of Specified Adults),you authorize us to contact the Trusted Contact Person listed below and disclose information about your account to that person in the followingcircumstances: to address possible financial exploitation, to confirm the specifics of your current contact information, your health status, or obtain theidentity of any legal guardian, executor, trustee or holder of a power of attorney for your account, or as otherwise permitted by FINRA Rule 2165.I decline to provide information for a Trusted Contact Person.InitialsInitialsNote: Your back-up contact should not be a co-applicant.First NameM.I.Last NameSr.Relationship to Primary ApplicantJr.Home PhoneWork PhoneMobile PhoneE-Mail AddressAddress Line 1 Apt./Suite No.Address Line 2 City State ZIP CodePage 5 of 7PSI-904OMI 12/17Note:This form is not complete unless it contains all seven pages.

NEW OPTION & MARGIN BROKERAGEACCOUNT APPLICATIONBrokerage Account Number11. RELATIONSHIP PRICING DISCLOSURE & ACKNOWLEDGEMENTInitialsYou hereby authorize People’s United Bank, N.A. to share information on the types of retail banking accounts you may have at any giventime with People’s Securities, Inc. in order for us to provide you with any special pricing we may offer. The information shared may alsoinclude your name, address and social security number in order to match your banking accounts to your brokerage accounts.Retail Banking Relationship with People’s United Bank, N.A. (Check one):Advantage AccountOther Retail Banking AccountNo Retail Banking Relationship12. CUSTOMER ACKNOWLEDGEMENTS & SIGNATURE - PLEASE READ CAREFULLYBy signing this Application, you affirm that you are of legalage and have received and read this Application and anysupplemental documents including People’s SecuritiesCustomer Agreement as amended from time to time,People’s Securities Business Continuity Plan Disclosureand the People’s United Bank Privacy Notice governing thisrelationship. You affirm that the information you have providedis accurate and you agree to notify us of any changes in theinformation provided. You may obtain an additional copy ofthe People’s Securities Customer Agreement online at www.peoples.com/agreement or by calling 1-800-392-3009.You understand that telephone calls to People’s Securitiesmay be recorded, and you hereby consent to such recording.Reports of executions of orders and statements of youraccount shall be conclusive if not objected to in writing withinfive (5) days and ten (10) days, respectively, after transmittedto you by mail or otherwise.You understand that it is your responsibility to readthe prospectus for any mutual fund into which youpurchase or exchange. You have received and read theprospectus for the mutual fund in which you are investing— including, but not limited to, any money market mutualfund that you may choose — and you agree to the termsof the prospectus and the People’s Securities CustomerAgreement.YOU FURTHER ACKNOWLEDGE THAT PEOPLE’SSECURITIES DOES NOT PROVIDE TAX OR LEGALADVICE. YOU UNDERSTAND THAT PEOPLE’SSECURITIES, INC. IS NOT A BANK AND THATPSI-904OMI 12/17Note:Page 6 of 7INVESTMENTS OFFERED BY IT ARE NOT DEPOSITSOF OR GUARANTEED BY PEOPLE’S UNITED BANK,N.A. OR ANY OF ITS AFFILIATES. INVESTMENTS ARENOT INSURED BY THE FEDERAL DEPOSIT INSURANCECORPORATION (FDIC) OR ANY FEDERAL GOVERNMENTAGENCY. INVESTMENT PRODUCTS ARE SUBJECT TORISK, INCLUDING POSSIBLE LOSS OF THE PRINCIPALAMOUNT INVESTED.You understand that by applying for an option account you arealso applying for a margin account. You further understandthat trading in Options or on Margin is subject to the Optionand Margin Account approval by People’s Securities, Inc andmay require a review of your credit history. Margin borrowingand Options Trading involves additional risks and is notsuitable for all investors.People’s Securities is hereby authorized to lend, hypothecateor re-hypothecate separately, or with the property of others,either People’s Securities or to others, any property we maybe carrying for you on margin. This authorization appliesto all your accounts we carry and shall remain in force untilwe receive written notice of revocation at our main office inBridgeport, CT. If the undersigned shall consist of more than(1) individual, then obligations under this agreement shall bejoint and several.People’s Securities is a member of the Securities InvestorProtection Corporation (SIPC). You understand that you mayobtain information about SIPC, including the SIPC brochure byvisiting their website at www.sipc.org or by calling 1-202-3718300.This form is not complete unless it contains all seven pages.

