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Advant1screditunionWITI-I US YOU CANPERSONALMONEY MANAGEMENTWORKBOOK
Personal Money Management WorkbookInstructions for flling out your workbook:Step One: General Information.Tell us about yourself.Step Two: How May We Help You?Write down what you want to achieve by speaking with the fnancial educator.Is there anything the educator should know about your fnancial situation?Step Three: Your Monthly ExpensesThis information is necessary for us to assess your spending pattern.Step Four: Your Periodic ExpensesNote expenses which occur infrequently or change every month.Step Five: Your Financial ObligationsList your credit cards, car loans and other types of loans on this page.Step Six: Make An AppointmentContact George or Ryan to schedule an appointment:George Beardmore(800) 940-5009 EXT. 702george@beardmoreconsultantservices.comRyan Beardmore(800) 940-5009 EXT. 701ryan@beardmoreconsultantservices.comYour completed packet is important in helping us identify solutions. Please don’t hesitate to call if you have anyquestions about what information to include.1
Family ist and prioritize your fnancial goals for the next 1-2 years1.2.3.4.5.NET INCOME (TAKE HOME) 2
Basic Monthly ExpensesEXPENSEDUE DATEEXPENSEPAYMENTHOUSING:PET CARE:Rent/MortgageFood/Etc.Condo Fee/DuesVeterinarianStorage FeeDEPENDENT CARE:UTILITIES:Day Care/SitterElectricityDiapersGas or Oil HeatAlimonyWaterChild eClub/Union DuesLong netPERSONAL:Cable GasolineToiletries/CosmeticsBus FareCigarettes/TobaccoParking/Tolls/Etc.Health ClubFOOD:NewspaperGroceriesDry CleaningHousehold SuppliesENTERTAINMENT:Lunches (work/school)Meals portsLifeVideo RentalsHealthFEES:OtherCheckingHEALTH CARE:ATMPrescription MedicinesSAVINGS:DoctorSavings AccountDentistIRA ContributionCounselingCollege FundEDUCATION:MISCELLANEOUS:DUE DATEPAYMENTTuitionBooks and FeesRoom and BoardTOTALTOTAL 0.003 0.00
Periodic cAuto InsuranceAuto MaintenanceGifts - Holiday, BirthdaysVacationProperty TaxesHome MaintenanceTax Preparation FeesTaxes Due (Owe)Tuition/Books/FeesSpecial EntertainingClothing PurchasesSubscriptionsTOTAL: 0.00GRAND TOTAL: 0.00 0.000.00 0.00 0.00 0.00 0.00 0.00DIVIDE BY 12 0.004 0.00 0.00 0.00 0.00MONTHLY AVERAGE
Outstanding Financial ObligationsThe following information must be complete and accurate. All debts must be listed, including those to friends andfamily. List debts in order of balances with the largest balances frst. If additional space is needed, please use thereverse side.CREDITORTOTALSBALANCE 0.00MONTHLYPAYMENT 0.00INTERESTRATE %%%%%%%%%%%%%%%%%%%%%%%%INTERESTPAID 0.005DUE DATEAMOUNTPAST DUE/REMARKS
PERSONAL . MONEY MANAGEMENT . WORKBOOK . Personal Money Management Workbook . Instructions for flling out your workbook: Step One: General Information. Tell us about yourself. Step Two: How May We Help You? Write down what you want to achieve by speaking with the fnancial educator.
