AutoCount Risk Report

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AutoCount Risk Report Combining the market intelligence power of AutoCountwith Experian’s VantageScore SMIndirect lenders are continually seeking tools to improve market understanding andcompetitive positioning at the risk level. They have questions that require answers: Are dealers originating loans appropriate to their portfolio?What are the risk profiles by dealer?What is the competitive market share by dealer?In what risk segments are the competitors buying?Now, AutoCount Report subscribers can supplement their knowledge withSMAutoCount Risk Report, providing lenders with valuable market information: Gain insight into market dynamics- Understand risk profiles by dealer- Determine competitive positioning Develop lending products and programs- Match appropriate products with dealers- Leverage high-volume dealers Expand into new markets- Develop dealer expansion strategies- Determine competitive positioningWith AutoCount Risk Report, you get monthly Department of Motor Vehicles data combinedwith consumer risk information. AutoCount Risk Report is an objective source of titled vehiclesales, offering fact-based loan information on lenders, dealers and consumer risk at the stateand territory level. Increase your competitive edge with AutoCount Risk Report.Report options include:Dealer type — franchised and/or independentVehicle type — new and/or usedScore — flexible score segmentation using VantageScoreSMThe AutoCount Risk Report is available in an Excel spreadsheet via the followingdelivery methods: E-mail FTP CDFor more information about the AutoCount Risk Report,call 800 679 8807 or visit www.autocount.com.AccelerateyouropportunitiesSM

AutoCount Risk ReportReport descriptions Page 1 Dealer average summaryGet an at-a-glance review of the average scores on loans originating from dealers. This report reflectsthe average risk score for new and used automotive loans sold by dealers, providing a quick overview ofdealer activity.Features: Rank — indicates the highest average scores for the dealer’s loan volume. Dealer name — lists the name of the dealership involved in the loan transaction. Total — indicates the number of loan transactions used in the report. Typically, this is the number ofloan transactions completed through the dealer for the given time period and is based on the number ofloans where Experian was able to generate a valid VantageScore consumer risk score.SMScores: All vehicles average score — the average VantageScore for all loans on new and used vehicles soldat the dealership New vehicles average score — the average VantageScore for loans on new vehicles sold at the dealership Used vehicles average score — the average VantageScore for loans on used vehicles sold at the dealershipAutoCount Risk ReportDealer Average SummaryApr 2006Job Name: TX Dallas Ft Worth TerritoryIncludes: Franchise, New, Used, Loan VehiclesRank Dealer Name1 BOARDWALK PORSCHE2 BENTLEY DALLAS3 WILLIAMS MOTORS INC4 DAVID MCDAVID ACURA (PLANO)5 SNELL BUICK, PONTIAC, GMC LP6 CREST CADILLAC INC7 STOWE FORD INC8 FRANK KENT CADILLAC/OLDS9 PARK PLACE LEXUS (GRAPEVINE)10 PARK PLACE LEXUS (PLANO)11 GLOFF MOTORS INCAll VehiclesAvg ScoreTotalNew VehiclesAvg ScoreUsed