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NOTICE OF ANNUAL GENERAL ASSEMBLY OFOwners’ Association – Gold TowerWhen: 28th November 2018 Tuesday, 15:00HRSWhere: Gold Tower Lobby, Promenade Floor, Jumeirah Lake TowersREGISTRATION OF OWNERS COMMENCING 15 MINUTES PRIOR TO MEETINGMEETING AGENDA1.Registration of persons present at the meeting2.Proxies3.Quorum4.Agenda items4.01Confirmation of AGA held on the 20th September 20174.02Adoption of Annual Report of the Board4.03Adoption of Annual Report of the Manager4.04Adoption of Financial Statements4.05Appointment of Auditor for 2018 FYE4.06Approval of General Fund Budget & Service Charges4.07Approval of Reserve Fund Budget & Service Charges4.08Resolution to adopt late payment fee of 1% per month for the service charge not paid within 30days4.09Adoption of PLACE Strata Management LLC as Owners Association Manager4.10That the board be authorised by the Owners Association to appoint service providers4.11Election of BoardIMPORTANT NOTICEIn accordance with Law 27 of 2007, only Owners or those with proxies or power of attorney of Units that have paid allservice charges will be permitted to attend and vote. If you are unable to attend the meeting, and you wish to berepresented, you should complete the proxy form appointing as your proxy a named person who will attend on yourbehalf. All proxies must be received by the Manager by the 24 hours before the commencement of the meeting.To ensure adequate seating is available, can you please confirm your attendance by the 15th Nov 2018 toautower@place.ae.PO Box 283393, Dubai, UAE T: 04 5546707 E: ahlan@place.ae www.place.ae Page 1 of 7
MEETING PROCEDURESQuorumA quorum for a General Assembly is made up by Owners present personally, by voting paper or by proxy whoseEntitlements together comprise 15% of the total Entitlements. If no quorum is present within 30 minutes of the timestated in the notice for the meeting to begin, then the meeting will stand adjourned to the same time and place sevendays later and the meeting shall proceed with the persons present personally, by voting paper or by proxy at theadjourned General Assembly. No further notice of the adjournment will be given.ProxiesAll proxies must be in writing on the form provided and returned to the Association Manager at least 24 hours beforethe commencement of the meeting. A person may not exercise proxy votes where the number of Units represented byproxy is greater than 10% of the total number of Units.Voting Instructions1.Where a unit is owned by more than one person:a.If a voting paper accompanied the notice of General Assembly, they may vote using the voting papersigned by all of them;b.If both a voting paper and a link to a web based electronic voting system accompanied the notice ofGeneral Assembly, they may register to vote and then vote using the electronic voting system; orc.They shall decide amongst themselves who shall exercise their vote and such vote must be exercisedby proxy.2.Where a unit is owned by a company:a.If a voting paper accompanied the notice of General Assembly, the company may vote by completingand signing the voting paper under its company stamp;b.If both a voting paper and a link to a web based electronic voting system accompanied the notice ofGeneral Assembly, the company may register to vote, provided voting is made by the duly authorisedperson using the electronic voting system; orc.3.The vote may be exercised by a proxy appointed by the company under its common stamp.An Owner cannot vote at a General Assembly if a service charge or penalty due to the Owners Associationhas not been paid.4.An Owner may request, before or after a vote, that a motion be determined by a poll of the entitlements ofvoters, instead of on the basis of one vote for each Unit.PO Box 283393, Dubai, UAE T: 04 5546707 E: ahlan@place.ae www.place.ae Page 2 of 7
MOTIONS1.Confirmation of Minutes(Simple Resolution)That the minutes of the Annual General Assembly held on the 20th September 2017, as circulated, be confirmed asan accurate account of the proceedings of that meeting.VOTE:YesNo2.Adoption of Annual Report of the Board(Simple Resolution)That the Annual Report of the Manager dated (date-month-year), as circulated be received.VOTE:YesNo3.Adoption of Annual Report of the Manager(Simple Resolution)That the Annual Report of the Manager dated (date-month-year), as circulated be received.VOTE:YesNo4.Adoption of Financial Statements(Simple Resolution)That the Financial Statements [01st January 2017 to 31st December 2017] and the associated Auditors Report, ascirculated be adopted.VOTE:YesNo5.Appointment of Auditor(Simple Resolution)That one of the listed auditors be appointed to audit the financial statements of the Owners Association for thefinancial year 1st January 2018 to the 31st December 2018.CompanyAmountHLB Hamt10,000.00Meralis12,000.00KSI Shah9,000.00YesNoPlease mark (x) your choice of appointed Auditor.PO Box 283393, Dubai, UAE T: 04 5546707 E: ahlan@place.ae www.place.ae Page 3 of 7
