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Diversity & inclusionAcross the world, the PwC network employs people from diverse cultures andbackgrounds and with a wide range of experiences. When we bring together peoplewith different points of view, we get the best outcomes. It’s this diversity of talentthat allows us to help our clients build trust and solve complex problems.

Orchids everywhere - Over 200 speciesof Orchids grow wild on the island ofJamaica. Approximately 66 of the species areunique to Jamaica. There are over 1,000 speciesof trees and 500 species of ferns.August tober 28293031September come TaxBB 15BB 30JM 15LC 25TT 30Payroll TaxBB 15JM 14LC 7LC 15TT 1506TCI04VATBB 21JM 30LC 21TT 250705WithholdingBB 15JM 14

FintechFinTech is transforming the world of financial services and financial institutionsmust adjust their business models to prepare for the risks and take advantage of theopportunities to enable positive change in trade, health, employment, educationand many other aspects of our lives. And it’s not just the societal impacts – FinTechis good for business too. Those that capitalise on this FinTech-fuelled momentumcan bring true and lasting value to the industry and rebuild trust. At PwC, our teamshave the breadth and depth of experience and capabilities to provide you with thenecessary technology consulting services, to put you ahead in the marketplace.

Bermuda has more shipwrecksper square mile than anywhereelse in the world. Bermuda’sextensive reef system, combined withregular and forceful storms, results inthe perfect conditions for shipwrecks.September 18192021222324252627282930November 18192021222324252627282930October 22232425262829303101020405Income TaxTT 15132027TT03LC14BS, TCI21BVI, JM010203Payroll TaxBB 15BM 15JM 14LC 7LC 15TT 1504VATBB 21JM 29LC 21TT 2505WithholdingBB 15JM 14

Digital governmentWith innovation, new opportunities emerge to simplify the way in which citizens,governments, and the private sector communicate with one another. Digitaltechnology is revolutionising how organisations interact with stakeholders anddriving the adoption of new business models. Governments (along with financialinstitutions and other industries) are moving from traditional to cutting edge byintroducing digital solutions such as front-end processes including self-serviceportals, mobile consumer apps, and social media communication strategies. AtPwC, we combine our domestic and global expertise to help our clients pursue theseopportunities to maximise the benefits achievable with digital transformation.

The Parliament of Barbados is the3rd oldest in the Commonwealth.October 1819202122232425262728293031December 1819202122232425262728293031November 181920212223252627282930TCIBB10172401BM11BM, KY020304Payroll TaxBB 15JM 14LC 7LC 15TT 1501VATBB 21JM 29LC 21TT 2502WithholdingBB 15JM 14

BlockchainImagine a world in which it is possible to transfer assets, eliminate contractualdisputes and where trust is established between two parties without the needfor an intermediary — all on the internet. Securely. Confidently. With built-inaccountability. All this can be realised through blockchain. The most excitingthing about blockchain is that its true potential is still unknown. At PwC, we havethe knowledge and development capabilities to help identify how blockchain, canbenefit your organisation.

St Lucia is volcanic and one ofthe most mountainous islandsin Caribbean. It’s home to SulphurSprings, the “world’s only drive involcano” which vents sulfur into the airand heat pools of water above boiling.November 18192021222324252627282930January 25262728293031December 15161718192223242526CHRISTMAS DAYBOXING DAY29303105060701Income TaxTT 15BBJM 15TT 3102PayrollPayrollTaxTaxBBBB1515BMJM 1514JMLC 147TTLC 1515TT 1506LC07202127280304VATVATBBBB 2321JMJM 3131TTLC 2521TT 25WithholdingWithholdingBBBB 1515JMJM 1414

The BahamasName:Commonwealth of The BahamasLocation:20 28 N, 72 80 WCapital:NassauAirport(s):Lynden Pindling International - NassauArea: 13,878 km2 / 5,358 miles2Grand Bahama International - FreeportPopulation:351,461Currency: Bahamian Dollar (BSD)Languages:English (official)Motto:Forward, Upward, Onward, TogetherNational Holidays 2019Anthem:March On, Bahamaland1 JanuaryNew Year’s Day10 JanuaryMajority Rule Day19 AprilGood Friday22 AprilEaster MondayThere are no significant corporate or individual income tax filing deadlines in theCommonwealth of the Bahamas due to the absence of income taxes.7 JuneRandol Fawkes/Labour Day10 JuneWhit MondayThe main source of taxation in the Commonwealth of The Bahamas is derived from theimposition of customs duties on the importation of most goods.10 JulyIndependence Day5 AugustEmancipation Day14 OctoberNational Heroes’ Day25 DecemberChristmas Day26 DecemberBoxing DayDate of Independence: 10 July 1973 (from the UK)Principal Tax Filing & Payment DeadlinesThe Commonwealth of The Bahamas introduced a value-added tax (VAT) in 2015. VAT returnsand payments must be received within 28 days after the end of each tax period.

