WIXLIB

LiveWell ModelsAccumulationConservativeModerateModerate GrowthGrowthAggressive GrowthIncomeHigh IncomeDiversified IncomeAsset allocation and diversification do not ensure a profit or guarantee against loss; theyare methods used to help manage risk.Fund option by Asset ClassLarge ValueAmerican Century Value RBlackRock Equity Dividend AColumbia Dividend Opportunity RColumbia Select Large-Cap Value RJHancock Disciplined Value R1Lord Abbett Fundamental Equity R3Pioneer Equity Income RLarge BlendAmerican Century Sustainable Equity RAmerican Funds Invmt Co of Amer F1American Funds Washington Mutual F1ClearBridge Dividend Strategy RColumbia Contrarian Core RFidelity Advisor Large Cap MFranklin Rising Dividends RInvesco Main Street RJHancock Fundamental Large Cap Core R1MassMutual Select Equity Opports R3MM S&P 500 Index R3PIMCO StocksPLUS RLarge GrowthAlger Capital Appreciation Instl RAmerican Century Disciplined Growth RAmerican Century Ultra RAmerican Funds Growth Fund of Amer F1ClearBridge Large Cap Growth RFidelity Advisor Growth Opportunities MFidelity Advisor New Insights MFranklin DynaTech RIvy Large Cap Growth RMassMutual Select Blue Chip Growth R3Pioneer Fundamental Growth RT. Rowe Price Blue Chip Growth RT. Rowe Price Growth Stock RMid ValueAmerican Century Mid Cap Value RDWS ESG Core Equity RJanus Henderson Mid Cap Value RPage 6 of CNXPFGRXRRBGXRRGSXAMVRXMIDQXJDPRXTransamerica Small/Mid Cap Value AMid BlendCalvert Mid-Cap AClearBridge Mid Cap RMM S&P Mid Cap Index R3Mid GrowthEaton Vance Atlanta Capital SMID-Cap RFederated Hermes Kaufmann RFidelity Advisor Mid Cap II MInvesco Discovery Mid Cap Growth RIvy Mid Cap Growth RJanus Henderson Enterprise RSmall ValueFidelity Advisor Small Cap Value MJanus Henderson Small Cap Value RRoyce Opportunity RSmall BlendInvesco Main Street Small Cap RIvy Small Cap Core RSmall GrowthClearBridge Small Cap Growth RFederated Hermes Kaufmann Small Cap RIvy Small Cap Growth RJanus Henderson Triton RLord Abbett Developing Growth R3International LargeAmerican Funds Europacific Growth F1ClearBridge International Growth RFidelity Advisor Intl Capital App MInvesco International Diversified RInvesco International Equity RInvesco Oppenheimer International Growth RJanus Henderson Overseas RT. Rowe Price International Value Equity RTempleton Foreign RTransamerica International Equity AInternational SmallAberdeen International Small Cap RFidelity Advisor Intl Small Cap MInvesco International Small-Mid Company RWorld StockAmerican Funds New Perspective F1BlackRock Advantage Global AFranklin Mutual European RInvesco Global RInvesco Global Focus RInvesco Global Opportunities RJanus Henderson Global Research REmerging MarketsAberdeen China A Share Equity Fund RAberdeen Emerging Markets RAmerican Century Emerging Markets XGOPRXGEMRXAEMRX

Templeton Developing Markets RTempleton Emerging Markets Small Cap RCommodities/Precious MetalsInvesco Gold & Special Minerals RPIMCO Commodity Real Return Strategy RCommunicationsFidelity Advisor Telecommunications MEnergy/Natural ResourcesFidelity Advisor Materials MIvy Energy RIvy Natural Resources RFinancialFidelity Advisor Financial Services MHealthEaton Vance Worldwide Health Science RFidelity Advisor Biotechnology MIndustrialsFidelity Advisor Industrials MReal EstateAmerican Century Global Real Estate RDWS RREEF