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PrintResetSaveAlternative Investments Addendum andCustody AgreementAccount InformationCustomer Name Individual/Entity/Business/TrustAccount NumberAdditional Owner/Authorized Individual NameAddendum to AgreementThis is an addendum to the Fidelity Customer Agreement and/orthe Fidelity Brokerage Retirement Account Customer Agreement(“addendum”) between you and Fidelity Brokerage Services LLC(“FBS”), National Financial Services LLC (“NFS”) and, if applicable,Fidelity Management Trust Company (collectively, “Fidelity”), governing the Fidelity Account referenced above (“Account”). By signingbelow, you hereby direct Fidelity to custody certain publicly ornonpublicly traded alternative investment assets as described in theattached Alternative Investment Asset Acceptability Guidelines document, incorporated herein by reference (“Alternative Investments”),which you may from time to time direct Fidelity to hold, purchase, orredeem on your behalf, in your Account pursuant to your instruction.Fidelity agrees to hold Alternative Investments in your Account solelyin accordance with the terms and conditions of this addendum,the Fidelity Customer Agreement and/or the Fidelity BrokerageRetirement Customer Agreement and, if applicable, the FidelityIRA Custodial Agreement and Disclosure Statement, Fidelity RothIRA Custodial Agreement and Disclosure Statement, and/or FidelitySIMPLE IRA Custodial Agreement and Disclosure Statement (hereafter, “Fidelity IRA Custodial Agreement and Disclosure Statement”)governing your Account.Fidelity reserves the right to accept, not accept, or terminate thecustody of any Alternative Investments at any time for any reasonin its sole discretion, including those Alternative Investments it haspreviously accepted.Scope and Allocation of Responsibilities1. Your Responsibilities2. Fidelity’s ResponsibilitiesYou acknowledge that you will have the sole responsibility for theinvestment, review, and management of the Alternative Investments.You will take full responsibility for determining the appropriatenessand suitability of the Alternative Investments, for reviewing the termsof all offering and disclosure documents and agreements affectingor pertaining to the Alternative Investments, and for monitoring theAlternative Investments for any conversion, reorganization, exerciseoptions, or other corporate actions. You are responsible for monitoringyour Account statements to confirm the accuracy of any informationrelating to the Alternative Investments and the required payment dueto you or from you, if any, relating to the Alternative Investments.You acknowledge that Fidelity shall implement instructions it receivesfrom you and/or, if applicable, your authorized agents to hold, purchase, redeem, or sell on your behalf the Alternative Investments.You understand and agree that Fidelity is not responsible fordetermining the appropriateness or suitability of the AlternativeInvestments in your Account. Any documentation regarding theAlternative Investments required by Fidelity will be used solely forinternal/operational purposes. Fidelity shall not undertake to reviewor assume responsibility for the terms and conditions or contents ofsuch documentation, including, but not limited to, appropriatenessor suitability, restrictions of ownership, rights of transfer, financialstatements, or the adequacy of disclosure or compliance with applicable laws, rules, and regulations.If the Account is a Fidelity IRA, a Fidelity Roth IRA, a FidelitySIMPLE IRA (hereinafter, “Fidelity IRA”), or a Fidelity Non-PrototypeRetirement Plan Account, you hereby represent that you assume fullresponsibility for reviewing the terms of the investment, and herebyrepresent that maintaining the Alternative Investments in such atax-advantaged retirement account does not and will not violatethe terms and conditions of the applicable Fidelity IRA CustodialAgreement and Disclosure Statement or plan document as applicable, nor constitute a prohibited transaction as defined under theEmployee Retirement Income Security Act of 1974 (ERISA) and theInternal Revenue Code (IRC) and related regulations, interpretations,and guidance, and is otherwise in compliance with all applicablelaws, rules, and regulations. With respect to such tax-advantagedretirement accounts, you represent that holding the AlternativeInvestments is in compliance with all applicable laws, rules and regulations, including the IRC and ERISA. In addition, you represent thatyou assume full responsibility for satisfying applicable