6.Approval of General Fund Budget and Services Charges 2018(Simple Resolution)That the General Fund Budget, as circulated, be adopted and General Fund Service Charges be determined asfollows: General Fund Service Charge per EntitlementPeriodDue Date01/01/18 – 31/03/1821/03/185.227501/04/18 – 30/06/1805/07/185.227501/07/18 – 30/09/1810/10/185.227501/10/18 – proval of Reserve Fund Budget and Services Charges 2017(Simple Resolution)That the Reserve Fund Budget, as circulated, be adopted and Reserve Fund Service Charges be determined asfollows:Reserve Fund Service Charge per EntitlementPeriodDue Date01/01/18 – 31/03/1821/03/180.5001/04/18 – 30/06/1805/07/180.5001/07/18 – 30/09/1810/10/180.5001/10/18 – 31/12/1810/12/180.50(AED)VOTE:YesNo8.Resolution to adopt late payment fee(Simple Resolution)That the penalty payment of 1% per month be adopted for the service charge not paid as per Law 27 of 2007.VOTE:YesNo9.Adoption of PLACE Strata Management LLC as Owners’ Association Manager(Simple Resolution)That PLACE Strata Management LLC appointment as Owners’ Association Manager be ratified.VOTE:YesNo10.Resolution to authorise the Owners’ Association to appoint service providers(Simple Resolution)That the Owners’ Association Board be authorised to make decisions to appoint service providers.VOTE:YesNoPO Box 283393, Dubai, UAE T: 04 5546707 E: ahlan@place.ae www.place.ae Page 4 of 7
11.Election of BoardI/We require that this voting paper, completed by me/us, be recorded as my/our vote in respect of the motions set out above.Signature(s) of Voter(s) .Name(s) of Voter(s) .Unit No.Date.PO Box 283393, Dubai, UAE T: 04 5546707 E: ahlan@place.ae www.place.ae Page 5 of 7
ELECTION OF BOARDIt is proposed to elect a Board for the Owners Association. If you would like to be nominated for the Board please forward your consent tonomination (below) to the Association Manager 24 hours prior to the meeting.The elections will be an open ballot held by a show of hands at the meeting unless those present at the meeting request the elections beconducted by secret ballot.FORM – CONSENT TO NOMINATION FOR BOARDContact DetailsName:Unit No:Address:Work Ph:Home Ph:E-MailMobile Ph:Documents Attached Title Deed Passport & Visa I undertake to obtain a Certificate of Good Conduct from Dubai Police Power of Attorney or Board Resolution (if Unit owned by a company) DeclarationI hereby consent to the nomination for a position / reserve position (delete which is not applicable) on the Board of the OwnersAssociation – Gold Tower, I am aware of the obligations of being a Board member and agree to abide by the Code of Conduct asoutlined below.SignatureDateELIGIBILITY CRITERIA Nominees to the Board must be owners whose name appears on the title of the property or if the title deed has not been issued the name in thesales agreement. Properties in the name of corporate entities may nominate a person to represent them via a stamped Board resolution and a duly authenticatedpower of attorney that is less than 3 years old. Owners and representatives must provide a passport copy. Owners and representatives must obtain a Certificate of Good Conduct from Dubai Police.CODE OF CONDUCT FOR BOARD MEMBERS1.A Board member must be committed to understanding the role of the Owners Association and the rules by which it operates.2.A Board member must act honestly and fairly in performing their duties and must not unfairly or unreasonably disclose information held by theOwners Association, including information about the Owner or occupier of a unit, unless authorized or required by law to do so.3.A Board member must act in the best interests of all Owners. All Board members should not approve contracts with any entity providing goodsand services to the property which the Board members owns, partly owns or is employed by.4.5.A Board member must not –(a)cause a nuisance on the Common Areas; or(b)otherwise behave in any way that unreasonably affects a person’s lawful use and enjoyment of a Unit or the common Areas.If a conflict of interest or potential conflict of interest arises at any time, then a Board member must before any debate or vote is taken on thematter to which the conflict relates:(a)disclose that conflict to the Board; and(b)abide by the decision of the Board as to whether they are to be permitted to participate in any debate or vote in respect of thematter.PO Box 283393, Dubai, UAE T: 04 5546707 E: ahlan@place.ae www.place.ae Page 6 of 7