VehiclesAvg 802119809829779480687773612 UNIVERSITY PARK AUDI2080382475613 SEWELL LEXUS (FORT WORTH)9880382178214 EWING AUTOHAUS INC57802821770980182671477715 LAND ROVER FRISCO (FRISCO)16 PARK PLACE MOTORCARS (DALLAS)17 AUTOBAHN MOTORCARS18 MAC CHURCHILL ACURA INC19 GRUBBS 20 MORITZ CADILLAC INC15679381775621 BMW OF DALLAS10779281374749791791015679181075622 JAMES WOOD BUICK PONT GM23 SEWELL VILLAGE CADILLAC24 VOLVO OF RICHARDSON25 SEWELL CAD SAAB GRAPEVINE26 COLE FORD SALES 17063078880172723078882876585788810756For more informationabout the AutoCount Risk Report,27 OVERSEAS MOTORS10call 800 6798807 orvisitAUTOPLEXwww.autocount.com.28 LEGACYRIDGE1829 PARK PLACE MOTORCARS FORT WORT30 SEWELL LEXUS (DALLAS)31 CLASSIC BMW

AutoCount Risk ReportReport descriptions Page 2 Dealer segment summaryQuickly identify the lending profile of dealers across score segments and view the total number of loans andaverage score of vehicle loans. This report further identifies the percentage of the loans distributed acrosscustomizable score segments.Features: Dealer name — lists the name of the dealership involved in the loan transaction. Total — indicates the number of loan transactions used in the report. Typically, this is the number of loantransactions completed through the dealer for the given time period and is based on the number of loanswhere Experian was able to generate a valid VantageScore consumer risk score.SMScores: Average score — the average VantageScore for all vehicles displayed in the report Percentage of population by segment — customized display for the percentage of consumer loansacross the lending segmentsAutoCount Risk ReportDealer Segment SummaryApr 2006Job Name: TX Dallas Ft Worth TerritoryIncludes: Franchise, New, Used, Loan VehiclesDealer NameBOARDWALK PORSCHEBENTLEY DALLASWILLIAMS MOTORS INCDAVID MCDAVID ACURA (PLANO)SNELL BUICK, PONTIAC, GMC LPTotalAvg ScoreTier F (500 - 599)Percentage of Population by SegmentTier D (600 - 699)Tier C (700 - 799)Tier B (800 - 899)128470.00%16.70%25.00%Tier A (900 - 0%PARK PLACE LEXUS (GRAPEVINE)1618102.50%14.30%29.80%30.40%23.00%PARK PLACE LEXUS (PLANO)1198093.40%14.30%30.30%26.90%25.20%CREST CADILLAC INCSTOWE FORD INCFRANK KENT CADILLAC/OLDSGLOFF MOTORS INC48060.00%25.00%25.00%25.00%25.00%UNIVERSITY PARK AUDI208030.00%15.00%30.00%40.00%15.00%SEWELL LEXUS (FORT WORTH)988034.10%12.20%28.60%36.70%18.40%EWING AUTOHAUS INC578023.50%12.30%36.80%28.10%19.30%LAND ROVER FRISCO 60%15.90%MAC CHURCHILL ACURA INC827946.10%14.60%24.40%32.90%22.00%GRUBBS INFINITI787947.70%14.10%24.40%33.30%20.50%MORITZ CADILLAC INC1567933.20%18.60%26.30%34.60%17.30%BMW OF .70%23.10%PARK PLACE MOTORCARS (DALLAS)AUTOBAHN MOTORCARSJAMES WOOD BUICK PONT GMSEWELL VILLAGE CADILLACVOLVO OF 20.00%20.00%OVERSEAS MOTORS107890.00%10.00%50.00%30.00%10.00%LEGACY RIDGE AUTOPLEX187895.60%22.20%16.70%33.30%22.20%PARK PLACE MOTORCARS FORT 0.90%28.70%30.00%17.40%CLASSIC BMW857883.50%16.50%32.90%35.30%11.80%TEXSTAR FORD LINC MERC277873.70%18.50%29.60%25.90%22.20%BANKSTON HONDA NK KENT HONDA1477862.00%20.40%30.60%34.70%12.20%TOYOTA OF FORT 9.40%26.50%23.50%20.60%SEWELL CAD SAAB GRAPEVINECOLE FORD SALES INCSEWELL LEXUS (DALLAS)REGENCY LINCOLN MERCURYBAILLARGEON 4.80%29.70%27.70%16.80%BOB TEDFORD CHEVROLET