IRS minimumrequired distribution requirements, notwithstanding the unique liquidityand valuation challenges applicable to Alternative Investments.You acknowledge and agree that Fidelity shall have no responsibilities with respect to the Alternative Investments other than:(a) t o hold the Alternative Investments in nominee’s name or, ifapplicable, in your name;(b) t o purchase, redeem or sell on your behalf the AlternativeInvestments in accordance with your and/or your authorizedagent’s instructions, subject to satisfaction of Fidelity’s custodyrequirements;(c) t o reflect the Alternative Investments on Account statements insuch form as Fidelity may deem appropriate;(d) t o credit the Account with any earnings or principal paymentsreceived by Fidelity with regard to the Alternative Investments;(e) w hen required by law, to forward to you any issuer communications received by Fidelity with respect to the AlternativeInvestments; andScope and Allocation of Responsibilities continues on next page.1.850848.104Page 1 of 4028470101

3. Scope and Allocation of Responsibilities, continued(f) t o perform the duties of the IRA Custodian in accordancewith the terms of the appropriate Fidelity IRA CustodialAgreement and Disclosure Statement governingyour Account, if applicable.You further acknowledge and agree that Fidelity shall have noresponsibility for monitoring the Alternative Investments, or yourdirection to purchase, redeem, or sell the investments, to ensurecompliance with their respective terms, for taking any actions tocollect on any amount owed to you, or for otherwise enforcingyour rights with respect to the Alternative Investments. If yourAccount is a tax-advantaged retirement account such as a FidelityIRA and the Alternative Investments generate unrelated business taxable income, you understand and acknowledge that Fidelity is not afiduciary with respect to the Account and will not prepare any returnsor perform any tax reporting required as a result of liability incurredfor tax on unrelated business taxable income.Valuation and Reporting of Alternative Investments1. General Termsthe Alternative Investment sponsor or Fidelity’s pricing vendor.Alternative Investments that are displayed as “when issued” willYou acknowledge and agree:be valued at 1.00 and the unit/share quantity will reflect the dollar investment amount. Once the series/class and the quantity/(1) that Alternative Investments that are not publicly tradedprice data are received from the Alternative Investment sponsor orgenerally lack a liquid market and that the value of suchFidelity’s pricing vendor, the transaction and position will be adjustedAlternative Investments may be difficult or impossible toto reflect the unit/share amount at the price received directly fromascertain; andthe Alternative Investment sponsor or Fidelity’s pricing vendor.(2) that any estimated value reflected on your Account statement Fidelity uses a confirmation and/or statement from the Fund Sponsoris for informational purposes only, may not be current, andto confirm the units/shares that an investor receives for the dollarmay be significantly different from the actual market value or investment made. Until the units/shares are known, a placeholderthe liquidation value of such Alternative Investments. If theof 1.00 unit/share is used for the transaction and position untilAccount is a tax-advantaged retirement account for whichthe Sponsor confirmation and/or statement is received. The marketFidelity acts as IRA Custodian, you further acknowledge andvalue for this position may reflect a different value due to the 1.00understand that Fidelity is required to provide a report ofunit/share until the Fund Sponsor confirmation and/or statement iscertain transactions, as well as the fair market value of yourreceived. Fidelity will utilize the latest price, if available, providedAccount in accordance with IRS requirements.by the Fund Sponsor or a third-party pricing vendor to calculate anestimated unit/share quantity until the confirmation and/or statement2. Source of Valuation and Reporting on Account Statementsis received from the Fund Sponsor. Upon receipt of the confirmaAlternative Investments shall be valued and displayed on Accounttion and/or statement, Fidelity will adjust the original transaction tostatements as follows:reflect the confirmed units/share quantity in the investor’s account. If Alternative Investments are publicly traded, Fidelity will display the If prices for the Alternative Investments are not readily available,Fidelity will hold Alternative Investments