PROXY FORM – FOR GENERAL ASSEMBLYOwner(s) DetailsName of Owner:Name or Co-Owner:Unit No:Work Ph:PO Box:Home Ph:E-MailMobile No:Attached:Title deed or PSA or Power of Attorney & Passport copyProxy Holder DetailsName of Proxy Holder:PO Box:Home Ph:E-MailMobile No:Attached:Passport & visa copyDeclaration of Owner(s)I / we hereby appoint the Proxy Holder named above as my proxy to vote on my / our behalf at: the General Assembly to be held on 28th Nov 2018 if adjourned, the date of the reconvened meeting on 05th Dec 2018 or for a 12 month period from the date of this proxy.Please tick preferenceSignatureDateSignatureDateDeclaration of Proxy HolderSignatureDateUSE OF PROXY1.An Owner (“Owner A”) who is the proxy for another Owner (“Owner B”) may vote both in Owner A’s own right and also as proxy ofOwner B.2.Where a Unit is owned by more than one person, the Co-owners must appoint by proxy a person to act as their representative. Therepresentative can be either a Co-owner or another person.3.Where a Unit is owned by a company, a person must be appointed by proxy to act as the company’s representative and the proxymust have attached a stamped copy of a Board resolution authorising the representative to act on behalf of the company.4.Where an Owner is deceased the vote may be exercised by their legal representative provided the Association Manager is reasonablysatisfied as to the status of such representative.5.A person may not exercise proxy votes where the number of units represented by proxy is greater than 10% of the total number ofunits.6.A vote by proxy must not be exercised at a General Assemblya)if the person who appointed the proxy is personally present at the Meeting, and is exercising the power to vote on a matter;orb)7.if the person who appointed the proxy has exercised a written or electronic vote on a particular motion.Persons signing under a Power of Attorney must forward a copy of the Power of Attorney with the proxy.Office Use OnlyOwner(s) name check Owner signed Proxy Holder signedDocuments attached Unit Financial Proxy ValidPO Box 283393, Dubai, UAE T: 04 5546707 E: ahlan@place.ae www.place.ae Yes / NoPage 7 of 7
Gold TowerAnnual Report of the Owners Association Board1
ContentsIntroduction . 3Board Member Participation . 3Achievements .4Challenges . 5The Future . 62
IntroductionGold Tower Owners Association Board Members would like to welcome you to the 2018 AnnualGeneral Assembly.The Board would like to present the report of the previous year’s activities and offer explanatorynote of the work achieved over the past 12 months and the challenges being faced by theassociation.Board Member ParticipationThe Board is made of respected businessmen representing their company and volunteering theirtime at no cost for the benefits of Gold Tower. Our role, together with our appointed AssociationManager – PLACE, is to build your community to make Gold Tower the most sought aftercommercial property in Dubai.NameCompanyBoard PositionVikash KukarAdvait Consultants DMCCChairmanRishad MoloobhoyRichmond InternationalVice ChairmanMahesh MendaWorld of ElectricalsBoard MemberJames GarbuttDMCCABoard MemberSaahil MehtaSaahil DMCCBoard MemberEsam BallaClarksons DMCCBoard MemberHami JewelleryBoard Member(Represented by Sharine Hassan)Mohsen Hami3
AchievementsItemDescriptionCurrent StatusBenefits to OAThe FutureCollections of overService ChargeOngoingNo Cash Flow issues,Goal to reach90% since 2013collection rate onimprovement onless risk of increasing100% collectionaveragecollection processfeesrateIncrease of OARevenue generation forOngoingAdditional revenue toFurther revenueRevenuethe OA -Elevision,OAthroughutility and access cardsimplementation ofincome generatingideas.Fire DrillFire Drill to beCompletedconducted with DubaiBuilding safety andTo constantlysecurityimprove theCivil Defenceemergencyresponse plan andbe prepared forany emergency.SIRA-CCTVPerimeter camerasRenewalwere required by SIRACompletedBuilding safety andCompliance tosecuritycurrent securityand safetyapproved consultantregulationsLegal actionLegal assistance hasagainst Agedbeen resolved toDebtorsrecover aged serviceconcerns withcharges.defaultersDuracell – TheIn partnership withGreat BatteryChallengeOngoingLegal action againstRecovery of agedAged Debtorsdebts; resolveRecycling of usedRaise communityDuracell and DMCC, thebatteries in an effortawareness inOA approved a Duracellto protect theproper disposal ofrecycling bin in Groundenvironmentbatteries; fosterFloor LobbyOngoingenvironmentalsustainability4