COMPANY337843.00%21.20%33.30%30.30%12.10%CREST INFINITI327843.10%18.80%28.10%43.80%6.30%JAMES WOOD CHEV CAD OLD957845.30%20.00%28.40%28.40%17.90%LUTTRULL MCNATT CHEV257818.00%28.00%12.00%28.00%24.00%BRUMBALOW MOTORS INC127790.00%16.70%GOODSON ACURA INCFor moreinformationabout the AutoCountCLASSICLINCOLN MERCURY49777 Risk Report,8.20%JIM MCNATT HONDA NORTH427777.10%call 800679 8807 or visit www.autocount.com.PARK PLACE MOTORCARS (BEDFORD)647753.10%LAND ROVER %24.40%15.60%77750.00%28.60%14.30%57.10%TOYOTA OF PLANO2327743.00%22.00%29.30%37.50%8.20%HONDA CARS OF MCKINNEY2477746.50%23.50%25.50%29.10%15.40%SUBARU OF DALLASWRIGHT LINC MERC INC0.00%

AutoCount Risk ReportReport descriptions Page 3 Dealer distribution summaryDrill down into a detailed view of how many automotive loans on vehicles sold by dealers fall intocustomizable score bands. Gain valuable competitive information by understanding the distribution of loansby risk intervals. This report distributes vehicle loans into bands that can be customized into as finite a rangeas 20-point score intervals, providing detailed information on the loans by dealer.Features: Dealer name — lists the name of the dealership involved in the loan transaction. Total — indicates the number of loan transactions used in the report. Typically, this is the number of loantransactions completed through the dealer for the given time period and is based on the number of loanswhere Experian was able to generate a valid VantageScore consumer risk score.SMScores: Average score — the average VantageScore for all vehicles displayed in the report Score intervals — customizable down to 20-point distributions and displays the number of consumerloans that fell in each intervalAutoCount Risk ReportDealer Distribution SummaryApr 2006Job Name: TX Dallas Ft Worth TerritoryIncludes: Franchise, New, Used, Loan VehiclesDealer NameBOARDWALK PORSCHETotal500 559Avg Score560 619620 679680 739740 799800 859860 919920 979980 99012847002031123484500101001117841001124720DAVID MCDAVID ACURA (PLANO)11282213811162726164SNELL BUICK, PONTIAC, GMC 28110057581520PARK PLACE LEXUS (GRAPEVINE)16181017926322631227PARK PLACE LEXUS (PLANO)119809338192414271654806000111010UNIVERSITY PARK AUDI20803003423611SEWELL LEXUS (FORT WORTH)9880307616152219112EWING AUTOHAUS INC57802033111391125BENTLEY DALLASWILLIAMS MOTORS INCCREST CADILLAC INCSTOWE FORD INCFRANK KENT CADILLAC/OLDSGLOFF MOTORS INCLAND ROVER FRISCO 29274126127MAC CHURCHILL ACURA INC82794268129201663GRUBBS INFINITI78794267129151692MORITZ CADILLAC INC156793181721283924144BMW OF 018292522251610PARK PLACE MOTORCARS (DALLAS)AUTOBAHN MOTORCARSJAMES WOOD BUICK PONT GMSEWELL VILLAGE CADILLACVOLVO OF 00210200OVERSEAS MOTORS10789001143010LEGACY RIDGE AUTOPLEX18789103224501PARK PLACE MOTORCARS FORT WORT307881234472612307882112645374138255CLASSIC BMW85788225181822963TEXSTAR FORD LINC MERC27787113545521BANKSTON HONDA (LEWISVILLE)179786342629274035132FRANK KENT HONDA147786181821302531112TOYOTA OF FORT WORTH2327851131952384352104REGENCY LINCOLN MERCURY34785015854821BAILLARGEON AUDI13785002322301217171917186415763821SEWELL CAD SAAB GRAPEVINECOLE FORD SALES INCSEWELL LEXUS (DALLAS)For moreinformationabout the AutoCountRiskGOODSONACURA INC101784 Report,1BOB679TEDFORDCHEVROLETCOMPANY337840call 8008807or visitwww.autocount.com.CREST INFINITI32784015378611JAMES WOOD CHEV CAD OLD9578408111418171773LUTTRULL MCNATT CHEV25781214325530BRUMBALOW MOTORS INC12779001244100