at their purchase price (cost)market price on your Account statement per its normal practices.until a valuation is received as set forth above. Fidelity reserves the I f valuation is not available or practical to receive through itsright, at its discretion, to not hold an Alternative Investment if it doesnormal pricing practices, Fidelity will request a valuation from anot receive an updated price.third-party pricing vendor that Fidelity deems appropriate in itsFidelity shall have no responsibility for, nor does Fidelity review orsole discretion.guarantee the accuracy of, any valuation, even if the valuation was G enerally, if a valuation is not ascertainable through a thirdobtained from a third-party pricing vendor selected by Fidelity.party pricing vendor, Fidelity will request a valuation fromFidelity will not confirm, review, or otherwise evaluate any assetthe general partner, manager, or issuer in a form and mannervaluation. You further understand that if your Account is a taxacceptable to Fidelity.advantaged retirement account for which Fidelity acts as IRACustodian, Fidelity may be required by the IRS to obtain a value forAdditionally for new purchases, subscriptions for Multi-Class/Multithe Alternative Investments prior to a distribution from such Account,Series Alternative Investments, on confirmations and statementspurchases/positions as applicable, will be reflected as one unit under and that such valuation may delay any requested distributions fromyour Account, including minimum required distributions.a “when issued” CUSIP until the actual series/class is provided byFeesYou acknowledge that Fidelity is accepting custody of the AlternativeInvestments as an accommodation to your express instructions topurchase or hold the Alternative Investments in your Account asindicated above.You also acknowledge that Fidelity reserves the right to chargeadditional fees in compensation for its processing and other costsassociated with the Alternative Investments. To the extent thatFidelity intends to begin charging such additional fees, you will beprovided notice prior to the first time the fee is debited from yourAccount. You further acknowledge that you have the responsibilityto ensure that sufficient funds are available to cover applicable fees;otherwise the transaction request will not be processed.Form continues on next page.1.850848.104Page 2 of 4028470102

Acknowledgement of RiskTo induce Fidelity to custody the Alternative Investments, you herebyacknowledge and agree that Fidelity will use its reasonable effortsin connection with performing the functions requested herein andthat Fidelity assumes no responsibility or liability whatsoever for thevalidity, accuracy, or enforceability of the documents evidencingownership of the Alternative Investments. You acknowledge thatinvesting in publicly or nonpublicly traded securities, includingthe Alternative Investments in your Account, can be very risky.You acknowledge that you are responsible for determining thenature, potential value, and the suitability of the AlternativeInvestments. Fidelity has not provided any advice or guidance on the suitability of the Alternative Investments for you,your Account, or the value of the Alternative Investments. Youacknowledge that certain Alternative Investments may not becovered by SIPC or by any additional insurance coverage inexcess of SIPC otherwise made available by FBS and/or NFS. Youacknowledge that Fidelity has not conducted any due diligence,review, or evaluation, of any kind, of the Alternative Investmentsthat you own or may own or that you may direct Fidelity to purchase or redeem on your behalf, in or from your Account.Indemnification and Hold HarmlessBy signing below, you hereby agree to indemnify and hold Fidelity,its affiliates, and their respective officers, directors, employees,and agents, and their respective successors and assigns, harmlessfrom and against any and all losses, liabilities, demands, claims,and expenses, attorneys’ fees, and taxes arising out of any actionsby Fidelity, you, or your agents in connection herewith that are notcaused by Fidelity’s gross negligence or willful misconduct. Youfurther agree to indemnify and hold Fidelity harmless from anyconsequences of your investment in the Alternative Investments,including, but not limited to, financial failure of any kind, informationerrors provided to Fidelity by the issuer, its officers or employees, orany valuation services, or any misfeasance, fraud, or misappropriationof funds by the publicly or nonpublicly traded entity, its