NEW OPTION & MARGIN BROKERAGEACCOUNT APPLICATIONBrokerage Account NumberTax Withholding Certification - Please check all boxes that apply, and sign and date below.Primary Co-ApplicantU.S. Person: Under penalty of perjury, you certify that: (1) You are a U.S. citizen, U.S. resident alien, or other U.S. person, and theSocial Security Number or Taxpayer Identification Number provided in this Application is correct (or you are waiting for a number to beissued to me); and (2) You are not subject to backup withholding because: (a) You are exempt from backup withholding; or (b) You havenot been notified by the Internal Revenue Service (IRS) that you are subject to backup withholding as a result of failure to report allinterest or dividends; or (c) the IRS has notified me that you are no longer subject tobackup withholding.Certification Instructions: You must check this box if you cannot certify to item (2) above, meaning that you have been notified by theIRS that you are currently subject to backup withholding because you have failed to report all interest and dividends on your tax return.Non-Resident Alien: You certify that you are not a U.S. citizen, U.S. resident alien, or other U.S. person for U.S. tax purposes, and youare submitting the applicable Form W-8 with this form to certify your foreign status and, if applicable, claim tax treaty benefits.Note: By signing and dating this form, all applicants authorize the disclosure of their names, security position(s) and contact information, for purposes ofreceiving official communications concerning municipal securities, if relevant, to (a) an issuer of municipal securities; (b) a trustee for an issue of municipalsecurities in its capacity as trustee; (c) a state or federal tax authority; or (d) a custody agent for a stripped coupon municipal securities program in its capacityas custody agent. For more information, please see MSRB Rules G-8(a)(xi) and G-15(g)(iii)(A).PRE-DISPUTE ARBITRATIONThis account is governed by a pre-dispute arbitration clause, which appears on the last page of the People’s Securities Customer Agreement,and you acknowledge that you have received a copy of this clause.Primary Applicant SignatureCo-Applicant SignatureThe Internal Revenue Service does not require your consent toany provision of this document other than the certificationsrequired to avoid backup withholding.DateDateFOR INTERNAL USE ONLYOpened by Employee NameEmp. #Branch RCFARLIALBEBCustomer Account and Options Trading Approved:MarginA. Buying Calls or PutsB. Writing Covered CallsC. Spreading Puts or CallsCustomer Account Disapproved for MargiinCustomer Account Disapproved for OptionsCustomer Account Disapproved for Margin and OptionsNote: Accounts cannot be approved for Options without being approved for Margin.ROP NameSignature Approval DateDisclosure Booklet Provided on DateSignaturePage 7 of 7PSI-904OMI 12/17Note:This form is not complete unless it contains all seven pages.

ACCOUNT TRANSFER FORMACAT transfers generally require four (4) to six (6) days for completion. Any residual balances that remain with the deliveringbrokerage firm after your transfer has been completed, as a result of dividends etc., will follow within 90 days. Mutual Fundtransfers that are not ACAT Eligible could take up to 2 weeks for completion. Please provide all of the following informationin order to avoid delay. Complete this form and mail it to us at: People’s Securities, Inc., P.O. Box 31, Bridgeport, CT 066019933.To expedite your account transfer, the name(s)/title on the account to be transferred must match the name(s)/title on yourreceiving People’s Securities account. If the account titles do not match, a new brokerage account must be established withlike titles to accept the funds. Please see the information below for more detailed instructions.If you have any questions, please contact our Customer Service department at: (800) 392-3009.What to expect when transferring your accountMutual FundsNot all mutual funds can be held at all brokerage firms. Proprietary and money market funds must be liquidated prior totransferring them. Contact your tax advisor regarding possible tax consequences that may result from the liquidation of certainmutual funds and/or accounts. For more information, please contact the transferring firm directly, or our Customer Servicedepartment at (800) 392-3009 to find out if People’s Securities, Inc., is able to hold certain mutual funds.Margin and Options AccountsBefore initiating the transfer of a margin and/or options accounts with an existing debit balance and/or options contract intoPeople’s Securities, Inc., be sure that you have been approved for margin/options trading in your People’s Securities, Inc.,brokerage account. Contact our Customer Service department to ensure that your account meets People’s Securities, Inc.’s,margin/options requirements.Debit BalancesMany firms will charge fees to transfer your account, which may result in a debit balance once your transfer is completed.Fees that create debit balances must be resolved by either liquidating assets within your account or depositing a check in yourPeople’s Securities, Inc., brokerage account. To avoid transferring the account with a debit balance, contact your deliveringbroker to clear up any fees prior to transferring the account.PSI-546 02/2015

ACCOUNT TRANSFER FORMInternal Use:ACATBrokerage Account NumberNon-ACAT FullINFORMATION ABOUT THE ACCOUNT FOR WHICH YOU ARE TRANSFERRINGAccount Title at Current CustodianPrimary Account Holder Social Security No.Name of Institution (Brokerage Firm, Mutual Fund Company or Bank)Account No.Address of the InstitutionThe title on the account being transferred must match the People’s Securities account title.Institution’s Clearing No. (To Be Completed by People’s Securities, Inc.)IF YOU ARE TRANSFERRING FROM ANOTHER BROKERAGE FIRM, PLEASE COMPLETE THIS SECTIONTransfer all the assets in my account in kind (if you check this, there is no need to complete the remainder of this section)ORTransfer only those assets listed below. If you need additional spaces, simply provide the information requested below on a separate sheet of paper.Security/Mutual Fund NameFor Mutual Funds, please check one:SymbolQuantityReinvest my dividends; orSecurity/Mutual Fund NameSymbolQuantityIssue dividends in cashMoney market funds and most proprietary mutual funds held at brokerage firms cannot be transferred in kind. These funds must be liquidated prior to transfer.PLEASE READ THIS SECTION AND SIGN BELOWPer my instructions above, please transfer my securities account to People’s Securities, Inc., which has been authorized byme to make payment to you of the debit balances or to receive payment of the credit balance in my securities account. Iunderstand that to the extent any assets in my securities accounts are not readily transferable, with or without penalties, suchassets may not be transferred within the time frames required by the Financial Industry Regulatory Authority.Unless Otherwise indicated in the instructions above, I authorize People’s Securities, Inc., to liquidate any nontransferableproprietary money market fund assets that are part of my securities account and transfer the resulting credit balance to thereceiving organization. I understand that you will contact me with respect to the disposition of any other assets in my securitiesaccount that are nontransferable. If certificates or other instruments in my securities account are in your physical possession, Iinstruct you to transfer them in its name for the purpose of sale, when and as directed by me. I further instruct you to cancel allopen orders for my securities account on your books.I affirm that I have destroyed or returned to you any credit/debit cards and/or unused checks issued to me in connection withmy securities account.Account Holder DateJoint Account Holder DatePeople’s Securities Signature Employee No.Phone No. DateIMPORTANT: YOU MUST ATTACH A COPY OF YOUR MOST RECENT STATEMENTPSI-546 02/2015