AutoCount Risk ReportReport descriptions Page 4 Dealer average detailsGain detailed industry knowledge by viewing the average score information on dealers and the lendersassociated with the dealers. This report provides competitive information essential to successful indirectlending programs. Quickly identify not only your lending program by dealer, but also your competitors’loan originations by average score.Features: Dealer name — lists the name of the dealership involved in the loan transaction. Lender name — identifies the name of the lender associated with the vehicle loan. Total — indicates the number of loan transactions used in the report. Typically, this is the number of loantransactions completed through the dealer for the given time period and is based on the number of loanswhere Experian was able to generate a valid VantageScore consumer risk score.SMScores: All vehicles average score — the average VantageScore for all loans on new and used vehicles soldat the dealership New vehicles average score — the average VantageScore for loans on new vehicles sold at the dealership Used vehicles average score — the average VantageScore for loans on used vehicles sold at the dealershipAutoCount Risk ReportDealer Average DetailsApr 2006Job Name: TX Dallas Ft Worth TerritoryIncludes: Franchise, New, Used, Loan VehiclesAll VehiclesAvg ScoreUsed VehiclesAvg ScoreLender NameAIRPORT SUZUKIAMERICREDIT FINANCIAL SERVICES INC27594591600AIRPORT SUZUKITRIAD FINANCIAL25623633615AIRPORT SUZUKICUSO & CO125690569AIRPORT SUZUKICREDIT ACCEPTANCE CORP105530553AIRPORT SUZUKIWELLS FARGO AUTO FINANCE9693691699AIRPORT SUZUKICITIFINANCIAL AUTO7590579595AIRPORT SUZUKIONYX ACCEPTANCE CORP6696697694AIRPORT SUZUKICAPITAL ONE AUTO FINANCE5598557626AIRPORT SUZUKISERVICE FINANCE COMPANY LLC4596582610AIRPORT SUZUKILenders with 3 or less (11)23634637631Totals128613624604ALAN YOUNG BUICK GMC TRKGMAC22758753881ALAN YOUNG BUICK GMC TRKFIRST CLASS AMERICAN CU14830833799ALAN YOUNG BUICK GMC TRKCITIZENS AUTO FINANCE12793815777ALAN YOUNG BUICK GMC TRKWELLS FARGO AUTO FINANCE10671689669ALAN YOUNG BUICK GMC TRKHIBERNIA NATIONAL BANK47617610ALAN YOUNG BUICK GMC TRKHSBC4610638600ALAN YOUNG BUICK GMC TRKLenders with 3 or less (17)26670705628Totals92733762681ALL STAR FORD MERCURYFORD MOTOR CREDIT32747755731ALL STAR FORD MERCURYLenders with 3 or less (11)14676757643Totals46726755687ALLEN SAMUELS ALLIANCE DODGE IDAIMLER CHRYSLER FINANCIAL SERVICES56780795701ALLEN SAMUELS ALLIANCE DODGE IWELLS FARGO AUTO FINANCE8683660697ALLEN SAMUELS ALLIANCE DODGE IOMNIAMERICAN BANK5786801728ALLEN SAMUELS ALLIANCE DODGE IAMERICREDIT FINANCIAL SERVICES INC4714706722ALLEN SAMUELS ALLIANCE DODGE ICHASE AUTO FINANCE4774753796ALLEN SAMUELS ALLIANCE DODGE I

bmw of dallas 107 792 5.60% 21.50% 22.40% 29.00% 21.50% james wood buick pont gm 49 791 4.10% 16.30% 28.60% 36.70% 14.30% sewell village cadillac 156 791 5.80% 20.50% 26.90% 23.70% 23.10% volvo of richardson 17 790 5.90% 17.60% 23.50% 29.40% 23.50% sewell cad saab grapevine 113 790 3.50% 15.00% 36.30% 29.20% 15.90% cole ford sales inc 5 789 0.00% 40.00% 20.00% 20.00%