Real Estate Securities RFidelity Advisor Real Estate MTechnologyColumbia Seligman Global Technology RFidelity Advisor Technology MIvy Science & Technology RUtilitiesFranklin Utilities RBalancedCalvert Balanced AColumbia Income Builder REaton Vance Balanced RFidelity Advisor Strategic Div & Inc MFranklin Income RFranklin Mutual Shares RJanus Henderson Balanced RLord Abbett Multi-Asset Income R3Transamerica Multi-Managed Balanced ARisk-Based AllocationFidelity Advisor Asset Manager 30% MFidelity Advisor Asset Manager 50% MFidelity Advisor Asset Manager 70% MFidelity Advisor Asset Manager 85% MTarget Date AllocationAmerican Century One Choice 2020 RAmerican Century One Choice 2030 RAmerican Century One Choice 2040 RAmerican Century One Choice 2050 RAmerican Century One Choice in Retirement RWorld AllocationBlackRock Global Allocation AFranklin Mutual Quest icalAberdeen Focused U.S. Equity RALPS Red Rocks Global Opportunity RPIMCO All Asset RShort-Term BondLord Abbett Short Duration Income R3MassMutual Premier Short-Duration Bd R3PIMCO Low Duration RPIMCO Short-Term RIntermediate BondColumbia Quality Income RInvesco Core Bond RJanus Henderson Flexible Bond RLord Abbett Income R3PIMCO Total Return RPioneer Bond RWestern Asset Core Plus Bond RMultisector BondColumbia Strategic Income RFidelity Advisor Strategic Income MLord Abbett Bond-Debenture R3PIMCO Income RPioneer Strategic Income RWorld BondPIMCO International Bond (USD-Hedged) RTempleton Global Bond RTempleton Global Total Return REmerging Markets BondColumbia Emerging Markets Bond RHigh Yield BondColumbia High Yield Bond RIvy High Income RLord Abbett High Yield R3PIMCO High Yield RInflation ProtectionAmerican Century Inflation-Adjusted Bond RPIMCO Real Return RBank LoanLord Abbett Floating Rate R3Government BondAmerican Century Ginnie Mae REaton Vance Government Opportunities RConvertible BondLord Abbett Convertible R3Nontraditional BondPIMCO Dynamic Bond RMoney MarketFederated Hermes Government Obligations LRRRXAGMWXERGOXLCFRXPUBRXGORXXPage 7 of 12

Fund option by Fund FamilyTickerAberdeenColumbia Dividend Opportunity RRSOOXColumbia Emerging Markets Bond RCMBRXAberdeen China A Share Equity Fund RGOPRXColumbia High Yield Bond RCHBRXAberdeen Emerging Markets RGEMRXColumbia Income Builder RCBURXAberdeen Focused U.S. Equity RGLSRXColumbia Quality Income RCUGUXAberdeen International Small Cap RWPVAXColumbia Select Large-Cap Value RSLVRXColumbia Seligman Global Technology RSGTRXColumbia Strategic Income RCSNRXAlgerAlger Capital Appreciation Instl RACARXALPSALPS Red Rocks Global Opportunity RDWSLPERXAmerican Century InvestmentsDWS ESG Core Equity RMIDQXDWS RREEF Real Estate Securities RRRSXAmerican Century Disciplined Growth RADRRXEaton VanceAmerican Century Emerging Markets RAEMRXEaton Vance Atlanta Capital SMID-Cap RERSMXAmerican Century Ginnie Mae RAGMWXEaton Vance Balanced RERIFXAmerican Century Global Real Estate RARYWXEaton Vance Government Opportunities RERGOXAmerican Century Inflation-Adjusted Bond RAIARXEaton Vance Worldwide Health Science RERHSXAmerican Century Mid Cap Value RAMVRXFederated HermesAmerican Century One Choice 2020 RARBRXFederated Hermes Government Obligations TrustGORXXAmerican Century One Choice 2030 RARCRXFederated Hermes Kaufmann RKAUFXAmerican Century One Choice 2040 RARDRXFederated Hermes Kaufmann Small Cap