ChallengesThe following are the challenges that have faced the association since inception and the actionsbeing taking by PLACE Community Managers, the Owners Association and related parties toresolve.ItemCurrent StatusActionThe FutureNoptic Scanning / BuildingNoptic scanning by DMCCReputed contractors toUpon completion ofFaçadecontractor to identifyproceed with cradle repair;scanning, full report isNickel Sulphide inclusionsareas which are beyond offor DMCC’s review; glassthat are beyond acceptablecradle for furtherreplacement to bethreshold is on hold due torecommendation fromadvised by DMCC.cradle repair maintenanceDMCC contractorsand areas which are notaccessible by a cradle.Energy ManagementComprehensive ways toNon-essential lights andSavings in energyProgrammanage utility consumptionequipment are switched offconsumption and cost.and cost are being sought.when not in use; otherspecialized energyconsulting contractorswere sought to proposefurther recommendation2018 Budget ApprovalApproval of budget throughRequired documents andOnline processing ofMollak system is stillnew process includingservice charge budgetongoing (new online systembudget review throughapprovalfor budget approval.RERA accredited Mollakauditor is ongoingThe above challenges require support from external and specialized contractors and proposalsfor further review and approvals. Some are progressing slower than anticipated due to reasonsout of Association’s control. PLACE and the Owners’ Association Board are working together andusing all means to ensure that these issues are addressed properly.5
The FutureThe Board’s main objective for 2019 is to continue to find ways for a more comprehensive energymanagement solution thereby reduce consumption and cost.The initial report from noptic scanning which identifies Nickel Sulphide inclusions is beingreviewed by DMCC and would further advise the community regarding the next required action.There has been challenges with regard to the functionality of the cradle which would soon beaddressed.The opening of Owners Association’s own bank account through Escrow will be processed as perthe requirement of RERA. A smart service resource called Mollak is now in use to process budgetapproval and building registration.The Board reaffirms their aim to serve you better, enhance and to further elevate Gold TowerCommunity. With the assistance of PLACE as your Owners Association Manager and DMCC inJLT Community, we are looking for ways to improve our services.We welcome feedback and openly invite owners of Gold Tower to assist in the running of theAssociation. Together we can make Gold Tower ‘the’ destination for commercial activity.Owners Association Board Members6
GOLD TOWERMANAGER’S ANNUALSUMMARY REPORTSubmitted with Delight byDated31 Oct 2018Page 1 of 19
Gold TowerManager’s Annual Summary ReportTable of ContentsPLACE Message.3Financial Summary for 2018 .4Soft and Hard Services .52018 Budget and Service Charge .7Frequently Asked Questions .10Page 2 of 19
Gold TowerManager’s Annual Summary ReportPLACE MessageDear Valued Owner,PLACE Community Managers would like to welcome you to the upcomingAnnual General Assembly for Gold Tower – JLT as outlined in the meeting“notice”, accordingly, we attach the following:1. Notice convening Annual General Meeting (“Notice”);2. Agenda;3. Proxy form;You will note from the Notice that the Annual General Assembly for theOwners Association will take place on the 28th Nov 2018, at Gold TowerLobby –JLT (Promenade Floor).Owners are invited to peruse the attachments to this letter and are alertedto the following issues:1. Notice of Annual General AssemblyPlease note the date, time and venue. If you know or hear of any Owner whodoes not receive this notice, please inform PLACE and provide their contactdetails.2. Agenda3. Proxy forms4. MotionsPlease complete the details carefully and attach the relevant documents.Please ensure your proxy brings to the Annual Assembly their passport and/ or Emirates ID for identification purposes. The Owner should attach a copyof their passport to the proxy form.We point out that the participation of Owners is encouraged, and those whodo not take the time to participate will lose their votes.We envisage a fair and transparent process with all Owners having theopportunity to attend and be heard but also by law agreeing to abide by thedecisions made by the Owners Association at the Annual General Meetingand their elected representatives.We look forward to your attendance and participation.Page 3 of 19
Gold TowerManager’s Annual Summary ReportFinancial Summary for 201814.002018 Budget Vs 2017 ActualsCategory2017 Actuals2018 ve Fund1.502.00Master Community2.752.75Surplus(0.90)(0.81)TOTAL Page 4 of 192017 Actuals2018 Budget