BarbadosName:BarbadosLocation: 13 10 N, 59 32 WCapital:BridgetownArea: 431 km2 / 166.4 miles2wAirport(s):Grantley Adams InternationalPopulation:287,349Languages:English (official)Motto:Pride and IndustryAnthem:In Plenty and In Time of NeedTax on Assets:Remittance of Tax on Assets by the 15th of the monthfollowing the three months periods ending February28, May 31, August 31 and November 30.Currency: Barbados Dollar (BBD)Date of Independence: 30 November 1966 (from the UK)National Holidays 20191 JanuaryNew Year’s DayIncome Tax: Estimated tax for individuals earning 25% of their income frombusiness/ rent due on 15 June, 15 September and 15 December. Thebalance must be paid on filing of the Income Tax Return by 30 April ofthe following year. Other individuals must pay 50% of the income taxdue on filing the Income Tax Return on 30 April of the following year andthe remainder on 30 September.21 JanuaryErrol Barrow Day19 AprilGood Friday22 AprilEaster Monday28 AprilNational Heroes’ DayCorporate Companies with Fiscal Periods Ended (FPE) Jan – Sep:Income Tax: Estimated tax payable by 15 September of current year. Income TaxReturn and final payment due by the following 15 March.1 MayMay Day10 JuneWhit Monday Companies with FPE Oct – Dec: Estimated tax payable by 15 Decemberof current year and 15 March of the following year. Income Tax Returnand final payment due by the following 15 June.1 AugustEmancipation Day5 AugustKadooment Day30 NovemberIndependence Day25 DecemberChristmas Day26 DecemberBoxing DayPrincipal Tax Filing & Payment DeadlinesWithholding: Remittance of tax deducted from payments made by the 15th of thefollowing month or within 7 days of the tax being withheld.Payroll: Remittance of PAYE and Social Security by the 15th of the followingmonth. Employer’s Annual PAYE Returns due by 28th FebruaryVAT: Filing of bimonthly VAT Return by the 21st of the month following theend of the VAT accounting period.

BermudaName:BermudaLocation: 32 20 N, 64 45 WCapital:HamiltonArea: 54 km2 / 20.6 miles2Airport(s):L.F. Wade International AirportPopulation:61,070Languages:English (official), PortugueseMotto:Quo Fata Ferunt [Whither the Fates Carry Us]Anthem:God Save the Queen (official)Currency: Bermudian Dollar (BMD)Date of Independence: Not applicable (overseas territory of the UK)Principal Tax Filing & Payment DeadlinesThere are no significant corporate or individual income tax filing deadlines in Bermuda dueto the absence of income taxes. Payroll taxes (applicable to employees normally residentin Bermuda) There are no significant corporate or individual income tax filing deadlines inBermuda due to the absence of income taxes. Payroll taxes (applicable to employees normallyresident in Bermuda) are payable quarterly on or before 15 January, 15 April, 15 July and15 October of each year.The main sources of taxation in Bermuda are payroll taxes and the imposition of customsduties on the importation of most goods.National Holidays 20191 JanuaryNew Year’s Day19 AprilGood Friday31 MayBermuda Day17 JuneNational Heroes’ Day1 AugustEmancipation Day2 AugustSomer’s Day2 SeptemberLabour Day4 NovemberPortuguese Day11 NovemberRemembrance Day25 DecemberChristmas Day26 DecemberBoxing Day