RFKKSXAmerican Century One Choice 2050 RARFWXFidelity InvestmentsAmerican Century One Choice in Retirement RARSRXFidelity Advisor Asset Manager 30% MFTTNXAmerican Century Sustainable Equity RAFDRXFidelity Advisor Asset Manager 50% MFFTMXAmerican Century Ultra RAULRXFidelity Advisor Asset Manager 70% MFTASXAmerican Century Value RAVURXFidelity Advisor Asset Manager 85% MFEYTXFidelity Advisor Biotechnology MFBTTXAmundi PioneerPioneer Bond RPBFRXFidelity Advisor Financial Services MFAFSXPioneer Equity Income RPQIRXFidelity Advisor Growth Opportunities MFAGOXPioneer Fundamental Growth RPFGRXFidelity Advisor Industrials MFCLTXPioneer Strategic Income RSTIRXFidelity Advisor Intl Capital App MFIATXFidelity Advisor Intl Small Cap MFTISXBlackRockBlackRock Advantage Global AMDGCXFidelity Advisor Large Cap MFALGXBlackRock Equity Dividend AMDDVXFidelity Advisor Materials MFMFTXBlackRock Global Allocation AMDLOXFidelity Advisor Mid Cap II MFITIXFidelity Advisor New Insights MFNITXCalvertCalvert Balanced ACSIFXFidelity Advisor Real Estate MFHETXCalvert Mid-Cap ACCAFXFidelity Advisor Small Cap Value MFCVTXCapital Group American FundsFidelity Advisor Strategic Div & Inc MFTSDXAmerican Funds Europacific Growth F1AEGFXFidelity Advisor Strategic Income MFSIAXAmerican Funds Growth Fund of Amer F1GFAFXFidelity Advisor Technology MFATEXAmerican Funds Invmt Co of Amer F1AICFXFidelity Advisor Telecommunications MFTUTXAmerican Funds New Perspective F1NPFFXFranklin Templeton InvestmentsAmerican Funds Washington Mutual F1WSHFXFranklin DynaTech RFDNRXFranklin Income RFISRXFranklin Mutual European RFMURXColumbia Threadneedle InvestmentsColumbia Contrarian Core RPage 8 of 12CCCRX

Franklin Mutual Quest RFMQSXClearBridge International Growth RLMGRXFranklin Mutual Shares RTESRXClearBridge Large Cap Growth RLMPLXFranklin Rising Dividends RFRDRXClearBridge Mid Cap RLMREXFranklin Utilities RFRURXClearBridge Small Cap Growth RLMPOXTempleton Developing Markets RTDMRXWestern Asset Core Plus Bond RWAPRXTempleton Emerging Markets Small Cap RFTESXLord AbbettTempleton Foreign RTEFRXLord Abbett Bond-Debenture R3LBNRXTempleton Global Bond RFGBRXLord Abbett Convertible R3LCFRXTempleton Global Total Return RFRRGXLord Abbett Developing Growth R3LADRXInvescoLord Abbett Floating Rate R3LRRRXInvesco Core Bond ROPBNXLord Abbett Fundamental Equity R3LAVRXInvesco Discovery Mid Cap Growth ROEGNXLord Abbett High Yield R3LHYRXInvesco Global Focus RGLVNXLord Abbett Income R3LAURXInvesco Global Opportunities ROGINXLord Abbett Multi-Asset Income R3LIXRXInvesco Global ROGLNXLord Abbett Short Duration Income R3LDLRXInvesco Gold & Special Minerals ROGMNXMassMutual FundsInvesco International Diversified ROIDNXMassMutual Premier Short-Duration Bd R3MSDNXInvesco International Equity RQIVNXMassMutual Select Blue Chip Growth R3MBCNXInvesco International Small-Mid Company ROSMNXMassMutual Select Equity Opports R3MFVNXInvesco Main Street ROMGNXMM S&P 500 Index R3MMINXInvesco Main Street Small Cap ROSCNXMM S&P Mid Cap Index R3MDKTXInvesco Oppenheimer International Growth ROIGNXPIMCOIvy InvestmentsPIMCO All Asset RPATRXIvy Energy RIYEFXPIMCO Commodity Real Return Strategy RPCSRXIvy High Income RIYHIXPIMCO Dynamic Bond RPUBRXIvy Large Cap Growth RWLGRXPIMCO High Yield RPHYRXIvy Mid Cap Growth RWMGRXPIMCO Income RPONRXIvy Natural Resources RIGNRXPIMCO