Gold TowerManager’s Annual Summary ReportSoft and Hard ServicesAll supply contracts are scoped and tendered in line with bestb. MEP ServicesMEP services include, operation and monitoring of the mechanical,electrical and plumbing systems required for the safe,practice for association management and the most suitable serviceenvironmentally friendly operation of modern buildings.providers selected. Where a supply contract exists or quotationsPlanned Preventative Maintenance schedules have beenhave been obtained, these costs are included in the budget. PLACEregularly review service provider contracts and evaluate key areasof improvement such as performance and cost savings. Ourtechnical and commercial expertise help us to analyse contracts,determine future budgets and predict expenses.a. Security Servicesimplemented and adhered to in the building to ensure thelongevity and functionality of all mechanical electrical andplumbing related equipment is maintained.c. Housekeeping Services:Frequent facility walk around was being carried out in the buildingSecurity Services comprises of guarding and active patrolling- theto improve and maintain the levels of housekeeping in all publicmanpower strength was as per the agreed contractual terms andand common areas.100% attendance was achieved month on month.The primary function of the security officers is to provide efficientand effective protection to all people, property and premises thusensuring the safety and security of all tenants, employees, visitors,contractors, suppliers and property within the building.Page 5 of 19d. Fire DrillThe drill comes as part of civil defense’s annual plan foremergency exercises and drills.
Gold TowerManager’s Annual Summary ReportOngoing and completed activities the yearInsurance Ongoing Security TrainingThe Owners Association has insured your building and common Fire Drill with Civil Defence – at the time of this report,areas to its full replacement value.this was completed on 16th April 2018 Enhancement of Security System – external cameras wereinstalled in the external perimeter area of the tower Procurement of Proposals - Comprehensive EnergyManagement SolutionThe Owners Associationbuilding policy covers the building structure and all common areasincluding common facilities. The policy does not cover the contentor fittings inside units and all owners should ensure that they haveadequate cover for the inside of their unit.The Owners Association also has public liability insurance for thecommon areas. Owners must have their own cover for the contentsinside of their unit.The following insurance has been effected on behalf of the ownersassociation:Insurer: Abu Dhabi National Insurance CompanyPolicy Number: D13120000649Expiry Date: 30/11/2018 (renewal process is ongoing)Page 6 of 19
Gold TowerManager’s Annual Summary Report2018 Budget and Service ChargeBelow is the approved service charge for your review:CategoryRate per Sq. ement0.81Insurance0.28Reserve Fund2.00Master Community2.75Surplus(0.81)TOTAL (Net)22.91RATE PER SQ.FTMasterCommunityReserve 3%1%Management3%Utilities52%Page 7 of 19
Gold TowerManager’s Annual Summary ReportPage 8 of 19
Gold TowerManager’s Annual Summary ReportNote: Below diagram shows the process of finalizing your servicechargesTendering of serviceproviders by PLACEobtaining competitivecostBudget preparedbased nominatedservice providersHistorical costincluded in Budget egutilityResource allocationDifferent buildings and communities require different services.PLACE regularly evaluate the on-site staff requirements and adjustbudgets accordingly. Also as part of our periodic review ofresources PLACE looks for ways of improving performance byBudget approved byBoardBudget presented toBoard for approvalRevenue items addedto budgetemploying new technology and operational methods based oninternational best practice. This continual development in themanagement of our resources has a substantial and positive effecton the budget.Budget sent to RERAfor approvalRERA approvesBudgetInvoices issuedtoOwnersPLACE has considered the following aspects when calculating theService Charge:Historical costsThe actual expense trends from the previous year are evaluatedbased on individual cost items. Depending on the operational plan,it is decided whether or not to include them again in the followingyear’s budget. In addition, our hands-on experience from daily siteoperations gives us further insight into the various aspects ofaccurate budgeting and cost savings.Page 9 of 19Service provider contractsAll supply contracts are scoped and tendered in line with bestpractice for association management. Where a supply contractexists or quotations have been obtained, these costs are includedin the budget. We regularly review service provider contracts andevaluate key areas of improvement such as performance and costsavings. Our technical and commercial expertise help us to analysecontracts, determine future budgets and predict expenses.Current market trendsDue to the current environment, the market rate for many serviceshas changed recently. PLACE endeavours to stay abreast of themarket conditions and adjust budgets accordingly.