British Virgin IslandsName:British Virgin IslandsLocation:18 30 N, 64 30 WCapital:Road TownAirport(s):Population:Terrance B. Lettsome International Airport35,015 Currency: US Dollar (USD) is usedLanguages:English (official)Motto:Vigilate [Be Vigilant]Anthem:God Save the QueenDate of Independence: Not applicable (overseas territory of the UK)National Holidays 20191 JanuaryNew Year’s Day5 MarchHamilton Lavity Stoutt’s HolidayThere are no significant tax payment or filing deadlines in the British Virgin Islands dueto the absence of income, corporate, capital gains, or withholding taxes.12 MarchCommonwealth Day19 AprilGood FridayThe main sources of taxation in the British Virgin Islands are payroll taxes, businessregistration and annual licences fees, and import duties22 AprilEaster Monday8 JuneQueen’s Birthday10 JuneWhit Monday1 JulyTerritory Day5 AugustFestival Monday6 AugustFestival Tuesday7 AugustFestival Wednesday21 OctoberSt Ursula’s Day25 DecemberChristmas26 DecemberBoxing DayPrincipal Tax Filing & Payment Deadlines

Cayman IslandsName:The Cayman IslandsLocation: 19.30 N, 18.40 WCapital:George TownArea: 264 km2 / 102 miles2Airport(s):Owen Robert’s International Airport (Grand Cayman)Gerrard-Smith Airport (Cayman Brac)Edward Bodden Airfield (Little Cayman)Population:64,420Currency:Cayman Islands Dollar (CI )Languages:EnglishMotto:He Hath Founded it Upon the SeasAnthem:God Save the Queen (National Song: Beloved Isle Cayman)National Holidays 20191 JanuaryNew Year’s Day28 JanuaryNational Heroes’ Day6 MarchAsh WednesdayPrincipal Tax Filing & Payment Deadlines19 AprilGood FridayThere are no significant tax payment or filing deadlines in the Cayman Islands due to theabsence of income or capital taxes. The main sources of taxation in the Cayman Islands arethe imposition of customs duties on the importation of most goods and the levying of fees bygovernment for work permits, trade and business licences and other business related activities.22 AprilEaster Monday20 MayDiscovery Day10 JuneQueen’s Birthday1 JulyConstitution Day11 NovemberRemembrance Day25 DecemberChristmas Day26 DecemberBoxing DayDate of Independence: Not applicable (overseas territory of the UK)

JamaicaName:JamaicaLocation: 18 15 N, 77 30 WCapital:KingstonArea: 10,991 km2 / 4,243 miles2Airport(s):Norman Manley International (Kingston)Donald Sangster International (Montego Bay)Population:2,990, 561Languages:English (official), Jamaican CreoleMotto:Out of Many, One PeopleAnthem:Jamaica, Land We LoveCurrency: Jamaican Dollar (JMD)National Holidays 20191 JanuaryNew Year’s Day6 MarchAsh WednesdayPrincipal Tax Filing & Payment Deadlines19 AprilGood FridayIncome Tax: Declaration of Estimated Income & Tax Payable – 15 March. Quarterlyestimated tax payments – 15 March, 15 June, 15 September and 15December. Filing of Annual Income Tax Return for prior year plus final taxpayment – 15 March.22 AprilEaster Monday23 MayLabour Day1 AugustEmancipation DayWithholding: Remit tax/contractors levy deductible from payments made in each calendarmonth by the 14th of the following month along with the prescribed return.6 AugustIndependence Day21 OctoberNational Heroes’ Day25 DecemberChristmas Day26 DecemberBoxing DayDate of Independence: 6 August 1962 (from the UK)Payroll: Filing of Return of Employer’s Monthly Payroll Deductions and remittanceof PAYE, Education Tax, NIS, NHT and HEART contributions by the 14th ofthe following month. An Annual Employer’s Return in respect of all Payrolldeductions is due by 31 March after the calendar year end.VAT: Filing of monthly General Consumption Tax (GCT) Return along withpayment by the last working day (excluding Saturdays, Sundays and publicholidays) of the following month.