International Bond (USD-Hedged) RPFRRXIvy Science & Technology RWSTRXPIMCO Low Duration RPLDRXIvy Small Cap Core RIYSMXPIMCO Real Return RPRRRXIvy Small Cap Growth RWSGRXPIMCO Short-Term RPTSRXPIMCO StocksPLUS RPSPRXPTRRXJanus Henderson InvestorsJanus Henderson Balanced RJDBRXPIMCO Total Return RJanus Henderson Enterprise RJDMRXRoyce & AssociatesJanus Henderson Flexible Bond RJDFRXRoyce Opportunity RJanus Henderson Global Research RJDWRXT. Rowe PriceJanus Henderson Mid Cap Value RJDPRXT. Rowe Price Blue Chip Growth RRRBGXJanus Henderson Overseas RJDIRXT. Rowe Price Growth Stock RRRGSXJanus Henderson Small Cap Value RJDSRXT. Rowe Price International Value Equity RRRIGXJanus Henderson Triton RJGMRXTransamericaJohn Hancock InvestmentsROFRXTransamerica International Equity ATRWAXJHancock Disciplined Value R1JDVOXTransamerica Multi-Managed Balanced AIBALXJHancock Fundamental Large Cap Core R1JLCRXTransamerica Small/Mid Cap Value AIIVAXLegg MasonClearBridge Dividend Strategy RLMMRXPage 9 of 12

LiveWell ModelsPowered by Morningstar Investment AggressiveGrowth20% 80%40% 60%60% 40%80% 20%95% 5%Western Asset Core Plus Bond R28%23%17%10%3%Pioneer Bond R17%13%11%7%—PIMCO Low Duration R12%7%3%——Lord Abbett Short Duration Income R38%7%3%——American Century Value R8%12%15%18%21%ClearBridge Large Cap Growth R3%8%5%6%6%Templeton Foreign R3%5%7%8%11%PIMCO Real Return R8%6%4%——Templeton Global Bond R5%3%2%2%—ClearBridge Mid Cap R——3%4%8%Aberdeen Emerging Markets R—4%7%12%12%Fidelity Advisor Real Estate M2%2%2%2%3%Invesco Oppenheimer International Growth R4%6%8%10%12%Eaton Vance Atlanta Capital SMID-Cap R—2%3%5%5%T. Rowe Price Blue Chip Growth R——5%7%9%American Century Mid Cap Value R2%—3%4%5%Janus Henderson Small Cap Value R—2%2%5%5%Asset-Class Breakdown: Equity Fixed IncomeLess riskShorter investment time horizonLess volatileAsset allocation (and/or diversification) does not ensure a profit or guarantee against loss; it is a method to help manage risk.Page 10 of 12More riskLonger investment time horizonMore volatile

LiveWell ModelsPowered by Morningstar Investment ManagementHigh IncomeDiversified Income20% 80%40% 60%Western Asset Core Plus Bond R21%11%PIMCO Income R12%17%Franklin Income R10%6%Pioneer Strategic Income R8%5%Templeton Global Bond R7%7%Lord Abbett Short Duration Income R34%2%Lord Abbett High Yield R38%4%BlackRock Equity Dividend A2%10%T. Rowe Price International Value Equity R4%10%PIMCO Real Return R6%7%Lord Abbett Floating Rate R35%4%PIMCO Low Duration R2%2%PIMCO International Bond (USD-Hedged) R3%—Aberdeen Emerging Markets R2%5%Fidelity Advisor Real Estate M2%4%American Century Mid Cap Value R2%3%Janus Henderson Small Cap Value R2%3%Asset-Class Breakdown: Equity Fixed IncomeHigher income potentialLess volatileLower income potentialMore volatile with highertotal return potentialAsset allocation (and/or diversification) does not ensure a profit or guarantee against loss; it is a method to help manage risk.Morningstar Investment Management LLC is a registered investment adviser and subsidiary of Morningstar, Inc. Morningstar Investment Management provides nondiscretionary consultingservices to Sammons Institutional GroupSM, Inc. (SIG) but is not acting in the capacity of adviser to individual investors. Morningstar Investment Management provides recommendationsto SIG regarding asset allocation targets, for certain LiveWell products/programs, which are subject to change without notice. Morningstar Investment Management establishes theallocations using its proprietary asset classifications. If alternative classification methods are used, the allocations may not meet the asset allocation targets. The Morningstar name andlogo are registered marks of Morningstar, Inc. Morningstar Investment Management is not affiliated with SIG.Page 11 of 12