Gold TowerManager’s Annual Summary ReportFrequently Asked QuestionsWhat does your Service Charge pay for?The Service Charge (SC) is each owner’s annual contributiontowards their quota of the shared cost of operating and maintainingthe community. The SC rate is calculated with your board and isbased on the estimated annual expenditure of the community forthe operation and maintenance of the common property as well aseach Communities share towards the operation of the MasterCommunity. All Service Charge amounts are approved by RERA.The Service Charge consists of the following;General FundThe General fund includes the routine operational, maintenance,administration and management cost involved in managing yourcommunity. A few of the common items that may be includedinclude; Common area hard and soft services including all MEP,security and pest control services Utility consumption of common areas including water,electricity and chilled waterPage 10 of 19 Building common area insurance Common area lighting located in corridors, lobbies, façade,aircraft warning and emergency lighting Amenities such as swimming pools, gyms, function rooms,recreational areas, business centres, and spas. Firefighting and fire alarm systems, including detectors,pumps, generators, sprinklers Access controls systems, CCTV, gate barriers and BuildingManagement System Landscaping and water features Elevators Garbage Chute and waste collection Administration cost including printing, postage, SMS, bankcharges, auditor fees, Management cost and legal fees.
Gold TowerManager’s Annual Summary ReportReserve FundMaster Community ChargeA reserve or sinking fund is a fund collected over a period of timeThe Master Community Charge is a fee charged to everyto be used to cover any major long term expenses for items that arecommunity. This covers the cost for management, maintenance,no longer covered under warranty. It is important to maintain aupkeep and operation of the Master Community Areas which arerobust reserve fund to split the cost over a longer period of timenot covered in the general fund. Such items of expenditure leviedand to avoid a very large bill in one service charge year. A list ofby the Master Community may include;items your sinking fund could be used for may include; Roads and pavements Fire Alarm System Waste collection, sewage systems and drains Pumps Landscaping, lakes, and parks Water Tanks Roofs Re carpeting or re tiling of common areas Painting or wallpapering of common areas LiftPage 11 of 19
Gold TowerManager’s Annual Summary ReportNEW - Mollak ChargesNEW – Introduction of VAT (Value Added Tax)With the launch of major developments and projects in the realStarting 01st January 2018, VAT was implemented inestate sector of Dubai in particular, communities with commonthe UAE and as determined by VAT decree law andproperty, an electronic web-based service called MOLLAK wasthe VAT executive regulations, it was required todeveloped by RERA for the purpose of registering ownersinclude a 5% Value Added Tax (VAT). Note that VATassociations forming part of Jointly Owned Property.was outlined separately on the invoicesEffective this year, this is the only process whereby an ownersassociation can obtain an operating license, commence operationsincluding the upload of service charge budget, review, approval andinvoicing. Please below charges which is project based and ismandatory to be paid in order to have the project registered onMollak System.SN1Mollak SystemAuditors Charges breakdownUnit Balance verification and uploadAmount(AED)11,340.00(One-time cost of the project)Cost is AED 30 per unit (378 Units X 30 )2One-time Budget Upload cost intoWaived OffMollak System AED 2,0003Building Net Sellable Area- 381,781Sq.ft12,500.00(Recurring charge every year)TotalPage 12 of 1923,840.00
Gold TowerManager’s Annual Summary ReportWhat is the Owners Association?Owners Association (OA) is the cornerstone of a community thatimportantly YOU, as an owner. Your active participation in thecreates an environment in which all owners and residents canoperation of the OA by means of voting for resolutions, fulfillingenjoy their homes and common areas. It gives continuity to thefinancial and social obligations will make all the difference.community, preserves the architectural integrity and maintainsThe vision of the OA is typically
General Assembly, the company may register to vote, provided voting is made by the duly authorised person using the electronic voting system; or c. The vote may be exercised by a proxy appointed by the company under its common stamp. 3. An Owner cannot vote at a General Assembly if a service charge or penalty due to the Owners Association