St. LuciaName:St. LuciaLocation: 13 53 N, 60 58 WCapital:CastriesArea: 616 km²/237.8 miles²Airport(s): George F. L. Charles Airport (Castries) Hewanorra InternationalAirport (Vieux Fort)Population:164, 464Currency:Eastern Caribbean Dollar (XCD)Languages:English (official), French PatoisMotto:The land, The People, The LightAnthem:Sons and Daughters of St. LuciaNational Holidays 20191 JanuaryNew Year’s Day2 JanuaryDay after New Year’s Day22 FebruaryIndependence Day19 AprilGood Friday22 AprilEaster Monday1 MayMay Day10 JuneWhit Monday20 JuneCorpus ChristiCorporate Tax is payable in installments on 25 March, 25 June, and 25 September ineach year of income, based on the preceding year’s income. Any remainderIncome Tax:is payable within three months of the end of the fiscal year.1 AugustEmancipation Day7 OctoberThanksgiving DayPayroll: Remittance of Social Security by the 7th of the following month. Remittanceof PAYE by the 15th of the following month.13 DecemberNational Day25 DecemberChristmas DayVAT: Filing of monthly VAT returns by the 21st of the month following the end ofthe VAT accounting period.26 DecemberBoxing DayDate of Independence: 22 February 1979 (from the UK)Principal Tax Filing & Payment DeadlinesIncome Tax: There is withholding of tax from salaries (pay-as-you-earn or PAYE) basedon tax codes obtained when employees register with the Inland RevenueDepartment. Tax withheld by employers is paid to the Inland Revenue ona monthly basis. Self-employed persons and individuals in partnershipsare required to pay instalments by 25 March, 25 June, and 25 September.Any additional tax due is payable with the PIT return by 31 March in thefollowing year.

Trinidad & TobagoName:Republic of Trinidad & TobagoLocation:11 00 N, 61 00 WCapital:Port-of-SpainAirport(s):Piarco International (Trinidad)ANR Robinson International Airport (Tobago)Population:1,372,598Languages:English (official), Hindi, Chinese, French-Patois, SpanishMotto:Together We Aspire, Together We Achieve1 JanuaryNew Year’s DayAnthem:Forged from the Love of Liberty4 MarchCarnival Monday5 MarchCarnival TuesdayArea: 5,128 km2 / 1,980 miles2Currency: Trinidad and Tobago Dollar (TTD)Date of Independence: 31 August 1962 (from the UK)Principal Tax Filing & Payment DeadlinesIncome Tax: Companies & Self-Employed Individuals: Payment of Estimated Income Tax/Corporation Tax/Petroleum Profit Tax, Unemployment Levy, Business Levy,Green Fund Levy – 31 March, 30 June, 30 September, 31 December. Supplemental Petroleum Tax is computed quarterly, to be paid and returnfiled by 15th of the month following the end of the quarter. Filing of Annual Income/Corporation/Petroleum Tax Returns for prior yearalong with final tax payment – 30 April.Withholding:Remittance of tax within 30 days of making chargeable payment.Payroll: Remittance of PAYE, National Insurance and Health Surcharge by the 15thof the following month.VAT: Filing of bimonthly VAT Return and payment due by the 25th of thefollowing month.National Holidays 201930 March Spiritual Baptist ShouterLiberation Day19 AprilGood Friday22 AprilEaster Monday30 MayIndian Arrival Day5 JuneEid Al Fitr19 JuneLabour Day20 JuneCorpus Christi1 AugustEmancipation Day31 AugustIndependence Day24 SeptemberRepublic Day27 OctoberDiwali25 DecemberChristmas Day26 DecemberBoxing Day

Turks & CaicosName:Turks and Caicos IslandsLocation:21 45 N, 71 35 WCapital:Cockburn Town (Grand Turk) Area: 430 km2/ 166 miles2Airport(s):Providenciales International AirportPopulation:33,740Languages:English (official)Motto:Beautiful by NatureAnthem:God Save the QueenCurrency: US Dollar (USD) is usedNational Holidays 20191 JanuaryNew Year’s Day11 MarchCommonwealth Day19 AprilGood FridayPrincipal Tax Filing & Payment Deadlines22 AprilEaster MondayThere are no significant tax payment or filing deadlines in the Turks and Caicos Islands due tothe absence of income taxes.27 MayNational Heroes’ DayThe main source of taxation in the Turks and Caicos Islands is the imposi

Turks & Caicos (TC) Abacus House Tropicana Plaza, Leeward Highway Providenciales (649) 946-4890 (649) 946-4892 PwC in the Caribbean. Cyber Cyber-threats are a clear and present danger to business. No longer just an IT . Payroll Tax BB 15 BM 15 JM 14 LC 7 LC 15 TT 15 VAT BB 21 JM 31 LC 21 TT 25 Withholding BB 15 JM 14. Technology services