Contact your financial professional for additional details.If you’re a financial professional and are interested in moredetails about the LiveWell Mutual Fund IRA, please call theSammons Retirement Solutions Sales Desk at 855-624-0201.Investing in mutual funds involves risk, including potential loss of investment. You should consider the fund’s investment objectives,risks, charges, and expenses carefully before investing. The prospectus and/or summary prospectus contain this and otherinformation. You may contact your financial professional, visit srslivewell.com/prospectus, or call 866-747-3421 to obtain a currentfund prospectus. Please read it carefully before investing.You should also consider the expenses of the IRA program before investing. You must receive a fund prospectus and the LiveWell Mutual Fund IRA disclosure form before investing.IRAs are considered a long-term investment. Withdrawals from a traditional or SEP-IRA are generally subject to income taxes, and if taken before age 59½, may be subject to anadditional 10% IRS tax penalty. Withdrawals from a Roth IRA are generally not subject to income tax provided certain requirements are met. Information on traditional, Roth, and SEPIRAs is available in the LiveWell Mutual Fund IRA disclosure.Sammons Institutional GroupSM, Inc. and its affiliated companies do not give tax, legal, or investment advice. Please consult with and rely upon your own tax, legal, or investment professional(s).Securities distributed by Sammons Financial Network , LLC., member FINRA. Sammons Institutional GroupSM, Inc. provides administrative services. Sammons Financial Network , LLC.,Midland National Life Insurance Company and Sammons Institutional GroupSM, Inc., are wholly owned subsidiaries of Sammons Financial Group, Inc. Sammons Retirement Solutions and Midland Retirement Distributors are marketing divisions of Sammons Institutional GroupSM, Inc.UMB Bank n.a. is the custodian for the LiveWell Mutual Fund IRA program. The mutual funds offered through the LiveWell Mutual Fund IRA are made available through Sammons FinancialNetwork , LLC., member FINRA, 4546 Corporate Drive, Suite 100, West Des Moines, IA 50266. Information about the LiveWell Mutual Fund IRA and its funds can be obtained by calling866-747-3421. Sammons Institutional GroupSM, Inc., Sammons Retirement Solutions (a marketing division of Sammons Institutional Group), and Sammons Financial Network , LLC.,member FINRA are affiliated companies and are not affiliated with UMB Bank n.a.19864R REV 08-20

LiveWell Mutual Fund IRA.4 Simple. One-stop solution with over 150 mutual fund options The LiveWell Mutual Fund IRA gives you the freedom to invest with a wide variety of the nation's most well-known fund managers and mutual funds. But instead of working with each on an individual basis, you save time and money by investing in one easy-to-