officers,employees, or agents. You also agree to indemnify and hold Fidelityharmless from any and all consequences relating to the valuationof the Alternative Investments, including, but not limited to, claimsarising out of valuations provided to Fidelity by a third-party pricingvendor, general partner, manager or issuer, or other pricing entity.This provision shall survive the termination of this addendum andshall be binding upon, and inure to the benefit of, each party’srespective successors, assigns, heirs, and personal representatives.Fidelity reserves the right to enforce the provisions of this Addendumas described herein at any time, except to the extent there wouldbe a conflict with ERISA or the IRC, or any related rules, regulations,or guidance.TerminationYou acknowledge that this addendum may be terminated for anyAlternative Investments in any Account (in part or in its entirety) byany party at any time upon written notice to the other parties in theaddendum. In the event of termination, all parties will cooperatein the prompt transition of such Alternative Investments to anothercustodian of your choice, and the terms of the Fees section and theAcknowledgement of Risk section shall survive with respect to anyAlternative Investments held by Fidelity at the time of termination,and the Indemnification and Hold Harmless section shall survivethe complete termination of the addendum. If Fidelity resigns asthe IRA Custodian, the value of the Alternative Investments may beincludable in income unless you elect to transfer or roll over suchAlternative Investments to another IRA provider or retirement plan.The amount reported to the IRS will be in accordance with the valuation and reporting terms in this addendum. You should consult witha tax advisor regarding any questions about the tax implications ofsuch a distribution and the options available to you.Modification and EnforcementWe may amend or terminate this agreement at any time. This mayinclude modifying services and policies, including but not limitedto adding or changing fees or charges, changing eligibility requirements for custody of Alternative Assets at Fidelity, or changingfeatures or service of custody, within the limits of applicable laws.Signatures and DatesAlthough it is our policy to send notice to Account owners of anymaterial changes, we are not obligated to do so in most cases.Outside of changes originating in these ways, no provision of thisagreement can be amended or waived except in writing by anauthorized representative of Fidelity.Form cannot be processed without signatures and dates.By signing below, you: A ffirm that you have read, understood, and agree to be bound bythe terms and conditions in this Addendum. A cknowledge that you have been advised by Fidelity to consulta tax advisor before completing any transaction involving theAlternative Investments, and you have not received any tax advicefrom Fidelity. Instruct Fidelity to debit the applicable fees from the specifiedAccount, including but not limited to the fees as described inthe Fees section. Agree that, should any adverse consequences result from anytransaction involving the Alternative Investments, you will not holdFidelity responsible in any way. Understand that this agreement is binding on successors and assigns.Signatures and Dates continues on next page.1.850848.104Page 3 of 4028470103

10. Signatures and Dates, continuedPrint Owner/Authorized Individual NameDateMM DD YYYYDateMM DD YYYYDateMM DD YYYYS I GNOwner/ Authorized Individual SignaturePrint Additional Account Owner NameSIGNAdditional Account Owner SignaturePrint Additional Account Owner NameSIGNAdditional Account Owner SignatureDid you print the form? Have all owners signed? Send the form andany necessary documents to Fidelity.Questions? Contact your Fidelity Representative.Use postage-paid envelope OR deliver to:Regular or Overnight mailAlternative Investments DepartmentAttention: Asset ReviewNational Financial Services, LLC499 Washington Blvd.Jersey City, NJ 07310On this form, “Fidelity” means Fidelity Brokerage Services LLC and its affiliates. Brokerage servicesare provided by Fidelity Brokerage Services LLC, Member NYSE, SIPC. 464551.6.0 (07/18)1.850848.104Page 4 of 4028470104

Iroquois Valley through a brokerage account. CHARLES SCHWAB & CO, INC FIDELITY (NATIONAL FINANCIAL SERVICES) 250,000 minimum account balance . Self-Directed 401(k), or BrokerageLink (self-directed brokerage) accounts. A signed Fund Subscription Agreement must accompany this request, if applicable. You must sign this form and .