ACCOUNT TRANSFER FORMFor People’s Securities Use OnlyReceiving Firm InformationName and Address:People’s Securities, Inc.Post Office Box 31Bridgeport, CT 06601-0031Attn: Cashier’s DepartmentTax ID Number: 06-1082686All DTC-Eligible SecuritiesDelivery to DTC: Clearing #0220, Code 40. All deliveries must include the client’s name and People’s Securities’ brokerageaccount number.Dividend Reinvestment for Equity SecuritiesTransfer all whole shares, liquidate all fractional shares and discontinue dividend reinvestment. All deliveries must include theclient’s name and People’s Securities brokerage account number.Physical Delivery of SecuritiesPeople’s Securities, Inc., 850 Main Street, Post Office Box 31, Bridgeport, CT 06601-0031, Attn: Cashier’s Department. Alldeliveries must include the client’s name and People’s Securities brokerage account number.Book-Entry GNMA SecuritiesPTC/GNMA, “BNQRC” FFC: People’s Securities, Inc., 268-00020-17 and client’s name. All deliveries must include the client’sname and People’s Securities brokerage account number.Fed Wireable Securities InstructionsABA 021000018, BK OF NYC/QUICK, FFC: People’s Securities, Inc., 268-00020-17 and client’s name. All deliveries mustinclude the client’s name and People’s Securities brokerage account number.Midwest Depository Eligible SecuritiesRegistered Securities - FINS #28470. Bearer Securities Symbol - “HRILOB.”Liquidated Money Fund and Transfer Cash According to Instructions Listed in the Sections Below Titled “Fed WiredMonies” or “Forward Checks”All deliveries must include the client’s name and People’s Securities brokerage account number.Fed Wired MoniesABA 221172186, People’s United Bank, N.A.A/C #001-7003197, People’s Securities, Inc.All deliveries must include the client’s name and People’s Securities brokerage account number.Forward Checks To:People’s Securities, Inc.P.O. Box 31Bridgeport, Connecticut 06601-0031Attn: Cashier’s Department.All deliveries must include client’s name and People’s Securities brokerage account number.PSI-546 02/2015

IRREVOCABLE STOCK ANDBOND POWERInternal InstructionsIMPORTANT - READ CAREFULLYRequirements For Sending Stock To PSI1. If the customer does not currently have an account with PSI, one must be opened before sending stock to PSI.2. All stock that is sent to PSI must be accompanied by a correctly completed Irrevocable Stock or Bond Powerform for each company unless the customer has signed the certificates.3. DO NOT complete Section I of the Stock Power form.4. Stock that is registered in more than one name must be accompanied by a Stock Power form that is signed byeach individual named on the stock certificate.5. If an individual named on a stock is deceased, or unable to sign for some reason, contact Customer Service at338-6550 for instructions.6. When a customer’s name has changed as a result of marriage, the customer should sign the stock in the namein which the stock is registered. They should then write, “now by marriage” and sign their new married name.7. When stock is registered as Custodian for a Minor (C/F), and the minor has reached the age of majority (21)and wishes to sell the stock and have the check made out in their name only, the custodian’s signature isrequired along with a copy of the minor’s birth certificate in order for a check to be made payable to the minor.The check cannot be made payable to the custodian alone.8. Treasury securities require special powers. Contact Customer Service at PSI at extension 6550 forinstructions.PSI-OL162 12/15INTERNAL INSTRUCTIONS

IRREVOCABLE STOCK ANDBOND POWERSECTION IFOR VALUE RECEIVED, the undersigned does (do) hereby sell, assign and transfer toFull NameAddressLEAVE BLANKCityStateZip Co

NEW OPTION & MARGIN BROKERAGE ACCOUNT APPLICATION Brokerage Account Number PSI-904OMI 12/17Note: This form is not complete unless it contains all seven pages. About this Application This is a Retail Brokerage Account Application for new accounts with Margin Trading Privileges or both Option and Margin trading privileges.